What is a car insurance e policy? Is car insurance all electronic policy now?

Hello! An electronic auto insurance policy refers to an electronic document issued by an insurance company to a consumer of auto insurance in the form of a data message to prove the contractual relationship of auto insurance. The traditional paper insurance contract is embodied in the form of data messages with the same legal effect.

At present, the electronic documents involved include electronic insurance policies, electronic insurance policies, electronic endorsements of motor insurance and electronic compulsory insurance signs, which are currently set as PDF files. After the policyholder completes the insurance, he can complete the query of policy information at any time and anywhere, and the electronic policy also has the ability to be used interactively, so as to achieve full coverage of multiple scenarios such as the insurance industry and traffic police law enforcement services.

The e-mail information sent by the insurance company to the policyholder and the insured is encrypted, encrypted and compressed after encryption and electronic signature authentication, which has anti-tampering technology and encryption function, so the electronic policy data cannot be tampered with and has high security and reliability. Once the driver of the motor vehicle is out of insurance, he will not have to show the paper insurance documents when handling the claim procedures, and the insurance company can directly inquire about the insurance contract for claims, which improves the efficiency of claim settlement. The implementation of the auto insurance electronic policy is jointly implemented by 41 property insurance companies in Guangdong, and currently covers motor vehicles such as buses, cars, trucks, and special vehicles insured with compulsory traffic insurance and commercial insurance in Guangdong; The implementation of motorcycle, tractor, one-way car pick-up insurance and cross-border Hong Kong and Macau vehicle e-policies has been suspended.

Electronic policies and paper policies have the same legal effect. The law of our country allows insurance policies to be presented in the form of electronic data.

Are e-policies and e-invoices legally valid? Please refer to? Article 13 of the Insurance Law of the People's Republic of China, Article 11 of the Contract Law of the People's Republic of China, and the People's Republic of China?

Article 4 of the Electronic Signature Act provides: The legal effect, basic use, and basic use regulations of electronic invoices are similar to the VAT regulations supervised by the tax authorities. For the same invoice, please refer to SAT Document No. 84 of 2015.

Hope the above helps.

Due to the impact of the epidemic this year, everyone is staying at home to contribute, resulting in many people being unable to go to the insurance company to apply for car insurance, thus giving birth to the ** way of handling without meeting and not contacting, but what everyone gets is only an electronic policy. In fact, with the advent of the era of network-wide interconnection, many provinces and regions across the country have already launched electronic auto insurance policies, such as Beijing, Guangdong, Shanghai, Henan, Jiangxi and other places.

With the end of the epidemic, more provinces will participate in the electronic auto insurance policy, first of all, it saves costs, reduces paper waste and avoids pollution, and secondly, it can be handled online without leaving home, saving your time and cost, no need to queue up, and it can be consulted online at any time.

Many people will still ask, you say so many conveniences, but in the end, the traffic police admit the electronic insurance policy? According to Article 13 of the Insurance Law of the People's Republic of China, electronic insurance policies have the same legal effect as paper policies. Everyone's relieved, right?

1. With an electronic policy, is there no paper policy? No, paper policies still exist, and you can ask your insurance company for your needs as needed.

2. Does the electronic insurance policy still need to be marked with compulsory insurance? According to the requirements of the notice, the traffic police department shall not detain and punish the information of the electronic insurance policy that has been issued for compulsory traffic insurance when enforcing the law.

3. Can I use the electronic insurance policy during the annual review of the vehicle? Of course, when handling the annual examination, the vehicle management office can check the insurance status with the electronic insurance policy provided by the car owner.

Summary: Compared with paper insurance policies, paper is more likely to be damaged or lost, so that insurance companies set up special posts to print and copy services, and electronic policies, electronic invoices, and electronic compulsory insurance signs are more convenient and safe.

Finally, talk about the query problem, the insurance company will push the policy information and insurance terms to the insured by text message or email, and the car owner can pass the official website of the insurance company and the official website of China Insurance Information Technology Management and verify the authenticity.

Insurance policies are generally paper certificates, but with the development of Internet insurance e-commerce, electronic insurance policies have begun to appear, and the so-called auto insurance electronic policy refers to the electronic documents issued by insurance companies to auto insurance consumers in the form of data messages to prove the contractual relationship of car insurance.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles.

How to check the insurance company and policy number:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance content through the Internet, such as Dakang Chache. Just open WeChat and search:

Dakang checks the car, you can know the name of the insured company, compulsory traffic insurance premium, commercial insurance premium, compulsory traffic insurance policy number, commercial insurance policy number, insurance name and so on.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This allows for better communication with the insurance company's staff, allowing the owner of the vehicle to be more thoroughly aware of all aspects of the vehicle.

The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

Hello! Car insurance electronic policy is an electronic version of the vehicle insurance sent to your mailbox, now many insurance companies no longer print paper insurance policies, are electronic files sent to customers, the vehicle has any accidents directly to the insurance company on it!

The electronic policy is a file, and after opening the document, the details of your insurance are the same as the content of the paper policy, and it is sent directly to your email or mobile phone. Now the whole country is promoting electronic insurance policies, which are convenient, energy-saving, and do not affect claims.

Therefore, this kind of electronic informatization, it is of great significance, the impact on us is very large, maybe there will be many problems in the implementation process, I hope you can understand, after all, he still needs time to further improve.

E-car insurance policies are only being implemented in most areas and have not yet been widely adopted nationwide.

Electronic car insurance policy in 2017 in Beijing began to pilot, and then Shenzhen, Shandong and other regions gradually implemented electronic policy policy, car owners to buy electronic policy, traffic police only need to network to check whether the insurance has been purchased, no need to paste the insurance logo on the car window.

Therefore, when we buy car insurance, whether we want to affix the sign of compulsory traffic insurance, we still need to confirm whether the local electronic policy policy has been implemented, which is subject to the official statement of the local public security traffic management department.

1. Whether to post a paper version of the car insurance policy

It should also be noted that if the local car insurance electronic policy is implemented, and the insurance company and the traffic management department have realized the interconnection and sharing of compulsory traffic insurance information, those who do not stick paper signs will generally not be fined; If the local government only pilots the electronic car insurance policy, and the insurance company and the traffic management department have not yet realized the interconnection and sharing of compulsory traffic insurance information, it is still necessary to affix a paper sign on the front windshield.

2. What is an e-Policy for Motor Insurance?

In the Internet era, many things will be archived on the Internet, such as electronic invoices, purchase records, etc., and car insurance electronic policies are also similar things. The electronic insurance policy refers to the electronic document issued by the insurance company to the consumer of motor insurance in the form of data messages to prove the contractual relationship of the motor insurance, and the documents involved include the electronic policy (endorsement) of compulsory liability insurance and commercial insurance, as well as the electronic logo of compulsory liability insurance, which is currently set to PDF format file. The electronic auto insurance policy has the same content and legal effect as the traditional paper policy, and has the characteristics of safety, convenience, efficiency and environmental protection.

Car owners purchase car insurance through direct sales outlets of insurance companies, sales**, official** and **institutions or **people with auto insurance sales qualifications, and the first choice of car insurance policies issued by insurance companies after successful insurance is electronic policies, and paper supervised policies will be issued according to the needs of car owners. The implementation of electronic auto insurance policies is a measure to conform to the trend of the Internet era, which greatly facilitates the emergence of car owners, and at the same time has both environmental protection and safety.

Answer: Hello, now the country advocates energy conservation and emission reduction, if you don't apply for car insurance now, buy car insurance is an electronic policy, now you can buy car insurance anytime and anywhere through the mobile phone to inquire about the electronic policy, if you need a more in-depth answer, you can click the link below to receive exclusive services to ask the question that compulsory traffic insurance is an electronic policy.

Answer "The procedures required for the transfer of ownership: 1. Go to the vehicle management office for the transfer of ownership of the vehicle; 2. Bring the driving license, second-hand car transaction invoice, compulsory traffic insurance policy, ID card of the original insured of the policyholder, and ID card of the new car owner to the insurance company to request the transfer; 3. The insurance company does the correction procedure and makes an endorsement; 4. After the change is completed, the new owner shall keep the endorsement and the original policy. ”

Now I can provide free 1-to-1 insurance consulting services, such as policy interpretation, claims assistance, insurance ** comparison, etc., I hope my answer can help you. If you are satisfied with my service, please give 5 stars.

As far as the current development point of view, only some coastal developed provinces will have electronic policies, not all identities in the country have electronic policies, and the provinces that currently support auto insurance electronic policies are Zhejiang, Jiangsu, Shandong, Shanghai, Guangdong, Anhui, Jiangxi and other economically developed provinces and cities.

In order to facilitate the management of the traffic management department and the convenience of the majority of car insurance users, many provinces have established their own traffic management and insurance information sharing service platform, on which the whole process can be fully electronic services, car insurance consumers can directly complete car insurance insurance, policy review, online claims and other services through online forms, which can greatly improve the efficiency of work, and consumers can also query their own car insurance information more conveniently and quickly.

The difference between an electronic car insurance policy and a paper policy is that an electronic policy is actually an electronic signature policy, while a paper policy is a formal written contract of the insurance company, both of which have legal effect. Compared with the use of paper policies, the use of electronic insurance policies is much more convenient, not only saving paper costs, but also convenient to save, when handling related business, you only need to carry a mobile phone to completely basically all the business, the process of handling is fast, and there is no geographical restrictions, electronic insurance policies are also common throughout the country. However, before the owner of the car drives across provinces, he still needs to understand the policies of electronic insurance policies in other provinces.

No, some places are electronic insurance policies, and some places will also issue corresponding vouchers. But now a lot of places are electronic.

1. Check the official website of the insurance company.

Go to the official insurance company**, log in with your ID card and mobile phone number, and you can check all the policies you have purchased in the insurance company.

2. E-mail inquiry.

When the application is successful, the insurance company will send the electronic policy to the email address provided by the customer. If the email address provided by you is correct, you can directly log in to the email address and check the policy issued by the insurance company.

2. Get a paper version of the policy

Now people's living conditions have been getting better and better, so many people will buy a car for their family, and now the car has become a means of transportation for many people's daily travel. Therefore, car owners should also buy an insurance for their car, and now buy car insurance is an electronic policy?

In fact, the reason why insurance companies will launch electronic policies is also due to some related reasons. At present, the insurance purchased for the car is not necessarily an electronic policy, except for part of the compulsory traffic insurance is a paper policy, and now the rest of the commercial car insurance is basically an electronic policy, because the electronic policy is easier to keep than the paper policy, because the paper policy is very easy to lose, so many car owners will lose their policy after buying car insurance.

If you lose your car insurance policy, you should hurry to the insurance company to buy insurance outlets to handle the corresponding procedures, according to the provisions of the insurance company, and then reissue, the parties need to carry their ID cards and their own driver's license and driving license original, now many insurance companies have launched electronic policies, insurance policies or other insurance certificates, should reflect the content of the contract agreed by both parties, electronic insurance policies and paper policies have the same legal effect, and the law is also allowed. Therefore, the electronic policy is also very reliable, you don't think that the insurance company will have no effect on issuing an electronic policy to you, in fact, the electronic policy is the same as the paper policy.