With a monthly income of 6000, can you afford to buy an Audi A4L?

And according to the naked car price of 240,000 yuan, buy a car in installments, make a down payment of 30%, repay it for three years, and pay about 5,000 per month, and now it is basically interest-free for two years, and interest is paid for three years, and the interest is almost more than 10,000. Insurance more than 6,000 per year, and then car washing, refueling, maintenance, parking spaces, these are expenses, a salary of 7,000 a month, a monthly payment of 5,000, you still have to maintain a car, but also to eat, obviously is not enough, even if you buy home, it will pull your quality of life very low. So 7000 monthly salary still can't afford to support A4, if you buy a car in full, the monthly salary of 6000 is enough for you to maintain a car.

The minimum allocation is 250,000. Purchase tax insurance 30,000, all down 28Loan 130,000.

Three years. It's about 50,000 a year. You make 10,000 dollars a year.

I think your strength is that you can buy and raise, but A4L is not very real.

Anyway, I don't have the pressure of a mortgage or a car loan, and my salary is a state-owned enterprise, almost more than 5,000 per month. I'm Q3. It's okay to raise, 30,000 a year, the house is messy, the cost of property fees, heating, water and electricity, almost 10,000 a year.

My friend is just like me, but she's an A4 and can raise just as much. It's definitely tighter than when I didn't have a car. If you have a mortgage or a car loan, you still have children at home.

Unless you earn 20,000 a month, it will be difficult to support him. This thing is still within our means. Anyway, with a car of more than 300,000 yuan, how can he get more than 30,000 yuan a year.

If the problem of commercial use is not big, if it is more reasonable for office workers to use ordinary, the displacement of second-hand cars and economic depreciation will not be good, second-hand six to eight years of car package transfer of less than 20,000 yuan can also be used, as long as you drive your own car to pay attention to the slow start of the vehicle to reduce the injury, understand how to drive the car is absolutely few, there is no problem with cherishing your car, if you buy a new car depreciation a year is not tens of thousands of yuan, there is really no need to pretend to be face, because now there are famous cars everywhere, Is there a need for a new or used car, it is best to do what you can, but also curiosity to you over the curiosity to see the car you don't want to drive, everywhere jammed car in the city three kilometers run for two hours annoying, then not as good as a battery car.

Since you didn't say anything about the configuration, let's calculate it according to the medium configuration. Third-party liability insurance to buy 1 million: 1630 yuan, vehicle loss insurance:

3941 yuan, on-board personnel liability insurance: 250 yuan, if you don't buy other insurance, then the total cost is: 950 + 1630 + 3941 + 250 = 6771 yuan, then one month is:

565 yuan; Maintenance fee: maintenance twice a year, a maintenance we calculate at 1000 yuan, plus the replacement of some other small parts, we even if 3000 yuan, then a month is 250 yuan. A month is calculated according to 1000 kilometers, plus 95 oil, we take ** as the yuan per liter to calculate, fuel consumption is almost 8 points.

Then the monthly oil cost is almost 600 yuan.

If the economic conditions do not allow, don't buy such a good car, don't pull the quality of life too low, and you are still tired, if you really want to buy a car, you can buy a cheaper car to drive, daily travel, shelter from the wind and rain are OK, and then change the car when there are conditions in the future. Moreover, the car is a consumer product, there is no need to take out a loan to buy an A4 when your financial ability is insufficient, it will lower your overall quality of life, and it will be difficult to buy it back and raise it.

Actually, you don't have to worry too much about this problem, the cost is not as high as you think, mainly consider your other expenses, and the following will be calculated for you. The cost of car maintenance, mainly concentrated in fuel, insurance, maintenance and parking fees, etc., for the general 100,000 family cars, the monthly car maintenance cost is generally between 1500-2000, a relatively large part of the cost is the insurance premium, the general car, the insurance premium is five or six thousand. Since the price of the car is higher, the insurance is higher.

Take the 2018 35TFSI sports model as an example, **10,000, and the new car insurance ** is about 10,000. If there are other payments of about 250,000 yuan, the insurance cost will be lower.

You don't have a lot of money to buy and enjoy life. Compared with ordinary economy cars, maintenance is more expensive than 1,000 yuan per year, fuel costs 2000 more per year, and other insurance + parking fees are about the same.

Audi full cost about 300,000 yuan, first of all, you have to have about 20,000 yuan in your hand, if the full amount is fine, if the installment is the pressure, Audi is about more than 30,000 yuan a year, as long as you don't open it to raise it, don't worry at all.

If there is no accident, no violation, no interest on the purchase price, and no depreciation, it is probably this cost: maintenance fee, insurance fee, car inspection fee, car wash fee, parking fee, and if the car is older, there will be a repair fee. After that, it is the fuel fee and the highway fee, the fuel fee is generally 4 cents to 7 cents per kilometer (the oil price is uncertain, the road conditions are uncertain), and the highway fee is about 4 cents per kilometer, depending on how many kilometers you run in a year.

The minimum configuration of Audi A4L is almost 30W on the road, how much does it cost to raise an Audi A4L a year? I have consulted friends who have A4L around me about the cost of normal use for one year. First of all, strong insurance and commercial insurance a year is about 7500, A4 fuel consumption per kilometer is about 6 cents, if you spend about 12,000 yuan on fuel costs for 20,000 kilometers a year, maintenance is almost 5000 a year, in addition to the usual small bumps and long-distance running, a year to maintain a car at least about 3W.

Your monthly salary of 7000 earns almost 10w a year, and if you remove the 3w of car maintenance, then you only have 7w, assuming that you spend 3000 per month, then it is 30,006 a year, then you only have 3w4 to repay the car loan for a year, that is, you have to repay about 3000 car loan a month, then you have a down payment of 15w, and you have to repay the car loan for about 5 years. But you have to think about it, the quality of life will decline in the future, and you have to make sure that you can't lose your job and have other expenses for 5 years, which can be said to be very hard.

It also depends on what the conditions of your family are, whether you are married, whether you have children, not just by looking at the salary can be decided, if the parents are ordinary salarymen, you should buy less than 100,000 yuan. Cars are consumables that depreciate when they get their hands on them.

If you are single and do not have any debts, you must be able to afford it, a little less than 2000 per month is enough, if you have a family, you will definitely not be able to afford it.

Six thousand a month to raise an Audi should be enough. However, you have to find another way to eat and dress.

I am the kind of poor man that everyone says, with a monthly salary of 6,000.

This kind of income can not exceed 150,000 in driving.

About 100,000 yuan is the ideal substitute for this kind of income, which is economical and practical, and there is no pressure on later maintenance.

The pressure of more than 150,000 is very great, and I really want to buy second-hand, and the monthly income is at least more than 10,000.

If you don't have 2 million savings at home, don't think about it, you have to save face and suffer from it.

The best car for ordinary part-time workers is still B-class, BBA is really not driven by ordinary families! You can't control it without economic strength, although you can afford it, you have a lot of pressure, after all, you still have to live!

You can still buy it without getting married, without a girlfriend, without a mortgage! If you have a girlfriend or are married, it's better to save money on your mortgage! You can't even afford a car!

It's not as terrible as everyone says, where does my A4L get to and from work every day, wash the car, it's dirty! The fuel cost of 350 is enough, and the annual consumption of 20,000 is almost!

The 2013 standard landing, about 310,000! I've been raising it for more than 7 years, and now it's 150,06 kilometers! Let me choose again, I won't buy this car!

If you buy an Audi in full, you won't have much pressure on insurance and maintenance and refueling every year. If it is a mortgage, a monthly salary of 6,000 will not support it at all. Why bother? How much ability to do so much, why pretend?

Do you have any other income**? Or do you have a lot of deposits? 6,000 yuan is not enough to repay the loan.

Can you afford an Audi A4L with a monthly income of 6000? The owner of the car counts: do not consider anything lower than this number.

Buy a Porsche, don't believe you to buy it.

The minimum monthly income in first-tier cities is about 20,000 yuan, and there is no pressure.

No, it's almost the same if you don't eat or drink.

I think I can afford it, because the ** of the Audi A4L is very cost-effective, and there are many people who can afford it.

Yes, because the appearance of this car is particularly atmospheric, especially value retained, particularly cost-effective, the driving speed is particularly fast, and the interior uses leather seats.

It shouldn't be, because the ** of this car is relatively high, and many people can't afford it even if they repay the loan.

Nowadays, more and more consumers are choosing luxury brand cars when buying a car. However, luxury brand cars will exert greater financial pressure on consumers than ordinary joint venture brands. So how much monthly income can you afford to buy a luxury brand car?

Let's talk about this with the example of the Audi A4L.

How much does it cost to buy an A4LA4L is a standard luxury brand midsize car. At the same time, it is also the most cost-effective model in the same level of BBA models. At present, the naked price of the A4L model, which has attracted a lot of attention, is about 26-280,000 yuan, and the landing price is basically about 300,000 yuan with other expenses.

If you choose to buy a car in installments, the initial purchase of the car** is about 120,000 yuan, and the loan is about 180,000 yuan. If the cost is paid off within three years, the principal plus interest will be amortized to about 5,000 yuan per month. Of course, if you want to buy a car in full, the first thing you need to do is prepare 300,000 cash.

Of course, buying a car is not a one-and-done thing. After buying a car, the monthly cost of maintaining the car is not a small expense. According to the average fuel consumption of Audi A4L, the annual fuel cost is about 10,000 yuan.

In addition, we need to be prepared to buy insurance for the vehicle every year, and then add the maintenance costs. This fee also costs about 6,000 yuan per month per year. If we take out a loan to buy a car, the monthly expenditure of this car is about 7,000-8,000 yuan.

Our budget for buying a car is better, and we usually keep the budget for buying a car within a reasonable range. Normally, if possible, we can buy a car for twice the family's income, but this is only an ideal value. Considering the actual situation, it is generally safer to buy a car with the income of the whole family for a year.

If the monthly income of the whole family is about 20,000 yuan and the mortgage is about 5,000, it is no problem to buy an A4L under normal circumstances. After all, even if you take out a loan to buy a car, you still have a disposable income of about 8,000 yuan every month, excluding housing loans, car loans, and car maintenance expenses. If there are no other large expenses, this income will not be a problem for the daily family, but if there are children to take care of, then you may need to think a little more.

However, if you already have all the funds you need to buy a car, you can buy this A4L or the same level.

The annual salary is probably more than 150,000 yuan, because if you can't reach this level, you probably won't be able to afford this car, and there is no need to buy such a good car.

The annual salary is about hundreds of thousands of yuan, with such an income, there is no problem at all to buy this car, and it can also maintain expenses.

It's about 200,000 yuan, and this car is still relatively cheap, and the cost of later maintenance and repair is relatively low, so the requirements for family income are not particularly high.

Personally, I feel that you can buy it with an annual salary of 400,000 yuan, because this car is relatively expensive, and you can't buy it if you don't have a certain financial ability.

In our daily life, I believe that many people will increase their material needs with the development of society and the improvement of people's living standards. Many families have begun to choose to buy a car, so that driving becomes the only way to get around, and many people have the ability to buy a car in full, but they encounter a series of problems in the process of maintaining a car. So, for a person who can afford to buy an Audi A4L in full, will the burden become greater every month after buying this car?

If an individual has the ability to buy a full-cost Audi A4L, then it means that their economic strength is relatively wealthy, because a full-cost latest Audi A4L** is stable between 300,000 and 600,000, and if you can get hundreds of thousands to buy a car, then your living standard will not be too bad. Let's calculate how much money an Audi A4L car needs to bear every month. A car needs to pay more than 3,000 yuan of vehicle insurance every year, which may cost about 300 yuan per month, and if the vehicle has a collision or needs to be repaired, then it is likely to cost hundreds of yuan every year, so it is equivalent to about 80 yuan per month.

If you only need to drive to work every month and don't need to take other routes, then you may need to refuel about 200 yuan every four or five days or a week, so that the monthly refueling money may be maintained at 1,000 yuan. If there will be no problems in the process of driving your car, and there will be no risk of flat tires and collisions, then we may need to maintain the amount of money spent on the car at about 1,500 yuan per month.

Spending 1500 yuan to 2000 yuan per month, it should be a drop in the bucket for a person who can buy the full amount of Audi A4L, and the vehicle also needs to be raised to do all kinds of maintenance on a regular basis after it is bought, and every few days it needs to be put into the car wash to wash the car, although these costs are not very large, but we should also adhere to the good habits of these maintenance vehicles, so that the car can run longer.