What does it feel like to have a deposit?

When I have 50,000 in hand, I am particularly greedy to have a deposit of 100,000, or even more than 200,000, greed makes people work hard, so I work harder, having a deposit will indeed make people feel a kind of steadfastness that only they can feel, with a deposit, they will comfort themselves that they no longer need to live that kind of overly calculating days, it doesn't matter if you are presumptuous occasionally, eat a good meal, the tourism bureau arranged by friends, you can also participate as you like, with a deposit, You'll find that you suddenly have so much more things to do. However, at what age, I think the awareness of saving money must be had, because in today's society, no money is really impossible, savings are like a medicine box at home, you can prevent emergencies and urgently need money, with savings, you don't have to stare at the numbers to live, how tired.

It must be very happy, and you can better manage some possessions in your daily life.

If you have enough savings for a few years, you will feel happy - at least you will feel less stressed, and I believe that most people only have enough savings to last for a few months! So we are anxious, we don't feel much secure, and we have to work hard to make money.

If you want to travel in the future, you can go directly, and you don't want to feel good.

Having a certain amount of savings gives people a sense of security, while having too much of it gives people a sense of being overwhelmed.

The feeling of being responsible, like going abroad has to ask the bank to issue a certificate of deposit, and the person who has no deposit is not reliable, and he still expects him to do things if he can't manage it well?

It should be a good thing to have savings, and we must have a considerable material foundation for our own food, clothing, housing, transportation, medical care, pension, supporting parents, raising children, making friends, and helping others, that is, we must have a certain amount of bank deposits. Under this premise, people can be happy and have moral dignity. As the saying goes:

There is food in our hands, and we don't panic in our hearts", we have money in our hands, and we race over the gods." The reason why we study hard and work hard is to take the road of common prosperity. Of course, there is another process, we increase income at the same time, rational arrangement of expenditure, handle the relationship between consumption, accumulation, investment, so that the savings increase, our life will be better and better.

Having a deposit is a very happy thing, and it couldn't be better than holding a moonshine clan. When you have a deposit, you have the confidence, no matter what happens at home, you can be very calm and stable to solve it. But when you have nothing, you don't even dare to get sick.

So let's save money.

Personally, if you ask about the purpose of saving money, the answer is that people must have near-term worries without long-term concerns, and saving is to seek long-term plans and prepare for future uncertainties. But if you ask about the experience of saving money, it is related to how much you have saved, how much you have left in your hand after saving, how much money you can earn every year from financial management, how many ways to make money in addition to saving money, and the depreciation of banknotes, so everyone's feelings are different.

Having a deposit, everybody wants to. As for how much to deposit, it's a different feeling. 10,000 doesn't feel anything, but 1 million is a leap of one level, with 1 million, you can have an income of about 3,000 every month, 30,006 a year, and you can't make any money.

Think about it. Step by step, money is also accumulated, insist on saving every month, hold it for a long time, and accumulate your first pot of gold.

Of course, it's not "stupid", it's just "cautious", and the majority of people who choose bank deposits still account for it. According to relevant data, in 2019, the total investable assets of Chinese residents have exceeded 200 trillion. Among them, savings deposits account for about 50%.

The second is bank wealth management products, accounting for about 15%. **, bonds, ** and other investments also account for about 15%. In addition, the investment ratio of insurance products has also reached about 10%, and the rest is basically cash holdings and some special high-risk investment projects.

With the above data, we will find that [savings deposit] is still the preferred way for Chinese residents to invest in assets. Others, such as wealth management, insurance, bonds, etc., although the proportion is also increasing, but in the short term it is still not comparable with savings deposits. Why are the interest rates on existing deposits still the most popular?

We must first understand one thing, not all people's assets are very high, there are still many people in our country whose asset holdings are relatively low, when they choose asset investment appreciation, the first consideration must be the risk, and bank savings deposits are the lowest risk, and the state also has a deposit guarantee system of less than 500,000 yuan, so the small and medium-sized savings deposits are 100% safe.

In other investment methods, the risks are large or small, and there are still certain risks after all. And like the relatively safe low-risk bank wealth management products, there are various threshold restrictions (such as 50,000 deposits, etc.), don't think that this threshold is not high, for many people are really excluded, so in the end more people will choose to save deposits.

It's okay to be more financially aware, but it's a gradual process. Becoming more financially conscious is a good trend in itself, but the first premise is to effectively assess risk. Especially for those low-income groups, the little money they have worked hard to save is the first thing to choose the safest way to invest, after all, the ability of this group of people to resist risks is very low, and once there is a deviation, they may regret it.

Only when the assets in hand have increased relatively much, people are more suitable to choose some investment methods with higher yields, which is a gradual process.

The comprehensive strength of our country is indeed increasing, and people's living standards are also constantly improving, but we still have to clearly understand that we still have 600 million people with a per capita income of less than 1,000 yuan per month, which is a large base, which may also be one of the reasons why the proportion of savings deposits in our country is relatively high, and this part of the group needs the safest way to save. Confidence that in the future, with the continuous development of the country, people's income will further increase, and the proportion of people choosing other financial management methods will naturally increase.

Personally, I think it's really stupid, I think the interest rate of the bank is very low, so we can choose other ways to manage our money and make our money profitable.

Personally, I think this behavior is really stupid, because the interest rate of depositing the deposit in the bank is too low, and it is better to buy some wealth management products.

Of course not, in fact, this is a very safe way, and it can also have a certain amount of interest, which is a particularly good way.

Not stupid. Because I think this way can avoid overspending, and it is a very good way to save money.

I just got out of poverty and had savings, and I was so happy to see those numbers.

What is it like to have a deposit? For people who have been in a difficult situation, pay off all the debts, no longer borrow and have some savings I don't know how happy, the mood is particularly comfortable, so to speak, good others have given you a kind of surprise, the dark clouds have dispersed, the sun has risen, the spring is so beautiful, the air is so fresh, and finally see hope, realize that life is so beautiful.

Eating is appetizing, walking is energetic, the voice of speech has become gentler, the face is often smiling, the clothes have changed, and the face has changed, "staying at home is comfortable, going out to have fun, working is not afraid of hardships, the change of mentality determines the change of fate, and the days are becoming more and more prosperous day by day.

The amount of money is the way to change one's fate.

More money is more and more use, less is less, and those who have a deposit of 1o million want to buy a car and marry a wife. Those who have a deposit of 2o want to make a house in the countryside, those who have a deposit of 500,000 want to buy a commercial house or a famous car in the city, and those who have a deposit of 1oo want to set up a factory