My sister is in high school and she was diagnosed with a heart attack, will the insurance she bought

Generally speaking, student insurance mainly covers the following aspects: 1. Death, 2. Disability, 3. Additional hospitalization medical treatment, 4. Additional accidental injury medical treatment, etc.

I don't know if your sister has congenital heart disease, but if so, in principle, the insurance company will not pay for it. However, if it is not stated in the insurance clause, and the insurance company does not explain to you that the congenital disease will not be compensated at the time of underwriting, you can negotiate with the insurance company and claim compensation from the insurance company on the grounds that it has not been explained to you and the insurance clause is not specified, and there is a certain legal advantage and it is possible to get compensation. There have been such cases of compensation before.

If it is not a congenital condition, the insurance purchased at school should be able to cover it.

1. This question can be big or small, and it is best for you to consult your school or insurance company directly!

2, but according to many examples, schools generally buy comprehensive accident insurance, as the two friends upstairs said, there should be no claims!

Care for life, care for yourself, and have a guarantee should start from a young age, and wish all health and happiness!

I understand your current mood very well, but I think the heart problem may not be very serious, it depends on the condition, not to mention that the current medical treatment is very advanced, don't worry, your child will not have problems.

You said that your child's school has purchased insurance, I want to know what the following aspects of insurance are, if it is health insurance, it depends on whether it is within the scope of responsibility, if not, then the insurance company will not pay.

The school buys accident insurance, and your sister doesn't have health insurance, so I don't think it will pay

It should be insured for heart disease, and the insurance company will not pay for it, but the accident can still be insured.

According to what you said, if you pay the student insurance at school, you can be partially reimbursed, but it will be reimbursed after you see a doctor. You can't get the money in advance, that is, you have to take the medical records, invoices and other bills to the insurance company of the school at that time to settle the claim.

You can make more money.

The school's insurance should also have a critical illness component.

China's insurance is basically a bully clause, when you buy insurance, you are the uncle, this can also be compensated, after you buy it. You will find that according to the terms of the insurance, this cannot be compensated, so it cannot be compensated, and China's insurance is rubbish. However, you can also take the insurance contract and ask a lawyer.

If you really can't do it, sue them.

I sympathize with you, don't worry, it's important to see a doctor for your child first, and then take the insurance policy to consult a lawyer! That way you'll be able to defend your rights.

Hello! When buying insurance, young people should pay attention to the priority of protection products, highlighting the three characteristics of wide range, low cost and high protection. There are many insurance products suitable for high school sons, such as accident insurance and health insurance.

It is important to note that injuries caused by fights are not covered by this type of insurance.

High school students should pay attention to the following when buying insurance:

1.High protection: As a supplement to social insurance, commercial insurance can well reflect its important role in ensuring social life if it is reasonably matched.

2.Wide range: In addition to purchasing an accident insurance with low rates and high protection, critical illness insurance is also required.

3.Low cost: Expenses should be controlled as much as possible.

For your son who is in high school, health insurance and accident insurance are both essential protection solutions, and it is recommended that you can purchase the corresponding insurance products suitable for your high school son by consulting professional insurance professionals and insurance platforms.

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages。You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurancePeople aged 0-20 are recommended to take out critical illness insurance, medical insurance, and accident insurance

How do I buy insurance for someone under 20 years old? Before college, in the period of physical and mental growth and development, illness is inevitable, so it is necessary to have a medical insurance to reimburse the high medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is also necessary to purchase accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

For friends under the age of 30, it is recommended to take out critical illness insurance, accident insurance, and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, is already an adult who can be independent, at this time the body is young, the spirit is good, to face the pressure of life alone, the ability to defend against accidents and risks, so it is recommended to buy critical illness insurance + one-year accident insurance + million medical insurance, the total cost will not be too expensive, short-term accident insurance is dozens of dollars a month, it can be considered, friends who meet this age group can see the previous answer of the senior sisterA trick to teach you to buy reliable business insurance for your 20sYou can take a look at this article.

Friends between the ages of 30 and 50 should be insured by critical illness insurance, life insurance, accident insurance and medical insurance

How to buy a cost-effective commercial insurance for your 30s? At this time, buying insurance is more for your family than yourself. Middle-aged work pressure and life pressure are very high, and the probability of illness is naturally very large, critical illness insurance and medical insurance can provide adequate protection for illness; If you are unable to continue to be the breadwinner of your family due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

It should be noted that people aged 45-50 do not buy critical illness insurance and life insurance, and the next generation is already independent at this time, and the burden is not so heavy. Friends who meet this age group can read the previous answer of the senior sisterHow to buy a cost-effective commercial insurance for your 30s?

For how to buy really good insurance, the key is to choose the right insurance product.

Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

People with heart disease can also purchase insurance. Insurances such as compulsory traffic insurance, car damage insurance, property insurance, personal accident insurance, etc., do not need to provide medical certificates. This type of insurance does not cover the insured person's own illness, so it does not require a medical report.

However, before applying for insurance, the insured must truthfully inform the insurance company of his illness, otherwise the insurance company will refuse to cover the insurance by concealing important information and not telling the truth.

For health insurance, illness insurance, life insurance, etc., which are very related to the personal health status of the policyholder, a medical examination report is required. This situation becomes an additional condition of the medical examination in the insurance company. To apply for insurance, you need to pass the medical examination of the insurance company, and the results of the physical examination will be as follows:

1. It is only a virus carrier, and all other indicators are in a healthy state that can be underwritten by the insurance company, which is particularly common in the current Chinese market and can be equivalent to normal underwriting;

2. Liability exemption coverage, some physical examination results are not covered by normal body insurance, the insurance company will exclude the relevant types of critical illness from the coverage, and underwrite other critical illness coverage specified in the contract for you;

3. Additional underwriting, that is, the insurance company will underwrite for you, but the premium you need to pay for the same protection content is higher than that of the normal body;

4. If you refuse to insure, and the result of the physical examination is sick, in this case, the insurance company will refuse to cover you.

As for whether the physical examination is arranged by the insurance company or submitted by oneself, it depends on the regulations of each insurance company, generally as long as the report issued in a hospital with the qualification to issue a physical examination report is legally valid, of course, the insurance company may require a tertiary hospital, and at the same time make requirements for special physical examination indicators.

If you have a heart attack, you are basically not insured, and even if you are insured, you have to increase the premium, and there is a special agreement.

My mom has a heart condition, can I buy insurance?

Yes, getting sick now does cost a lot of money. Is your mother's situation getting better now? That is, he is healed? If you are in good health now, you can also buy insurance.

It is recommended that you buy the cooperative medical treatment launched by the state, the general cost is relatively cheap, one tube a year, as long as it is not interrupted, you can reimburse the medical expenses. Then it is better to consider commercial medical insurance.

No, you can't. To buy insurance, you need to have a medical examination. For example, if a patient who is diagnosed with cancer goes to buy insurance, it is not that someone else has died.

In this case, it is basically uninsured

Even if you are insured, you have to increase the premium, and there are special agreements

You have to go to the insurance company for specific matters, and the customer service department is more professional about this.

An insurance company is also a for-profit organization, not a charity.

If it cannot be insured, it is also an exclusion if it is insured.

Hello, it depends on whether the heart disease has reached the level of critical illness, if it is enough for the level of critical illness, the claim will be made and the premium paid will be refunded.

The waiting period for critical illness insurance is 3 months, and most companies are half a year, during which the insurance company will not pay for serious illness.

If you are diagnosed with a heart attack in a month, I am afraid you will not be able to pay for it.

I won't pay, and I won't pay if I buy it knowing that I am sick.

You are very suspicious of taking out insurance with illness, and besides, the critical illness insurance will only be paid after half a year, so why not apply for it early.

Insurance companies usually have a waiting period for serious illnesses, right?

1.The problem now is to cure your sister's illness first, because even if you can make a claim, you can only pay for it yourself.

2.Then report the case to the insurance company, regardless of whether there is a claim in the future, usually the insurance company has a time requirement for the claim report, 3Then read the insurance contract carefully, see how the claim clause is stipulated, if you don't understand it, you can ask an insider, or post it and we will analyze it for you.

Good luck.

This just doesn't know where you bought your insurance, you should go to the place where you bought the insurance to claim the cost.

Do you say it's insurance compensation? Then don't worry, it's all reimbursable! And what kind of heart disease is it? I recommend you to go to Zhongshan Hospital in Shanghai. That's a good heart. That's where my mom watched. Now it's good.

This is a bit tricky! Because your sister's insurance was bought in Zhejiang, but you can go to the court and let the court make a judgment!

Ask the insurance company for consultation, it is okay according to the normal procedure, but it may be inevitable to have a lawsuit, and the insurance company is very disgusting.

Have you ever had heart disease before, or have you used your own health insurance card to buy heart disease medicine?

Let's start with the first one, have you ever had a check-up because of a heart problem? If so, it may leave a record in the hospital or medical examination institution, which may have an impact on future claims. If not, then rest assured.

The second, the matter of buying medicine, has not been investigated so strictly now, I don't know if it can be investigated in the future. If you have bought it, it is difficult to say who this medicine is for.

My advice is to first determine if you have a heart problem yourself. Because this is not 100% genetic. Or maybe you're healthy.

Secondly, at present, when the insurance company settles a claim, it is to look at the information of the insured, and the information of the family members is not looked at and verified. So, if you can be sure that you're healthy, you don't have anything to worry about.