How to accompany the medical expenses of work related injuries, and who pays for the medical expense

Medical expenses for work-related injuries are covered by workers' compensation insurance**.

1. Work-related injury compensation includes the **fee, **fee, living expenses during hospitalization, and one-time disability subsidy and corresponding level allowance paid by work-related injury insurance. The employer pays the employee's wages during the period of work-related injury, as well as a one-time employment subsidy for disability, and the one-time medical subsidy is determined to be paid according to local regulations.

2. The work-related injury benefits shall be issued after the completion of the examination or the issuance of the labor ability appraisal results, and after the application is submitted to the social security. The main materials are: application form for review of work-related injury benefits, medical termination or labor ability appraisal form, medical records, discharge summary, medical invoice and hospitalization list, work-related injury certificate and a copy of my ID card.

3. The injured employee shall be granted treatment within 60 days after applying.

4. In accordance with the Social Insurance Law

Article 38 The following expenses incurred due to work-related injuries shall be paid from work-related injury insurance** in accordance with the provisions of the State:

1) Medical expenses and expenses for work-related injuries;

2) Hospitalization meal subsidy;

3) Transportation and accommodation expenses for medical treatment outside the overall planning area;

4) The cost of installing and configuring assistive devices for the disabled;

5) For those who are unable to take care of themselves, the living care expenses confirmed by the Labor Ability Appraisal Committee;

6) A one-time disability allowance and a monthly disability allowance for employees with disabilities of grades 1 to 4;

7) A one-time medical subsidy to be enjoyed when the labor contract is terminated or dissolved;

8) In the event of a work-related death, the funeral allowance, the pension for dependent relatives and the work-related death allowance received by the surviving family members;

9) Labor ability appraisal fee.

Article 39 The following expenses incurred as a result of work-related injuries shall be paid by the employer in accordance with the provisions of the State:

1) Wages and benefits during the work-related injury;

2) The monthly disability allowance received by the disabled employees of the fifth and sixth grades;

3) A one-time disability employment subsidy that shall be enjoyed when the labor contract is terminated or dissolved.

If your employer reports a work-related injury to you, the work-related injury insurance will be responsible.

Analysis of the law of hunger: If the medical expenses of work-related injuries that meet the prescribed standards, the work-related injury insurance** will generally pay only the answers. If the employee is not insured, the employer will pay for the medical expenses.

If you are injured in an accident at work, or if you are suffering from an occupational disease, you can enjoy medical treatment for work-related injuries. It means that the work-related injury of Chenhui employees needs to be treated in a medical institution that has signed a service agreement, and if there is an emergency, the employee can first go to the nearest medical institution for first aid.

Legal basis: Article 30 of the Regulations on Work-related Injury Insurance Employees who are injured in accidents or suffer from occupational diseases due to work shall enjoy medical treatment for work-related injuries. **If the expenses required for work-related injuries meet the requirements of work-related injury insurance diagnosis and treatment items, work-related injury insurance drug lists, and work-related injury insurance hospitalization service standards, they shall be paid from work-related injury insurance**.

Legal Analysis: The medical expenses for work-related injuries are covered by the work-related injury insurance.

Legal basis: Article 30 of the Regulations on Work-related Injury Insurance Employees shall seek medical treatment in a medical institution that has signed a service agreement, and in case of emergency, they can first go to the nearest medical institution for first aid. **The expenses required for work-related injuries shall be paid from work-related injury insurance** in accordance with the work-related injury insurance diagnosis and treatment items catalog, the work-related injury insurance drug catalog, and the work-related injury insurance hospitalization service standards.

The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs, and the standards for work-related injury insurance hospitalization services shall be formulated by the social insurance administrative department in conjunction with the health administrative department, the food and drug supervision and administration department and other departments.

Legal analysis: who will bear the medical expenses for work-related injuries If the medical expenses for work-related injuries meet the prescribed standards, they shall be paid by the work-related injury insurance**; If you are not insured, you will be paid by the employer.

Legal basis: Regulations on Work-related Injury Insurance Article 30 Employees who are injured in accidents or suffer from occupational diseases due to their work shall be treated and treated for manual treatment, and shall enjoy medical treatment for work-related injuries. Employees' work-related injuries shall seek medical treatment in a medical institution that has signed a service agreement, and in case of emergency, they can be buried in the nearest medical institution for first aid.

**The cost of work-related injury shall be paid by the injured person's employer first. After being identified by the labor and social security department as a work-related injury, the employer shall declare and settle the expenses incurred that meet the requirements of the work-related injury insurance diagnosis and treatment items, the work-related injury insurance drug list, and the work-related injury insurance hospitalization service standards; Expenses that continue to be incurred within the scope of payment of work-related injury insurance** shall be settled by the handling agency to the cooperative medical institution of the work-related injury insurance agreement. Legal basis:

Article 5 of the Interim Measures for Advance Payment of Social Insurance ** After receiving the application submitted by the individual in accordance with the provisions of Article 4, the social insurance agency shall review the situation of the individual obtaining the basic medical insurance ** advance payment and the payment of work-related injury insurance premiums by the unit where he or she belongs, and deal with them in accordance with the following circumstances:

1) If the employer's employer has paid the work-related injury insurance premiums in accordance with the law, and the basic medical insurance has been paid in advance before the work-related injury is determined, the social insurance agency shall, in accordance with the relevant provisions of the work-related injury insurance, use the work-related injury insurance to pay the medical expenses in advance in excess of the basic medical insurance**, and refund the expenses paid in advance to the basic medical insurance**;

2) If the individual's employer has paid work-related injury insurance premiums in accordance with the law, and the basic medical insurance** has not been paid in advance before the work-related injury is determined, the social insurance agency shall use the work-related injury insurance** to pay the work-related injury medical expenses in advance;

3) For the individual's employer who fails to pay the work-related injury insurance premiums in accordance with the law, and the basic medical insurance has paid in advance before the work-related injury is determined, the social insurance agency shall issue a written reminder notice to the employer within 3 working days, requiring the employer to pay the medical expenses in excess of the advance payment of the basic medical insurance** within 5 working days, and repay the medical expenses paid in advance to the basic medical insurance**. If the employer does not pay the rest of the medical expenses within the specified time, the social insurance agency shall pay in advance with work-related injury insurance**;

4) If the individual's employer fails to pay the work-related injury insurance premiums in accordance with the law, and the basic medical insurance** is not paid in advance before the work-related injury is determined, the social insurance agency shall issue a written reminder to the employer within 3 working days, requiring the employer to pay all the work-related injury medical expenses in accordance with the law within 5 working days; If the employer fails to pay within the specified time, the social insurance agency shall pay in advance with work-related injury insurance**.