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1. If you apply for a China Merchants Bank savings card on mobile banking, log in to mobile banking, click "All card opening and apply for savings card", select the card face that needs to be applied for, and specify the branch to receive it when applying. Under the age of 16: You cannot collect it in person, and you need to have a guardian collect it on your behalf.
The guardian shall issue a valid identity certificate of the person and the person being the person, as well as a certificate of guardianship or an official document issued by the people's court or relevant departments for the designated person to open an account.
2. If it is the first time to make an appointment for online banking to apply for a China Merchants Bank credit card, the system will conduct a preliminary review based on the information you fill in, and there are two different situations after the review:
The commissioner of China Merchants Bank will contact you within 4 working days to make an appointment for the door-to-door time;
To send a review notification SMS to you, you need to sign and confirm the procedures at any CMB outlet with the SMS and valid ID card within 30 days, if the identity verification is successful, the card will be mailed to you, and you can receive it about a week after sending.
2.If the interview time is more than 30 days, you need to resubmit the application materials to the branch for processing, and you can only apply once within 2 months for online banking appointment.
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You will need to sign for confirmation.
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If it is an interview, if you don't go, the credit card application will not be successful, and it will not affect the credit investigation.
If you have already got off the card, you have to go to the interview to activate it, if you don't activate it, some cards also have to charge an annual fee normally, and the limit will be deducted directly, and if you don't pay attention to the arrears of the card, it will lead to overdue.
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You can't go or your card won't come down. Because this is the face-to-face signing required by the relevant regulations of the China Banking Regulatory Bureau and the People's Bank of China on credit card applications, it must be handled in person to confirm the authenticity of the intention to apply for a card. If you want to get off the card, it's better to go as soon as possible.
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If you don't go, it will not be easy for you to apply for a bank credit card in the future, and the credit investigation will not have much impact.
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Apply through online channels.
For China Merchants Bank credit card (except for on-site application and professional application), you need to bring the original ID card to the counter of China Merchants Bank (both in the same city and other places) for face-to-face signing, and the time limit for face-to-face signing is generally 30 days (subject to SMS prompts). Whether the card can be issued after the interview is subject to the final review result.
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I got off the card three months ago, and I signed in person, that is, reviewed, and talked to the auditor of the credit card center remotely through the self-service machine, that is, to ask for the card application information, as long as you remember it, there will be no problem.
The counter commissioner of the branch will fill in a list for you, and you can go home and wait for the card to be collected.
Years ago, the bank had a backlog of tasks and a high card rate, so don't worry.
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Apply for a credit card online SMS notification to go to the branch to go through the signature confirmation procedures, then you go to the branch, well, take a look at what to do?
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I have received my card and I have to go to the branch to sign it.
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This is a face-to-face signature business that must be handled under the real-name system of bank cards. If you apply for a credit card online, even if you mail it to your home, you will not be able to reduce the process of signing for the credit card in person.
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Everbright Bank received the text message, took the ID card and mobile phone to go through the on-site audit, and then got the card after the review was passed. Other banks generally receive the card first and then go to the bank to open it.
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If you can't get the card on the same day, send a text message to you to sign, this is just one of the processes of applying for a credit card, after signing, the outlet will pass it to the credit card center to review, and you will be punched in after the review is passed, and the card can be activated after it arrives.
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I can explain to you what you said, the online application for a credit card is generally filled in the information online, after the application is passed, the bank will also conduct an interview check on you, that is, simply check whether your information is true, and different banks are different after the online application is passed, some will send you the credit card first, you only need to go to the branch to activate it, yours is in the branch after the verification, will be mailed to you within five days.
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It depends on the situation, if you get off the card first and then activate it, if you sign first and then review the card, then it's too early.
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When we apply for a credit card, we sometimes receive an interview from the bank. So, what is the credit card interview process?
Some banks will first sign the card and then sign in person, while some banks will notify the person to sign after the preliminary examination, and then sign the card after the interview. However, the process is similar in both cases.
After receiving the interview notice, you can bring your ID card to the bank branch to go through the interview procedures, and if you get off the card first, you can bring your credit card and card letter.
After arriving at the bank branch, the staff will ask you to fill in your name, mobile phone number, and ID number, and then transcribe a statement and sign it for confirmation, and then take a photo, and complete the whole process of signing after taking the photo.
If you get the card first and then sign in person, you will generally open the card at the same time as the interview, and if you sign the card first and then get the card, you can wait for the result of the interview after the interview.
Of course, some banks will routinely ask you a few questions during the interview, such as residential address, work unit, **, etc., just remember not to answer incorrectly. You should also pay attention to keeping your clothes neat and tidy during the interview to avoid rejection of the interview.
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How to sign at the ATM, you must go to the business hall to find the service staff.
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After the credit card application is approved, you need to go to the branch to confirm the signature, then of course you go to the business hall, because after the credit card application is successful, you need to go to the lobby to activate it, and it cannot be activated by going to the ATM.
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After the credit card application is approved, call me to go to the outlet to confirm the signature, it must be the business hall, and someone at the self-service machine will sign you.
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You must go to the business hall, and you can withdraw money from the ATM, but you can't complete the complicated business of signing.
So, call you to the branch to confirm the signature, and you go to the business hall.
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If the credit card application is approved, it is best to go to the branch to confirm the signature, because there are some terms that you do not understand, you can consult the staff on the spot, save some unnecessary trouble, I hope it can help you.
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Of course, you have to go to the business hall, you have to go through the procedures, how can you go to the ATM.
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Go to the bank ** counter, he should let you go to the designated bank, and then go to the counter to sign and get the card!
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You should need to go to the branch office to get your credit card.
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I go to the sales hall to confirm it and activate it.
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Hello, you are from the bank for a credit card, that must go to the bank's business outlets to confirm the signature, the current self-service machine does not have this function. If you don't know which outlet, you can ask the person who called you.
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Of course, you have to go to the business hall to sign, and you can have a signature at the ATM.
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If you apply for a credit card online, you need to go to the counter to submit a confirmation letter, and you need to sign it to prove that you are the person who applied for it. No other proof is required, just bring your ID card. Unless you are notified by SMS that you need to add additional materials, then you need to bring other required materials.
According to the requirements of the regulatory authorities, the credit card application must be submitted and signed by the cardholder himself, and when the applicant applies for a credit card online, the issuing bank obtains the customer's application information through the Internet, so it is impossible to determine whether the applicant submits the application information. Therefore, in order to meet the regulatory needs, after the applicant applies online, the card-issuing bank will send an SMS to the applicant to inform the applicant that the applicant has passed the preliminary examination, and needs to bring his ID card to any branch of the card-issuing bank for face-to-face signing within the specified time.
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Hello, If you are applying for a China Merchants Bank credit card, the main condition for applying for a China Merchants Bank credit card is to be at least 18-60 years old, have a stable job and income, and the necessary application documents are a copy of your identity certificate and work certificate. The detailed application information is as follows:
1. Identity certificate: generally ID card (if you are using a new version of ID card, a copy of the front and back is required), and the military needs to provide a copy of the military ID;
2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamped with the company's official seal or personnel seal), or a copy of the work certificate verified and indicated by the promoter;
3. Proof of financial resources: It can be a salary record issued by the bank, or an income tax withholding certificate, or a certificate of the market value of a house, car, deposit and investment (such as a copy of the real estate certificate, car driving license, bank fixed deposit certificate) and other information that can prove your financial level. Other documents available for reference include:
List of social insurance personal accounts in the past 6 months, water and gas bills, credit card bills of other banks, etc.
Under normal circumstances, the fixed limit range of 1,000 yuan - 10,000 yuan for general card and 10,000 yuan - 50,000 yuan for gold card is subject to the review result.
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