Can broken money be deposited in the bank?

Of course, the following is the exchange standard for broken yuan:

1. Full redemption standard. If the mutilated RMB falls under one of the following circumstances, it can be exchanged in full: first, the face of the mutilated ticket does not exceed 1 5, and the rest of the design and text can be connected as it is; The second is that the face of the ticket is defaced, scorched, wet, soaked in oil, and discolored, but it can distinguish the true from the fake, and the complete or incomplete face of the ticket does not exceed 1 5, and the rest of the pattern and text can be connected as it is.

2. Half exchange standard. If the face of the ticket is mutilated from 1 5 to 1 2, and the rest of the images and text can be connected as they are, they can be exchanged for half of the amount.

3. Non-redeemable standards. If the mutilated RMB falls under one of the following circumstances, it will not be convertible: first, the face of the mutilated RMB is more than 1 2; Second, the face of the ticket is defaced, scorched, wet, oiled, discolored, etc., and the authenticity cannot be distinguished; The third is deliberately digging up, altering, cutting and pasting, piecing together or removing one side.

In addition, for tickets that are seriously damaged due to fire, insect moth, rat bites, mildew and other special reasons, and the remaining area is small or seriously discolored due to pollution, the unit or village committee can prove that it is not a fake ticket after review, and it is legitimate, and it can distinguish the type of ticket, and the number and amount of tickets can be calculated, and it can be taken care of and exchanged. For large quantities of fire, moth-eaten, rat-bitten, and moldy coupons, in addition to the certificate of the unit or village committee where the exchanger belongs, the bank must seriously investigate and verify the situation, and the cashing bank leader can only redeem it after the leader of the cashing bank signs and seals the certificate.

Absolutely.

If not missing. You can directly replace it with a new one. If the small part is less than half of the money, it can be replaced with a new one.

If only half of it. It can only be exchanged for half of the face value.

Yes. As long as it is not a large area of damage, the bank will exchange it in proportion to the damage.

OK. No more than half of the damage is acceptable.

There are many friends who have some savings that are not in a hurry, so they are regularly deposited in the bank to get a deposit discount. Although the fold can better show the amount of deposit, it is not easy to keep, so what should I do if the fold is accidentally damaged?

First of all, we need to judge the degree of damage to the passbook, focusing on whether the black barcode on the back of the fold is damaged, because the black barcode behind the fold is used to draw the card, which can display the information of the fold. If the black barcode is not damaged, the fold can be used normally.

Nowadays, the passbook is basically a fixed deposit, if the black bar code is damaged, there is no need to be too anxious, because the fixed deposit usually does not use the fold at all, and it is very fast to make up for it directly after the expiration, and some banks even directly check the online information, and there is no need to make up the fold.

If you have to make up the fold, you need to bring your identity documents to the opening bank to handle the fold replacement business. This is the same as the card, and the focus is on going to the opening bank to make up for it.

Finally, let me tell you that the fixed deposit Zhengchang can be directly deposited into the bank card, or you can make a small ticket, of course, the passbook is also available. As long as you deposit in the bank, the bank will have your deposit information, and if you lose the receipt in time, you can also withdraw the money.