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1. CCB's official card generally does not accept applications from individuals, but must be applied for by the unit where the civil servant or the personnel of the relevant public institution belongs, and then CCB will apply for the official card for the individual public servant who needs to handle it. Only door-to-door processing is adopted, and sporadic applications from the society are not accepted.
2. At present, CCB's official card has six full exemptions and one exclusive treatment. They are: no annual fee for business card, no handling fee for loss reporting, no handling fee for replacing the card with damage, no handling fee for local cash withdrawal for overpayment, no SMS service fee, and no service card support system usage fee.
3. The use of official cards can also be used to automatically enter the account in batches for official purposes, saving the complicated process of reimbursement. At the same time, private consumption can also enjoy CCB's preferential merchants. Aviation accident insurance can also be given as a gift with the purchase of a ticket.
Extended Materials. About the official card of CCB budget unit.
1. In order to provide more excellent settlement services to the financial departments and budget units at all levels, CCB has specially developed the official card products and reimbursement support system of budget units, with the core concept of "Sunshine Payment", with UnionPay standard RMB credit card as the carrier, based on China Construction Bank Dragon RMB credit card, and with the professional reimbursement support system, to provide high-quality and efficient official card reimbursement and settlement services to budget units at all levels. It will further facilitate the work of official expenditures and reimbursement and repayment of budget units.
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First, CCB's business card generally does not accept applications from individuals.
Second, first of all, the unit needs to sign a card application agreement with CCB, and the text is provided by CCB. Secondly, the unit issues a list of card handling personnel, stamped with the official seal, and the unit code content should be on it. Then, each person on the card application list fills in the official card application form and submits it to CCB for collective processing.
Third, the official card must be handled collectively. Only when a person's card is added, will there be a situation where the individual will apply (for example: the card issuing unit has added or transferred personnel), but the required materials are the same as when the card is handled collectively.
Fourth, on the issue of the installment of the official card. It depends on the content of your local business card agreement or whether the card issuer has promised this offer. Generally, there will be no reduction in the handling fee rate. It's usually just an offer with no annual fee. For details, please contact the card bank of CCB.
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First of all, you should show your ID when you go to CCB, and then apply to use the CCB office card, which is also normal use.
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Do you want to borrow money? I give a good option, and that is a credit card! I will send you the process of applying for a credit card at the back;
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The person applying for the official card must be an employee of the state administration, public institutions, state-owned enterprises and other units, and the unit shall issue a certificate, and the person can go to the bank with his ID card and unit certificate.
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First of all, the card holder must be an employee of an administrative unit, a public institution or a state-owned enterprise.
The unit will issue a certificate, and then bring your ID card and unit certificate to the bank to apply for it.
The official card is the abbreviation of the ** budget official card, which is a credit card that must be held and used by the staff of the ** budget unit according to the relevant provisions of the "Notice of the Ministry of Finance and the People's Bank of China on Printing and Distribution" (Cai Ku 2007 No. 63), mainly used for daily official expenses and financial reimbursement business, and taking into account private consumption, and cannot apply for supplementary cards. On September 27, 2012, the Ministry of Finance issued a notice that the official card will be fully implemented by the end of 2012.
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The conditions for applying for an official card are those who are recognized by the bank as good customers, such as civil servants, doctors, middle and senior management of the bank, etc.
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I think ICBC's official cards all over the country should be similar, and I will use our area for your reference: back.
1. The card is mainly used for official expenses by employees of financial budget units, of course, it can also be used as a credit card for personal consumption.
2. The official card of ICBC belongs to the gold card of ICBC, and the amount of the first application does not exceed 50,000 yuan, and the amount can be adjusted if it does not meet the daily needs (fill in the special adjustment form for the official card and affix the official seal or financial seal of the unit).
3. This kind of card is the same as other credit cards, mainly for consumption, of course, you can also withdraw cash, but the next day there will be a penalty interest (5/10,000 per day, if the current period is not enough to repay the full amount of the loan, there will be a late fee), it is recommended not to use it like this, otherwise it will cause bad credit history, and you will not be able to handle any credit business in the future.
4. The card is valid for 5 years and is free of annual fees.
5. After swiping the credit card for consumption, you can repay the loan before the 25th of the next month. With an interest-free repayment period of 25---56 days.