How to spend less Spend too much every day and have no money every month

In addition to spending up to 20 on meals, water, and a little snacking is fine, don't buy things on impulse, and think about whether it makes sense to buy things before buying them? Otherwise, I didn't use it much after I bought it, and it was a waste.

Only bring more money when you have to buy something, try not to bring money or less money when you go out at other times, don't get hot before buying something, think about whether you can use it after you buy it, don't be impulsive, or call a friend who is very restrained when you go to the street, so that he can watch you not spend money indiscriminately.

Be an otaku If you don't go out, you can spend less money, stay at home for a while, suppress the urge to spend money, and then it's fine.

Write down all the things you buy every day in a notebook.

And then at the end of the day, go through what you bought today and get rid of the uselessness.

Then try to avoid buying useless things again.

It depends on what grade of life you live.

There are tastes, conditions, and 100 yuan for life is enough.

If you want to be extravagant. It is advisable to dispense with this thought.

I bought the one that I was going to use this month and was able to buy in advance.

Know what the necessities of life are, and then use a small box to stipulate all the expenses, so that you can't overspend!

After paying the salary, save a part of it first, and you also have to spend money in a planned way, and buy what you should buy.

When I first went to college, I ate good at the beginning of the month, and I spent hard time, and I couldn't eat instant noodles until the end of the month when the situation was good! Plan to spend money, plan the money you need to use in life every month, and this money can't be moved! Then remove personal contacts or accidental use of money, about how much depends on your personal financial situation!

The second thing is that you buy yourself something you like! Even if you like something very much, but the cost of this month is already beyond the standard, it is not recommended that you spend it! Because next month you'll be tearing down the east wall and making up the west wall!

To put it simply, you have 1,000 yuan a month for living expenses, 500 for meals, 100 for daily necessities, 200 for unexpected money, and 200 for you to smoke, drink or buy clothes! Planned spending!

If my help comes to you,! Thank you!

1.First of all, you need to deduct the necessary expenses every month, such as some of your own rental expenses, or some of your own loan costs, as well as the cost of your own meals, travel expenses, and monthly ** fees, and some other additional expenses, and then you determine the rest of the money, whether the money is saved or make yourself happy every day, live a day at a time, and live a good life of the moonlight clan.

2.If you deduct all the necessary expenses, do you think about the rest of the money every day that you need to buy that thing? Can you live without this thing yourself?

Do I really need to buy this thing? Can I postpone the purchase? When you have money in the future, then when you look at everything with this idea, then you can save money, because many times, this salary is really not easy to save it, because after a lot of necessary expenses every month, there is really not much left from this salary, if you still want to buy a lot of things, then there is definitely no way to save money.

3.So this is every time I have money after a search, I see something like seeing a certain piece of clothing, seeing a certain cosmetics or seeing a certain beautiful thing, I will think that I really need this thing, I don't buy it for the time being, can I buy it later, I can add it to the shopping cart, I see if your thing is worth buying, whether I need this thing now, and then after many inquiries, I generally don't buy something, Just buy something that I have to live and need at the moment, so I can save a lot of money this time.

4.Because a lot of things are like clothes, cosmetics, these things can be had, but they can also be unnecessary, there are things I can save it, because when we buy some lipstick, those may buy a lot, but there are a lot of things used in life, that is, those one or two, in fact, a lot of others are idle, and then wait until it expires or it is a long time and you don't want it, a few hundred yuan a piece is still a waste of money, and there are clothes and silver stuffy calendars, Sometimes I like it when I buy it, but when I buy it, I feel that the dress doesn't look as good as I thought at the time, so I think it's better to think about whether the money should be used or not.

5.But if you really want to consume something at that time, you can consume it, because this is life or you need to cover up a little fun and some satisfaction, so if you really want to consume at that time, you can buy something appropriately, and then you have to make a good one of the rest of the money. Sufficient allocation, after you use all the necessary money, whether you have the rest of the money you deposit in your bank card or to spend, this depends on you, I think in addition to some necessary consumption, if you really have no money in your hand, then you can live a little harder at the beginning, try to save as much as possible, and you will be able to have money to buy what you really want in the future.

I hope I can help you, I wish you a happy life and a happy day!

If you earn less money, you have to spend less, right?

Hello, dear, yes, this is very practical for families with low incomes, because they can't make money themselves, so what to spend? If you don't have enough money to spend, you must be trying to find a way to increase your income, but it's not enough to spend, how can you save money? While working, while learning lessons, practice skills, improve skills, now change jobs are estimated to be a while and a half will not change much, it is better to do a good job now, in the spare time to do some side hustles to increase income, the current market environment, side hustles are particularly many, as long as they are attentive enough, can work hard, earn some pocket money to increase income should be very fast.

It would be better if you could squeeze some money on the existing basis, and I don't know how old you are, you have to work hard to live the life you want, you said this problem, it is estimated that most people have such troubles now, but I also believe that many people are actively finding solutions to problems. As the saying goes: water flows low, and people go high.

Find a partner who helps you manage your finances, don't let yourself manage your money, learn to manage money, then your money is spent where it should be spent, and it is worth it.

This is a problem that everyone will encounter, solve this problem:

The most fundamental thing is to find a way to make more money, because you can't improve your life by saving.

The most important thing is to make a reasonable plan for your cash and use it strictly according to the plan. For example, in a week, how much do you spend on eating, shopping, entertainment, transportation, and savings. Restrain yourself with a plan every time you spend money, and it's best to write it down.

The most effective way is to try not to break the big banknotes and try not to break the denominations easily into small denominations, which is a theory in psychology.

If you are still a student, then according to the price level of your canteen, you can directly charge the food money you need for a month into the meal card, so as to ensure that you will not be embarrassed to borrow money from your classmates because you have no money to eat at the end of the month. The rest is distributed according to your own needs.

Hope to be accepted.