How can you believe that a netizen s borrowing is real?

Be sure to state when you can pay it back, if it is a long time, you must make an IOU, to avoid forgetting the amount of money, and finally affect the friendship, and if it is a long time, you must plan for the long term, do not borrow too much money, which will lead to a nervous life in the next few months.

An IOU is not only a guarantee for the amount of money to be returned in the future, but also allows both parties to remember the amount borrowed, so as to avoid disputes between the two parties because they forget the amount of money, which affects their actual interests and affects the friendship between the two parties.

Identify your relationship with him, if the relationship is generally still borrowing money from you, it may mean that people who are too familiar with him are not willing to lend him money, of course, it is also possible that he regards you as a good friend of his, this depends on yourself to discern.

The amount of money is also the key, if you can't take it out, then there is no way, you must keep enough for your own life, as well as the amount of money used when some unexpected situations occur, otherwise if he can't pay it back at once, you have to ask others to borrow money.

The reason for borrowing money is also very important, understand why the other party is borrowing money, if it is because the recent capital turnover is not open, then short-term support is no problem, if you can't explain the reason or talk slowly, you must think clearly.

This netizen has known each other for more than half a year, and usually plays games or something together. I borrowed it once before, five yuan, saying that I didn't bring enough money to buy medicine for the cat, and I paid it back the next day. I've been playing games together for so long, and I'm more familiar with them, and I have a certain emotional foundation, so I don't mind helping him with this.

Fifty yuan is not much for me, the cost of a meal, think about the KFC takeaway I just ordered is more than seventy yuan. If you don't pay it back, it will be upset at best, but it's a good deal to recognize someone, and he's embarrassed to lend me money after that.

Because of these two experiences, I have almost a shadow on online transactions, especially transfers, resulting in my heart pumping whenever I transfer money to others, in fact, I have always been reluctant to borrow money from my friends, because I know that I care more about this, if you don't pay it back, it will affect the relationship. Of course, if it's a daily time together, such as college roommates who play well, they will borrow anything in an emergency, and of course, they will also pay it back. But if it's a classmate or acquaintance who is about to lose contact, or the amount of money borrowed is too large, I shouldn't be able to borrow much, saying that it should be because I haven't met much.

Borrowing money is something that everyone will encounter, and I often see some people who have borrowed dozens of dollars or hundreds of dollars and do not pay them back, and ask him to be particularly reasonable, saying what "hundreds of dollars are still a pound", there are too many such people, so when borrowing money, we must distinguish clearly.

This has to be considered from the perspective of both sides, first of all, let's consider it from the perspective of the other party!

For the time being, we divide them into two extreme types: those who will borrow money when they are caught, and those who do not borrow money until they are in trouble.

The first type of person, generally low integrity, poor repayment ability, has a strong possibility of going and not returning, whether it is a friend or not, I personally feel that I should not borrow, not only can I not get back the money I borrowed, but the relationship may also become bad!

The second type of person may be facing a desperate situation, such as a sudden accident, serious illness and other reasons such as not being able to solve the problem with his own ability for a while, although he is not often contacted, but at this time it is similar to a desperate person for him, who can open his mouth to borrow money, in his heart should belong to the kind of person he thinks is a friend, so in this case there is generally no need to be depressed, if you have the ability, we will help, if you don't have the ability, then just explain the reason, don't be entangled!

From my own point of view, there are two necessary conditions for whether to borrow money or not: 1. In my heart, he is not my friend, and whether he can meet the standard of lending money to him; 2. Do you have the financial strength to lend him money? If you have both, even if you don't contact you for a long time, then there is not much problem with borrowing, and if you don't have one of the two, then there is no problem with not borrowing!

Therefore, if you meet a friend who generally does not contact you with money, you can measure more, do not borrow, give a proper reason, borrow, then you should be more relaxed, after all, the money has been lent out, you don't have to worry about it, strengthen the contact, and get the money back in a reasonable time is the right thing!

Now in our daily life, we can see that some people they are going to take out loans often online. And the interest rate of online loans is very high, but some people don't think about it so much, and some people will have such doubts, that is, what do you think about the person who borrowed money from online loans to borrow money to friends? For these problems, in my personal opinion, I think it is very affectionate, and it does not consider the consequences of this matter, let's take a closer look.

1 Very affectionate

We all know that money is very important to each of us. Anything says that money is not omnipotent, but no money is absolutely impossible, this sentence is actually very correct, and there are some truths in it, but if others need to borrow money, at this time we also have to consider our own situation, if you have no money, I suggest that you still don't lend money to others, if you borrow online loans and then lend money to others, I think this is a manifestation of irresponsibility to yourself. But from here, it can be seen that this person is very affectionate.

2 Failure to consider the consequences

We all know that there are more and more online platforms, and if we borrow online loans, then its interest is quite high, so generally there is no economic situation, it is not recommended to borrow online loans, and sometimes, his interest is really growing faster and faster, so if he has no money, he lends money to friends in online loans, I don't think he thinks about the consequences of this matter.

Therefore, we should pay more attention to this aspect of the problem in our daily life, for everyone, understanding this aspect of the problem is of certain benefit to us, and if we borrow, but do not repay on time, then this will also have a certain impact on our personal credit, if we want to take out a loan in the future is very difficult.

Such people can only be said to be stupid, they take a lot of risk if their friends borrow money from online loans, and if their friends really need money urgently, they can borrow online loans.

These people are very face-loving, and they feel very proud to help their friends, and they especially like to help people.

This kind of person is a kind of blind righteous person, and this kind of person is very irrational and will bring great harm to himself.

Maybe it's because I'm embarrassed that I don't have much money, but I'm embarrassed to refuse my friends, and I love face, so I borrow money from online loans to my friends.

There are real, but very few, and you need to pay more attention. Security experts remind the public that whether it is a real or virtual society on the Internet, it is very important to protect personal privacy and prevent information leakage, and many of today's scams have a lot to do with the leakage of personal information.

Zhu Yipeng, a 360 security expert, suggested that netizens should carefully fill in the ** that involves privacy, and ** should pay attention to setting a strong password for registration; Once the computer suddenly has a black screen, blue screen and other abnormal situations, you should immediately unplug the network cable and disconnect the network, or even shut down directly.

And when the fraudsters take the initiative to contact them, the simple and effective three-step method of "one analysis, two consultations, and three strikes 110" can be easily dealt with. That is, for the **, text messages, emails, etc. that require transfer and remittance, we should be vigilant, distinguish the authenticity, do not easily remit and transfer, consult relatives and friends, and call 110 to consult or call the police if necessary.

It should be true to politely apply for a loan, and of course you have carefully considered the risks of borrowing money and whether you can repay it in time. If you need to borrow money, it is recommended that you follow these steps:

Consider other ways to get your money, such as credit cards, loans, etc. These methods may be safer and have lower interest rates.

Consider borrowing money from friends and family. If you have to borrow money, borrowing money from friends and family is the best option, as these people are more likely to give you specific conditions and a better level of trust. Before applying to borrow money from them, you need to explain to them why you need to borrow money and your repayment plan.

Find a reliable bank or loan company. This is usually the most common way to borrow money. You will need to submit the corresponding documents to the bank or loan company, such as proof of identity, proof of income, proof of guarantor, etc.

You'll also need to consider the interest rate on the loan and whether there are other fees, such as application fees.

Whichever way you choose to borrow money, be cautious, consider your risk tolerance, and stick to your plan when it comes to repayment to avoid unnecessary trouble.

Is borrowing money online really fake? To this day, there are still many people who are skeptical of borrowing money online, and they are annoyed by all kinds of false information on the Internet, so they have developed a distrust of the Internet. In this way, it is not difficult to understand that they will ask "Is online borrowing really fake?"

In fact, with the development of the Internet and the strengthening of national supervision, online borrowing has become an important channel for borrowing money.

Online borrowing is fast, easy, and fast. Online borrowing does not require the borrower to come to the door, but adopts the method of online real-time application, review and real-time loan to quickly supplement the borrower's capital needs.

There are two main ways to borrow money online, namely banks and third-party platforms. The bank's online banking page can also be used to apply for loans and borrow money. However, banks have a lot of approval processes and are slow to lend money.

Another way to borrow money online - third-party platforms have the advantages of fast approval and real-time lending. The third-party platform is not only fast, but also the service is in place, and some do not charge handling fees, but the online lending platform is mixed, and everyone must pay attention to the formality of the identification platform.

When borrowing money online, you can comprehensively judge the formality of the platform based on factors such as the platform's loan interest rate, loan threshold, and loan qualification, and if you are unsure, you must not borrow!

Feature 1: It is easier to borrow money with "Yan".

According to statistics, borrowing money is also face-to-face! The higher the "appearance" of the borrower, the greater the success rate of obtaining a loan. And men value the "looks" of borrowers more than women.

According to the data, when the "appearance" of the former borrower is high, the men and women who are willing to borrow money express their willingness to borrow; Other women are not moved by "appearance".

Tips: Is this the reason why so many people have plastic surgery? It's really capricious to have a good look! But when it comes to borrowing money, the goddess has spoken, so why shouldn't she borrow it?

Feature 2: High-income people are more willing to borrow money

The data shows that there is a significant positive correlation between income and willingness to borrow. Some low-income earners are willing to borrow; As income increases, so does the willingness of respondents to borrow, with some high-income groups willing to borrow.

Tips: The same is borrowing money, of course, borrowing money from people with high incomes, the psychological pressure is relatively small! Low-income friends may not be able to protect themselves, so don't be strong!

Feature 3: Singles are more generous

According to the survey, single people are the most generous when it comes to lending money to others, with nearly 70% of single people saying they are willing to lend money to others. People who are in love are second most generous; Married people and divorced people are willing to lend money to others.

Tips: Single dogs have always been a model of "one person is full, the whole family is not worried", because there is no girlfriend to manage, the finances are also very free. But once you have a family, your salary is no longer your personal property, and you even want to save your own money!

Feature 4: Thin people are more willing to borrow money than fat people

In addition, the willingness to borrow money and the weight of the person are calculated according to the formula, and it is found that the heavier the weight, the weaker the willingness to borrow. Among the respondents who are willing to lend money to others, the proportion of people who are too light is the most. It can be seen that the lower the weight, the higher the willingness to borrow, and conversely, the lower the willingness to borrow.

Trick: Who said that every fat man is an angel with broken wings in his previous life? Is it harmless to be kind-hearted and pure?

Obviously, the thin people are the most generous, okay? Please cherish the pork ribs around you! Maybe he's the superhero who saved you from the worst of the day!