If I have money to spend more than 2,000 in interest, can I only repay the principal?

Updated on society 2024-05-24
9 answers
  1. Anonymous users2024-02-11

    Hello, no.

    The main effects of having money to spend after the overdue are as follows:

    If it is overdue, it will affect the application for borrowing again in the future;

    After the deadline, the credit investigation record will be reported in accordance with national regulations;

    Penalty interest will be charged after the deadline;

    You and your emergency contacts may be contacted after the deadline.

    Users who have been overdue for a long time cannot continue to borrow, and need to pay off all IOUs before continuing to try to borrow. If it is overdue, your limit may be reduced or cancelled. It is recommended that you repay the loan on time to avoid overdue damage to your personal credit.

    In addition, maintaining a good borrowing history will help you pass the loan review smoothly and may be able to obtain a higher limit in the future.

    "Rich Money" is a credit service brand under Du Xiaoman Finance (formerly Finance) (formerly known as: Rich Flower, renamed "Rich Flower" in June 2018) Click on the measurement amount to borrow up to 200,000 yuan.

    Big brands are reliable, low interest rates, and trustworthy. It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security. Youqianhua provides personal consumption credit services for the public, creates an innovative consumer credit model, inherits the technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services.

    Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements.

    2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

    The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

    When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.

    Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.

    This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

  2. Anonymous users2024-02-10

    No, the money is paid in monthly installments, and the principal and interest are calculated together....Underpayment is considered a breach of contract and must bear certain responsibilities.

  3. Anonymous users2024-02-09

    After borrowing money on an online lending platform, you must repay it.

    Not only do you need to repay the principal, but you also need to pay a certain amount of interest.

    If you have limited repayment capacity, you can try to pay your bills in monthly instalments.

    The more reliable and well-known lending platforms include Huabei, Borrow, and Jingdong Baitiao, among which Jingdong Baitiao is limited to shopping on Jingdong.

  4. Anonymous users2024-02-08

    You don't have to pay it back, because he's a loan shark, and you can't pay it back all the time, fuck, when are you going to pay it back, it's better not to pay it back.

  5. Anonymous users2024-02-07

    If there is difficulty, the overdue interest is high, the interest is rolled, the penalty interest is high and what is the difference between usury, normally speaking, after all, the interest rate of online loans is indeed higher than the interest of banks, so online loans are usury.

  6. Anonymous users2024-02-06

    I have to repay the loan, what can I do if I borrow money and don't pay it back? After the deadline, it will bring you a lot of trouble, such as failing to approve the loan for buying a house or a car, and there is a problem with personal credit, many things will be restricted, and if it is serious, you will be sued.

  7. Anonymous users2024-02-05

    If you have to repay, how can you borrow money and not pay it back, it's a bit too much to think about.

  8. Anonymous users2024-02-04

    on the credit report. If you want to make money, you can chat with me privately 100 a day is still okay.

  9. Anonymous users2024-02-03

    Except for the day of borrowing, users can initiate early repayment or partial early repayment at any time, and the interest is calculated according to the actual number of days borrowed. There is no early repayment fee for early repayment, and the system will automatically calculate the interest of the user's loan up to the current day.

    However, it should be noted that penalty interest will be charged on the overdue amount from the date of overdue, and a penalty interest of 150% of the agreed interest rate will be charged on the overdue amount every day from the date of overdue until it is overdue. The user's overdue record will be reported to the People's Bank of China Credit Information Center, which will affect the credit investigation, cherish credit, please repay on time.

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