My friend asked me to borrow money, but I didn t know how to reply I often saw things that were stif

Direct Analysis:

Directly state to the other party the objective reasons for refusing the other party, including their own situation does not allow it, social conditions are restricted, etc. Usually these situations can be agreed with by the other party, so they can better understand your distress, and will naturally give up convincing you and learn that your refusal is not unreasonable.

Clever transfer method:

When it is difficult to refuse head-on, it is necessary to adopt a roundabout tactic, whether it is to change the subject, or there are other reasons, the main thing is to be good at using the turn of tone - gentle and persistent - never agree, but it will not tear your face either. For example, offer sympathy or praise to the other person, and then give reasons for rejection. Because the other party has psychologically shortened the distance between the two because of your sympathy, they are more able to accept your rejection with a "relatable" attitude.

No opening method:

Sometimes it is not easy to say no to the other party, often practice what to say n times in my heart, and once I can't make up my mind in the face of the other party, I can't say it. This is where body language comes in handy. Generally speaking, shaking your head means negative, and when someone looks at you and shakes your head, they will understand what you mean, and then you don't need to say more, which is the best way to do it when facing a salesman.

In addition, the interruption of the smile is also a hint of cover, when faced with a smile conversation, the sudden interruption of the smile implies the inability to agree and reject. Similar body language includes adopting a leaning posture, wandering gaze, frequent looking at the watch, and absent-mindedness......But don't hurt the other person's pride.

Drag on and on:

If it is unwise to delay and delay the things that have been promised, the method of delaying and delaying here refers to not giving a reply for the time being, that is, when the other party makes a request because you have not agreed for a long time, but repeatedly said that you want to study or consider it, then the smart other party will immediately understand that you are not willing to agree. In fact, it is not a bad thing to be able to help others, and when someone asks you to share things for him, it shows that he trusts you, but he can't help him for some reason. But in any case, you should still be humble, don't be in a hurry to refuse the other person, and after listening carefully to the other person's request, if you really can't help, don't forget to say "I'm very sorry".

1. You have to ask your friends what you are borrowing money for 2You just say I'm going to use it too, and I'm going to lend it to you, and I'm not going to have it 3Last resort: "Say you really can't do anything, I'll help you next time."

In short, I don't think borrowing money is recommended among friends... A true friend doesn't borrow money from him easily. Except in exceptional circumstances, I rarely lend money to others, let alone borrow money from others.

I hate people who come to borrow money, it's better not to borrow, I often have no fault Don't be fooled.

This question has to be specific, what kind of friends are friends, what is the amount of money, borrowing money is indeed a problem, and if you don't deal with it well, there will be some bad marks between friends.

Then you say that you are poor (lately).

He's using you, fool, stop associating with people like that.

I want to ask? Are such people really still your friends?

Summary. We want to express our gratitude for the help of others, and we have to do what we can to express it in any way, and I think there is a boundary issue here, and he helps you and you lend him money are two different things.

Someone else has helped you and kept asking you what to do with borrowing money.

Hello, I'm a psychologist.

Others help you, we want to hail the core shirt to express gratitude, in what way to express it is also to do what we can, I think there is a boundary question here, he helped you and you lent him money these are two things.

Of course, borrowing money can also be a way to repay the help, provided that you yourself can afford to lend it to him.

If you really can't afford to lend him money, you can also express it sincerely, and you can also ask Sun Lun what difficulties he has encountered, and see if we can help from the part other than money, and always maintain sincere expression in this Liang Xin's process slag.

If you first know in your own heart that he helped me = I have to lend him money, then you will be very burdened, do you think that is the case?

Debt repayment, originally it should be the thing, but now I feel that the person who borrowed money doesn't give you really no way, I feel that I can only borrow money from you, but I am not ready to pay you back at all, and you are embarrassed to urge, for fear of hurting your friend's feelings. How do you get the money back smartly?

1. Be outspoken. If the other party is really a friend with whom you have a good relationship, and you don't pay back the money when the time comes, you can't rule out the possibility that you really forgot, so at this time, you bluntly reminded him in a joking tone, "Hey, when are you going to repay the creditor?" "It can also be said that I don't have a penny in my pocket now, and you are not ready to pay me back, I have a good meal or something, of course, I can remind the other party that it is best to repay the money on the basis of not hurting my feelings.

Or the other party is deliberately consuming your friendship and defaulting on debts, then you might as well pay back the money bluntly, after all, friendship can't be eaten as a meal, but money can.

Second, in the way of others. If the friend who borrowed money from you is just a general acquaintance, you are embarrassed to ask the other person for money directly, but you have to get the money back anyway. Here's a little suggestion to repay the rules of others and borrow money from him.

Find an excuse for lack of money, borrow money from the other party, and mention in the middle of the conversation, "Hey, did you borrow my money back?" "If the other party doesn't borrow money, ask the other party to pay it back. Using borrowing money as an excuse, it not only reminds others that they have borrowed money, but also explains their own predicament of lack of money, so that the other party cannot refuse no matter what.

III. Laws**. If the previous methods do not return the money, and the loan amount is large, and the other party has the posture of cutting off your robe and not paying back, then try to use the law**. Collect and keep the evidence of the money borrowed by the friend, and ask the court for the return of his property in a scientific and righteous way.

Money and feelings in life are difficult to measure, if you don't know whether to tear up friendship for money, then don't think about it, friends who borrow money and don't pay it back can't talk about friendship.

The willingness to borrow money is out of the trust of his friends, so he should be worthy of this trust, and if he always refuses to pay it back, he can also explain it directly in person, but it is better to use tactful language. If it is clear that you don't want to pay it back, don't want such a friend, a huge number of people suggest going through legal procedures and let this old man pay the price he deserves.

Hello, if you or your friends are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

You can tell him that he is going to buy a house recently, and the funds he lacks are exactly the money he owes you, so that if you remind him, he will realize.

Don't remind him, he doesn't want to pay you back, so he directly calls him ** and says that he wants him back the money.

I think it's good to remind the other party directly, and it can be seen that the other party just doesn't want to pay back, and if you don't say it, it will continue like this.

Then you can tell your friends that your funds have been tight recently, and I hope he can pay attention.

I asked my friend who borrowed my money to repay the money, and I said that I was annoyed by the incident, and he asked, how are you, how should you respond.

Hello, dear, I'm glad to answer for you, I'm an emotional mentor Baobao, I hope mine can be helpful to you<><

Judging from the situation you described, I asked the friend who borrowed my money to repay the money, and I said that I was very annoyed, but he said why do you only need to be in a hurry at this time: everyone is in a hurry, and I have encountered difficulties, and I have helped you, and you can't return in time, which makes me feel a lot, and I hope you can call for friendship again. You just need to reply like this, say what you think in your heart, let him understand that his approach is not right, and then tell a reason, he will definitely feel deeply, everyone is friends, he will not do things very well, he has this kind of resolute expression, so that he can try to return the money to himself, this is the best way to reply Oh dear<>

Don't really be angry, just express your anxiety in some bland tone, this is the way to ask for money with high emotional intelligence, if you use a hot temper to say to the other party, then he will not like to see his face, even if he can argue and he will refuse to pay back, so you must say it calmly

There will be more or less such friends around us, and after borrowing money, I don't know if I really forgot it or I just don't want to pay it back, anyway, I just won't give it to you. We should all tell him and let him pay it back. Whether it's a direct tell or a tactful reminder, let him know.

The second way is to call him ** if he has nothing to do, ask him to invite you to dinner, ask him to go shopping together, and find a way to make him spend money. Then tell him why he won't pay you back if he has money, so that he will feel embarrassed. Remembering to pay back your money.

If he doesn't have this kind of understanding, he will ask him every day and ask him to invite you to dinner, if he doesn't invite, he will tell him that he has no money to eat, so he can only rely on him for the time being. If he didn't have consciousness, there would be no way.

At this time, you don't need to be tactful, just order it.

Just tell him bluntly that this is the least troublesome.

If you want it directly, the more euphemistic it is, the more ineffective it is.

Even if you ask him to borrow money, then you won't pay it back.

1. How to subtly remind others to repay the money

In normal times, you can chat with each other to keep mentioning the problem of money, and people will have more or less impressions at this time. If he has the heart to remember this, he will definitely understand why when he hears you say this, and then he will find a way to pay you back. But if you encounter the kind of person who doesn't want to pay back, then there is no way, even if you go to the door to ask him for it, he will say no.

When encountering such a person, it is best to use legal means, otherwise he will never pay back. We must learn to legally protect our rights and interests, and not let our hard-earned money fall into the hands of others. Normally, we also have to learn to look at people and not lend money to others casually.

2. How to skillfully refuse others to borrow money

If you don't want to be a debt collector, then you'd better not lend money to others, and it's important to learn to say no. In normal times, it can be said that the burden on one's children and family is too heavy, but now most people have mortgages and car loans, which is not a lie. After all, the person who owes money now is the uncle, and it is normal not to lend money to others.

If someone is in a hurry, we can look at what he has done before, and if the other person is okay, we can lend him appropriately. The ancients said well, "Saving the emergency is not helping the poor", and this is the truth. We can help others while also protecting our own rights.

We don't bother others easily, and we don't want to help unfamiliar people casually. Keep your sanity and don't trust other people's words casually, many people are now in front of others and behind others. The heart of defending people is indispensable, and the heart of harming people is indispensable.

Learn the funny way to repay in the circle of friends, such as taking a 100 yuan bill and sending it over, and then waiting for him to reply, you can say it again Look at this money is not like the *** yuan you borrowed from me.

Recently, money is tight and you need money urgently, you can complain, he doesn't squeak, you say, you can borrow two of me for a turnaround, see how he reacts, if he continues to pretend to be stupid and doesn't mention the matter of repaying the money, you just say it, you're welcome, he obviously deliberately doesn't want to pay back.

I think you can ask him to borrow some money, and he will reflect it.

For those who borrow money and don't repay it, it's really hateful to repay the debt, but if you want to remind the other party to repay the money, it is difficult to ask the other party directly.

The person who borrows money and doesn't pay it back is a concern, so you don't have to take care of his face, just go and ask for it directly, and see if he gives it.

Borrowing money and not paying it back? People don't take you as a number, but you still treat him as a person, as the old saying goes, there is money on behalf of money, there is no money to explain, if the person who owes money does not explain anything, then you don't need to take care of his face, three words "directly want".

If you lend money to your good friend. You need money for something urgent. You just talk to him directly. How much do you have, now give back as much as you want.

Say directly to the person who borrowed your money, when did you borrow my money and it was time to pay it back.

You can say hey, I'm running out of money now, and he'll pay you back if he has the heart!

The rubber ring tied his fingers and showed him until he realized it for himself.

Ask him to borrow money and borrow the amount of money that should be repaid.