Who can become the third pole of mobile payment?

There is a reason to launch an assault on the "third throne".China Telecom's led ePaymentThe data shows that in February 2019, the monthly active users of Yipay reached 10,000, and the daily active users also reached 10,000. The internal reason for today's achievements is the main driving force behind ePay, which has two unique advantages compared with other similar products (except Alipay and Tenpay). On the one hand, the platform has a large preferential effect on users (including merchants), ePay spent 6 billion yuan to subsidize users in 2018, and is ready to invest 20 billion red envelope resources in 2019, which is significantly higher than that of competitors at the same level;

On the other hand, the platform has a wide range of consumption scenariosNot only can it be used in daily consumption financial management and living expenses, but it can also be used in many consumption scenarios, such as supermarket shopping, gas station refueling, etc. UnionPay is relatively high in the data activity ranking of Analysys Qianfan, with the monthly active users slightly lower than ePay, but the daily activity is as high as 10,000, which is several times that of ePay. UnionPay's high user activity makes it a mobile payment platform that should not be underestimated.

As we all know, UnionPay is a third-party mobile payment platform launched by China UnionPay in coordination with major commercial users and payment institutions, which has natural advantages in terms of the number of users, inter-bank operations and payment scenarios. UnionPay's official Weibo announced at the end of 2018 that UnionPay can support the use of more payment scenarios both online and offline, such as "clothing, food, housing and transportation", "payment and financial management", and railways, civil aviation, 100,000 convenience stores and supermarkets across the country, more than 30 colleges and universities, and more than 100 vegetable markets

It is used by more than 300 merchants in the public service industry such as water, electricity and coal, and has supported the use of more than 10 countries and regions around the world. Although UnionPay has many inherent advantages, there are still problems with the poor user experience. The poor user experience is mainly reflected in the slow arrival of red envelopes, the inconvenience of daily payment by opening the APP to pay for consumption, and the slow reflection of the APP optimization.

This is definitely a win for UnionPay because now Wing Pay is only used for tuition.

I think UnionPay is very likely because UnionPay has a wider range of applications.

Personally, I think that UnionPay is powerful, first of all, the initiator of UnionPay is UnionPay is more extensive, there are many places that support UnionPay payment does not support wing payment, this afternoon I went to our county fee supermarket to shop, at the checkout I was ready to use wing payment to pay people said no, said to support UnionPay, it just so happens that we both have APP, consumed a little more than 100, discounted 5 yuan and a few, I feel good.

I think it's still wing payment, after all, he is very strong in promoting this, and there are discounts every month, and the strength is still very strong.

Wing payment bar, the platform has a wide range of consumption scenarios, not only can complete daily consumption financial management and living expenses, but also can be used in many consumption scenarios, such as supermarket shopping, gas station refueling, etc.

I think it's UnionPass, and the number of users is gradually increasing.

Personally, I think it's cloud payment, after all, cloud payment has existed for a long time, and all software supports it.

At present, in terms of users, there are more users of ePay than UnionPay.

It's still Alipay, and the others feel that the payment is too cumbersome, and it's not very good.

Not sure what you're trying to ask?

How convenient and how to come, which activity is more, the first strength is large, so that there are more users.

At present, there are many UnionPay QuickPass activities.

Hello. It is recommended that you use Wing Pay.

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Du Xiaoman wallet, Chong Yuan is the original wallet, is the third-party payment application and service platform of Du Xiaoman Finance, and is a third-party payment service that has been issued by the People's Bank of China, please rest assured of security.

If you want to compare the convenience of these four types of mobile payment, then the order according to the access range should be, UnionPay - JD Pay - Yipay - File Qi Du Xiaoman, in addition to Alipay and WeChat Pay, Yunpay is a relatively widely used key.

Hello, you can use ePay to transfer to ePay account or bank card, and cannot transfer to other payment platforms.

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Payments do offer convenience, but security has yet to be verified. Traditional financial institutions have always been more cautious and more security-oriented, after all, the cost of trial and error is much higher than that of Internet companies.

Wang Yu, senior director of the security construction alliance team of the risk control department of China UnionPay, recently said frankly that from the perspective of transaction scenarios, *** payment does have advantages in convenience and efficiency, but it does face many challenges in security.

This is also the main reason why the regulatory side is very entangled. However, for the common people, the battle for technical routes is all floating clouds, and payment security is king. Through orderly competition in the market, providing consumers with safer, lower fees, and better consumer experience payment services is where the value of the payment war lies.

Under the guidance of the People's Bank of China, China UnionPay and commercial banks, payment institutions and other industry parties jointly developed, constructed, maintained and operated a mobile payment app, which was officially released on December 11, 2017. The UnionPay app has three core functions: receiving and receiving payments, enjoying discounts, and card management,[2] and the UnionPay App, together with UnionPay Mobile QuickPass and UnionPay*** Pay, are the three major mobile payment products of UnionPay. If you have any questions, you can contact China UnionPay customer service at 95516 for consultation.

UnionPay is a third-party payment platform of UnionPay. UnionPay is an integrated, comprehensive and open online payment platform launched by China UnionPay.

The UnionPay app has three core functions: receiving and paying, enjoying discounts, and card management, and the UnionPay app, together with UnionPay Mobile QuickPass and UnionPay*** Pay, are the three major mobile payment products of UnionPay. In May 2020, UnionPay users exceeded 100 million.

In the eyes of insiders, compared with the development of technology and marketing, the biggest breakthrough of "UnionPay" is to unite thousands of banks to enter the game and create a "super platform".

The platform is considered to be the killer feature of "UnionPay". This platform integrates the payment service tools that were originally scattered in various institutions, where users can realize various payment functions such as opening two or three types of accounts, applying for credit cards, opening UnionPay mobile phone quickpass, scanning code payment, receiving and transferring, and remote payment.

Zhou Weikun told reporters that this completely open new platform is built on the basis of big data, cloud computing, artificial intelligence and other technologies. In addition to providing consumers with emerging mobile payment services, UnionPay also brings together traditional banking and UnionPay functions, including balance inquiry, one-click transfer, one-stop installment, full-process credit card services, bank-UnionPay preferential benefits, bill inquiry, and other basic bank card services.