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Used Car Loan Conditions:
1. A natural person who has full capacity for civil conduct and is between the ages of 18 and 60;
2. Urban permanent residence or valid residence status;
3. Proper occupation and stable economic income, with the ability to repay the principal and interest of the loan on time;
Fourth, there is a local property;
5. Have good personal social credit;
6. Other conditions stipulated by the cooperative institution.
Used Car Loan Information:
1. Original and photocopy of ID card, household registration booklet or other valid residence permit;
2. Proof of occupation and economic income;
3. Two one-inch recent photos, if the car buyer is married, a marriage certificate and a spouse's certificate;
4. Car purchase agreement, contract or letter of intent signed with the dealer;
5. Other materials required by the lending institution.
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When buying a second-hand car, you should choose the right market and seller, in case you buy a big accident car and a blister car, it is better to mind finding acquaintances.
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For the selection of second-hand cars, it is recommended to evaluate the specific car conditions before choosing a second-hand car.
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Hello, in addition to the regular kilometers of second-hand cars, you also need to look at the condition of the car, whether there are accidents, maintenance, whether it has been overhauled, etc., so there is no expert who purely understands the car or do not consider second-hand cars.
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When buying a second-hand car, you mainly look at these three aspects: 1, appearance 2, essence 3, and tires.
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I don't know how hot second-hand cars are at present, from a few thousand to twenty thousand, to two or three hundred million Rafabugati, and the market volume is rising every year!
Due to the development of the Internet, as long as the emission meets the standards, vehicles can be circulated across the country, which also greatly promotes the development of the industry. Of course, the pros and cons of second-hand cars are also obvious, he has no obvious pricing, it is difficult to define the loss and profit, a lot of worries about the condition of the car, the number of kilometers, the worry about the car procedures, and so on.
To be honest, if you don't know anything about second-hand cars or have some prejudices about second-hand cars, or your family doesn't support buying second-hand cars, it's best to choose a new car, otherwise you are likely to regret it!
If it can help you, or like, thank you.
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You can buy a used car, but you have to judge the condition and value of the car yourself. First of all, second-hand cars have the advantages of high value preservation, low price to drive a good car, and save purchase tax. The slight disadvantage is that the second-hand car market is not fully transparent at present, and you need to check whether the vehicle has a major accident, whether it is burned, whether it is blistered, whether the kilometers are real, and whether the vehicle has oil leakage and other large and small problems.
In addition, it depends on whether there is a dispute over the attributes of the vehicle. Make sure that the above is no problem, talk about a suitable **, and the used car can make you more satisfied.
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Used cars can be bought, but you must pay attention to the following points when picking a used car:
First: when buying a car, pay attention to check whether the car documents are complete, whether there are arrears or violations, if the license is incomplete or there are some bad records, after buying a car in the relevant procedures will be a lot of trouble.
Second: second-hand cars must pay attention to the condition of the car, the condition of the car is not good, it is an accident car, a soaked car, no matter how cheap it is, you can't buy it;
Third: If you want to go to the regular platform to buy a second-hand car, the regular platform has a complete after-sales guarantee, which can protect the user's own interests, which is more reliable;
Fourth: It is best to have a professional inspector to take you to test the vehicle condition information.
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1. Buy second-hand cars as much as possible from acquaintances or regular, large-scale, and second-hand cars with perfect after-sales service, so as to reduce the possibility of being deceived and be more secure.
2. When buying a second-hand car, you should carefully check the appearance and parts of the car, and it is best to ask a car repairer or an acquaintance who knows the car to help check and identify it. Or you can also use other software to check the condition of the car, such as [Auto Repair Treasure] can also be checked, 3, to buy the right, not to buy expensive, buy a car to test drive and then make a decision, to see if the driving is smooth, their own driving is comfortable, all kinds of configurations are not suitable, to know how to shop around, understand the car market in advance, to avoid spending ** to buy a broken car and be deceived.
4. Check the seller's ID card, motor vehicle driving license, motor vehicle origin certificate (that is, the original car purchase invoice) and motor vehicle license plate number. You should also pay attention to the proof of payment of various fees and taxes, check whether the information matches the vehicle, and avoid buying a black car.
In short, when buying a second-hand car, you must keep your eyes open, be a shrewd consumer, don't think that expensive is good, check carefully, choose carefully, and buy a suitable car.
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First of all, it can be said for sure that second-hand cars can be purchased, as long as the purchased vehicle is in good condition and reasonable, it can be purchased.
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You can buy a used car, but you must find a reliable second-hand car dealer and know a little about car maintenance.
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The cost performance of second-hand cars is still very high, but it is better to know the bottom of the second-hand car you want to buy, and it is more assured to drive, and you are afraid of buying a second-hand car for fear of buying an accident car, a soaking car and other problematic cars.
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Why wouldn't anyone recommend buying a used car? It turns out that there are so many greasy things in here!
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People who don't know anything about second-hand cars or have some prejudices about second-hand cars are still cautious to consider, of course, you can find a third-party inspection company for car conditions, such as German TUV or car inspection home, but these procedures still depend on yourself, and pay special attention to the compensation clause when signing the contract.
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Of course, you can also buy it, after all, you can save a lot; But the pros and cons of second-hand cars are also obvious, he has no obvious pricing, it is difficult to define the loss and profit, a lot of worries about the condition of the car, the number of kilometers, the worry about the car procedures and so on. To be honest, people who don't know anything about second-hand cars or have some preconceptions about second-hand cars are still cautious about it, of course, you can find a third-party inspection for the condition of the car, and these procedures still depend on yourself, and pay special attention to the compensation clause when signing the contract.
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If it is a few thousand dollars to buy an imported car or a joint venture car, the age of the car is fifteen years or even longer, these cars are basically the emission standards of the third or even the second, the first and second tier cities are definitely not good, and even some of the third and fourth tier cities have been carried out in the main urban areas. Our country now implements 600,000 kilometers of scrapping, and the car is reviewed twice a year after 15 years of age.
In addition, many rubber accessories have been aging after ten years, all kinds of belts and rubber sleeves need to be replaced, as well as antifreeze, tires, etc., and this is still on the premise of ensuring that the engine and gearbox do not have any conditions. It's not that you can't buy a second-hand car, if you know how to buy a car or can repair a car, it should be the car model plus the money for later maintenance.
Try to choose a six-car seven-year car, a second-hand car with a mileage of less than 100,000 kilometers, and choose a regular second-hand car dealer, and there is a guarantee if there is a problem in the later stage. Or talk about mine, in March 2017 bought the Riich M111 manual luxury version, 10,003 packs on the Huizhou brand (Guangzhou did not shake the number), and then went to the second-hand car market to find, looking for a few days a lot of either did not find, or sold very expensive, and then a friend said that there is a QQ let me see, the result is Riich M1. The space is larger than that of qqf eggs, and the configuration is better, the power can also be, and after driving more than 10,000 kilometers a year, I changed the oil and repaired the wipers.
Finally, let's talk about buying this kind of 10,000 yuan second-hand car mentality, I just got a driver's license at the time, I want to practice, and I threw it away after a year and a half (now I am ready to change the car), I must buy this kind of car mentality, I should buy yourself an Apple X, don't care what others say, I bought a bunch of people are talking about why not add some money for this and that, there are a lot of these people, don't care, and then there is the problem of the car, this to be honest, I still have a problem with buying, but I have a good mentality, I remember that I bought and repaired the car to do maintenance, I also quarreled with the car repairer, and the car repairer said that this kind of car is not to be sent, all kinds of small problems, what noise is big, and the shock absorption is poor.
Anyway, I don't care, I can let me not get wet on a rainy day, it's not easy to type so many words on my mobile phone, ask for a like, and finally make a summary, don't be entangled in a car of 10,000 yuan, go to the second-hand market to see which one to buy, buy early and open early, anyway, you won't drive such a car for ten or eight years, right? It's a big deal, and if you sell it, you will lose money on your phone!
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There are serious traffic accidents, second-hand cars from unknown sources, such cars are absolutely not to be purchased, there are many potential safety hazards.
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I know that a flooded used car should never be bought, and the quality of the flooded car is prone to problems, and the cost of repairs will only get higher and higher.
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Used cars that have been soaked in water, used cars that have had major accidents, and used cars with engine repairs cannot be bought. Because these second-hand cars have no value and need to buy at all, these second-hand cars have become a pile of scrap metal.
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Accident cars and soaked cars are not allowed to be bought, because such vehicles are more seriously damaged and there is a high chance of problems.
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Buying a used car is mainly for cheapness and practicality. But if you don't buy it well, it may bring trouble, and some second-hand cars are resolutely not bought.
1) The vehicle of the discontinued company can not be bought After the automobile company discontinues production, although most of the original cars can still buy accessories, but the number is small, the most expensive, if it is an imported car, the cost is even more amazing, which will bring very large expenses to the owner, which seriously violates the original intention of buying second-hand cars. Therefore, the hail service vehicles of the discontinued company cannot be bought, even if it is very cheap.
2) You can't buy a vehicle with an improper origin A vehicle with an improper origin can't be bought no matter how cheap it is. If you buy a stolen vehicle, it is inevitable that you will be suspected of selling stolen goods, and even have nothing to do with the law; If you buy an illegal assembly and loading car without any formalities, you will not be able to enter the car registration and will suffer significant economic losses.
3) You can't buy a vehicle that has been used for a long time The longer the vehicle is used, the more serious the wear and tear will be, and when it reaches a certain value, the life of the car will come to an end. Once any car is in service, its performance and value will gradually decrease over time, and the cost of repairs will increase year by year. The vehicle model is old, the use time is long, the performance is poor, the material overconsumption is serious, the maintenance cost is high, the use is uneconomical and unsafe, this kind of car may be about to be scrapped, resolutely can not buy.
4) Vehicles with excessive emissions can not be bought The country's requirements for environmental protection are getting higher and higher, so the emission standards of cars will become more and more stringent.
5) Vehicles that have had major accidents cannot be bought After a major accident such as a crash or rollover, the deformation of the car body and the damage to the parts are generally quite serious. Even if this kind of car is repaired, its handling, stability and comfort cannot be compared with the original due to the destruction of its foundation, and it often has hidden dangers, so the vehicle that has a major accident cannot be bought. But this kind of car, the owner will not explain, it all depends on the buyer's discerning identification.
Some cars look very good-looking, the brand is also good, and its ** can be pressed very low, then the car may be suspected of a major accident.
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Second-hand cars with major safety hazards should never be bought, such as major accident cars and blister cars. Because the safety of this kind of car is too low, you must not take risks because you are greedy for cheap. Secondly, it is a vehicle with incomplete procedures, which often comes from an unknown origin and is not practical to buy and use.
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A used car that has been in an accident should never be bought; Because the quality of the car that has been in an accident is not guaranteed, it may have been blistered, it may have collided with other cars, and it has been transformed by the second-hand market, so second-hand cars that have been involved in accidents cannot be bought.
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The three types of second-hand accident cars, such as soaking cars, crashing cars, and burning cars, cannot be purchased, because the performance and structural parts of the accident car have been damaged, and potential safety hazards are easy to occur during the use of the car.
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<> "What kind of used car can't be bought?"
There are many vehicles in the second-hand car trading market, but not all cars are worth buying, especially some models can not be bought, otherwise the final pain is yourself, so what kind of second-hand car can not be bought?
1.Used cars that have had a major accident, soaked in water, or burned down cannot be bought.
There have been major traffic accidents that have led to fatal accidents, soaked in water, and vehicles that have been less fired, this kind of second-hand car can not be bought, because this kind of second-hand car has been overhauled, and there may be potential safety hazards, so we can't buy an accident car, a soaked car, or a fire car because of a little cheapness.
2.Illegally modified used cars cannot be bought.
Vehicles that have been illegally assembled and modified, and cars with well-known car logos cannot be bought. First of all, it is not legal to illegally assemble and modify cars, and their safety performance and reliability performance cannot be guaranteed, and the subsequent license and annual inspection of cars will not pass.
3.Used cars that are scrapped or about to be scrapped cannot be bought.
This kind of car looks very novel on the surface, in fact, it is just a virtual table, just a sales direction to sell a second-hand car at a good price, a simple refurbishment, the performance of the car has been very poor, the car itself as a means of transportation is to facilitate the user's travel, I believe that no one wants to buy a car and then run the maintenance station every day.
4.Used cars that cannot be transferred cannot be bought.
The car that can not be transferred will generally be linked to economic disputes, either it is a mortgage car or a car with a problem, for this kind of car source even if it is much lower than the same car condition, do not start, otherwise the confiscation of the car is a trivial matter, if you are suspected of economic disputes and bear joint and several liability, then you will lose your wife and soldiers, for the sake of a small cheap loss is big, everyone should pay more attention to it.
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