The difference between opening a fund account online and opening a fund account in a bank, advantage

1.From the nature of the view, both of them are ultimately to the first company to open an account, just to the bank to do it, someone will tell you the materials needed for each step and have bank staff to operate for you, to open an account online you have to worry about yourself;

2.From the point of view of the rate, there will be a 3-6% discount rate discount directly on the **company**, which depends on the **company and bank card you choose, and there is basically no discount when you open it in the bank, otherwise what will the bank eat;

3.From a psychological point of view, I will feel that it will be safer to buy in the bank, because at least I have a receipt from the bank in my hand, and the bank can see it, but on the Internet, there is only one account number without other proof, and my heart is a little unstable, but in fact, many of them are now dependent on computers, and there is nothing to figure it out;

4.From the point of view of time, the bank account must be opened at the time specified by the bank, and **24 hours can be handled, which also saves the time of waiting in line at the bank.

Online account opening operation, simple and convenient, you can subscribe on the computer, redeem, in the bank to queue, if you want to modify the dividend method, you also have to go to the bank, these online operations can be. Buy online**To do a good job of computer security, install anti-virus software, update the virus database every 2-3 days, and don't open the unknown **.

Bank account opening needs this card that card, the most important thing is to ask you to do a ** card, spend money, if you open online banking, or other means of payment, you can avoid a lot of unnecessary troubles, cumbersome procedures, waiting and money, but the bank account credit is good, the strength is strong, when you go to the ** company hall, transfer redemption they will be very enthusiastic, most of the service business to money, hehe. Nothing to do with the bank.

1. The investment funds of the **company** are opened in the bank as a corporate account. However, the company's own corporate expense account is the same as that of a general enterprise. The effective date system shall be implemented for the corporate bank settlement account opened by the depositor, that is, the corporate bank settlement account shall not handle the payment business within three working days from the date of formal opening, except for the transfer of funds and cash deposit, and the payment can only be processed after three working days.

2. Interbank current account refers to the account set up between different banks in order to record, reflect and settle the mutual capital exchange relationship in the handling of intra-city bill exchange, non-local transfer and settlement, fund lending and other businesses.

3. The general deposit account is used to handle the transfer of depositors' loans, the return of loans and the receipt and payment of funds for other settlements. This account can be used for cash deposits, but not cash withdrawals. There is no limit to the number of accounts that can be opened.

The payment business can only be processed after 3 working days from the date of official account opening of the general deposit account, except for the general deposit account opened due to loan redeposit.

There is a clear difference between <> account and account which are important accounts that investors must have when conducting investment activities in the market.

First of all, an account is an account that an investor must have when investing in a product in the market, while an account is an account that an investor must have when investing in a product in the market.

Secondly, the main function of the account is to record the amount and income of the investor's investment in the product, while the main function of the account is to record the amount and income of the investor's investment in the product.

In addition, the investment products of the ** account mainly include **type**, bond type**, mixed collapse delay type**, etc., while the investment products of ** account mainly include **, bonds, **, etc.

Finally, the investors of the ** account can freely choose ** products to invest according to their own investment needs, while the ** account investors can freely choose ** products to invest according to their own investment needs.

In conclusion, there is a clear difference between an account and an account, including investment products, investors' freedom of choice, account features, etc. Investors should choose the appropriate account according to their own investment needs to ensure that their investment returns are maximized.

**The Company's escrow account deposits are interbank deposits. Interbank deposit business refers to the interbank fund deposit and deposit business carried out between financial institutions. It belongs to the type of corporate deposit, and the interest rate will generally be floated, and the floating ratio will be negotiated with the bank.

Interbank deposits can be divided into two types: domestic interbank deposits and foreign interbank deposits. Domestic interbank deposits refer to the deposit accounts opened by domestic banks and other financial institutions at their respective settlement locations in order to facilitate settlement, which is for the banks and financial institutions that accept the deposits.

Foreign interbank deposits refer to the deposit accounts of banks engaged in foreign exchange business in various countries in a certain currency opened at the settlement place of a certain currency in order to facilitate the receipt and payment of international business, and are for the banks and financial institutions that accept the deposits.

Generally, **companies use your money to buy** bonds, etc., and they are more professional in managing this money to obtain income, and most of the investments in the bank are also like this.

Don't choose short-term investments**. **The manager is just playing with the money of you guys**. She earns you to earn.

If she loses, you will lose, so it is not suitable for investment. Personal advice**Investment**Preferred**Forex. There is profit and loss all the time.

Trade 24 hours a day. **The advantage of foreign exchange is still in the ups and downs, and there are profit opportunities. Go long.

If you lose, you will go short. Extremely easy to operate. **You can only buy up.

I don't believe in this thing, you say it's 2718

**Essentially a collective wealth management product. That is: ** The manager raises a certain amount of funds from the public, obtains returns by investing in the agreed financial products in the financial market, and bears the corresponding risks.

In the Chinese market, the more famous ones include the Huaxia **Selection** controlled by Wang Yawei. And the quantum ** controlled by Soros ** is a very famous hedge in the world**.

**According to different investment objects, it can be divided in**type**, bond type**, hybrid type**, currency type**, FOF (fund of fund, **in**. ), exponential**, etc.

**According to whether it is publicly traded in the secondary market, it is divided into open type and closed type.

Relative to **, ** is characterized by the ability to avoid ** risks, but not to avoid systemic risks. At the same time, due to the diversification of investment, the return is of course relatively smaller than that of **.

Investments are usually similar to investments and can be traded as if they were bought and sold.

It is possible to invest from a bank, and it is possible to invest from a company.

The company's account opening is the same as the account opened by CCB, and investors with insufficient investment experience and other restrictions who are unwilling or unable to buy and sell directly provide convenience, the exchange has opened a simple, fast and low-cost account specifically for the purchase of **, that is, **account.

Investors can go to the local registration company and online account opening ** point to open an account with their ID card, and the account opening fee is RMB 5.

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc.

1. 1. The difference between opening an account in a bank, opening an online account in a company and opening an account on an exchange is different in terms of subscription rates. In the bank yes, in the **company, in the **company in general.

2. ** account refers to the account opened by the registration and clearing registration institution for the investor to record the balance of ** shares held by the investor and managed by the ** manager and its changes.

3. ** trading account refers to the account opened by the sales agency for the investor to record the changes and balances of the investor's trading ** shares through the sales agency. Generally speaking, investors first need to open an account, and then the sales agency will automatically open a trading account for you when buying. An investor can only open one ** account, but can have multiple trading accounts.

2. **The handling fee for opening an account on the exchange is relatively preferential, but you must open a bank passbook at the designated bank before applying for a bank-securities pass. At the same time, the trading funds of the ** exchange are synchronized to the account. Banks need to run in multiple places, just in one bank, and the handling fee is relatively simple.

But you can only buy**can't buy and sell**, and the funds arrive relatively slowly. The two accounts are not opened at the same time or the single account opening will not affect each other.

The ** account opened by the **company is the same as the ** account opened by the bank**, and the ** account you open in either party can be taken to another place for use, there is no difference in this. **The subscription rate is currently a new profit for the bank, and the bank will often launch discount activities, while the major domestic brokerages do not attach importance to the ** sales fee, so the discount is small, and the regulatory authorities expressly prohibit the ** sales discount. At present, many banks have launched ** regular investment fee discounts, while brokerages only have regular investment, no discounts.

Buying through an account and buying at a bank are both purchased through an open-ended over-the-counter consignment system, but the agency is different, and the fees are all at the rate specified in the prospectus of the company, and there is not much difference. But since you have an account, then, the daily capital position may be placed in the company's capital account, if so, in terms of convenience, it is more convenient to buy through the account. Purchases made online at the company are purchased through the direct sales system, and the specific circumstances of each company may vary.

Some ** companies buy through direct sales in the handling fee is slightly discounted, and some do not, in accordance with the provisions of the ** prospectus. However, many ** through the company's direct sales channel purchase is limited by a large starting point, and a smaller share cannot achieve direct sales.

And for those so-called "innovative open**", it is most convenient to buy only through ** account. For example, 150003 Jianxin advantage, etc., purchased through bank channels, when the ** is converted into a LOF that can be traded on the floor, the transaction cannot be realized in the bank, and there is no obstacle in the ** company.

Different channels of purchase, different rates, and different times of arrival, in comparison, the company's online direct sales will be more favorable than other channels. In Level 2 markets, only closed-end and open-end indices can be purchased.

Hello, in response to your questions, we give the following answers:

1. The company's ** is not very complete, you can come to ** company to open an account, **company** is relatively complete, basically all **** companies can be bought.

2. You can also choose to invest regularly with the company's account, and we Guotai Junan can support 5 banks, and our company can discount some of the handling fees. You can go to our ** to see what are the specific ones **.

3. **Company buy** regular investment and manual can be, it depends on how you choose.

If you still have any questions, please feel free to ask questions to the enterprise knowledge platform of Guotai Junan** Shanghai Branch.

If it is the same, the handling fee may be different.

"**Account", also known as "TA Account", refers to the account established by the registration authority for investors to manage and record changes in the type and quantity of investors, regardless of which channel the investor handles, all recorded under the account.

The "** trading account", referred to as the "trading account", is an account opened by a sales agency (including direct sales and distribution agencies) for investors to manage and record changes in the type and quantity of transactions made by investors in the sales agency. For example, if an investor buys Quam Competitiveness in different sales agencies (such as China Construction Bank and Bank of Communications), there will be several trading accounts, but there will always be only one account.

Hello, ** account is an account opened by ** company for investors to record the changes and balances of the shares held by investors, regardless of which channel the investor handles, are recorded under the account. A trading account is an account opened by a sales agency for investors to record the changes and balances of shares caused by transactions conducted by investors through the sales agency.