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Depending on the type of insurance you buy, you can apply for accidental medical and hospitalization medical insurance, but if you don't buy these two, you can't.
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If you have accident medical insurance from Pacific Insurance Company attached, it will be reported.
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Nowadays, insurance is becoming more and more refined, as long as you buy accident medical insurance, you will report, and the procedure is very simple, and you will be compensated if you have a reasonable claim.
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If you buy Jinyou for critical illness, it will not be reimbursed It must be within the scope of the disease If you buy accidental medical treatment, you can be insured If you buy it is An'easy, you will give 80% of the insurance If you have social security, the social security will be reimbursed The remaining 100% will be reimbursed Learn more about plus me.
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If you add accident and hospitalization allowances, you will report it, but if you are seriously ill, you will not report it.
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If you have purchased accident insurance, you will report.
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Hello! It depends on the type of insurance you buy and the extent of the injury. Accidents are okay, but because you had surgery, it shouldn't be light, right? It's about wanting to know a little more and maximizing your benefits.
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If you have purchased a rider that includes accidental medical treatment, you can report it.
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Do you buy Pacific Insurance Accident Insurance and Critical Illness Insurance? If there is an accident insurance that can be reimbursed.
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If you buy insurance, you can be reimbursed, but if you don't buy it, you can't.
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Medical treatment for accidents can be reported.
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You can apply for accident medical insurance attached.
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Hello! I will definitely report the accident card order.
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If hospitalization is attached, accidental medical treatment can be reported.
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If you have purchased an insurance policy that is reimbursable during the period of coverage.
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Accident insurance can be reported.
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If you buy accident insurance, you can!
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It is possible to have accident insurance.
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Whichever insurance company you buy accident insurance, which company will make a claim in advance!
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Buy the right one is the best.
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Oh my God, what did you buy? You can't use a refrigerator as a TV.
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Hello: If there is an accident medical treatment, it can be reimbursed.
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I heard you say that if you plan to work first after you are injured and then have surgery after buying insurance, you will not be reimbursed. As you can imagine, your injury should not affect your bodily functions, then the surgery will definitely be put into the cosmetic surgery series, which is not reimbursed by this law.
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You go to the community and it will take effect after 180 days. Commercial insurance can't be reimbursed because you can't buy it right now. I won't be reimbursed for buying it!!
So what is insurance? It's a spare tire, so you can use it when you need it. If you don't buy insurance, you don't have a spare tire, and if it's broken, you don't have to replace it.
Do you understand?
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It's hard to get a claim, you're all injured and unconscious, and you've definitely been to the hospital**, so it's unlikely that you'll convince the insurance company's claims adjuster that you were injured after buying insurance. And even if you haven't had an accident, if you go for surgery after buying insurance, the doctor will write when you were injured in the record, so you don't have to do such a meaningless thing.
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No reimbursement is possible.
Personal accident insurance refers to the insurance that the insurance company pays insurance benefits in accordance with the provisions of the insurance contract when the insured suffers from unintentional, external or sudden accidents during the validity period of the insurance, resulting in physical injury or death.
The injury was made before the insurance was taken, and it is not within the validity period of the insurance, and it is not within the scope of compensation.
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First of all, determine whether there is a third-party responsible person, and on the premise that there is a third-party responsible person, the medical insurance will not be reimbursed. Indemnification by a third party liability.
If you only get injured, you will be reimbursed by medical insurance.
You also have to consider whether the surgery you have done is covered by insurance, and there are some surgeries or equipment that are not covered by medical insurance - you can ask the medical insurance department of your hospital for this.
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Medical insurance reimbursement, if it is a competition organized by the unit after being identified and publicized without objection, it can be treated as a work-related injury, and the reimbursement will be higher.
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When you are hospitalized, bring your medical insurance card, the operation is not big, the total cost is not much, and the out-of-pocket ratio will not be too large!
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。Founded in 1991, CPIC is the big brother of the insurance industry and has been selected as one of the world's top 500 companies for eight consecutive years with its strong strength. Regarding the evaluation of Pacific Insurance Company, there are three main questions:
1.Compared to other companies, are Pacific Insurance's products worth buying?
Pacific Insurance's best-selling products include Jinfu Life, Jinyou Life, Jinnuo Life, Children's Super Treasure Fuyou Ankang, etc., and the cost-effective analysis of these products I have sorted out in this article:"Seven Products Worth Buying for Pacific Insurance".。Friends who are interested in Pacific products can click on it to take a look.
2.In terms of service level, what is the evaluation of Pacific Insurance?
Based on a large amount of data and experience in the past, the bank and insurance company are divided into 10 levels according to 8 indicators, including the timeliness of claims service, the odds obtained, the complaint rate, and the preservation timeliness, with the highest level being AAA.
Let's take a look at Pacific Life's service ratings:
Pacific Life has a rating of AA and is still some way from being the best. However, this level is not too good.
3.Is Pacific Insurance reliable?
I will care about the unreliable fans of the insurance company, and I am worried about the claims after buying the insurance. This is easy to do, the higher the ranking company, the more reliable it must be in the same industry. Recently I combed through an article:
What are the top 10 insurance companies? You can see which companies are going beyond Pacific Insurance.
That's all for me"Pacific Insurance's post-accident claim process"
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1. Pacific Insurance Auto Insurance Claim Process:
First of all, within 48 hours of the accident, you must call Pacific Insurance to report the case**95569, and if it is serious, you must call 110 to report the case;
CPIC will dispatch surveyors to conduct on-site investigation at the first time;
The owner of the car keeps all the information;
After the survey, the damage is assessed, and whether it is repaired according to the situation, if it needs to be repaired, it is necessary to go to the designated maintenance shop for repair, and finally the damage must be verified;
Submit your claim. After reviewing whether the situation is true or not, and finally receiving the compensation, Pacific Insurance will pay within the specified time limit.
2. Precautions for Pacific Insurance Claims:
1. Pacific Insurance reporting methods: ** report, online report, report to the insurance company and the claims adjuster to convey the report. After the accident occurs, the police station or criminal police team should be notified within 24 hours, and the insurance company should be notified within 48 hours.
2. According to the requirements of Pacific Insurance, wait for the CPIC claims adjuster to take pictures and register at the scene of the accident. After taking a picture of the Pacific Insurance claims adjuster, he can call the Pacific Insurance claims adjuster at night or the next day to know the reimbursement amount.
3. Then go to the car repair, and put away the car repair invoice and the accessories that were replaced during the car repair. Take the invoice and accessories to the insurance company's office and submit it. and make copies of driver's licenses, driving licenses, and bank cards.
4. After the insurance company completes the final registration, then goes home and waits, and the reimbursement money is transferred to the copied bank card. The whole process is over.
5. Claim settlement cycle: If the insured does not submit a claim application to the insurance company within 3 months from the date of the repair of the insured vehicle or the conclusion of the accident treatment, or does not receive the compensation due within 1 year from the date of the insurance company notifying the insured to receive the insurance compensation, it will be deemed to have automatically waived its rights and interests.
When the vehicle hits a wall, steps, cement injection and tree and other accidents that do not involve compensation to others, you can not report the case to the traffic police and other departments, but directly report the case to the insurance company in a timely manner. Wait near the scene of the accident for the insurance company to investigate, or drive the car to the insurance company to report the accident and inspect the vehicle.
3. Pacific Insurance claims need to submit complete required materials, and different claim materials should be submitted according to different circumstances, and they must be inquired clearly and submitted in a timely manner. Pay attention to certificates, certificates, invoices, vouchers and seals. Reduce the rush to settle your claims and buy time.
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Pacific Insurance is too slow to assess the loss of claims, half a month has not been assessed, 3 working days, half a month has not been completed, and the insurance company will be changed in the future.
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Hello, after you report to the traffic police and obtain the responsibility determination letter of the traffic police, you report to your insurance company and inform you of the damage to your car and the approximate situation of the other party's car damage;
When the other party's vehicle goes to the 4S shop for repair, notify your insurance company to send someone to assess the damage, and also assess the damage of your car;
After the damage assessment of your vehicle and the other party's vehicle, repair it according to the damage assessment item and amount;
After the other party repairs, according to the amount of the insurance company's damage assessment, the maintenance invoice will be issued, together with a copy of the other party's vehicle compulsory insurance, a copy of the vehicle driving license, and a copy of the driver's license at the time of the accident to provide you with a copy of the driver's license.
Then, submit the claim materials of the other party's vehicle and your own vehicle to the insurance company for claim.
Hope it helps.
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"It is not difficult to follow these steps for insurance claims".
What is the Pacific Insurance Accident Claim Process?
1. Prepare the information of the insured
In the accident insurance claim process, the information of the insured is very important and needs to be well prepared. What kind of information do we need? Generally, we need to prepare an accident certificate and a disability certificate.
In the event of accidental death, a death certificate and a cancellation certificate are also required. In addition, medical certificates also need to be improved. The so-called medical certificate mainly refers to invoices, receipts, surgical certificates, medical records, prescriptions, and billing lists.
2. Submit a claim application
Once the applicant has prepared the above materials, he or she can submit an application form to the insurance company. The application form should include information on the cause and timing of the accident. After submission, we will verify the cause of the accident and the loss with the insurance company.
3. Pay attention to the scope of exemption
At the same time as submitting, you also need to understand the exclusions of the accident insurance you have purchased. In general, offenses such as drunk driving. Extreme sports such as rock climbing and skiing are not included.
Therefore, whether purchasing or applying for compensation, consumers need to clearly see the exclusions of insurance.
4. Obtain compensation
After the insurer submits the materials, the insurance company will review the submitted materials. After approval, the insurance company will issue an insurance compensation notice within a certain date, and the insurer can go to the insurance company to receive compensation. Generally, the payment term is 10 days.
If the insurance company fails to pay the compensation within the time limit, it may also claim overdue interest from the insurance company in accordance with the law.
Daddy concluded
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How to compensate for the damage caused by my electric car by a car
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It depends on what kind of insurance you have! If there is inpatient medical treatment such as outpatient treatment, surgery, and allowances are payable!
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The time of the accident must be within the insurance period, and you must go to the hospital or be hospitalized to be reimbursed.
If it is an accident, the accident medical outpatient or hospitalization can be reported, if it is not an accident, the general medical insurance can only be reported for hospitalization, you ask the customer service staff specifically, they know the terms best.
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Not all insurance reimbursements, depending on what kind of insurance you buy, 1. Critical illness insurance, only when you have a mild illness and a serious illness on the contract, you will be compensated 2, minor illness hospitalization, only should be reimbursed for hospitalization, not more than your expenses 3, accidental medical treatment, except for the accident of illness and accident can be reimbursed, not exceeding the amount insured.
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Accident insurance is covered for both outpatient and inpatient care.
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If you have purchased accidental medical treatment, you can report it.
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You can report if you have purchased accidental medical treatment.
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Medical reimbursement for accidental injuries.
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Have you bought medical insurance? Medical insurance reimbursement.
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It depends on what coverage you are purchasing.
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It depends on what type of insurance you buy, in fact, the card order is managed.
Founded in 1991, CPIC is the big brother of the insurance industry and has been selected as one of the world's top 500 companies for eight consecutive years with its strong strength. Regarding the Pacific Insurance Company, I analyze it from the following three questions:: >>>More
There are two ways to apply for a Pacific Policy Loan, one is to purchase directly at the Pacific Insurance store, and the other is to purchase online at the insurance supermarket on the official website of Pacific Insurance, enter the product page, purchase immediately, and apply for insurance: 1. Premium calculation; 2. Fill in the insurance information; 3. Confirm the insurance information; 4. **Pay the premium and apply for the insurance successfully.
Founded in 1991, CPIC has been selected as one of the world's top 500 companies and is the big brother of the insurance industry. Let's evaluate Pacific Insurance Company with the following three questions: >>>More
Founded in 1991, CPIC is the big brother of the insurance industry and has been selected as one of the world's top 500 companies for eight consecutive years with its strong strength. Regarding the evaluation of Pacific Insurance Company, there are three main questions: >>>More
It depends on what type of insurance you buy.