How to increase holdings and buy more shares of regular investment funds?

The preferred way, regardless of your financial spacing:

If you support it, you only need to increase the amount of the deposit in advance on the days when you have a lot of money, and reduce the amount of the deposit when you are tight.

Secondly: the capital margin is more than 1000:

If your bank does not support this kind of transaction, then you don't have to be nervous, in fact, regular investment is just a form of investment, reflected in your ** account is according to the ** you bought, so if you feel that you have plenty of money this month, you can choose a low time to directly initiate the purchase, so that you can also increase the share of the ** you purchased, but this purchase is generally 1000 yuan at a time.

Again: the fund margin below 1000 is enough to initiate a fixed investment alone

As long as your generous funds reach the starting amount of regular investment, and once you reach the capital will be tight, you must withdraw the regular investment in time, otherwise you will be deducted, plus the current redemption mechanism, it will make your capital situation extremely passive.

And finally: if your margin is to initiate a regular investment alone:

It is recommended that you can revoke the original regular investment, and then re-set the regular investment and configure the corresponding amount, and also do a good job in the capital ** situation, once the funds are tight, you should withdraw in time to avoid unnecessary trouble.

You can increase your holdings directly at once.

Buy**Regular investment and one-time purchase** are just different ways of buying. For example, if you participate in the ** regular investment, and then see in a monthly magazine that you have spare money in hand and want to buy it again, then go to a one-time re-purchase point, which is completely okay.

My habit of buying ** is to watch**'s ** to operate, so it is difficult to make regular investment, which makes the ** in hand more flexible. For example, if the load is absolutely low, I will configure the **type** (active**, closed**30%, passive**60%), in the case of **direction is not accurate, I will change to balance**, in **very bad times I will change to currency** and bonds**, and even directly hold convertible bonds. I went back and forth in this method, and in 4 years, I used 80,000 yuan to turn 500,000 yuan.

This has a great deal to do with the market, there is no exact difference, and the conclusion is unstable.

For example: when a single investment, if it is a low point for the long term, the income will definitely be higher than that of the regular investment If the starting point starts **, and the duration is very long, then the effect of the regular investment will be better than that of a single investment**It is generally believed that the biggest difference between the regular investment and the single ** is the investment method, and the single ** is suitable for people with certain experience and skills. **Regular investment is not much experience, or even no experience, the income is characterized by salary, there will be one every month, the goal of regular investment is also a kind of savings every month, and the regular investment itself has half of the money-saving behavior.

And a single ** has no such use.

**Regular investment is a small amount of accumulation, amortizing costs, and the probability of long-term profitability is high. It is suitable for general investors to make daily preparations for a certain long-term future, such as pension, children's education, etc. Because the functionality is different, it is necessary to combine it with your own situation.

If you are inexperienced, a single **** is a gambling behavior. Most investors who make a single ** will face large losses in the short and medium term.

To be honest, asking this question is indeed very new and it is not possible to quantify the comparison at all, but judging from the current ** market, I estimate that the yield on a one-time purchase is high. But whether you decide to choose regular investment is not at all whether the rate of return is higher or lower than the one-time investment, and the gods can't say for sure, the key is whether you can take out 30,000 yuan at one time, or you can only take 250 per month.

Question 2: **One dollar, 30,000 yuan is 30,000 shares to buy now, **income is reflected in**net worth**, assuming**to 2 yuan, your**present value is 60,000, don't pay too much attention to how many shares you have. And there will definitely be dividends or something halfway through.

Question 3: 250 yuan is now to buy 250 copies, but after **net worth**, one piece becomes 2 yuan, and you can only buy 125 copies of 250 yuan for the month, of course, if the **net worth** to 5 cents, your 250 yuan can buy 500 copies, do you understand this truth?

It's really hard to judge! It depends on how **** evolves.

But it is certain that regular investment is not necessarily less effective than a one-time purchase.

If you hold it for a short time, the difference won't be too big, and if you hold it for 10 years, it will make a big difference. Obviously, the one-time ** benefit is higher.

For **** (including index**), active allocation**, etc., the income of regular investment is more stable (that is, the risk-return fluctuation range is smaller), but this thing cannot be quantified (at least I can't).

It is recommended to invest in about 2 pieces, each with 250 (this number.........An index**, a pure bond** or others** (according to the individual's risk appetite, you can refer to the affiliated returns of the major **).

In addition, the first domestic product with commodities as the main investment target - Yinhua anti-inflation theme (LOF) has been officially approved by the China Securities Regulatory Commission, you can pay attention to it.

Hybrid** is suitable for long-term regular investment, and the term is preferably 5-10 years.

Regular investment is based on the assumption that the stock index will continue to climb with the economy in the medium to long term. and hybrid** can smooth short-term fluctuations through regular investment, so as to achieve the purpose of receiving goods and economic development with the same income. Bonds**, on the other hand, are less volatile and do not need to be smoothed out by long-term investments.

If the regular investment is more than 10 years, it is recommended to choose the index ** regular investment, the income will be relatively rich, the reason for the long time, because the index ** fluctuates greatly, but from the ultra-long-term perspective, the upward trend does not change. 5-10 years can choose the combination of **** and hybrid**. If the investment is less than 5 years old, if the risk tolerance is high, you can choose ****.

If it is lower, you can choose a combination of currencies**, bonds**, and hybrid**, and allocate more bonds** to ensure the stability of returns.

**It is the best choice for the pursuit of long-term gains. The principle of regular investment is to use long-term continuous and stable investment to avoid short-term volatility risks. If it is a regular investment method, be sure to choose the index ** and **** with higher target returns.

Because high-yield products will inevitably have a high risk of short-term fluctuations, if you adopt the method of regular investment, you can use time to diversify the risk and digest the inevitable high-risk characteristics of high-yield varieties. Through long-term dispersion of chips, maintain a low holding cost, once the best improves, you can quickly get out of the cost area, obtain higher returns, practice has proved that the longer the fixed investment time, the smaller the average risk, the greater the overall return. The lower risk currencies ** and bonds** are not suitable for regular investment because they are risk-free and have stable returns, and the hybrid ** is not suitable for regular investment because its investment direction includes ** and equity stable income products.

The hybrid** yield is not fixed, and long-term regular investment requires a certain amount of luck.

Generally speaking, regular investment needs to choose ** with high volatility, such as ** type and index type, of course, there are also large volatility in the mixed type, so it cannot be generalized. If you have to choose a hybrid type, you can consider the most volatile ** as a long-term regular investment.

It is necessary to see which point your mixed ** is biased, there are biased **, there are partial debt roll, balanced type, etc. If it is biased, it is recommended that you do not vote or cast less or short. Biased stocks are riskier. Partial debt can be invested, with low returns but less risk.

But it is still recommended that you buy currency in the current **bad situation**.

First of all, the profit of regular investment is based on the investment and the net value in the long run. Therefore, whether the hybrid ** will achieve value appreciation through long-term investment, for this question, can be understood in two directions:

First, let's look at the characteristics of the mixing itselfAs a single product, it can better balance the volatility risk of the market and use the manager's position adjustment to smooth the market.

Second, regular investment is a kind of investment, the so-called whether it is suitable for long-term regular investment, the real crux should be whether there is a reasonable profit redemption point. Because for ordinary investors, only by setting a reasonable take-profit point can they really play out when they make a profit.

Based on the above, the mixed ** is suitable for bidding due to its certain fluctuation characteristics. However, investors should also set a reasonable take-profit point to ensure their own income opportunities. Generally speaking, there should be three steps to a truly effective regular investment method:

1.Set a take-profit target; 2.Stick to the take-profit market; 3.

After entering the market, continue to invest regularly and wait for the next profit-taking opportunity.

Of course, the take-profit point needs to observe the past fluctuation range. It is also necessary to consider the investor's personal risk tolerance. For example, a more conservative one will use 1 4 of the annualized volatility as the take-profit point.

For example, if the annualized volatility is 16%, then you can set a profit of 4% and take profit once; If you are more aggressive, you can widen the range and reduce the number of take-profits, but increase the profit of a single take-profit.

1.Due to the special provisions of the China Securities Regulatory Commission on the estimation of private placement projects, the change in the net value of private placement has its own characteristics.

The specific performance is: when the market is greater than the fixed increase price, the net value is slow, and the floating profit is not fully reflected in the net value; When the market is less than the fixed increase price, the net stupidity value decreases faster.

2.During the lock-up period, you can trade on the floor on your account.

However, not all over-the-counter (OTC) purchases support sub-custody business, that is, they may not be able to trade on the floor. Before purchasing a fixed increase**, consult customer service.

3.Since on-exchange trading has a discount and a premium, the purchase of a discounted fixed increase** may result in a dual expected annualized expected return of both reversion to discount and net worth**.

4.Whether the private placement can get the private placement project depends on the strength of the company. For example, the SDIC UBS Ruili fixed increase project only accounts for the summary of the late production of the first capital focus:

The market is at a relatively low point, and there is a high possibility of future profitability in the investment fixed increase**. If the market will improve in the next year, you can invest in fixed increases.

You can buy ** at any bank, as long as it's convenient for you.

1. If it is more than three years, it is best to choose one with back-end charges. Whether there is a back-end charge, there is an explanation in the **subscription fee column, not all** has a back-end.

2. You can buy ** on online banking, which is very convenient, as long as you open online banking and open ** account. If you change places in the future, you can also continue to invest regularly, as long as you ensure that there is money in the bank card, the bank will automatically deduct the money****.

3. Redemption is also very simple, and you can redeem it in online banking. There is a redemption fee, and it takes five business days for the funds to arrive back in your bank account.

4. There is no conflict, it is a **trading account, you can buy**, you can also buy**, and you buy ** in the bank, but it is just a different channel.

5. How much to invest per month, depending on your own situation, you can invest about 500 yuan. When it is bad, you can increase your investment appropriately, and when it is good, it will be very high, and you can reduce your investment appropriately. In this way, the cost can be amortized.

Regular investment** is suitable for long-term investment, if the regular investment (more than three years), it is recommended that you choose the back-end fee** to regular investment, so that there is no handling fee every month, and you can save a lot of handling fees in the long run. Not all ** have backend charges.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

There are many back-end charges, which are explained in the subscription fee column.

There will be a lot of backends; Such as: Dacheng 300, Xingye Trend, Xingye 300, Desheng Advantage, Southern 500 and so on.