Whether the policy for buying car insurance is reviewed by computer or manually

The policy of buying car insurance is generally reviewed by computer, and there may be manual review for a second review.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.

Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

Basic insurance includes third party liability insurance and vehicle damage insurance (vehicle damage insurance); Additional insurance includes full vehicle theft insurance (theft insurance), on-board liability insurance, no-fault liability insurance, on-board cargo falling liability insurance, glass breakage insurance, vehicle suspension loss insurance, spontaneous combustion loss insurance, new equipment loss insurance, and special insurance excluding deductibles.

Compulsory traffic insurance (i.e., compulsory insurance for motor vehicle traffic accident liability) also belongs to the third party liability insurance in a broad sense, compulsory traffic insurance is a mandatory type of insurance, motor vehicles must be purchased to be able to drive on the road, annual inspection, and household, and in the event of a third-party loss needs to be claimed, must first pay compulsory traffic insurance and then pay other types of insurance.

When we buy insurance, insurance products generally have corresponding requirements for the age, health status, and occupation type of the insured, but the specific requirements need to be analyzed by specific products.

For example, some insurance products only support people aged 18-40 to apply for insurance, while some products support people aged 0-60.

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In addition to some insurance requirements of insurance products, under normal circumstances, after the policyholder has applied for insurance, the insurance company will also simplify or review the insurance information accordingly.

For example, reviewing the various information filled in by the customer, as well as the identity verification of the insured, and then investigating whether the major hospitals have hospitalization records, etc., only those who meet the requirements can be underwritten.

If the insurance company's review is more strict or complex, it may also comprehensively judge the risk size of each person based on factors such as personal income, family debts, gender, place of residence, etc., and use this as the basis for review to decide whether to underwrite.

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How to buy insurance for different age groups? Everyone should have their own plan.

Insurance review is to review the insurance information. After anyone is insured, the insurance company must conduct a data review, initially fill in the information for the customer to review, identity verification, and then investigate whether the major hospitals have hospitalization records, etc., only Xunzhou that meets the standards can be underwritten.

A copy of the ID card is required for the application of abrasion crack insurance or insurance review.

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Generally speaking, the purchase of insurance needs to review the relevant identity certificate of the insured and the insured's bank card, etc., if the purchase of health insurance is a collapse, there is an objection in the health notification link, but also need to provide medical information, medical records, etc., because different insurance companies have different requirements for different products, the specific requirements of the insurance company shall prevail.

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Speaking of which, the senior sister needs to remind everyone that when encountering insurance products that require health notification, the principle of "maximum integrity" should be followed, that is, if you ask questions, you will not answer.

As we all know, health notification means that when a consumer purchases an insurance product, the insurance company will require the customer to fill in or confirm the true information about the health condition of the insured before accepting the consumer's insurance application, and then determine whether or in what way to underwrite. Therefore, in order to avoid unnecessary troubles in the future, friends must take it seriously.

In addition, when buying insurance products, you also need to pay attention to the selection of product protection content, and try to choose some products that can cover your own protection needs, so as to maximize the protection role of insurance.

Life insurance and auto insurance claims can be queried and tracked through Ping An One Account. This means that the review has been approved and you should be notified of the payout amount soon.

Ping An claims process.

1. The case is generally submitted to the review, and the key can be compensated for the land payment notice to the bureau to receive the claim payment is a process. Generally, it is 7 to 15 working days, and the maximum number of complicated cases is not more than 30 days.

2. It should take 1 to 3 working days to wait for the review result, you can follow up in time, or you can contact your insurance person.

3. I hope you don't worry, wait patiently, the audit will be passed soon.