Suppose I save 10,000 how much money I have a year

We can substitute 10,000 yuan into the calculation formula of deposit interest, and calculate the interest obtained by 10,000 yuan in bank fixed deposit for one year according to the benchmark interest rate of the bank's one-year deposit: interest = principal * interest rate * deposit term = 10,000 * yuan).

Generally, the one-year deposit interest rate of different banks will be adjusted based on the benchmark interest rate announced by the central bank. The deposit interest rates of the six banks in the second half of 2018, namely Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications and China Merchants Bank, are as follows:

Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications: Current Deposit Interest Rate is: . The three-month interest rate for fixed deposits is:

The half-year interest rate for deposits is:, the one-year interest rate for deposits is:, and the two-year interest rates for deposits are:

The interest rate for the deposit is :for three years, and the interest rate for the deposit for five years is:.

China Merchants Bank: Demand Deposit Interest Rate is: . The interest rate for the three-month fixed deposit is: , the half-year interest rate for the deposit is: , the interest rate for the deposit is for one year, the interest rate for the two-year deposit is :, the interest rate for the deposit is for three years, and the interest rate for the deposit is for five years.

If the deposit bank has a fixed term of about 175 to 225 a year (different banks will have different floating rewards), if it is a current account of about 30 points less than 40 points, if it is placed in the current financial management such as Du Xiaoman Yue Bao, there will be about 400.

1. The benchmark interest rate of a one-year fixed deposit is 150 yuan if 10,000 yuan is directly deposited for a one-year fixed deposit.

2. The interest rate of the demand deposit is 35 yuan if 10,000 yuan is deposited in the bank for one year.

The monthly fixed interest rate is, if 10,000 yuan is deposited twice for 6 months, the annual interest is 130 yuan.

4. The amount of interest on a fixed deposit of 10,000 yuan for a year has an important relationship with which institution the money is deposited.

5. At present, the one-year time deposit interest rate of most banks is implemented in accordance with the benchmark interest rate of the central bank, which is 10,000 yuan of interest is 10,000 * annual interest rate) = 150 yuan. This interest rate level is currently not as high as the interest rate of Yu Yu Bao, a currency**.

Now the deposit bank is fixed for one year, and the interest rate of most big banks is to. Smaller banks are higher. If it's a large deposit, it can be as high as. Therefore, the interest you get for saving 10,000 is about:

10,000*).

Or. 10,000*).

Since the interest rate is different from bank to bank and from region to region, it depends on what the listed interest rate of each bank is.

In the process of borrowing money, we all need to pay a certain remuneration for the funds we use, that is, the interest on the loan. On the premise of safety, we naturally want the interest to be as small as possible, but there are also some borrowers who fall into the trap of financial fraud just for the sake of "low interest rates". So how can you find a reliable and reliable borrowing platform with low interest rates?

First of all, we need to choose some regular big brands, and the loan products of regular brands will be more reliable and formal;

Secondly, in the regular brand, we need to compare the loan interest rate and interest fee of each company. Among them, Du Xiaoman Finance's money is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply. The interest fee for money is transparent, the interest rate of big brands is reliable, and the maximum borrowing amount is 200,000.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

How much interest can 10 million deposits in the bank, the key depends on what kind of term you deposit, there will be a large gap in the interest obtained by different periods, if it is a one-year fixed, the interest rate is between to, but 10 million deposits are fixed for a year, most banks can at least give more than the interest rate, and very few banks may even get an interest rate of 3%, which means that 10 million deposits, at least 250,000 to 300,000 per year, the average is between 20,000 and 10,000 per month.

10 million deposits, this is not a small amount, at present, more than 99% of people are not under this condition, so 10 million deposits are also relatively scarce for banks, because of this, banks attach great importance to this kind of large deposit customers. As for how much interest can be on a 10 million deposit in the bank, the key depends on what kind of term you save, and there will be a large difference in the interest obtained by different periods, but no matter which period you choose, the interest rate on a 10 million deposit will definitely be much higher than that of ordinary regular interest.

Shanchang one-year fixed: At present, most banks have a one-year fixed interest rate, but 10 million deposits are fixed for one year, most banks can at least give the above interest rate, and very few banks may even get a 3% interest rate, which means that 10 million deposits will get at least 250,000 to 300,000 interest per year, and the average is between 20,000 and 10,000 per month.

Two-year fixed-term interest: At present, the two-year fixed interest rate of most banks is between 3%, but for 10 million deposits, most banks can give an interest rate between 10 million deposits, and the annual interest is about 280,000 to 350,000, which is equivalent to a monthly interest of about 10,000 to 10,000.

Three-year fixed-term interest: At present, the interest rate of the three-year fixed term of most banks is between 10 million, but for a huge deposit of 10 million, many banks can give an interest rate between 4% and 5%, which is equivalent to an annual interest of about 400,000 to 500,000, and the average monthly interest is between 10,000 and 10,000.

Shenwu Five-year fixed-term: At present, many large banks do not like five-year fixed-term products, and for many small banks, five-year fixed interest rates.

It's about the same as a three-year term, but if you deposit 10 million for a five-year term at one time, most banks can give the above interest rate, and even give about the interest rate, which is equivalent to a year's interest between 450,000 and 550,000, and the average monthly interest is between 10,000 and 10,000.

Judging from the various term interest rates we have listed above, even if you choose the shortest year, the average monthly interest can reach at least 20,000 yuan.

Summary. Save 10,000 yuan a month for 12 months a year, so you can save 120,000 yuan a year.

Calculated in one year and 12 months, because of the recent reduction in bank interest rates, calculated at a regular annual interest rate, the first 10,000 regrets, one year later the principal plus interest can have 10,000 + 350 = 10,350 yuan, the second Wu Mo pen 10,000 principal plus interest can have 10,000 + 10,000 *, in turn, you will have a principal of 120,000 + interest 2,275 yuan = 122275 yuan after a year.

Can you add, I don't quite understand it.

Save 10,000 yuan a month for 12 months a year, so you can save 120,000 yuan a year.

If you save 10,000 yuan a year, you can get 25 yuan, 165 yuan or 125 yuan.

The specific deposit plan has different interest rates, demand deposit: the current interest rate in February 2023 is, then deposit 10,000 yuan, and the banquet income that can be obtained in one year = 10,000 yuan; Lump sum deposit: The interest rate of the lump sum deposit and lump sum withdrawal for 1 year is %, then the depositor can obtain the income of 10,000 yuan in one year % 1=165 yuan; Fractional Deposit:

The interest rate of the lump sum deposit and withdrawal for 1 year is %, then the depositor can get the income of 10,000 yuan in one year % 1=125 yuan.

Benefits of keeping money in the bank:

1. Ensure the safety of property.

2. Interest can be obtained.

3. It can contribute to the bank and promote the development of China's banking industry.

4. Invest in national construction and invest your own strength in national construction.

5. Helping others, on the other hand, is a kind act! <>

About 150 yuan.

Because the current benchmark interest rate of one-year time deposits of major banks is around the same. The interest of a fixed deposit of 10,000 yuan for one year shall not be less than 10,000 yuan.

After having money, there is a bank, safe and interest, most people will choose time deposits, and the most common deposit term of time deposits is 1 year, 3 years, 5 years, and the interest is different for different deposit terms.

Interest on money deposited in the bank:

1. The starting point of interest calculation of deposits is RMB, and no interest is calculated for cents below RMB. The interest amount is rounded to the nearest fraction and rounded off to the nearest fraction. Except for current savings, which are incorporated into the principal at the annual interest settlement, all types of savings deposits are not compounded regardless of the tenor of the deposit.

2. Withdrawal at maturity: Interest will be calculated and paid according to the interest rate of the lump sum fixed savings deposit announced on the account opening date.

3. Withdrawal before the withdrawal of this hand: interest shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date. If part of the withdrawal is made in advance, the interest shall be calculated and paid according to the current savings deposit interest rate announced on the date of withdrawal, and the interest shall be calculated and paid according to the interest rate of the lump sum fixed savings deposit announced on the account opening date when the remaining part is due, and the part of the early withdrawal shall be limited to one case.

If you want to save $10,000 a year, then how much you need to save in a month depends on the term of your deposit and the interest rate.

Assuming the deposit period is 12 months and the interest rate is 3% per annum, the amount that needs to be deposited each month can be calculated using the following formula:

Monthly deposit amount = total deposit deposit term (number of months) = 10000 12 yuan.

This means that if you deposit dollars every month as a fixed deposit, you will earn about $300 in interest income after 12 months of saving. Please note that actual deposit rates may vary, so the above calculations are for reference only.

According to the annual automatic transfer, it can only be counted as a group of people according to the one-year fixed vertical period, about 2% of the one-year period.

From 2017 to the present, it has been 6 years.

Sum of principal and interest: 10000*(1+2%) 6=yuan.