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Basically, it's a transaction service fee + currency conversion fee.
The transaction service fee is fixed, that is, each transaction is charged at x yuan. Generally, banks are more expensive, around 6000JPY. The currency conversion fee is calculated according to a certain percentage of the remittance amount, and the more you send, the more you will receive.
Going to the bank to transfer money, each time it adds up to about 400rmb, which is very expensive.
In addition to the bank post office, you can also go to other remittance platforms, like the Panda Remit I know, which is only 800JPY each time, which is very cheap.
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In the case of foreign currency remittance, the fee includes the remittance fee and telecommunication charges. For example, the remittance fee is 1 of the remittance amount of Huiqin, with a minimum of 50 yuan and a maximum of 260 yuan. The standard of telecommunications charges is 80 yuan for general power generation in Hong Kong, Macao and Taiwan, and 150 yuan for international general power generation.
Remittance method: 1. You can exchange RMB for yen from the industrial and commercial card and remit it directly to Japan. At the bank, the purchase of foreign exchange in RMB and Japanese yen is handled, and the handling fee is:
The minimum is 50 yuan, and the maximum is 260 yuan; The postal and telecommunications fee is 150 yuan (fixed, regardless of the amount of remittance), and the handling fee of 10,000 US dollars is about 220 yuan.
2. You can use the domestic outward remittance function in personal online banking. This function refers to the business of remitting foreign exchange funds to personal accounts opened in banks outside mainland China through online banking. The supported currencies are:
GBP, HKD, USD, CHF, SGD, SEK, DKK, NOK, JPY, CAD, AUD, EUR, NZD.
3. By letter transfer, the customer entrusts the money to the bank, and the bank will remit the money to the local bank of the payee designated by the customer by mail and transfer it to the payee. This method of remittance is very slow, and now customers ask for less processing.
4. You can also use overseas remittance, which is divided into wire transfer and bill. Wire transfer fees are higher and faster; Bills of exchange, on the other hand, generally have no handling fee, but they are slower. The cost of wire transfer consists of remittance fee and telegraph fee (post and telecommunication fee), which can be received in 2 3 days to major cities in Europe, America and Australia.
Advantages of overseas remittance methods:
The first is to reduce the risk of losing cash by carrying, and no matter how large the amount is, there is no need to apply for a "Foreign Currency Carrying Permit", which is relatively safe and convenient.
Second, it can be consumed first and then repaid, and the repayment is convenient. Some banks issue international credit cards for the community, and you can deposit cash directly at all outlets in China when repaying, or you can repay the loan through ATM or online bank transfer.
The third is preferential fees. When using an international credit card, there is no handling fee for parents to deposit money in China and children to spend abroad. Using a credit card not only avoids the risk of foreign currency exchange, but also eliminates the need to pay foreign currency conversion fees.
Fourth, after handling the main and auxiliary cards, the child can use the supplementary card to consume abroad, and parents can not only repay the main card in China, but also supervise and understand the child's consumption abroad. However, there are two things you must pay when using a credit card: one is to pay the arrears on time, and the other is not to overdraw too much, so as not to develop a bad habit of spending too much.
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Summary. Hello dear! Scenario 2:
Send money to Hong Kong with low commission rates, and the Hong Kong bank will then transfer to HSBC. The Japanese yen is not a commonly used settlement currency in Hong Kong, so the transfer between different banks in Hong Kong still has to be made by wire transfer, the fee will be the same as high, and the bank generally collects money according to the number of remittances & amounts, and the handling fee is generally capped. Try to concentrate a large amount of money in one transfer, which will be more cost-effective than sending several times apart.
Hello dear! The fee for remittance is 2,000 yen.
Hello dear! Japanese yen is the most cost-effective way to transfer Japanese yen from domestic banks to HSBC Hong Kong, and from HSBC in China to HSBC in Hong Kong.
Hello dear! This is an exception for some banks that waive remittance fees.
Hello dear! Scenario 1: 1
You can open a Zhuozao Beiyue wealth management account, 500,000 yuan capital requirements, global transfer to Hong Kong account, real-time arrival is free. 2.The advance account is 100,000 RMB (I don't know if it's now or not), and each remittance is about 80 RMB handling fee.
Hello dear! Scenario 2: Remittance to Hong Kong through low fee rates, and the Hong Kong bank transfers to HSBC.
The Japanese yen is not a commonly used settlement currency in Hong Kong, so the transfer between different banks in Hong Kong still has to be made by wire transfer, the fee will be the same as high, and the bank generally collects money according to the number of remittances & amounts, and the handling fee is generally capped. As much as possible to concentrate a large amount of remittance, it will be more cost-effective than you separate a few silver fiber remittances.
The question is how much does it cost to transfer money from a Japanese bank to a Hong Kong bank?
Hello dear! The handling fee ranges from 50-300.
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Summary. Hello, happy to answer your questions! It can be handled through Bank of China outlets, personal online banking, mobile banking, smart counters and other channels.
Hello, happy to answer your questions! It can be handled through Bank of China outlets, personal online banking, mobile banking, smart counters and other channels.
You need to bring your ID card, card passbook and go through the relevant procedures at the BOC counter. The cross-border outward remittance business is allowed to be handled by another person, but the original identity documents, card passbooks and power of attorney of both the Huicong payer and the agent shall be provided, and the power of attorney shall be retained by Bank of China along with the summons; Minors must have their guardians handle cross-border outward remittances on their behalf.
For personal online banking, please click on the "Transfer and Remittance - Foreign Currency Cross-border Remittance" function. Mobile banking, please click on the "Bulun Transfer - Cross-border Remittance" function type, which letter can operate.
The four major banks can send money.
There is only one type mentioned above, and the others are much the same. If you go to the counter, just tell the teller directly.
Industrial and Commercial Bank of China.
Handling fee: ICBC provides two remittance methods, one is Lingtong card remittance, the handling fee is 1 of the remittance amount, the minimum remittance fee is 1 yuan, and the maximum remittance fee is 50 yuan. The second is the peony card remittance, and there is no remittance fee. >>>More
If you hold a BOC Great Wall debit card, the handling fee for personal domestic inter-bank counter transfer and remittance: >>>More
Outside the same province or city, whether it is a deposit or withdrawal, a handling fee will be charged, the minimum is 5 yuan, and the maximum is 50 yuan. >>>More
Bank of China outbound remittance (domestic individual) handling fee according to the remittance amount of 1, the minimum 50 yuan, the maximum 260 yuan, and the telecommunication fee (that is, Hong Kong, Macao and Taiwan 80 yuan, other countries 150 yuan), if the banknote account remittance will be charged banknote transfer difference fee, the specific regulations are subject to the Bank of China counter in your region. The e-banking > offers can be viewed through the "e-Banking Promotions > Nationwide Offers" on the homepage of the Bank of China Portal**. For more information, please call Bank of China customer service**95566 for inquiries. >>>More
Domestic inter-bank remittance ordinary: 2 yuan for each transaction below 10,000 yuan (including 10,000 yuan); 10,000-10,000 yuan (including 10,000 yuan), 5 yuan; 10,000-10,000 yuan (including 10,000 yuan), 10 yuan; 10,000-50,000 yuan (including 50,000 yuan), 15 yuan; More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan. >>>More