Regarding the change of name on the title deed

Authoritative explanation: 1. The name of the property certificate is added, regardless of whether the mortgage is repaid or not, and whether you receive a marriage certificate.

There are two more cases.

1) After you and your boyfriend get married: your name is a joint right between husband and wife, and there is no need for taxes and fees in addition to a certain handling fee (the handling fee is 100 yuan, which is the cost of changing the production certificate).

2) Before marriage: Before marriage, you add your name as a co-owner and a lender of housing money, and such a name increase is changed as a real estate transaction, that is to say, you need to pay a transaction tax, deed tax, stamp duty, etc.!

2. My opinion: If the relationship between you is very harmonious, and you don't want the relationship between you to be affected because of this matter, I suggest that you change it after you get married, and it saves unnecessary costs, I can understand what your family thinks, but after all, it is a husband and wife who want to go hand in hand for a lifetime, so you might as well wait until you get married, discuss it with your family, explain it to them, and they will accept it! Wishing you all happiness!!

My opinion: If you have a very good relationship with each other, and you don't want your relationship to be affected because of this matter, I suggest that you change it after you get married, which also saves unnecessary costs, and I can understand what your family thinks, but after all, it is a husband and wife who want to go hand in hand for a lifetime, so you might as well wait until you get married, discuss it with your family, explain it to them, and they will accept it! Wishing you all happiness!!

1 This is not possible, and the name can only be added after the loan has been repaid.

2 Equally impossible.

Because there is a creditor-debtor relationship between your boyfriend and the bank, this relationship is concluded in the form of a contract, and the debt is unpaid, and the bank is not allowed to change the property owner

Authoritative Explanation:

The mortgage cannot be transferred if the mortgage is not paid off, and adding your name is equal to half of the property rights transferred.

In fact, this has nothing to do with getting married or not getting married, and some places require both husband and wife to be present in some places.

You don't need a place, Haikou is like this, you can go to the local housing authority to find out. If you have to be both present.

It is not necessary to add or not to add names.

If the loan is not paid off or the loan is not paid off, the name of the co-owner can be added, but you can ask your boyfriend to write a letter of commitment promising that you are a co-owner and add your name after the loan is paid off.

1. You need to ask the developer whether it has been recorded, and if you don't have a record, you can add it to the contract and then re-file!

2. The real estate certificate is consistent with the contract.

Some people may want to add their spouse's name to the real estate certificate for various reasons, or want to change the name on the real estate certificate to someone else's, so can the real estate certificate change the name? What is the general process? Next, I will briefly introduce to you whether the name can be changed on the real estate certificate.

1. The real estate certificate can be changed in name. If our real estate certificate has not come down and we have not yet gone through the online signature filing, then we can negotiate with the developer, and after the developer's consent, we can re-sign a purchase contract and change the name to someone else's. If the title deed has come down, everyone wants to change the name.

For example, during the period of marriage, you can directly add the name of your spouse, and if you want to add your name on the real estate certificate, you need to have an unsecured house.

2. If we want to change the name on the real estate certificate, we can also do it through sale, gift, etc. The buyer and seller go to the housing authority to sign the purchase contract and pay the relevant taxes and fees, and then go through the real estate transfer procedures and change the name on the real estate certificate to the buyer. However, when buying and selling second-hand houses, we need to pay attention to whether the property meets the listing requirements, for example, some cities stipulate that newly bought commercial houses are limited to 2 years.

3. You can also transfer the property to your parents, children, etc. through the donated house. The donor and the donee go to the housing authority to sign a free gift agreement, then apply for real estate appraisal, handle the notarization of the gift, pay various taxes and fees, and finally go through the property right transfer registration procedures. Generally, the gratuitous gift of a house between close relatives can be exempted from individual income tax.

The real estate certificate can be changed, but if the house has a mortgage, you need to pay off the mortgage before you can change the name.

Legal analysis: 1) Bring the original and photocopies of the three certificates (marriage certificate, ID card, real estate certificate).

2) Go to the real estate transaction center in the area where the house is located, go to the pre-inspection window for material review and submission, and go to the relevant window with the serial number given by the staff after the material review is complete.

3) The cost of changing the name on the real estate certificate: 110 yuan handling fee, the details are as follows: 80 yuan production cost, 25 yuan cadastral map fee, 5 yuan sticker cost, if it goes smoothly 20 days later, you can get a new real estate certificate.

4) You can open the rock spike to set a password for the new real estate certificate, and the real estate transaction jujube distribution center will inform you of an initial password, and then you can change it yourself.

Legal basis: "Measures for the Administration of the Sales of Commodity Housing" Article 34 The real estate development enterprise shall, within 60 days from the date of delivery of the commercial housing, submit the information required to be provided for the registration of housing ownership to the real estate administrative department where the house is located.

If the real estate certificate changes the name, the procedures are different according to whether there is a mortgage or not. 1. If you have a house and no loan to change your name, bring your marriage certificate, ID card, and real estate certificate to the real estate trading center for review, and after the materials are complete, you can handle it with the serial number. After 20 days, you can get a new title deed; 2. If you have a house and a loan to change your name, you must first go to the bank to go through the mortgage change procedures, and after passing the review of the real estate transaction center, you can get a new real estate certificate after 20 days.

[Legal basis].

Article 217 The certificate of ownership of immovable property is the proof that the right holder enjoys the right to the immovable property. The matters recorded in the certificate of ownership of immovable property shall be consistent with the immovable property register; In the event of inconsistencies in the records, the immovable property register shall prevail unless there is evidence to prove that there is an error in the immovable property register.

Legal analysis: If the name of the real estate certificate is changed, the procedures are different according to whether there is a mortgage or not. 1. If you have a house without a loan and change your name, bring your marriage certificate, identity certificate, and real estate certificate to the real estate trading center for review, and after the materials are complete, you can handle it with the file number.

After 20 days, you can get a new title deed; 2. If you have a house and a loan to change your name, you must first go to the bank to go through the mortgage change procedures, and after passing the review of the real estate transaction center, you can get a new real estate certificate after 20 days.

Legal basis: Article 217 of the Civil Code of the People's Republic of China The certificate of ownership of immovable property is the proof that the right holder enjoys the right to the immovable property. If the matters recorded in the certificate of ownership of immovable property shall be consistent with the immovable property register, unless there is evidence to prove that there is an error in the immovable property register, the immovable property register shall prevail.

Legal analysis: Bring your ID card and real estate certificate to the Housing Authority Archives to apply for correction of mistakes. However, if the property is mortgaged, it will need to be released before it can be amended.

1) The name or title of the owner of the house is changed, (2) The street, house number or house name where the house is located is changed, (3) The area of the house is increased or decreased, (4) The house is divided or merged by the same owner, and (5) Other circumstances stipulated by laws and regulations.

To apply for the registration of a change in ownership of a house, the following materials shall be submitted:

1) Application for registration, (2) proof of identity of the applicant, (3) certificate of house ownership or certificate of real estate rights, (4) materials proving the fact of change, and (5) other necessary materials.

Legal basis: "Law of the People's Republic of China on the Administration of Urban Real Estate" Article 4 The State shall, in accordance with the level of social and economic development, support the development of residential construction and gradually improve the living conditions of residents.