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I used to have to buy clothes every month, but now I can go without clothes for a year, and Zara will feel expensive. However, when I traveled on this National Day, I bought 6,700,000 clothes, which are few and expensive, and should be able to be worn for a long time. Insurance has been added one after another, high-end medical care, I don't want to queue up, I don't want to crowd people.
More than 50,000 per year. There are no requirements for eating, rarely go to the restaurant, often order takeout, like to eat spicy hot, cooking, and don't cook. I eat about 3k a month.
I used to go to Starbucks, but now Starbucks doesn't go either, it's too expensive, and it's a coffee machine at home. I like cars and don't want to buy cheap cars, so I haven't changed my car now, 120,000 kilometers, I'm very distressed, and I don't have money to buy a new one. The house is not big with 2 rooms, and there is no money to buy a big one.
This family is all earned by themselves, and they can't save money, so they have been very distressed for the past two days.
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If you can't buy it, you don't buy it, you really have to buy it, and you never pay attention to the cost when you eat, but try to save and avoid waste. Never pay attention to wearing, a piece of clothing can be worn for years and is reluctant to throw away! Think about it for days each time you buy something more than 300 yuan! Pick the door!
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Consumption, do what you can, and achieve a quality of life within your ability, but you must grasp the degree. Save and manage your money, not to squander and enjoy, but to be more relaxed in times of crisis. If you have savings, you will have confidence and a sense of security, and you will not be caught up in difficulties in life.
Thrift is a virtue and an environment, but at the same time, life also needs aesthetics, and it is important to find a balance. Open source is a way out, and when livelihood encounters variables, it can be more indifferent. Keep working hard to give yourself and your family a better life.
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I wore a knitted sweater for several days, and I bought it for about 20 yuan before, and the style was not bad, but I always felt that it was too cheap to wear out. Now it's finally working. Actually, no one cares how much money you wear.
I wear twenty today, two hundred jackets tomorrow, and a thousand-dollar trench coat the day after tomorrow, and no one cares. And now this has finally been discovered. No longer obsessed with **, only obsessed with your own heart.
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I think any consumption, you yourself think it's worth it, my girlfriend doesn't understand why I always spend money on walking around the world, I don't understand how she is brave enough to always spend money on huge high-heeled shoes and nose pads and double eyelids, before I started to travel abroad, I didn't have a credit card, I was four years older than my best friend, but I was more than four years later than her credit card, but this does not affect that we are good girlfriends, but everyone has a different view of consumption, We're just spending our money where we think it's worth at the right time.
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No longer blindly follow the trend, choose the right one for you. Less makeup, more skincare. Streamline your wardrobe and buy fresh food. The existence of an item has its own reasons that can be disaccepted but not questioned too much.
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Choose what you like within your ability, so you can buy what you like, but you won't break the bank. Before marriage, I didn't blink and bought it without thinking about whether it was suitable for me, and I would start after thinking about it after marriage.
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Buying what you like, not what they all have, is a society that is getting more and more impetuous, more and more materialistic. Seeing who has it around you, you must have it. I even feel that if I don't buy it, it seems to be low, and if I buy it, I feel that I belong to a certain type of person.
People want to show that they are not alone, whether spiritually or materially, and that they belong to a certain category.
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I don't spend more than 100 yuan a month, it's not that I don't want to consume, but I don't know what to consume, and I only buy and buy when I'm on vacation, and it's just practical things. You can spend money when you make money, as long as you don't go into debt and don't affect others, how happy you are.
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Money can be spent, and it is spent on the cutting edge. First of all, I am very glad that I bought a small house in Hangzhou two years ago, and now the rental money can be used to pay off the mortgage. Then my husband bought a house himself and lived here with her.
Then there is the beginning of downgrading consumption, the cost of living is fixed, and other expenditures depend on other income. Finally, in addition to the family savings, I began to have a small treasury of my own. And finally....If you don't get married and don't have children, it's too cost-effective....
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Do what you can. Making money is to improve the quality of life, and the thickness of the wallet determines the grade of shopping. Don't blindly follow the trend and spend your limited money where you think it's worthwhile.
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Buy what you should buy, don't buy what you shouldn't!
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In the past, I always bought what I liked, but now I don't buy it when I need it, and I only buy it when I need it to avoid waste.
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Spend the least amount of money to buy clothes that suit me, try not to buy luxury jewelry, and the food can't be too bad. The child is the biggest.
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I've heard the saying that every penny you spend is voting for the world you want. Different consumption concepts bring different quality of life. You may not know what your consumption concept is, but every penny you spend will subtly affect your life and become your consumption view.
There is no right or wrong way to spend, income determines class, but in fact, every penny you spend determines what kind of person you are.
The following are the 5 consumption concepts learned from Peng Ying:
1.Buy expensive things.
You get what you pay for, and expensive things have their own expensive truth. It can bring both functional applicability and convenience, as well as psychological satisfaction. Expensive things require strong R&D capabilities.
Dyson vacuum cleaner, iPhone computer. It is true that it will be tangled and distressed when buying, but it brings a different experience. We often see advertisements for good quality and low prices, attracted by discounted products, but is there really such a thing?
For example, passing by a discounted bag shop, attracted by a wallet style, ** can also be accepted, and I am happy to get a bargain. But within a few months, the periphery of the wallet began to peel and peel, and it felt like it had been used for several years. It's the same with computers, which seem to be cheap, but in essence, the computer system version is low.
There is also a visit to the dentist, the level of dentures ** determines the durability, comfort and aesthetics. The cost of teeth is indeed too high, and every time I see a dentist, I feel that it is too important to protect my teeth.
For example, office chairs, computers, 1 3 hours a day, need to be with them. Buying a good chair will help your waist and spine, and using a good computer can avoid wasting time and affecting your mood due to insufficient memory and slow system bending. To sleep on a mattress at home, buy a comfortable mattress to invest in your own sleep.
3.Spend money to invest in yourself and consider long-term value.
Spending money on good ingredients to invest in your health is better than investing in hundreds or thousands of cosmetics. Some people like to spend money on cosmetics without paying attention to the quality of their diet and sleep. Eating well and sleeping well equals the best investment.
4.Spend money to buy time.
Time is greater than money, attention is greater than time.
If you can buy or rent a house close to your place of work, you can save a lot of time to invest in yourself, get home early to prepare a nutritious dinner instead of ordering takeout, you can work out, read a book or chat with friends, etc. Over time, it will distance you from those who waste a lot of time commuting.
5.Spend money on things, either the best or the cheapest.
If you want to stay in a hotel, if you just want to have a place to rest, you can have a bed to sleep. If you are doing your own brand business and want to experience hotel design and service, improve your creativity, and experience the best hotel and service is a good choice. Experience the best and are more likely to create better products and services.
Everyone has different choices, different consumption concepts, and what suits you is the best.
Everyone knows that today's college students always have a strange concept of consumption, feeling that they don't buy anything, they don't know how to use the money, and they will always buy some things that are not often used, and many things are bought and put away because they are cheap. If college students don't learn to manage money, they will spend their money in unnecessary places, resulting in not knowing what their money is spent on, feeling that they haven't bought anything, but the cost of living is over unconsciously. <> >>>More
In my opinion, the boyfriend's consumption view is different from his own, this matter is easier to deal with than the three views, as long as the three views of two people are about the same, the probability of so-called emotional discord and other problems will be smaller, and there may be some disputes because of the problem of consumption view, but it should not make the two parties happen anything big because of this matter. >>>More
1. Live within your means.
2. Establish the habit of bookkeeping and calculate the ratio at the end of the month. Take a look at how much you spend on necessities each month. What is the rest of the consumption, and control the consumption within a reasonable range. >>>More
Because of Zhang Yunlei, I used to listen to cross talk just to listen to it occasionally, and I thought it was good to listen to Mr. Guo, but I couldn't talk about love, and then I knew Zhang Yunlei and slowly understood that I fell in love with Zhang Yunlei and fell in love with cross talk and traditional Chinese music.
An important test point in the political economy module of the college entrance examination: be a rational consumer.