Loan 10,000 yuan, repay in installments, the loan can be repaid in several installments, 10,000 yuan

The loan must meet its conditions before it can be loaned.

Loan processing conditions:

1. Chinese citizens aged 18-65 who have a fixed residence in China, have a permanent residence in a local town, have full capacity for civil conduct;

2. Have a good job with a proper and stable economic income, and have the ability to repay the principal and interest of the loan on time;

3. Abide by laws and regulations, no illegal acts and bad credit records;

4. The purpose of the loan is clear, in line with national regulations, and relevant certificates can be provided;

5. Other conditions stipulated by the bank.

If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied for through mobile banking or check whether you are eligible to apply.

1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.

2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.

3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.

4. There are two types of loans that can be applied for within the flash loan limit:

1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.

2) Loan disbursement on T+1 day There will be a call from the electric core ** to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.

When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.

Generally, online loans can be repaid in up to 3 years, but most of them only have 1 year, that is, 12 installments. As for how much to repay each month by borrowing 10,000, it depends on what the interest rate of your borrowing is, for example, the most common daily interest rate is 5/10,000, if you borrow 10,000 for one year, you need to pay a total of 1,000 interest, and the total repayment is 11,000 yuan, divided by the number of installments 12, you need to repay the yuan every month.

Further information: The details that need to be paid attention to when taking out a loan are mainly as follows:

1.Whether the lending institution and platform are regular. You must pay attention to whether the institution or platform that handles the loan has a financial license, and if you encounter an informal lending institution or platform, you are likely to be deceived.

2.Whether the interest rate on the loan is normal. Some lending institutions and platforms may manipulate the interest rate, such as advertising low interest rates, but the actual approval interest rate is much higher, which is very common in small loans.

There are also some online loan products that will charge "cut interest". Therefore, when people take out loans, they must pay attention to whether the interest rate is at a normal level and whether it meets the standard of loan sharks.

3.Whether there are certain mandatory requirements. Some loans may have additional requirements, including various service fees, liquidated damages, etc., so you must pay more attention when taking out a loan to avoid being restricted in the future.

4.What are the specific information of the loan? When applying for a loan from different lending institutions and platforms, the degree of review is also different, and the information required may also be different.

Therefore, it is best to find out what information needs to be provided first, so as not to omit anything and affect the processing of the loan.

How to get a loan from MYbank?

Preparation of loan application slips:

1. To have a fixed income, you need to see the salary details.

2. Be at least 18 to 65 years old.

3. If the loan is used for business or car purchase, there must be a guarantor and a mortgage.

4. Good credit information.

Preparation of loan application materials:

1. Lender's ID card.

2. The lender's credit information in the past six months, and the credit information is good.

3. The bank card flow in the name of the lender for nearly half a year has not been interrupted.

4. Proof of the borrower's residence permit (rental contract, real estate certificate, water, electricity, and gas invoices for the past three months).

5. Income certificate issued by the lender's work unit.

6. Social security, insurance policy, and provident fund monthly payment can also be loaned.

MYbank how to borrow more:

1. It depends on your personal qualification loan business.

2. Persons between the ages of 18 and 65.

3. The actual age of borrowing and the application period should not exceed 70 years old.

4. Have a stable occupation, stable income, and the ability to repay the principal and interest of the loan on time.

5. Good credit information, no bad records, and legal use of loans.

6. Other conditions stipulated by the bank.

The loan can be divided into up to 48 installments, with a minimum of 49 yuan for 10,000 a month.

In the case of a daily interest rate, the monthly repayment amount: RMB.

Borrow. 10,000 in 12 installments, equal monthly amounts. The total amount of interest is:

Yuan; Monthly repayment amount: RMB. If the cash flow is not open before the maturity, you can consider using the installment repayment method to repay the arrears.

Although there is no interest accrued for installment repayment, there is a handling fee to be paid.

The handling fee here is actually the interest charged by the bank in disguise. At present, most banks provide installments in 3, 6, 12 and 24 installments, and the rate of handling fees varies little from bank to bank.

The loan of 110,000 yuan is divided into 12 installments, and you basically have to repay more than 1,000 yuan every month, why do you say that? If you look at it, it's 12,000, right? Normal, why?

You calculate it according to 1,000 yuan, because all our loans are designed like this. Basically, an interest that will make you repay is about 12%, that is, 10,000 yuan will be repaid 11,200. Basically, it will be added to 12,000 in addition to the mess of handling fees, but basically it will not exceed 12,000, why is it more than 12,000 called usury, and the bank does not support the return of this part of the category.

So, you basically have to pay back between 900 and 1,000 a month.

Borrow 10,000 points in 12 installments Comprehensive interest rate This is how much more expensive.

Commercial loan of 10,000 yuan, loan for 1 year, calculated according to the base annual interest rate on July 7:

Equal principal and interest (equal monthly payment): RMB per month, total interest, total repayment.

Equal principal amount (decreasing monthly payment): the first month, the total interest, the total repayment.

This 800 per month and 300 per month is very likely to be **, generally 900 to 1000

Looking specifically at the interest and fees, the various messy fees of general online loans add up to close to 36% per annum

Private ones get more than 1,000, don't believe that they can take out loans, they are all **.

On my side, it's about 300 per month, and the longest is 36 installments.

You can borrow Huabei on Alipay, and then set up installments.

One point of interest means that one percent of the interest is repaid every month, 20,000 yuan per month is 200 yuan, and if it is a year, it is 200 * 12 = 2400 yuan.

If it is an equal repayment of principal and interest: repay the principal 20000 every month 12=1667 interest 200

1867 yuan to be repaid every month.

Summary. The monthly installment is about yuan.

10,000 yuan in three installments, early repayment of 9,000, how much is the monthly installment.

The monthly installment is about yuan.

Fellow, I really didn't understand, I can be more specific.

According to the title, the total amount is 10,000 yuan, divided into 3 installments, that is, each installment should be repaid, if 9,000 yuan is repaid in advance, the remaining amount that needs to be repaid is 10,000 yuan quietly - 9,000 yuan = 1,000 yuan. The remaining $1,000 can be repaid in installments or in a lump sum. Calculated according to the month of early repayment, if the repayment is made in advance before the end of the second phase of the award, the total interest that needs to be repaid will be reduced, and the specific monthly repayment amount needs to be calculated according to the interest.

If you don't repay in advance, the monthly repayment amount is yuan, and you need to pay the corresponding interest at the end of each period, so if you repay in advance, you can reduce the total interest paid and save a certain amount of Qixuchun expenses.