China Merchants Bank has a personal consumption loan, please ask if you have ever borrowed?

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use the money to spend, the money to spend is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

With money to spend on consumer loans, the daily interest rate is as low as low, and it has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

Application materials to be submitted for personal consumption loans of China Merchants Bank:

1.ID card, marriage certificate.

2.Title Deed.

3.Proof of residential address (at least one of them):

Water, electricity, gas, ** or property management bills.

4.Proof of income [choose at least one of them]:

Proof of salary, bank statement, income tax bill, social security record, and other proof of income.

5.Proof of use: Provide the corresponding transaction proof materials.

China Merchants Bank Personal Consumption Loan Application Process:Step 1: Submit your application.

Step 2: Bank approval.

Step 3: Withdraw money for spending.

Features of China Merchants Bank Personal Consumption Loan:1. The amount is large.

China Merchants Bank's personal consumption loan increased the amount of ultra-high loans to fully meet various consumer needs.

2. Multi-purpose.

CMB personal consumption loans can be used for car purchase, decoration, travel, study abroad, consumption, etc., you can choose.

3. It's much more convenient.

CMB's personal consumption loans can be recycled, borrowed and repaid at any time, and can be used as you want.

4. Save more money.

The expected annualized interest rate of CMB's personal consumption loans is ultra-low. At the same time, you can also enjoy an interest-free period of up to 50 days.

CMB Personal Consumption Loan is open to all customers who need to apply for personal consumption loan. If you want to buy a car, decorate, travel, or study abroad, you can apply for a personal consumption loan from China Merchants Bank, with a loan amount of up to 20 million yuan and a long term of 30 years.

Many people want to apply for a personal consumption loan from China Merchants Bank, so for such a situation, they also need to submit some information. For such questions, it is also necessary to be able to prove your identity, or what kind of demand state you are in to be able to take out a loan. And we will also find that personal consumption loans are indeed large amounts, super high, consumer loans can meet some needs, and many people will go to buy a car and decorate after they take out another loan, or travel, study abroad and other consumption.

Our ID is required.

For such a question, we can find that there are indeed a lot of them. At this time, we need to provide our own identity certificate and our own marriage certificate, and we also need to submit our real estate certificate, because in this way, we can prove that if we can't repay such a loan, we can have something to mortgage. We also need to improve our own proof of address, because for such a problem, if we don't submit it, it is likely that such a sum of money will be recovered.

And our title deeds.

This is also a very unbearable thing for Wu Nayu for such a China Merchants Bank. After all, for such a China Merchants Bank, if they can't recover the money they borrowed from Lao Xin, it will be a big loss for the bank. At this time, we also need to provide proof of our own income in order to prove that we can afford to repay the loan.

And for such a proof of income, it can also show that we have a certain amount of income for such purposes. We can also see that it is indeed possible to ensure that some of these bank statements are in line with our own expectations, and that such some related uses. It is also able to provide us with some proof of the transaction, so that we feel that such a loan is also very helpful.

You need your own ID card, marriage certificate, real estate certificate, permanent residence address certificate, water, electricity and other property bills, salary certificates, bank flows, etc., so that it proves something that proves you as a person.

For this section of the digging section, you need to fill in your bank card and your family's mobile phone number, or contact your friend's mobile phone number, as well as your work unit and monthly salary, to see if you can repay these loans without grinding your shirt.

You need to prepare your personal ID card, as well as a marriage certificate, as well as a certificate of unmarried or an invoice under the purchase contract. Once you have prepared these receipts, you can apply for them.

1. The maximum amount is 20 million

The new version of China Merchants Bank's personal consumption loans is not divided into industries or occupations, and the service targets fully cover the majority of wage earners. It can be mortgaged and credited, and the diversification of credit bases has been realized.

The customer's salary flow, asset accumulation in China Merchants Bank and good mortgage repayment record can become the basis for your application, and the loan amount can reach up to 20 million yuan.

2. Autonomy of repayment method The maximum term of the fissure can be 20 years

CMB Personal Consumption Loan also designs a repayment method with independent monthly repayment to reduce your loan pressure to the greatest extent. You can choose up to 30 years of independent monthly payment period, and the monthly payment will drop by 4%, so that you can easily consume without burden.

China Merchants Bank's personal consumption loans follow the trend of the times, and China Merchants Bank personal consumption loans have created more diversified light self-service application channels.

Customers can go to the business hall for consultation, log in to China Merchants Bank One Net to apply through the computer, apply through the mobile banking app of China Merchants Bank, WeChat public application of "China Merchants Bank Guangzhou Branch", and also apply by dialing 95555. The maximum amount of personal consumption loans of China Merchants Bank can reach 20 million yuan.

China Merchants Bank's personal comprehensive consumption loan refers to the loan issued for the purpose of personal comprehensive consumption with the mortgage of the housing owned by the borrower or a third party who has the right to dispose of it according to law, or the pledge accepted by the Bank or other mortgage (pledge) as security.

China Merchants Bank Personal Consumption Loan Application Requirements:

Be at least 18 years old and have a valid legal identification.

Have a stable career and family foundation, and have a good track record.

Have the ability to repay the principal and interest of the loan on time.

Application Steps: Step 1: Submit your application.

Step 2: Bank approval.

Step 3: Withdraw money for spending.

China Merchants Bank Personal Consumption Loan Application Materials.

1.ID card, marriage certificate.

2.Title Deed.

3.Proof of residential address [choose at least one of them]: water, electricity, gas, ** or property management bills4Proof of income [at least choose one]: proof of salary, bank statement, income tax bill, social security record, and other proof of income.

5.Proof of use: Provide the corresponding transaction proof materials.

It refers to the loan products issued to borrowers for consumption purposes such as buying cars, shopping, traveling, and getting married, and is generally applicable to all customers who need to apply for personal consumption loans.

No, there is no such thing as a free lunch.

No, running water is also a proof of income for individuals.