Our family s consumer spending has nearly doubled in recent months, so how can we save money?

Budget for the next month before the month. Such as: water, electricity, gas, oil, salt, sauce, vinegar, tea, etc., the sum of funds.

Is it hot Naturally consume more.

Eat less In fact, if you want to improve your life, the necessary condition is not to make more money, but first to learn to save money, since everyone knows that money is hard to earn, then you must have this awareness, no matter how many ideas, if you just talk about it, say I want to save and shout for a long time, but the simplest thing around me is to turn off the faucet, save electricity, I don't think I want to mention it. Don't eat big fish and meat every day, go out to eat often, in fact, a family reunion to eat something light, happy is the best. Desire moderation will be good not to turn on the lights, do not watch TV, do not turn on the fan and air conditioner, do not use electrical appliances, do not go out to consume, 3 packs of fast food noodles per person per day, and do not provide hot water.

Is it hot Naturally consume more.

Eat less and moderate your desires will be fine.

If you can buy it, you can't buy it.

Something to buy cheap! Eat less meat! Eat more vegetables! Spend less outside!

Don't turn on the lights, don't watch TV, don't turn on the fan and air conditioner, don't use electrical appliances, don't go out for consumption, 3 packs of fast food noodles per person per day, and don't provide hot water.

1.Keep track of your spendingUnless you know how much your money is spent, you can't really know how to save. Make a record of your money and check it at the end of the month. You'll easily find places to cut back on your day-to-day expenses.

2.The easiest way to get information is to stay online before you shop, and you'll be able to compare products from multiple stores in the shortest amount of time**. Check local brick-and-mortar stores and online sellers until you find the best**.

3.When not in use, turn off lights and other appliances and open windows to let natural light replace lighting. Turning on electrical appliances in vain will only consume a lot of electricity and indirectly waste your money.

Also, remember to unplug chargers when you're not using them. When your phone charger is plugged into the wall, even if you are not charging your phone, it is still consuming power.

4.Cut your cable cable and you'll probably not need 500 channels. Reducing cable assemblies or removing cable TV altogether will save you a lot of money each year.

If you feel like you can't live without TV, it's a good idea to reach out to your cable company and ask if there's a deal that's right for you.

5.When making everyday purchases at the grocery store, remember to use couponsMany** offer free, printable coupons that you can take with you to your purchase. For example, there are coupons for various brand-name products.

Coupons and store discounts will save you a lot on your daily purchases.

6.Dinner at homeIf you must go out, remember to find available deals and discounts.

First of all, I want to say that your body itself is a resource, and the energy generated every day is to consume resources and convert them into energy for consumption, so if you want to save money, first live regularly, and then prepare a diary to write out the parts of your body that you consume every day, consume**supplement**, sleep, sedentary, lying, use your brain, use your eyes, breathe, speak, hear, including eating, the more detailed the quality of life, the better, not that you can avoid it by wearing an eye, there are ***, It's just that the problem hasn't arisen yet. It's all about consumption, write down the weight of food, how often to replenish it, go to the supermarket at least once every three days, and if you do it once a day, you can find out the type of supplementary food in time. This allows for accurate energy calculations.

Please carefully record the content of your daily activities, all the consumption comes from all parts of the moving limbs, of course, people still have to move.

Come out and work for a few months on your own!

When you upgrade your accommodation, it's hard to be willing to lower your requirements to stay in a worse one.

In order to escape this pain, you will have to find ways to increase your income level.

Not surprisingly, this person's income was pushed up alive.

Thus, a fallacy was born: one way to improve one's wealth is to constantly try to upgrade one's quality of life (accommodation, goods, services, etc.).

In the vernacular: the speed at which you spend money determines how quickly you make money. -- It's very counterintuitive, counterintuitive.

The reason why this statement is hard to believe is that people often automatically ignore the income generated by spending money when they settle accounts.

Because I understand this truth, it is a good thing in the eyes of others, and I have a deep prejudice against it.

What is saved is money, and at the same time there is desire.

Lust is a good thing, you have to spend money to incubate it.

However, those who have desires tend to have stronger willpower, and become more capable of action after being dominated by desires (in my opinion, action is the product of desires!). Isn't it? )

Unconsciously in the mode of saving money to live, the desire to make money is also saved.

When looking at celebrity biographies, almost all of these celebrities have indelible ambitions deep in their hearts, and they are careerists.

Constantly upgrading the quality of life and experiencing some good things will stimulate the original desire.

Just like the problem itself is often not the biggest problem, and the mindset of not wanting to solve the problem is the biggest problem.

Ideals are just ideas, not desires.

When I was a child, everyone could casually say their dreams, why not now?

I started to hit a wall, so I began to compromise, dreaming of this most powerful beast of desire, which I had already put on death row! Locked up and out of the way.

First of all, you need to list your living expenses, and then invest in fixed investments, you can save part of your current income, and if you don't have a big spending budget in five years, you can invest in regular investment**.

Think carefully before you buy anything, and it's a must-buy thing.

Daily expenses cannot be reduced, and what should be spent still has to be spent Qiao's daughter-in-law is to use 100 yuan to do 200 yuan things.

Ask yourself every penny you spend: Is it something you have to spend or is it something you can't spend? Weigh in before you start.

Saving (every kilowatt-hour of electricity, every drop of water, when buying things, try to be cheap and good, etc.) reduce gatherings and dinners between friends.

Although this can't save a lot, it will flow for a long time.

Make every dollar count.

Every time you want to consume, think about it for a while. You have to think about whether the money you pay is worth it, and if so, then pay for it. The key to saving resources is to make every penny count.

When you need to buy something, you may not really need it, or you may not be sure if it makes sense. Then make a judgment based on your actual use, don't buy it, or change it to a cheaper one. It's necessary to shop around.

I'll give you an example of food. Normally, it costs 20 to 30 yuan to eat a bowl of ramen outside, but it only costs 3 yuan to cook it at home. "But it's more convenient and time-saving," you might say.

Just give it a try and take the time to make dinner at home. You'll be pleasantly surprised to know that it's just a gesture and you'll save a lot of money at the same time.

Any habit is dangerous!

Most people have the habit of drinking a latte and eating a bagel in the morning; Drink six cans of beverages a day; Eat at the same restaurant at noon. That's a lot of money at the end of the day! It costs an extra 5 yuan per working day, which is 1,300 yuan a year.

Take a moment to examine yourself, look at your habits, and ask yourself if the things that cost money are necessary. Or could it be something else?

The ten-second rule. Any time you have to make a decision, especially the moment you sign the bill, stop and think about whether you really want to spend the money. Do you really need this thing? Can buying a lot of energy-efficient lamps save you money on your electricity bill? This simple method will help you save a lot of money.

Don't let yourself be miserable!

Most of the time, you don't feel bad about saving money from your own spending. However, there are times when you find yourself obsessed with something you didn't buy. If that's the case, it's time for you to buy it.

Saving money shouldn't make you miserable, it just tells you not to buy things that don't work.

Don't ignore the big picture.

It's not like you're going to have to think to yourself, "I need this, and I have money left in my account" every time you dig into your pocket. You can't just decide whether to spend money or not. I think it's the most reliable way to use visual reminders at this time, make a detailed list, so that you know what you need and what you don't need.

Leave the money to be used, and save the rest, this is interception.

The so-called small deposit is that the husband and wife put their monthly salary, cash and other income together and record them one by one. Rounding is to take out an integer according to their respective needs and record it in the account, so that they can not only know the income and expenditure, but also avoid conflicts between husband and wife.

2. Live within your means. After having a child, the expenses increase, on the basis of the whole deposit, the whole withdrawal should be added to the daily expenses, daily purchases, hobbies, baby daily necessities and other items. First of all, it is necessary to meet the cost of necessities such as food, clothing, housing and transportation.

Secondly, consider the cost of supplies that are not immediately to be bought, don't be greedy for cheap, don't be fashionable, and strive to plan and spend money, living within your means.

3. Special funds, there are often extra-budgetary income and expenditures in life, these money, it is best to earmark the funds, concentrated, and make intellectual investment, so as to avoid the impact of normal expenditures, and ensure the key construction funds.

That's what I've learned, and I hope it helps.

Personally, I believe that no matter who is in charge of the economic power, the larger accounts of the two sides should be kept and kept separately. After some time, take it out and take a look, not to settle the accounts, but to see which ones should be used and which ones can be saved.

Try not to use money that shouldn't be used.

Bring a small notebook, record each of your expenses in detail, and turn it over at the end of the month to see what can be avoided and what is wasted, and develop this habit to gradually save money.

Daily call reminders and remaining data call time reminders.

You can budget like this, and the first budget for fixed expenses every month is in it, such as room fees, water and electricity bills, mobile phone bills, which are paid at the beginning of the month, if you don't pay, you can also put them in different envelopes to keep them, and the rest is the cost of living, if you want to buy clothes this month, you must also budget in advance, and then there is the problem of eating, this can also be budgeted, if you find that you have overspent at the end of the month, you have to check ** overspending. Make an adjustment next month, and then the money should be stored in the card, and a little pocket money can be left, so that it is not easy to overspend.

The purpose of reducing expenses is nothing more than increasing profits, or reducing losses. If you want to make a restaurant get a more stable profit, you should not focus on reducing expenses, but should focus on increasing revenue and reducing expenditure. Open source is to increase the source of customers, increase the turnover, and with a high enough turnover, all kinds of expenses can be compensated, and it is possible to make a profit.

Reducing expenses means depriving customers and employees. If the employees are not satisfied and the customers are not satisfied, business will only get worse and worse, and it will even lead to the closure of the restaurant.

Therefore, in order to maximize profitability, you must first maximize your turnover, and then reasonably control the expenses you spend on employees and customers. Reasonable control of expenditure, not only can be saved, but also add the need to spend!

Rational use of personnel. Save money. In short, you can save it.

I think the upstairs statement is very good, and I'm adding a few points.

1. Not to mention the size of the restaurant, it is the same electricity and water, water and electricity bills are not very expensive on the surface, save a little every day, and there will be a good effect in a month, 2. Control costs, seize gross profits, and seize daily profits and consumption, every day, which may be very hard.

3. Frequent guests and new guests must learn to recommend and introduce new varieties to guests, at the level of a chef, the dishes are good, the business is good, and the same profit will be high.

Reducing expenses is mainly about controlling costs, and in my experience, 1The most important thing is in terms of procurement, such as dish matching, canceling a few high-cost varieties every day, arranging some cheap varieties, and going to the vegetable field to see more, sometimes there is a lot of difference between different vegetable farms.

2.The kitchen is as wasteful as possible in the washing and matching links, 3Reasonably arrange the variety of staff meals, and some stores spend a lot of money on the quality of staff meals, resulting in employees being dissatisfied with the boss.

4.Use seasonings, such as oil, sparingly, and use more and less.

5.Gas is also the focus of cost savings, and you can make a plan based on the percentage of each cost in the turnover of the previous month, as long as the gross profit margin goes up, it means that the cost control is effective. Of course, it is also important to arrange personnel reasonably and keep wages at a reasonable level