I was deceived by a Home Credit salesman, and the salesman has been sentenced, but Home Credit still

Updated on Financial 2024-04-29
50 answers
  1. Anonymous users2024-02-08

    It is not good to be unclear about the situation, legally speaking, if the situation you are talking about is suspected of illegal and criminal acts, it is better to report to the police in time.

  2. Anonymous users2024-02-07

    Hello, Home Credit attaches great importance to your feedback, please call Home Credit feedback in time at your convenience, the company will arrange personnel to follow up and verify your feedback information, thank you.

  3. Anonymous users2024-02-06

    In this case, even if someone else has deceived you, but it is the money you borrowed, then you must be chased by others to repay the loan, you can also sue the salesman to find enough evidence to sue him for compensation, or you will repay the loan yourself, so don't trust others easily, just go to the reckless loan or mortgage These are easy to be tricked, and you must have a long mind to prevent being deceived.

  4. Anonymous users2024-02-05

    If you want to ask you for money, you can bring his relevant formalities certificate or directly record him and go to the police to deal with it.

  5. Anonymous users2024-02-04

    The specific implementation should be based on the results of the court or the public security bureau, the public security bureau is normally only to the people involved in the case to do public security or criminal punishment, civil or economic aspects still depend on the court's judgment, since the salesman has been sentenced, he accepted and your lending business, how the court characterizes, the state for the handling of private lending cases, generally is to return the principal, for the higher interest, especially higher than the bank interest rate in the same period is not supported, So it looks like the principal you borrowed is going to be repaid.

  6. Anonymous users2024-02-03

    In this case, it is recommended that you contact ** in time, communicate with ** and consult the best way to solve the problem, and do not contact them yourself.

  7. Anonymous users2024-02-02

    In this case, you can go and sue Gitson. It was their salesman who deceived you and asked the festival to compensate you for your losses.

  8. Anonymous users2024-02-01

    In this case, first of all, you have to collect evidence, and then communicate with their company, if you can't communicate, it is recommended that you report to the police.

  9. Anonymous users2024-01-31

    There is no way to do this loan, because you are the person who handles it, no matter what measures the salesman needs, you are also you, you are one of the beneficiaries, and he will definitely go with you to collect the money.

  10. Anonymous users2024-01-30

    They are already suspected of illegal lending, so their actions are not protected by the law and you can not pay it back.

  11. Anonymous users2024-01-29

    It depends on the specific situation, if you sign the loan contract, then you need to repay, as for your relationship with the salesman, you can sue the salesman and ask him to compensate you for your losses.

  12. Anonymous users2024-01-28

    Then ignore it, as long as it doesn't affect the credit report, it doesn't matter. If there is a problem, you can report it to the police, or sue the court to solve it.

  13. Anonymous users2024-01-27

    I was defrauded of a loan by a Home Credit salesman. Now the salesman has been sentenced, but the awakening still asks you for money, which is very illegal. If it really doesn't work, you can call the police.

  14. Anonymous users2024-01-26

    First of all, look at whether the money you bring in Home Credit exceeds 24% of this interest, if it exceeds 24%, it must be that this money does not need to be repaid. You can file a lawsuit in court.

  15. Anonymous users2024-01-25

    This can only be handled by the court after a lawsuit with Home Credit. Let's see what kind of responsibilities each side bears.

  16. Anonymous users2024-01-24

    If there has been a relevant case before, you need to go to the police station to issue a relevant certificate.

  17. Anonymous users2024-01-23

    It seems that there is no way to do this situation, so I said that he is in prison, and you and you can sue him when the time comes.

  18. Anonymous users2024-01-22

    The salesman of Bijie New Salesman has been sentenced, but Home Credit still wants to ask me for money, I think you can go and explain the situation to them, so you should still get help.

  19. Anonymous users2024-01-21

    This itself is a violation, but borrowing money is a fact and should be repaid.

  20. Anonymous users2024-01-20

    You should also partner in this matter to sue and ask for money from the place.

  21. Anonymous users2024-01-19

    First of all, you have to go to court and sue the company.

  22. Anonymous users2024-01-18

    Cao privately engraved a fake chapter in the name of the old godmother, signed a contract with Pain Xun, defrauded the pain Xun game gift package, and asked for advertising fees, and finally the old godmother did not admit it! Reason: I didn't enjoy the service, I didn't get the benefits, why should I admit it?

  23. Anonymous users2024-01-17

    If you don't pay it back, the interest is too much.

  24. Anonymous users2024-01-16

    You can go through the legal process, you are innocent, this has to find the salesman to have compensation, if he is sentenced, you can ask for civil compensation to return your money.

  25. Anonymous users2024-01-15

    If you have been sentenced to prison for being defrauded by Home Credit salesman, then you can appeal if you pay back.

  26. Anonymous users2024-01-14

    Hello, in this case, if you feel wronged, you can file a lawsuit with the local people's court and ask the court to decide, thank you.

  27. Anonymous users2024-01-13

    The salesman of Home Credit deceived you into taking out a loan, and he has been arrested, and the company still asks you for money, and you should continue to report to the police or sue him.

  28. Anonymous users2024-01-12

    It should be said that it is indeed necessary to deal with it accordingly, because you and you have a corresponding lending relationship with them, and the service should have corresponding responsibilities.

  29. Anonymous users2024-01-11

    Summary. If your case has been prosecuted for financial fraud, it is recommended that you consult a lawyer immediately for timely and accurate legal guidance and advice. You can also contact your local prosecutor or court to find out the specifics of your case so that you can better protect your rights.

    Dear, if your case has already been charged with financial fraud, it is recommended that you consult a lawyer immediately for timely and accurate legal guidance and advice. You can also contact your local prosecutor or court to find out the specifics of your case so that you can better protect your rights and interests. If you need more help, you can seek help from your local ** agency, legal aid agency or legal aid center.

    Legal basis: "Civil Code of the People's Republic of China" Article 3 Article 192 Where the secured creditor's right has both the security in rem and the security of the person, and the debtor fails to perform the due debt or the situation of realizing the security interest as agreed by the parties occurs, the creditor shall realize the creditor's right in accordance with the agreement or the agreement is not clear, and the debtor himself provides security in kind, the creditor shall first realize the security of the creditor's right in respect of the security of the object, and the creditor may realize the creditor's right in rem on the security of the creditor's right. It is also possible to request the guarantor to assume the guarantee liability. The third party providing the guarantee has the right to recover from the debtor after assuming the guarantee liability.

    Is there still room for negotiation when going to the Bureau of Justice now?

    There are still.

  30. Anonymous users2024-01-10

    Credit card overdraft, long-term default and non-repayment, is a crime of credit card fraud; Catch the full amount and light punishment.

    Article 196 of the Chinese People's Punishment.

    In the following circumstances, the person who commits credit card fraud is to be sentenced to five terms imprisonment or short-term detention and a fine of 20,000 yuan or 200,000 yuan;

    if the amount is huge or the circumstances are serious, a sentence of 50 years imprisonment and a fine of 50,000,000 RMB is to be given;

    If the amount is especially large or the circumstances are especially serious, a sentence of 10 years imprisonment or fixed-term imprisonment is to be given, and a fine of 50,000,000 yuan or confiscation of property is to be given

    using counterfeit credit cards;

    2) the use of invalid credit cards;

    3) Fraudulent use of credit cards;

    4) Malicious overdraft.

    "Malicious overdraft" as used in the preceding paragraph refers to the theft and use of a credit card that exceeds the prescribed limit or the prescribed period of overdraft by the non-occupying portion of the card, and is still collected by the card-issuing bank, and is convicted and punished in accordance with the provisions of Article 264 of this article.

  31. Anonymous users2024-01-09

    Has the court come to investigate? Was a subpoena issued? It's scary to have none.

  32. Anonymous users2024-01-08

    1. The victim may report to any of the public security economic investigation departments at the place where the crime occurred, the place where the fraud was committed, the place where the fraud occurred, or the place where the suspect lived.

    2. You can also log in to the Ministry of Public Security to report online violations and crimes**.

  33. Anonymous users2024-01-07

    Everyone united to complain to him, before signing the contract, he didn't explain how much money he would take, and after the quota came down, he asked you to take 5% of the quota first, and even if you breached the contract if you didn't take it, he also said that he would sue you.

  34. Anonymous users2024-01-06

    Hello, Home Credit is a legal institution, approved by the China Banking Regulatory Commission, the loan amount is subject to the contract, the contract can not be changed at will, what are your specific questions? You can send us a private message or call Home Credit at your convenience.

  35. Anonymous users2024-01-05

    We should all come together to report Home Credit and let Home Credit Finance stop harming people.

  36. Anonymous users2024-01-04

    How to sue, I'm also going to sue them, it's too cheating, it's just a few days overdue, because I have to repay the loan in advance, and I will repay more than 10,000 yuan of interest in 5 months.

  37. Anonymous users2024-01-03

    Home Credit is **, the staff lied that the interest rate is not high, and then give you a loan down, see the number of installments of monthly repayment and installment, the interest is double the principal, loan shark company!

  38. Anonymous users2024-01-02

    Home Credit Finance, garbage company, company boss garbage, employees old dog.

  39. Anonymous users2024-01-01

    What happens when all the people who borrow Home Credit come together.

  40. Anonymous users2023-12-31

    Home Credit Finance is a big pit customer.

  41. Anonymous users2023-12-30

    Is it useful for Home Credit Pit Company to complain to ** locally???

  42. Anonymous users2023-12-29

    Direct alarm. Online loans like Home Credit Financial are not legal.

  43. Anonymous users2023-12-28

    Home Credit China is a financial fraud company.

  44. Anonymous users2023-12-27

    Ah, or you can complain there, or sue it.

  45. Anonymous users2023-12-26

    1. 14,000 yuan cannot meet the standard for filing a case for the crime of loan fraud, and is generally only applicable to civil litigation to demand the repayment of the loan. Article 50 of the Provisions of the Supreme People's Procuratorate and the Ministry of Public Security on the Standards for Filing and Prosecution of Criminal Cases under the Jurisdiction of Public Security Organs (II) stipulates that more than 20,000 yuan must be used before a case is filed for prosecution.

    2. According to Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases, if the annual interest rate of a loan exceeds 36, it is a usury, and the state will not support the interest rate exceeding 36. Whether borrowing 15,000 yuan and repaying 30,000 yuan is illegal depends on how long the borrowing time is, if the borrowing time is less than or equal to one year, it is usury.

    Article 26 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases.

    Where the interest rate agreed upon by the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.

    If the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest agreement on the excess part shall be invalid. Where the borrower requests the lender to return the interest paid in excess of 36% of the annual interest rate, the people's court shall support it.

    Article 193 of the Criminal Law of the People's Republic of China.

    In any of the following circumstances, fraudulently defrauding banks or other financial institutions of loans for the purpose of illegal possession, and the amount is relatively large, is to be sentenced to up to five years imprisonment or short-term detention and a concurrent fine of between 20,000 and 200,000 RMB; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine of between 50,000 and 500,000 RMB or confiscation of property is to be given

    1) Fabricating false reasons for the introduction of funds, projects, etc.;

    2) The use of false economic contracts;

    3) Using false supporting documents;

    4) Using false property rights certificates as collateral or repeating collateral in excess of the value of the collateral;

  46. Anonymous users2023-12-25

    First of all, confirm the news with the official of the platform, and the party has factual overdue behavior. The credit reporting regulations clearly stipulate that all lending institutions should be connected to the credit reporting system. If the regulatory authorities can determine that P2P online lending is indeed a credit reporting agency, or a lending institution, or an institution engaged in lending business, then it is the legal responsibility of the credit reporting center to connect these institutions to the credit reporting system in accordance with the requirements of the regulations.

    Generally, such disputes are civil, at present, there are many such p2p**, the rules are different, you must be careful when managing money, it is best to repay the loan on time, otherwise you can only lose more, if you don't understand, you can consult a lawyer or the like, and ask more experienced people.

  47. Anonymous users2023-12-24

    If you are overdue for 5 months, you can also have a penalty interest of 14,000 yuan, which is less than 10,000 yuan, and there will be a fine of 200 for one day overdue.

  48. Anonymous users2023-12-23

    It's okay, the principal is enough, and the third-party ** doesn't need to pay attention to them.

  49. Anonymous users2023-12-22

    Don't believe everything in **, discuss it with someone who understands this.

  50. Anonymous users2023-12-21

    Failure to repay the loan on time is an economic dispute and will not directly lead to jail time.

    1. After the creditor files a lawsuit with the court and wins, if the debtor fails to perform the court judgment within the performance period, the creditor may apply to the court for compulsory enforcement. When the court accepts the enforcement, it will inquire about the real estate, vehicles, ** and deposits in the debtor's name in accordance with the law. In addition, if the debtor has no property in his name that can be enforced, and he refuses to perform the effective judgment of the court, negative information such as overdue repayment will be recorded in the individual's credit report, and he will be restricted from high consumption and entry and exit.

    2. In cases where there is capacity but refusal to enforce the judgment, a fine or detention may be granted, and the circumstances are serious to constitute the crime of refusing to enforce the judgment or ruling.

    1. Article 111 of the "Civil Procedure Law" Where litigation participants or other persons exhibit any of the following conduct, the people's courts may impose fines or detention on the basis of the severity of the circumstances; where a crime is constituted, criminal responsibility is pursued in accordance with law

    3) Concealing, transferring, selling, or destroying property that has already been sealed or seized, or property that has been inventoried and ordered to be kept, or transferring property that has been frozen;

    6) Refusal to perform on a judgment or ruling of a people's court that has already taken legal effect.

    People's courts may fine or detain units that exhibit any of the conduct provided for in the preceding paragraph; where a crime is constituted, criminal responsibility is pursued in accordance with law

    II. Article 313 of the Criminal Law [Crime of Refusing to Enforce a Judgment or Ruling] Where a judgment or ruling of a people's court is capable of being enforced but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention, or a fine is to be given.

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