At what age can you get a pension for life insurance paid in full

It depends on the coverage period and what kind of insurance you have purchased.

Hello friends, thank you for your attention to Sunflower Insurance Network, not all life insurance can get a pension, you can improve your information, or insurance products, can help you refer to it. Thank you.

Hello! It depends on what kind of pension insurance you are buying, the general age of professional pension insurance pension will be indicated on the policy, and the age of non-professional pension pension is determined by the customer himself.

Hello, first of all, congratulations, you are very insurance-conscious. However, you have not figured out what kind of product you are buying, which is the dereliction of duty of your insurance person, it is recommended that you contact your insurance person and let him give you a detailed explanation of what insurance benefits you have purchased for the insurance product.

Hello and welcome to Kwai Net. The pension age is generally set by the customer himself, look at the contract. Good luck!

General commercial pensions can be received at the age of 50, 55, 60 and 65. It depends on when you need it.

See if the contract stipulates the age of pension, if not, then when to get the pension, the decision is up to you.

If you are insured with commercial pension insurance, there is generally a fixed starting age or a few ages that you can choose.

Hello! It depends on the agreement in the contract, and the general pension product age is set by the customer himself, and it can be withdrawn flexibly.

Hello, I am the best person of Ping An Guangzhou Company of China, and it is a pleasure to meet you! There are many types of life insurance, some are returned annually, some are returned every two years, and some are returned from the age of 55. There are many types, so you have to contact a **person, **person according to your situation to design a life insurance protection suitable for you, I hope to help you, thank you!

According to the analysis of experts, we generally recommend that individuals or families buy insurance, and the annual premium is more appropriate at 10-15% of their or family's annual income, and if it is higher than 15%, it will cause pressure on life; Less than 10%, then the basic coverage is definitely not enough. According to your current income, the insurance premium should be around 4,000 yuan a year.

Second, the insurance should first meet the basic protection, and then consider saving 1, the life insurance amount should be about 3-5 times your annual income, you should be about 150,000 life insurance amount. 2. Critical illnesses are generally safer at 30-400,000 yuan (this is a doctor's recommendation from a cancer hospital), but according to your income, you can supplement 150,000 yuan first, and then supplement it later when the economy allows. Third, the basic protection must be comprehensive, the main role of insurance is to protect and maintain value, value preservation is to resist inflation, do not expect insurance products to obtain high returns!

The protection must be comprehensive (including life, critical illness, accidental disability, accidental medical treatment, disease medical treatment, etc.), a family, everyone should have insurance, no one can be less, who is missing, who is the burden, from an economic point of view, there is a medical and life risk of people are a possible economic burden for the family, and the risk needs to be transferred.

Hello: The benefits of each product are different, depending on what kind of product you buy and when you take it, which is not necessarily.

Hello! If you have funds to move in a short period of time and you can apply for a policy loan, she has this function.

Hello: This depends on what type of insurance you choose, and each type of insurance is different.

Depending on your needs, you can choose when you want to receive your pension.

You can get a pension after 15 years of social security contributions. Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Legal basisArticle 16 of the Social Insurance Law of the People's Republic of China.

Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay the negotiation fee for 15 years and receive the basic pension on a monthly basis; It is also possible to transfer the poverty into the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Article 19. If an individual is employed across the overall planning area, his basic pension insurance relationship will be transferred with him/her, and the payment period will be cumulatively calculated. When an individual reaches the statutory retirement age, the basic pension is calculated and paid in stages. The specific measures are stipulated by ***.

What are the procedures for the declaration of social security letters?

1. If the party has an employer, the unit shall first prepare its business license, employee roster and other materials;

2. Then apply to the social security agency for registration;

3. Then it will be reviewed by the social security agency;

4. If the final review is passed, it will be registered and issued with a social security card.

Endowment insurance, the full name of social basic endowment insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit for releasing labor obligations stipulated by the state, or after retiring from labor positions due to old age.

2. How old can you receive pension insurance?

Individuals who have paid contributions for at least 15 years can receive a pension until retirement age, which is as follows:

The male worker's brother is 60 years old; 55 years old female employee engaged in management and scientific research; Female employees engaged in production and work support work are 50 years old, and women who are freelancers and self-employed businesses are at least 55 years old.

3. What procedures do you need to go through to buy endowment insurance?

The Yehong procedures required for the first payment of pension insurance are: ID card, household registration book, **two to the social security bureau where the household registration is located.

Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums, generally speaking, the endowment insurance: 20% for the unit and 8% for the individual.

Although the cumulative payment period is more than 10 or 15 years, and the statutory retirement age is reached, you can enjoy the pension treatment, but the longer the payment period, the more the amount of contributions, the more pension in the future, and vice versa.

To sum up, individuals who have paid the registration fee for at least 15 years can receive a pension until retirement age, and the pension age is as follows: 60 years old for male employees; 55 years old female employee engaged in management and scientific research; Female employees engaged in production and work support work are 50 years old, and women who are freelancers and self-employed businesses are at least 55 years old.

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Summary. Dear relatives, Chinese life insurance can receive a pension for 15 years. According to the relevant provisions of the National Social Security Law, pension insurance needs to be paid for more than 15 years, and only individuals who meet the conditions for reaching retirement age can receive pensions.

There are many types of endowment insurance for life insurance, and each insurance payment is different, and there are generally several payment periods to choose from, such as 5 years, 10 years, 15 years, etc., you can choose according to your actual situation.

Dear relatives, Chinese life insurance can receive a pension for 15 years. According to the relevant provisions of the National Social Security Law, pension insurance needs to be paid for more than 15 years, and only individuals who meet the conditions for reaching retirement age can receive pensions. There are many types of endowment insurance for life insurance, each insurance payment is different, and there are generally several payment periods to choose from, such as 5 years, 10 years, 15 years, etc., you can choose according to your actual situation.

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Paragraph 2 of Article 16 of the 15-Year Social Insurance Law stipulates that after an individual who has participated in the basic pension insurance for employees reaches the statutory retirement age, and the cumulative contribution is less than 15 years, the payment may be extended to 15 years; If you are insured before the implementation of the Social Insurance Law, and if you still have less than 15 years after the extension of 5 years, you can make a lump sum contribution to the full 15 years. If the cumulative payment time and age of the pension insurance are satisfied, you can apply for retirement procedures!

<> increase in whole life insurance can save money for retirement. The sum assured of the Incremental Whole Life Insurance will increase at a certain interest rate (usually over time, so the cash value of the Incremental Whole Life Insurance will actually continue to grow with the sum assured). In other words, the longer the time, the higher the cash value of the incremental whole life insurance.

If the insured has taken out a top-up whole life insurance policy at a young age, then by the time the insured is old, its cash value is very high, and it usually exceeds the premiums paid.

Incremental whole life insurance can usually receive part of the cash value of the policy by reducing the policy, and the money can be used as a pension.

In fact, part of the cash value of the policy received by the increased whole life insurance through the reduction of the insurance can be used as a pension, but also as a child's education fund, wedding money, and short-term fund transfer. However, after receiving the cash value, the sum insured will also be reduced, and if the cash value of the policy is withdrawn in full, it is equivalent to surrendering the policy and the protection will lapse.