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Xueba talks about insurance, focusing on insurance product evaluation! What is the best insurance for my child? Parents who are interested in learning more can take a look at this comparison tableDesigned for 17 year olds! A comparison table of 136 popular critical illness insurances in China
The care and care of parents cannot be lacking in the growth process of children, but not only this, but also the protection of children's health cannot be ignored. There are so many children's insurance plans available for 17-year-olds that many parents don't know where to start.
Let's start by looking at the buying strategy:
1.Critical Illness Insurance:In fact, the pressure on children at this age to study is still quite large, and many times critical illnesses are also related to the degree of human stress, and a critical illness insurance is very needed at this time.
A critical illness insurance can play a role in relieving the financial pressure of the family, which can be said to protect both children and adults. Moreover, it is more cost-effective for children to buy critical illness insurance, which can provide protection for a long time, and it is cost-effective, so you can buy it for your child as soon as possible if you have a sufficient budget. Critical illness insurance is not difficult to choose, I have found some good products for you, you can take a look".Exclusive for 17-year-olds:
Top 10 popular critical illness insurance policies worth buying
2.Accident Insurance:At this age, when children are full of energy, commuting to and from school and participating in various activities, any accident can happen.
Therefore, it is necessary to buy an accident insurance. There are a lot of accident insurance suitable for children, and you can collect it if you need itDesigned for 17 year olds! 10 of the most cost-effective accident insurance
3.Medical Insurance:There is also medical insurance for 17-year-olds.
People are not steel, it is normal to get sick, and buying medical insurance can reimburse a large proportion of medical expenses, and the financial burden on the family will be reduced.
After figuring out what kind of insurance you need to buy, how much money you need is also a question that many people are concerned about. Generally speaking, consumer-based accident insurance and million medical care are only one or two hundred yuan a year, and another 1,000 yuan is less than 1,000 yuan, and a critical illness protection can be bought back, and there will be no economic benefits.
That's all for me, hope!
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The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:
Popular insurance points for all ages
You can take a look.
Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.
How to buy insurance
People aged 0 to 20 should choose to buy insurance: critical illness insurance, medical insurance, and accident insurance
How do I buy insurance for someone under 20 years old? Before college, you are in the period of physical and mental growth and development, and it is inevitable to get sick during the growth process, so it is excellent to have a medical insurance, and the bits and pieces of medical expenses can be reimbursed; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so you can consider purchasing an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.
If you are under the age of 30, you should choose critical illness insurance, accident insurance, and medical insurance
How do you buy insurance in your 20s? 20 years old 30 years old, has reached the age of their own responsibility, at this time the body is young, the spirit is good, but now the cost of living is so high, it costs at least hundreds to get sick, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, in fact, it doesn't cost a few dollars, a month is only a few dozens, it can be considered, friends who meet this age group can see the senior sister beforeWhat kind of insurance do young people in their twenties need?
You can take a look at this article.
For middle-aged friends, you should choose critical illness insurance, life insurance, accident insurance and medical insurance for those aged 30-50
What insurance should a child in his 30s buy? At this time, buying insurance is more for your family than yourself. The probability of middle-aged people's illness is increasing rapidly, but it is the most important economic ** of the family, and they often can't fall, so critical illness insurance and medical insurance can provide adequate protection for illness; If the breadwinner of the family falls due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.
Friends who meet this age group can watch before the senior sisterWhat insurance should a child in his 30s buy?
For how not to be fooled by ** people, if you want to buy cost-effective and reliable insurance, the key is to choose the right insurance product.
"What insurance is good for a 17-year-old"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).
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If it is a 17-year-old child, it is generally better to configure critical illness insurance, medical insurance and accident insurance. In addition, the choice of insurance products also needs to be in line with their actual situation, and it is good to be suitable for themselves. Therefore, we must pay attention to the contract terms of the insurance product, such as the content of the insurance, the payment period, the policy rights and other aspects to understand.
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Hello: 17-year-olds are good at buying anything. However, it is necessary to follow the principle of buying protection first and then buying wealth management products. At this time, the insurance age is young, the premium is low, the protection time is long, and the insurance income is the largest.
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Education** Participating Series Products Accident and critical illness insurance are attached.
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It is more appropriate to purchase children's critical illness insurance, medical insurance (small medical insurance + million medical insurance), and accident insurance for 17-year-old children.
Among them, there is generally no deductible for small medical insurance, and minor illnesses such as colds and fevers can be reimbursed for children. The million-dollar medical insurance can reimburse the high cost of socks born by serious illnesses on a proportional basis.
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It is recommended that it is better to buy critical illness insurance, million medical insurance and accident insurance for 17-year-old children, because under normal circumstances, 17-year-old children are still students, and they have no income** and do not need to bear family responsibilities; Then consider health protection and accident protection.
If you don't know how to insure a 17-year-old, then this accident insurance list is worth a reference: designed for 17-year-olds! The most intelligent search is worth buying accident insurance for Li Li is here.
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17-year-olds are suitable for critical illness insurance, medical insurance and accident insurance, which can well transfer the financial risks caused by illness and accidents.
For example, medical insurance, if the child is hospitalized due to illness or due to external conditions, most of the surgical expenses, outpatient and emergency expenses incurred during the period can be reimbursed through medical insurance, and the cost performance is still very high.
Here I also summarized a few cost-effective medical insurance products, friends in need can take a look: the latest top ten million medical insurance rankings are newly released!
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In the process of children's growth, it is important for parents to protect their health, but in addition, it is also necessary to ensure the health of children.
There are so many insurance products for 17-year-olds that it's hard to choose. Let's start by looking at the buying strategy:
1.Critical Illness Insurance:In fact, the pressure on children at this age to study is still quite high, and many times critical illness is also related to the level of stress of people, so it is necessary to add a critical illness insurance protection.
A critical illness insurance can play a role in relieving the financial pressure of the family, and it can be said that the stove is desperate to protect both children and adults.
In addition, the premium for children to buy critical illness insurance is relatively low, the protection time is long, and the cost performance is high. You don't have to have a headache when choosing critical illness insurance, you can refer to this collection of critical illness insurance suitable for children that I have organizedExclusive to 17-year-olds: Top 10 popular critical illness insurance plans worth buying
2.Accident Insurance:Children at this age are relatively more energetic, and there is a high chance of accidents during the process of going to school, leaving school, and participating in various activities. Therefore, accident insurance should be bought.
I've compiled a collection of children's accident insurance, and if you're interested, you can take a lookDesigned for 17 year olds! 10 of the most cost-effective accident insurance
3.Medical Insurance:There is also medical insurance for 17-year-olds.
Because the possibility of being sick and hospitalized is likely to happen to most people, if you buy medical insurance, you can be reimbursed for the cost of going to the hospital, which can reduce the family's medical expenses.
In addition to asking about the type of insurance, the price should be the most concerned by everyone. If compared with the insurance cost of adults, it is not expensive to buy insurance for children, more than 100 can buy a consumer accident insurance or medical insurance, critical illness insurance can buy a good product within 1000 yuan a year, generally will not cause a lot of economic pressure.
Xueba talks about insurance, focusing on insurance product evaluation! What kind of insurance should I buy for my child? You can take a look at this product comparison table for referenceDesigned for 17 year olds!
A comparison table of 136 popular critical illness insurances in China
[Written at the end].
I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;
I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.
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It is better for 17-year-old children to buy children's critical illness insurance, medical insurance, and accident insurance.
In addition to paying attention to the risk of collapse, it is also necessary to choose a product with comprehensive protection and strong compensation for your child. For example, China Merchants Renhe's Qingyunwei No. 2 not only protects mild, medium and severe diseases, but also provides protection for specific diseases and rare diseases for children, and the coverage is relatively comprehensive. Space is limited, parents who want to know more about this product can poke:
How about China Merchants and Qingyunwei No. 2 Children's Critical Illness Insurance? You'll know after reading it!
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It is generally better for 17-year-old children to buy critical illness insurance, medical insurance, and accident insurance. In addition, it is best to follow the principle of protection first and then financial management when buying insurance, first do a good job of personal protection for children, and if you have a budget, then consider financial insurance such as education funds. Because the protection function of wealth management insurance is weak, it cannot play much role in the face of misfortune such as serious illness.
Why only now to see.
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