For a question about insurance, ask about insurance

Why does this happen?

It's a good thing to buy insurance, why is this happening?

First of all, an insurance policy created without the consent of the insured is invalid. However, there is an exception, that is, at the time of signing the contract, the insured is under the age of 18, is a minor, and is signed by the guardian**.

If the insured has reached the age of majority and has full capacity for civil conduct, the conclusion of the insurance contract must be mutually agreed by both the policyholder and the insured, and the true intention of both parties can be expressed.

In addition, if the life insurance policy is conditional on death, it must be signed by the insured person.

This is clearly stated in the Insurance Act.

I don't know what you're worried about, but there are a few things that can happen.

If the policyholder is not there, if you are willing to continue to pay, you can do the policyholder change procedures and continue to pay, and the policy will continue to be effective.

If you don't want to pay, you can choose to surrender the policy, but the premise is that there will definitely be a loss, but you are not sure what insurance you have purchased, and the size of the loss is uncertain.

As for whether you want to continue to pay, it depends on what kind of insurance you have purchased and how to agree with the insurance company when signing the contract.

In view of the current situation, I still hope to communicate well, and then understand what kind of insurance I have purchased, what it can be used for, and how cost-effective it is. After that, make a rational decision on how to deal with it.

After all, this is a consumer behavior, and I hope that every insurance customer can understand consumption. This is one of the greatest responsibilities to oneself.

Buying insurance is a kind of family financial behavior. Everyone should have the right to know, especially the person concerned.

I think you can go to the life insurance company with your ID card to check and tell you who the policyholder is. Do you have your company's insurance as an insured?How much life insurance you have.

Please ask the company to check for you, what type of insurance you are buying, and what is the amount of insurance?What's going on?How to pay the fee, etc.

Under what circumstances can I get a claim?。。

Insurance is about taking the risk out and sharing it with everyone.

It is very Holy Spirit for you or your family to get through this.

The person above said very well, you need to communicate with your parents, buy insurance, buy confidence, walk more confidently, do things with less worry, no more than preparing a large amount of emergency reserves.

This question must be explained clearly to your mother, in fact, everyone is willing to buy insurance, but everyone wants this policy to be there all the time! Peace is a blessing! When you grow old naturally, you can take out a large amount of money for inheritance (with savings and investment) and that is the happiest thing.

And you also need to know more about insurance, financial management, life is about planning, and a planned life will make your life more exciting.

Because you don't know what insurance your mother has purchased, I'll give you a rough idea:

1. If the insured person dies, there are relatives to pay on behalf of the insured, such as children, spouses, etc.

2. If the insurance is surrendered, it will be refunded according to the cash value in the contract, and it is generally only half of the principal within 10 years!

1. How much money to pay every month. This should be asked to your local social security agency, because the payment base in each place is different, so the amount is not the same;

2. Go to the ** handover. Depending on whether your local social security premiums in Tianjin are fully collected by the local tax or specifically responsible for the social security, it is recommended that you also consult the local social security agency;

3. If you don't continue to pay, the original social security will be interrupted, but the record will always be there.

If you want to pay social security by yourself after resigning, then you can directly consult the social security center where your household registration is located, **number: 12333 (due to differences in local policies).

If you don't renew it for the time being, it's okay, and you can still accumulate it in the future, but if the economy is okay, it's better to renew it, and the future security can also be a little higher.

Pay 2 times what you paid in the past, go to the insurance company and pay it, and if you can't pay it, there will be no more.

You can continue to pay the insurance according to the local average salary, and if you don't pay it now, you can also renew it later. Another item in social insurance is unemployment insurance.