Can I skip paying medical insurance if I can t use it in other places?

Updated on society 2024-05-02
10 answers
  1. Anonymous users2024-02-08

    Yes, but if you don't pay, you won't be able to enjoy free and lifelong medical insurance after retirement.

    Medical insurance must accumulate a certain number of years of payment (including the deemed payment period) at the time of retirement, which is generally stipulated to be 20-30 years, and the actual payment period must reach 5 years (or 10 years) before you can enjoy medical insurance protection for free for life after retirement.

    Employee medical insurance process:

    1. In accordance with the provisions of the Municipal Human Resources and Social Security Bureau, the employer shall go through the registration procedures for basic medical insurance with the designated social insurance agency. Among them, the newly established employer shall go through the registration procedures for basic medical insurance within 30 days from the date of establishment.

    2. If the employer terminates the basic medical insurance registration according to law or changes the registration items, it shall go through the cancellation or change registration procedures with the original registration agency within 30 days from the date of occurrence of the relevant circumstances.

    3. When going through the formalities specified in the first two paragraphs of this article, the social insurance agency shall review and approve it according to the requirements of the Municipal Human Resources and Social Security Bureau, and in accordance with the regulations, promptly inform the Municipal Medical Insurance Center of the registration, change of registration or cancellation of registration of the employer.

  2. Anonymous users2024-02-07

    No, social security is mandatory, and social security includes medical insurance.

    The Administrative Provisions on the Declaration and Payment of Social Insurance Premiums require that an employer shall apply for social insurance registration and declare and pay social insurance premiums for its employees within 30 days from the date of employment. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

    In view of the fact that some employers fail to pay social insurance premiums on time and in full, the provisions make it clear that the social insurance agency shall order them to pay or make up the amount within a time limit, and impose a daily late payment penalty from the date of non-payment; If the payment is still not made within the time limit, the social insurance administrative department shall impose a fine of not less than 1 time but not more than 3 times the amount of the outstanding payment.

  3. Anonymous users2024-02-06

    Yes, but it's better to pay one, and it's safer.

  4. Anonymous users2024-02-05

    The reasons why medical insurance cannot be used in other places are as follows:

    1. Failure to report: The reimbursement of medical insurance in other places needs to be filed before discharge, and if not, the social security card cannot be used for settlement; Acacia orange.

    2. Wu Mingshu's medical location: When seeking medical treatment in a different place, it is necessary to choose a designated institution of the national network, so that the settlement can be directly settled in a different place, otherwise the insured needs to take the relevant information back to the insured place for reimbursement;

    3. Error application: If all the procedures for medical treatment in other places are complete, but it cannot be reimbursed, you can apply to the regional social security agency for the error handling mechanism to see if there is a problem.

    The reimbursement process for medical insurance in other places is:

    1. To apply, first apply for medical treatment in a different place at the medical insurance center in the place where you are insured, receive an approval form in triplicate, and stamp it at the medical insurance office of the designated hospital in the remote medical insurance;

    2. Send it to the local medical insurance center for the record, and apply to the local medical insurance center for reimbursement with the settlement bills and daily lists. The applicant can pay the relevant medical expenses in advance, and then bring the above materials to the social security institution or medical institution for reimbursement. After review, if the conditions are met, the relevant medical expenses will be reimbursed.

    It should be noted that some provinces have opened a settlement system for remote medical treatment in the province, and the insured can be directly discharged from the hospital for settlement, and cross-provincial and remote medical treatment is being piloted.

    Legal basisArticle 2 of the Social Insurance Law of the People's Republic of China.

    The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to ensure citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

  5. Anonymous users2024-02-04

    Legal Analysis: No. As far as the current policy is concerned, the medical insurance card cannot be used in other places, for those who often travel in other places or are placed in other places after retirement, they can go to the medical insurance center to register for the record, so that even if they see a doctor in other places, the medical expenses after consumption can go to your medical insurance location for reimbursement.

    Legal basis: Social Insurance Law of the People's Republic of China Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

  6. Anonymous users2024-02-03

    Medical insurance can be paid in other places.

    Medical insurance can be reimbursed in other places, and if hospitalization occurs in the event of medical insurance reimbursement in other places, it is necessary to report to the local medical insurance bureau for the record, and the local medical insurance bureau will handle the settlement of inpatient medical expenses.

    The specific steps to pay for medical insurance are as follows:

    1. Log in to the labor security network or social insurance business of the city**, click on the "Personal Social Security Information Inquiry" window, enter your ID card and password, and handle online payment;

    2. Log in to the social insurance online service platform and click on the "Online Self-service Payment" module;

    3. Enter your name, Qiwang cavity ID card, and dynamic verification code to log in;

    4. Then click on the payment details in the left column and select "Pay";

    5. Then jump to the payment page, click "Pay", and select the payment method;

    6. Click Confirm, generate the order, and enter the payment operation page.

    8. After selecting the payment method, enter the card number and the next step, and the payment will be successful.

    Legal basis

    Social Insurance Law of the People's Republic of China

    Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits. Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State.

    Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexible personnel in the training industry can participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state. Article 25 The State shall establish and improve the basic medical insurance system for urban residents.

    The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

    Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 from low-income families, and minors will be subsidized by **.

  7. Anonymous users2024-02-02

    Summary. Hello dear, the reasons why medical insurance in other places cannot be used are as follows: 1. Not reported:

    Non-local medical insurance reimbursement needs to be filed before discharge, and if not, you cannot use your social security card for settlement; 2. Location of medical treatment: When seeking medical treatment in a different place, it is necessary to choose a designated institution of the national network, so that the settlement can be made directly in another place, otherwise the insured needs to take the relevant information back to the insured place for reimbursement; 3. Error application: If all the procedures for medical treatment in other places are complete, but it cannot be reimbursed, you can apply to the regional social security agency for the error handling mechanism to see if there is a problem.

    Hello, dear, the reasons why remote medical insurance cannot be used are as follows: 1. Failure to report: remote medical insurance reimbursement needs to be filed before discharge, if not, you cannot use social security card for settlement; 2. Places to seek medical treatment:

    When seeking medical treatment in a different place, it is necessary to choose a designated institution of the national network, so that the settlement can be made directly in another place, otherwise the insured needs to take the relevant information back to the insured place for reimbursement; 3. Wrong application: If all the procedures for medical treatment in other places are complete, but Nian Liang cannot be reimbursed, you can apply to the regional social security agency for the error reporting mechanism to see if there is a problem. Leniency.

    According to Article 2 of the Social Insurance Law of the People's Republic of China, the State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, so as to protect citizens' right to receive material assistance from the state and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

    How can it be used off-site.

    Within one month after discharge, patients can go through the medical expense reimbursement procedures at the medical insurance agency where their household registration is located with their household registration booklet, copy of patient's ID card, resident medical guarantee (card), medical invoice and detailed list, discharge certificate, proof of residence in another place or temporary residence permit.

    Can I still be reimbursed.

    Dear, this can be reimbursed.

    If you change it, it will not be changed to the place where you get a medical insurance card.

    Yes dear. How to change it.

    Dear, you can go back to the place where you can get your medical insurance card, and they will help you change it, without too much time for you.

    I also want to ask if I can pay back the insurance I paid if I go to another factory.

    Dear, this can still be handed over, it doesn't matter.

  8. Anonymous users2024-02-01

    There may be some reasons why medical insurance cannot be used in other places:

    1. Failure to report: The reimbursement of medical insurance in other places needs to be filed with the local social security bureau before seeking medical treatment, and the expenses incurred can only be reimbursed through medical insurance.

    2. Failure to bring the invoice to the medical insurance: the reimbursement for medical treatment generally requires an invoice, and before discharge, the hospital's fee invoice needs to be taken to the medical insurance reimbursement window for reimbursement;

    3. Drugs, examinations, ** and service items are not within the scope of reimbursement of medical insurance reimbursement: when using medical insurance reimbursement, they must be within the scope of medical insurance reimbursement.

    4. There are improper reasons: failure to go through medical treatment procedures in accordance with the regulations, or the use of medical insurance drugs, examinations, etc. has not been approved.

    The methods that cannot be used in other places by medical insurance are as follows:

    1. If the medical insurance card is not activated, you can go to the bank or social security center to activate it, or you can call the social security ** to activate it;

    2. Dismantling the medical insurance card can be used across regions, and some areas may not be able to use it across regions, so individuals need to consult the social security department in advance;

    3. The medical insurance card can also be upgraded, and it is best to upgrade it regularly, otherwise it will also lead to unusability.

    The conditions for the use of medical insurance in different places are mainly as follows:

    1. Insured persons who have gone through the registration and filing procedures for medical treatment in other places, such as resettlement, family visits, work and study abroad, will not be affected by the designated medical insurance medical institutions in other places;

    2. The medical expenses for remote treatment are paid by the individual by 10% first, and the part paid by the individual is reduced from the original payment ratio of medical insurance to 60%.

    In summary, it is also possible that the remote medical treatment system is not connected with the local medical treatment system, so the balance left by the local medical treatment cannot be used for reimbursement when the remote medical treatment is located. It is recommended to report the situation of the shed to the local hospital or medical insurance institution for help.

    Legal basis

    Article 23 of the Social Security Law of the People's Republic of China.

    Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with national regulations.

    Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

  9. Anonymous users2024-01-31

    Hello, dear, my medical insurance can't be used in other places: There are the following reasons why I can't use medical insurance for medical treatment in other places: 1. Not reported:

    The medical insurance reimbursement needs to be filed before discharge, and if not, the social security card cannot be used for settlement. 2. Location of medical treatment: When seeking medical treatment in a different place, it is necessary to choose a designated institution of the national network, so that you can settle directly in another place, otherwise you need to take the relevant information back to the insured place for reimbursement.

    3. Error application: If all the procedures for medical treatment in other places are complete, but they cannot be reimbursed, you can apply to the regional social security agency for the error handling mechanism to see if there is a problem.

  10. Anonymous users2024-01-30

    Hello dear! I'm glad to answer for you, my medical insurance can't be used in other places: There are the following reasons why I can't use medical insurance for medical treatment in other places:

    1. Failure to report: The reimbursement of medical insurance in other places needs to be filed before discharge, and if not, the social security card cannot be used for settlement; 2. Places to seek medical treatment:

    When seeking medical treatment in a different place, it is necessary to choose a designated institution of the national network, so that the settlement can be made directly in another place, otherwise the insured needs to take the relevant information back to the insured place for reimbursement; 3. Error application: If all the procedures for the closure of the hospital in another place are complete, but it cannot be reimbursed, you can apply to the regional social security agency for the error handling mechanism to see if there is a problem.

    The medical insurance card can be used in other places. Persons who seek medical treatment in other places should bring their social security cards to the medical insurance agency where they are insured to go through the registration, approval and filing procedures for medical treatment in other places. After the approval and filing of the institution, the personnel seeking medical treatment in other places should follow the principle of seeking medical treatment nearby and carry out designated medical treatment.

    Usually, you can choose one or three designated medical institutions in your place of residence as the designated medical institutions for medical treatment in other places, and the maximum number of periods can be set once a year. Thank you for your inquiry, I hope the above answers can help you!

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