Does Jia trainee reporter have five insurances and one housing fund?

Whether there are five insurances and one housing fund has nothing to do with what kind of work, the labor law clearly stipulates that enterprises and institutions need to pay five insurances and one housing fund for the employment ratio.

It depends on which unit you work in, generally speaking, a better unit, he will buy you five insurances and one housing fund.

Hello, if it is a job after graduation, the regular unit should pay insurance.

If you are a trainee reporter, he has five insurances and one housing fund, you can contact your HR department, and they will help you buy it.

As far as I know, trainee reporters generally do not buy five insurances and one housing fund, but some units with particularly good treatment will also buy them, which depends on your luck.

G: Yes, if you have this, if you have it, you don't have to worry.

Hello, trainee reporters have five insurances and one housing fund, generally, as long as you work, you have five insurances and one housing fund to buy, and the company will arrange it.

This is all available, and intern reporters also have five insurances and one housing fund.

If you pass the internship period, you will become a formal reporter, and the national meeting will help you pay five insurances and one housing fund.

Intern journalists also have five insurances and one housing fund, as long as you work in the company.

If it's a journalist, I think there may be insurance, but if it's 1 catty, it probably won't.

If you are a trainee reporter, there should be no five insurances and one housing fund, and you will buy them after you become a regular reporter.

There are still five insurances and one housing fund, there must be some, please rest assured.

In accordance with the provisions of the labor law, even if it is a trainee journalist. The internship unit also needs to purchase five insurances and one housing fund for it.

During the apprenticeship, there should be no five insurances and one housing fund, and after you join the company, you will become a regular employee, and then you will start to pay this five insurances and one housing fund.

Trainee journalists also have five insurances and one housing fund.

This is stipulated by the state, and it is only possible to have it.

Trainee journalists now do not have five insurances and one housing fund.

According to Article 14 of the Regulations on Unemployment Insurance, an unemployed person who meets the following conditions may receive unemployment insurance money: (1) he or she has participated in unemployment insurance in accordance with the regulations, and his or her employer and himself have fulfilled the obligation to pay contributions for one year or more in accordance with the regulations; (2) Interruption of employment not due to the person's will; (3) Those who have been registered as unemployed and have requirements for job seeking.

The process of receiving unemployment benefits is as follows:

1. The insured unit shall issue two copies of the Certificate of Dissolution (Termination) of Labor Relations, one to the Unemployment Insurance Center and the other to the Labor Dispute Arbitration Commission of the Labor and Social Security Bureau for the record.

2. The Unemployment Insurance Center shall conduct a strict investigation and verification of the situation on the basis of the Certificate of Dissolution (Termination) of Labor Relations issued by the insured unit (the unemployed person shall bring the labor contract signed with the unit), and shall issue two copies of the Registration Form for Application for Unemployment Insurance and one copy of the Registration Form for Unemployment and Job Seekering.

3. The unemployed person should conscientiously fill in all the columns on the front of the "Unemployment Insurance Application Registration Form", and ask the family planning relationship receiving unit to affix the seal in the space of the opinion of the receiving unit of the family planning relationship at the back of the place. Fill out the "Job Hunting Registration Form" carefully.

4. Pay three one-inch color photos and a copy of the unemployed person's ID card.

To receive unemployment benefits, you need to prepare the following documents:

Bring your ID card;

Proof of dissolution or termination of employment relationship with the employer;

Unemployment insurance payment booklet, proof of payment and 1 recent 1-inch photograph.

To sum up, if a worker meets the above conditions, he or she can go to the district-level labor and social security department at the place of household registration or temporary residence to apply for unemployment insurance benefits.

Conditions for receiving unemployment insurance:

1. Participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the payment obligation in accordance with the provisions for one year.

2. Interruption of employment not due to one's own will, that is, the unemployed person is unwilling to interrupt employment, but is forced to interrupt employment due to reasons beyond his control. The Measures for the Application and Payment of Unemployment Insurance Premiums issued by the Ministry of Labor and Social Security stipulate the circumstances under which employment is interrupted not due to one's will, mainly including: termination of labor contract, termination of labor contract by the employer, dismissal, dismissal or dismissal of the employee by the employer, and resignation of the employee due to the employer's violation of the law or violation of the labor contract.

If an employee becomes unemployed due to the occurrence of the above-mentioned circumstances, the employee has the right to apply for unemployment insurance money.

3. Have been registered as unemployed and have job search requirements. The purpose of unemployment registration is to grasp the basic information of the unemployed and confirm their qualifications. The requirement to seek employment is due to the fact that an important function of unemployment insurance is to facilitate the re-employment of the unemployed.

This is a prerequisite for enjoying unemployment insurance benefits, and it is also the obligation of the unemployed.

Other materials prescribed by the provincial labor and social security administrative department. Within 60 days from the date of termination of the labor contract, the applicant shall go through the application procedures for unemployment insurance at the business agency (generally the sub-district or township employment service agency where the household registration is located). Once it has exceeded 60 days, it will not be processed, so be sure to apply it quickly.

An unemployed person can enjoy unemployment insurance benefits if he meets the following conditions at the same time:

1) Participate in unemployment insurance according to regulations, and the units and individuals to which they belong have fulfilled their payment obligations for one year in accordance with the regulations;

2) Interruption of employment not due to one's own will;

3) Have been registered as unemployed and have job search requirements.

How to get it? Quite simply, as long as these three conditions are met, you can go to the local social security bureau to apply for it. First, you must pay unemployment insurance for one year before becoming unemployed. Second, it is not a matter of personal volition. Thirdly, unemployment registration was completed.

As long as you are recognized as having a work-related injury, the work-related injury insurance** will reimburse you in accordance with the regulations, and the medical expenses will be reimbursed in full.

Unemployment insurance is useless? That's you won't use it

How do I get unemployment insurance?

There are specific procedures for receiving unemployment insurance benefits, and the company's personnel department will report to the Social Security Bureau for dismissal and get a review reply. After terminating or dissolving the employment with the employer, the unemployed person shall go to the street (town) where the household registration is located to register for unemployment and go through the application procedures with the examination documents issued by the Social Security Bureau, the vocational guidance training card, the household registration booklet, the ID card and the one-inch barehead**.

It may not affect you much. The two of you are two units. Each is a place. There is no direct conflict.

Unemployment insurance is useless? That's you won't use it

After meeting the conditions for receiving unemployment benefits, you can bring the relevant documents to the social security center for processing. If there is anything you don't understand, you can ask the personnel of the personnel department of the unit. When applying for unemployment benefits, you will fill in the "Employment and Unemployment Registration Form" and "Employment and Unemployment Certificate Application Form", and ask the staff if you don't understand anything.

An unemployed person shall, within 60 days from the date of termination or dissolution of the labor relationship, go to the local handling agency to register as unemployed with the certificate of termination or dissolution of the labor relationship issued by the employer, and the handling agency shall examine and approve the application within 7 days and start to pay unemployment insurance benefits from the month following the approval.

After resignation, five insurances and one housing fund cannot be withdrawn.

After resignation, the treatment of five insurances and one housing fund is as follows:

1. Endowment insurance has a personal account, and the ID number is the account number, and there can be three ways to deal with it after resignation:

1. Stop payment, interrupt the payment period, and stop the accumulation of personal accounts, but as long as the time is not long, it will have little impact on the future;

2. Pay in full by the individual, that is, pay the past together with the part paid by the enterprise without interrupting the payment, but it is not cost-effective for the individual to bear a heavier burden;

Second, medical insurance, there are also personal accounts, the treatment method after resignation is basically the same as endowment insurance, and the money in the personal account can continue to be used locally.

3. Work-related injury insurance, unemployment insurance, and maternity insurance do not have personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be received as long as the payment has been paid for one year and unemployment is not caused by personal reasons.

The five insurances and one housing fund include: endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, and housing provident fund, and there are different ways to receive them under different conditions.

1. Endowment insurance.

1) Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age (60 years old for men and 55 years old for women) will receive the basic pension on a monthly basis.

2) Individuals who participate in the basic endowment insurance and have paid for less than 15 years when they reach the statutory retirement age (60 years old for men and 55 years old for women) can pay for 15 years and receive basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

2. Medical insurance.

The personal account of medical insurance cannot be withdrawn in cash, and the personal account is owned by the individual employee, and the personal account is used to pay for outpatient medical expenses and other medical expenses borne by the individual according to the regulations. Basic medical insurance pooling** is used to pay for inpatient medical expenses and outpatient medical expenses for designated diseases.

3. Unemployment insurance.

Unemployed persons who meet the following conditions at the same time can receive unemployment insurance benefits:

1) Participate in unemployment insurance according to the regulations, and the employer and the person have fulfilled the payment obligation in accordance with the regulations for 1 year;

2) Interruption of employment not due to the person's will, including dismissal, dismissal and dismissal by the employer, termination of the labor contract, etc.;

3. Have been registered as unemployed and have job search requirements.

4. Work-related injury insurance.

Employees who are injured in accidents or suffer from occupational diseases due to work are entitled to medical treatment for work-related injuries. If the expenses required for work-related injury meet the standards, they shall be paid from work-related injury insurance. Injured employees are not entitled to medical treatment for work-related injuries and shall be dealt with in accordance with the basic medical insurance measures.

5. Maternity insurance.

1) Maternity allowance for female employees during maternity leave; The maternity allowance is the average monthly contribution salary of the person in the previous year divided by 30 days multiplied by the number of days of maternity leave.

2) Medical expenses incurred by female employees due to childbirth, including examination fees, midwifery fees, surgery fees, hospitalization fees, medicine fees and ** expenses incurred by female employees due to pregnancy and childbirth.

3) Medical expenses incurred by employees in family planning operations, including medical expenses incurred in the placement (removal) of intrauterine devices, abortion, labor induction, sterilization and reversal operations.

4) Other expenses related to maternity insurance stipulated by the state.

6. Housing Provident Fund.

When the sealed employee meets the conditions for withdrawing the housing provident fund such as buying a house and decorating, the employee shall apply to the original depository unit and provide the original and photocopy of valid supporting materials, and the original depository unit shall verify and issue a withdrawal certificate, and the housing provident fund management agency shall review and handle the withdrawal procedures.

After resignation, the housing provident fund can be withdrawn, and the five insurances cannot be withdrawn.

Provident fund withdrawal process (taking Guangzhou as an example):

1. Proof of the required materials provided by the unit or employee;

2. The bank outlets accept and enter the scanned materials;

3. Approval by the Housing Provident Fund Management Center (no more than 3 working days);

4. After the approval is completed, the withdrawal will be received.

After resignation, the housing provident fund in the five insurances and one housing fund can be withdrawn, but a certain part of the expenses will be deducted; Pension insurance can only be received after retirement. At the same time, Daddy suggested that those who resigned should not stop paying social security, why? Read this article and you'll find out.

It's okay to resign, social security can be broken, tell the truth".

The five insurances cannot be withdrawn, and the provident fund can generally be withdrawn directly from the balance in the personal provident fund account. After having a new unit, the treatment of the five insurances is as follows.

Pension insurance: After resignation, the original unit will go through the procedures for the employee to stop payment, and the employee's account will be sealed. When the user finds the new unit, he can provide a copy of his ID card to the personnel of the new unit, and the new unit can handle the social security renewal procedures for the employee, and there is no need to handle it himself.

Unemployment, work-related injury and maternity insurance: In addition to unemployment insurance, 1% of these three insurances are paid by yourself, and the other two are not self-paying, and they are all paid by the unit. Unlike endowment insurance, work-related injury and maternity insurance do not have a personal account and cannot be transferred, and once you lose your job, you cannot enjoy benefits.

Unemployment insurance can only be transferred within the province.

Moreover, unemployment insurance can only be enjoyed if you are dismissed by the employer, and you cannot enjoy it if you resign yourself. There is also medical insurance is different from pension insurance, and it will be more troublesome if it is interrupted. If the medical insurance is interrupted for 3 consecutive months or more than 6 months, the medical insurance will be deemed invalid and the reimbursement service will not be enjoyed.

Current job seekers.

Five social insurance and one housing fund is a general term for the five types of guaranteed benefits given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance and housing provident fund. Among them, endowment insurance, medical insurance and unemployment insurance are jointly paid by enterprises and individuals, work-related injury insurance and maternity insurance are fully borne by enterprises, five insurances are statutory, housing provident fund is not statutory, which is why some units only pay five insurances to employees but not to pay housing provident fund. People often ask me, how much will the company pay me every month for five insurances and one housing fund?

Why is the amount of money I pay for five insurances and one housing fund different from someone every month, I can only answer that we all pay according to the national standard, because your salary base is different, so the standard of payment is different. The contribution ratio of five insurances and one housing fund is roughly as follows: the pension insurance unit pays 21% of the salary for the individual every month, and pays 8% for itself; The medical insurance unit pays 9% for individuals and 2% for themselves every month; Unemployment insurance units pay monthly contributions for individuals; The maternity insurance unit pays for the individual every month; The housing provident fund pays 8% by itself, and the unit pays 8%, so this is why job seekers want the unit to apply for five insurances and one housing fund for themselves, which is really cost-effective compared with their own insurance.

So can the five insurances and one housing fund be taken out as advanced? The answer is: no.

However, if an individual dies, the balance of his or her pension insurance personal account can be inherited (but you need to apply to the local social security department). If an individual goes to work in other places, according to the provisions of the Social Security Law, the pension insurance can be transferred across provinces. Housing provident fund is managed by the Housing Provident Fund Management Center, according to the "Housing Provident Fund Management Regulations".

If an employee has any of the following circumstances, he or she may withdraw the balance stored in the employee's housing provident fund account:

1) Purchasing, constructing, renovating, or overhauling self-occupied housing;

2) Retired or retired;

3) Completely incapacitating the ability to work and terminating the labor relationship with the employer;

4) Those who leave the country to settle down;

5) Repayment of principal and interest of housing loans;

6) The rent exceeds the prescribed proportion of the family's wage income. However, in accordance with the relevant regulations, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be cancelled.

That is to say, the five insurances of employees are not available at all, and one housing fund can be received in accordance with the relevant regulations, and I hope that every employee can truly understand the five insurances and one housing fund, so that the five insurances and one housing fund can really benefit themselves.