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If people are ridiculed by relatives and friends, the reply with high emotional intelligence is to say um, don't laugh at it, there are also people who are useful to whom your disappointment is not necessarily, well, always come out to borrow money yourself.
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It's a common thing for you to borrow money, how can your relatives and friends laugh at you, you don't have to worry about them, just arrange your own life.
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You ignore me today, and you can't afford to climb tomorrow's me.
Everyone will have their own life, and my life is no worse than yours.
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Being laughed at like this by relatives is actually good no matter what, and this one is an affirmation of your high emotional intelligence. I believe that one day you will become better.
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It's good to be able to borrow money now, how can relatives and friends laugh at you? If they laugh at you, you can be so happy to reply. Whether I can borrow money or not means that I have good popularity.
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If you borrow money and are ridiculed by relatives and friends, you can say, who doesn't owe some health debts in this era, and if you are in good health, you are afraid that you will not be able to repay this money, and even the big boss will owe money and working capital.
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The other party laughs at your borrowing behavior, probably saying that you don't have enough savings, you can reply like this: At least I can borrow money.
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If the borrowed vest is basically removed, then I personally feel that it is natural for me to earn my own money, and then every penny is earned by myself, and I can also change it.
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It's ridiculous to borrow money, and it's normal that you can't turn over a lot of times, especially in this society, so don't worry about them.
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I don't think it's necessary to reply to them, since I was ridiculed, it's better to reply with high emotional intelligence than to really work hard and live my own life.
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You don't care if others laugh at you, that's the only way you can do it when you need it.
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I don't think there's any need to pretend to be a smart reply, just be able to do it depending on the situation.
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First, you can borrow less money to your friends, saying that you have just bought something recently and you don't have enough money, and your friends want to borrow 30,000 yuan, you can borrow 5,000 from friends, so that friends can understand you, even if the money is blind in the end, the loss will be smaller; Second, you can provide other solutions to your friends, such as loans with less interest; The third is to say that you have no money in your hand now, so you can go back to your family and ask for a while.
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If a friend borrows money from me, I will reply to him, the financial power is in the hands of my lover, and I will give you an answer when I go home and discuss it with him, I can't promise you clearly now, how much can I borrow from you?
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You can tell your friend that the financial power is in the hands of your wife, and you must go back and ask her, and then reply to your friend two days later that her wife's money has been lent to her friend to buy a house.
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The reply with high emotional intelligence is to tell the other person, everyone is the same age, you don't have money, how can I have money?
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If you don't want to borrow money, you can reply in the following ways with high emotional intelligence:
Express your difficulties: You can be honest about your difficulties and needs, such as "I myself have some financial pressure and am unable to take out a loan to you at this time." ”
Acknowledging the other person's situation: Even though you can't take out a loan, you can still affirm the other person's situation and show understanding. For example, "I understand your situation and hope that you can solve your financial problems as soon as possible." ”
Provide other help: If you can't provide a loan, you can help in other ways, such as introducing some financial institutions or other friends, or helping them with their financial plans. Be respectful and courteous:
Whether you are able to provide a loan or not, you should be respectful and courteous, and be aware of your understanding and support. You can say, "I'm sorry I can't help you, but I fully understand your situation and hope that you can solve your financial problems soon."
In short, a reply with high emotional intelligence needs to respect the other party's request, and at the same time, you need to consider your own actual situation and rights and interests. Through honest, understanding, and supportive expressions, we can better maintain relationships and trust.
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Summary. Learn to detour and let the other party know that it is not easy for the other party to borrow money from you recently, if you really have no money to lend him recently, then you might as well inform the other party of your current real situation, you have to repay the mortgage, you have to repay the car loan, and there are parking spaces, the children have to go to school every month, and they have to attend various tutoring classes, and the elderly at home are not in good health, and a lot of expenses are pressed on their heads. Now it is true that everyone is under a lot of pressure, there are old and young, and only they are working hard to make money to support their families.
Learn to go around the bend, let the other party know that it is not easy for you to borrow money from you recently, if you really have no money to lend him recently, then you might as well tell the other party your current real situation, you have to repay the mortgage, you have to repay the car loan, and there are parking spaces, and the children have to go to school every month, and they have to take various tutorial classes or Zen dismantling, and the elderly at home are not in good health, and a lot of expenses are pressed on their heads. Now it is true that everyone is under a lot of pressure, and there are old and young, and only they are working hard to make money to support their families.
If you refuse, you can helplessly say that your friends or colleagues in the department who often come to you on weekdays are people who know the roots, and these people come to you to borrow money. Therefore, you have to show great sympathy for him, and you really want to lend him stupidity, but you can't help it. For example:
After getting married, I discussed with my wife that I wanted to buy a suite, and my monthly salary was automatically transferred to financial products. "Or buy ****, just paid the down payment and so on, as long as it is reasonable, friends are not easy to embarrass you.
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Tight on hand and limited deposits.
After all, if you are a relative, you have to take care of your feelings, and try not to do things absolutely among your relatives. When a person is unwilling to lend money to his relatives and ask you to borrow money, it is usually a very embarrassing situation, and it is a bit unreasonable to refuse decisively, after all, the people around him come to the door, saying that he has no money and it seems too perfunctory. Especially for some relatives who are not badly related, it can be regarded as borrowing or not borrowing.
There must be a statement for such a thing, expressing that you really want to do it for him, this is to attract face, and secondly, you must show sincerity, you can't exaggerate, let him know that the money in your hand is also very limited, but you have to take some out to help her, first, to explain the mentality, and secondly, you will not borrow a lot.
I also have arrears.
Refusing to allow someone to borrow money may seem like a matter of words to some people. They can borrow it, they can borrow it, they can't borrow it, they don't borrow it, and it's not easy to go around the bend. But realistically speaking, it is still very challenging to fully embody the "straightforward and fast-talking".
As a relative, there are contacts during the New Year or holidays, and not many people can not consider these faces, and refusing to borrow money is not to say "I won't lend it to you" to your face, you must learn to find some reasons for yourself. Insist on seeking truth from facts, every family will have some arrears to a greater or lesser extent, and many families are burdened with housing loans and car purchase loans. This is actually a way of ordinary life, borrowing and arrears can make people's living conditions enjoy an excellent material life in advance, and only need to pay off the arrears, which can improve the sense of happiness.
The financial power "is not in their own hands."
There is a very common phenomenon in modern marriage - the financial power is in the hands of one person. A happy marriage doesn't actually care who is in charge of the accounts, but it is a common phenomenon that the family's savings must be in the name of a certain person. In many marriages, women hold the "financial power" and the men "pay" their salaries, which becomes a reason to refuse to borrow money from one person, and it is not easy for the other party to turn over you to find their own family.
The financial power is in the hands of his wife, in fact, this has been understood by everyone, and it is not an unacceptable and strange thing. When you say that the financial power is in the hands of your wife, it is equivalent to saying that you have "nothing", and you just have a lot of pocket money, so you naturally have no money to borrow.
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Generally, when faced with relatives borrowing money, people with high emotional intelligence will talk about their predicament, saying that they also have a lot of places to use money now, and politely refuse. It will not hurt the affection of relatives.
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When relatives come to borrow money, people with low EQ directly say "don't borrow", and people with high EQ will refuse like this. Tight on hand and limited deposits. Because it is easy to lend money, it is much more difficult to collect it.
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A man with low EQ will let the other party take the lead, and a man with high EQ understands that if he wants to refuse to borrow money, he has to put his thoughts
There is no way to become an enemy, because it is natural to borrow money to repay the money, and the brothers still settle the accounts, let alone relatives and friends. Other people's money is also hard-earned money, and it is immoral to not pay it back, but I think I can endure it, and if I don't have to, it's better not to become an enemy.
Friends are accommodated by shortcomings that they can't even accommodate.
Drink yogurt without licking the lid.
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