What are some of the best ways you can invest in your money?

If you want to invest in financial management, the best thing is to invest in some listed companies, and they are very well-known, so that the investment is more secure, and there is no need to worry about losing money or being cheated. <>

First of all, before investing, it is necessary to investigate the market background and collect more information, because investment and financial management is not an easy thing. It is necessary to observe in many ways to prevent your money from being lost. <>

You can put money into a special card, make a reasonable use of your salary, have a clear amount of how much money to save and how much to spend every month, and you can also use the money to make some better investments.

The proportion of investment in ** and ** type ** can not exceed 50%, 30% of family living expenses, 20% of bank deposits, personal investment and financial management methods are more fixed, treasury bonds, entrusted wealth management, **, **, trust, insurance, etc.

You can put your money in the bank and buy some wealth management products, because now the wealth management products in the bank have higher returns and less risks, which is a good way for us ordinary people to manage money.

For families with very low incomes, it is recommended to use the fixed deposit method. For families with average incomes, it is recommended to divide the investment into two parts, the first part is cash deposits and bonds. The second part can be purchased with insurance.

Nowadays, many people want to make money at home, so they have put a lot of effort into investment, such as investing in some snack industries, or in some real estate, which can make great achievements.

As the saying goes, "eggs can't be put in one basket", so the investment must be invested separately, and you can make a plan, 40% of the mortgage and investment, 30% of the family's living expenses, 20% of the bank deposit, 10% of the insurance.

In this case, you should ask some professional investment and financial experts, so that they can help you take care of your property, so that your wealth will increase, if you blindly invest, it may bring bad consequences.

There are a lot of ** on the Internet, but there are also those who can really make money, polish their eyes, I am doing an e-commerce platform myself, not bad, there are dozens of dollars a day, and I will make more and more money in the future.

I am good at it, **80% annualized, **6% investment is to invest time, live my own life, and wait for the process of making money, the scenery is quite good, and the mood is quite good!

1. Financial financial management methods, such as **, especially index**.

2. Purchase insurance, insurance can not only protect the safety of investors' lives and property, but also obtain capital flow protection through regular dividends and return of premiums 3. Bank deposits, guaranteed principal and interest; 4. Purchase suitable physical objects or fixed assets.

Such as **, commercial real estate, etc.; 5. Choose to buy wealth management products.

Select the right product through the bank's rating of wealth management products; 6. Purchase trust assets. The above are some of the simpler and more effective ways to manage money for novices. The bank will rate each wealth management product, and divide the wealth management product into five levels: R1-R5 through comprehensive consideration of profitability, risk and liquidity.

Among them, most of the investment content of the principal-guaranteed wealth management products are low-risk products such as deposits and treasury bonds, and if the investor's ability to bear risks is relatively weak, he can choose to buy wealth management products below R3, and the interest rate is about between. The first type: banks, preferably mobile banking.

Bank cards are more commonly used, but in recent years, the interest rate of one-year fixed deposits.

Basically, it is about 2 points, so it is not recommended to deposit a fixed term in the bank in an annual unit, and you can consider the short-term zero live treasure launched by mobile banking, similar to Alipay, the interest rate can be lower than Alipay, but there is no handling fee for cash withdrawal. The second type: Alipay for a variety of baby products, Alipay is still a very good choice, very flexible, and bank cards directly and ultra-efficient docking, baby products choose Alipay.

The third type: P2P network platform.

If you want high interest rate returns, you can choose the P2P network platform, Lufax.

The large-scale platform is very reliable, but the interest rate is slightly lower, up to 8 points, and of course the security is very high; Other, less well-known interest rates are basically at 10 pips. Fourth: **.

Young people due to the lack of funds and low ability to bear risks, may be relatively less exposed to **, personal advice to invest ** as an after-work investment and financial management.

tool to use, the best investment method is to choose long-term investment, **personal better understanding of the company** long-term holding, waiting for its growth.

It is recommended to invest**, **regular fixed investment has similar characteristics of long-term savings, which can accumulate a lot, evenly share the investment cost, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

**Originally, it was the best choice for long-term gains. If it is a regular investment method, it can also smooth out the loss of income caused by short-term fluctuations, since it is the pursuit of long-term returns, you can choose the variety with the highest target return, index**. The index originally selected the target, the blue chip stocks and high-quality stocks in the industry with model representative significance, and avoided the risk of ** because it has a certain number of models.

And the impact of economic cycles on individual industries is avoided. Since it is a long-term fixed investment, it takes time to digest the inevitable high-risk characteristics of high-yield varieties.

It is advisable to choose products from high-quality ** companies. For example, ChinaAMC, E Fund, Southern, etc., it is recommended to use the CSI 300 and small-cap indexes. You can open an account through the company, let the professional investment manager serve you, and some index varieties are free of handling fees through the company, which reduces your investment costs.

There is not much money, there is no need to disperse the regular investment, use time compound interest to make money for you, and concentrate on one or two **. **Regular investment should choose the back-end fee model, and the dividend method can be reinvested.

I can give you a starter plan to understand!!

The most common and classic way of investment and financial management is stored in the bank, and there are others, such as buying insurance is also a more secure way, but to choose a good insurance company, there is also to buy treasury bonds and **, which I have not personally experienced, but I can still understand some.

Investment and financial management can be the first to think of**! This is one of the most common and well-known ways to invest and manage money. But the fortune also knows that the first ticket has a large return and a large risk.

The second is that you can buy **, which is also a very common investment and financial management. This risk and benefit are relatively small compared to **. The third is to keep money in the bank, which is the most stable way to invest and manage money.

All in all, investment is risky and should be cautious.

There are many ways to invest and manage money, many, many, from small risk to high risk of the most basic bank deposits, which is a kind of investment, but it plays more of a role in custody, and then there are treasury bills, that is, treasury bonds, treasury bills and treasury bonds are relatively low risk, because the income of national taxes and major projects is no problem to guarantee the repayment of principal and interest, and then there are corporate bonds, some large enterprises are also no problem, they have existed for decades, There are a lot of assets of the company, there is not too much pressure, and then there is the trading of options, which involves professional financial knowledge, and everyone has heard of this, some are buying the rise and fall index, some are simply buying, and some will do virtual options trading, that is, they consume the options they bought by hedging and closing positions, for example, he bought 100 tons of soybeans, but in the end he sold them, and then he did not actually contact the property rights. He just takes the property out of his hands for a while, and then earns the difference, it is not actually to buy something, which is called hedging and closing.

**, I think many people have heard of it, but China's ** is not very stable, so if you are not very sure, don't make too much investment. There are also some wealth management products of the bank, which are generally relatively stable, and you can try to invest in them.

1. Keep your money in the bank and buy the bank's wealth management products.

2. Invest money in projects, such as family and friends opening stores and companies, and you become shareholders.

3. Buy**, buy**, buy collectible things.

4. Ask a financial professional broker for help, just give him the money.

No matter what kind of financial management it is, please understand one sentence: ".Financial management is risky, and investment needs to be cautious

I have been insisting on investment and financial management for more than three years, and as far as I know, there are still many investment and financial management methods on the market, such as: bank fixed deposits, bank certificates of deposit, currency**, bonds**, **, hybrid**, **, foreign exchange, options, trusts, real estate, etc., these are all financial management methods that can be accessed, but there is one thing that needs to be reminded that investment and financial management are risky, and trading needs to be cautious!

The main investment and financial management methods I know are: **, **, **, **, real estate, bank wealth management and so on.

However, I prefer to invest** and buy wealth management products, because these two types of risk are relatively small, the liquidity is relatively strong, and the investment threshold is not high.

In the past, I really paid little attention to the aspect of investment and financial management.

Later, I signed up for a study, and then one of them was a financial manager, and he often shared some ways and means of managing money.

There are some people in the group who talk about their own financial management methods, some people will choose to buy a house to appreciate, some people will buy some**, but ** is not very stable, there is a little more stable, everyone will choose to store the money in some more famous banks, so that there will be a lot of interest on saving some money a year.

As for the question of investment and financial management, my personal opinion is that bank wealth management has been more popular recently. Because of this, when you put your money in that place to manage it, he will give you interest at a certain time. But the premise of this, you must choose a regular bank, if you choose an informal bank, then you may be in the financial management, your own money is wasted.

Relatively speaking, simple and good ways to manage money are:

1. Bank wealth management products.

At present, the income of short-term wealth management products of banks is about 2%-7%.

2. Purchase fixed-income wealth management products.

For example, the popular fixed-income wealth management products, with an investment period of 1-24 months, a minimum investment of 1,000 yuan, and an annualized rate of return of 5%-12%, that is, an investment of 100,000 yuan in the late stage of a year with a full principal and interest income of more than 110,000. Fixed income wealth management itself has a low threshold and low risk, which is more suitable for most people to invest.

3. Purchase**.

** is the most popular investment tool, no special introduction. The shouting here is to remind everyone that ** not only pays attention to how to choose stocks, but also pays attention to how to allocate funds scientifically. In addition, be careful not to choose the wrong direction in the general direction, such as choosing a "sunset" industry, even if you have a stock selection eye, if the industry as a whole is a downward trend, you will not make any money.

4. Invest in bonds.

The investment in bonds is a comparative insurance investment. For example, treasury bonds have stable returns, but the disadvantage is that they have low returns. For example, a 3-year treasury bond issued in 2014 has an annual interest rate of 5%, while the 3-year bank term in the same period is.

It is only slightly higher than bank fixed deposits in the same period. How to buy, in fact, you can generally subscribe through online e-banking.

5. Foreign exchange, **.

Forex and ** are relatively established investment tools. Financial planners remind investors that these two investment products have a certain short-selling mechanism, so there is a lot of uncertainty.

6. Internet finance.

Internet finance, which is what we call P2P, P2P investment and financial management, has the advantage of low investment threshold, and now many P2P platforms have a minimum investment of 100 yuan, and the threshold is very low; At present, the income of bank wealth management is generally 4%-5%, but P2P can reach 10%-13%; Flexible, P2P short-term investment has a 1-month period and a 3-month period, which is much more flexible than bank wealth management with a term of years. Therefore, it has become the new favorite of many friends in financial management.