Why did the peasants who used to only farm land and had no foreign debts have a lot of debts, but no

Now farming in the countryside has become a helper. For the vast majority of rural families, work is the main economic support for the family**. In general, the income of a peasant is several thousand a month, which should be enough to cope with rural life.

But in fact, when you learn about the countryside, you will find that almost all the farmers in the village are in debt, and many farmers are in debt. There are three main reasons:

One. Houses became the biggest incentive for peasant debtsIn many rural counties across the country. People's evaluation income is generally between 2,000 yuan and 3,000 yuan.

Of course, there are many jobs with a monthly income of less than 2,000 yuan, but what about housing prices? Perhaps the farmers have noticed. The ** of ordinary county town is 4,000 yuan per square meter.

What is the concept? House prices are twice as much as income. Originally, farmers could not afford the debt caused by the gap between income and housing prices, but under the current trend of rural marriage, the house directly determines whether the child can marry a daughter-in-law, so the farmer can only bear the pressure.

Without any prejudice, for many rural families, as long as the housing loan for 30 consecutive years is given to the body, basically the second half of the life will be greatly improved.

Three. Disease has become another major "culprit" that has hollowed out farmers' wallets。There is an old saying in the countryside:

If you eat whole grains, you will get sick." What's more, many farmers have chronic diseases, which means that no matter how much money they earn, they have to pay a fixed fee every month. The current situation in the countryside is that many young people in the village do not work hard, but because there are sick people in the family, the place of birth is holding back the young people.

For this reason, some young people in rural areas may not even be able to marry their daughters-in-law. On the other hand, if there are sick people in the family, but young people do not take on these responsibilities, they will not only feel sorry for themselves, but they will also bear the name of unfilial piety. In short, the disease has become the main culprit in emptying the farmers' wallets.

Three. The same money is getting worthless. The peasants' feelings at this point should be very profound.

Take pork, for example. At the beginning of the year, 10 to 15 yuan could buy a catty, but now? Check it out at the supermarket.

**Basically $30. It is said that there is another place that broke the 40 yuan mark. One might say that pork **in a short period of time**, which is not representative.

But in fact, everything related to the life of the peasants is rapidly increasing. According to authoritative data, this year's meat, eggs and milk non-staple foods are more than 7% higher than last year's, but the salary is less than 7%. That's why many farmers feel that their income is no less than in previous years, but they find that the more they earn, the less valuable it is.

Because now the peasants also have to buy things in the cities, buy houses and the like, and owe a lot of money.

The biggest reason may be that although they say that they have no income, their expenses are really very high.

Because now that the overall standard of living has improved, there is always a lot of spending.

The biggest reason may be because they buy a lot of more expensive things.

Because of the peasants in the past, they only had the problem of food and clothing to solve, and there was no particularly big burden.

Maybe it's because their crops are in a very bad situation.

Because there were no entertainment activities before, but now it's different.

Because the material life was not good in the past, and there was not much money to talk about, so I didn't need so much money, and now it costs a lot of money to raise a child, so the expenses are very large.

Crops are the guarantee of the survival of the masses, and the market economyToday, everyone knows the gap between the profit of farming and the income of going out to work, but why do many people choose to farm? In April, our sugarcane farmers here are busy cutting and harvesting grain crops, and their work is relatively easyThey should use the free two days to put their own homes reasonably responsible land, with a dozen of them

In a short period of two or three days, you can carry out the daily task of planting seedlings. Today's pesticide control weeding and compound fertilizer fertilization, coupled with sound machinery and equipment for harvesting, can easily plant for several months, and the grain is harvested into the warehouse. If you plant two or three acres of paddy fields in your own home, you can eat food crops for a few people in a year.

It saves a small expenditure on farmers' food crops. Therefore, farmers who do not need to stay at home or choose to plant a small amount of farmland to meet their daily food crops. In fact, here we have to look at the important age group of farmers who are farming, and you will see that when you go to the countryside, you will see that you can pick and carry farm work or the older generation of farmers, <>

For the post-80s, post-90s, post-00s and other farmers have chosen to go to big cities for development, because this generation has professional skills, dreams, and the professional ability to accept new knowledge and new technologies. Peasants usually still farm, because peasants or have a farming complex, land is the foundation of the masses, is the foundation of giving the masses enough to eat, as the saying goes, "there is food in the hand and the heart is not panic", <

That is also the farmer himself farming, and having surplus grain at home is the most common and most fortunate thing for the people in the villageFu's idea is that the whole village has been busy outside for a lifetime, and the next time the rural pension is old, there is a house in the countryside, and there is an acre and three points of land in his own home, so there will be a lot of land. If it is just an ordinary worker, the gap between farming and working to make money is not very large, and it is relatively simple to make money by just working

Because for many people, the job is very unstable, and many migrant workers have a very deep affection for their land.

The main thing is that if you don't farm the land, then the land will be wasted, so you still have to farm.

Although they are willing to be a farmer, they are unwilling to let their children embark on such a path, and their children will be under great pressure to get married and buy a house, so they will become in debt.

All parents love their children the same as rural people, because they were born in a bad environment, so they do not want their children to have the same results as themselves. Although they go to school in the countryside, it does not mean that they miss their children, so they hope that their children can go out of the countryside, so they will borrow money to buy a house for their children. They don't yearn for city life, but they want their children to live a decent life like city people, so this leads to a lot of financial pressure on them.

We should be well aware that there is still a big gap between rural and urban areas, especially now that young people do not want to live in rural areas, so they will take root in the cities when they choose to get married. If you want to take root in the city, you need a house, which is also a requirement for marriage in many cases, for most farmers, they can save money, but they can't be wronged by their children, so they will meet all their needs, so it becomes difficult to live.

For farmers, borrowing money to buy a house and get married without their children having to bear such debts is their own business, so they become indebted. As parents, they want to give their children good conditions, and in the face of the fact that their children have married and had children and have their own small family, they are not willing to add trouble to their children, but want to repay the loan through their own efforts, which also leads them to be in debt.

We must know that parents all over the world have the same heart, they all hope that their children will develop well, although they can continue to live a poor life, but they can do everything to create good living conditions for their children, so they will become in debt.

First of all, because the income of farmers is generally very low, and they only rely on farming to make a living. Moreover, people in rural areas will bear a heavier burden because of the problem of buying houses for their children.

The peasants are in debt, not because they spend all their time drinking and spending, still less because they have any bad habits. Basically, they are forced by life and have to go into debt. In a small village like my hometown, there are a few families who owe a lot of money.

It is a fact that farmers often do not make money by working hard to cultivate the land. The reason is very simple, because the land provides only the goods of survival and not money.

Like our hometown, each family only cultivates about five or six acres of land. If you grow crops in such a land, even if you harvest summer wheat and autumn grain every year, and sell all the goods produced in the field, it will only cost 10,000 yuan at most. And the 10,000 yuan is distributed to everyone in this family, and it is only about one or two thousand yuan.

What is this concept? The income earned by a peasant in a year's hard work in the field is probably the income of a peasant worker working in a big city for two or three months.

Through such comparisons, you must be able to come to the conclusion that what do farmers still farm for? Why don't we all go out and work!? But the fact is often like this, that is, because farmers work very hard to earn money from farming, so now many farmers have left their hometowns one after another as long as they can take advantage of themselves, leaving the hometown where he was born and raised, and going to various big cities to work.

Although life in a big city is very hard, the physical work is also very heavy! But compared to the kind of life in the countryside, the economic income is often very high, which is why they want to leave the land and live in the city!

Farmers farm to create materials, and middlemen make a high price difference, so those who farm do not necessarily make money.

<> "The Reasons for the Increasing Number of Rural Debtors."

There are two main aspects of peasants' debts: one is to take out loans to purchase necessities for production and operation, such as means of production, seeds, chemical fertilizers, and feed, and the other is to borrow money for consumption and use them to purchase houses, vehicles, electrical appliances, education, and so on.

The risks posed by debt are mainly increased interest on debt and capital pressure**, but can also lead to the loss of family assets and severe damage to livelihoods. Fearing that they would not be able to repay their debts, some families have taken illegal and even dangerous actions, such as illegally borrowing money and mortgaging houses or land, thus falling into a deeper debt crisis.

I met an old man in the agricultural material store, who seemed to be unattractive, and after a careful understanding, he actually contracted 200 acres of land. He came to buy agricultural materials, he left a few acres of autumn stubble this year, planted a few acres of Chinese medicinal materials last year, earned tens of thousands of yuan, and this year to plant a few acres to try his luck, he told the owner of the agricultural material store, give me the best pesticides, last year was because there was no attention to underground pests, and as a result, I lost thousands of dollars because of pests, this year I would rather spend more money, and can not let the crops suffer additional losses.

The uncle said that he would increase the planting area by 100 acres this year.

The owner of the agricultural material store gave him a good medicine, a settlement, more than seven hundred, the old man gasped, and finally gritted his teeth and took out a wad of money from his pocket, counted enough to hand over to the boss, and the odd let the boss take away, the boss said, and deal with large farmers, as long as they give cash, many things are not profitable, large farmers know the wholesale of agricultural materials, the reason why they buy agricultural materials from me, is not to fancy my technology, want to make their money, it is really difficult.

Farming large households need more agricultural products, the whole process is also a lot of money, some bosses listen distressed, they are not willing to pay so much, agricultural materials to buy cheap, and even reduce the amount of agricultural materials, the results can be imagined, and only let the cattle work and not let the cattle eat the same reason, which is also one of the main reasons why the large farmers do not make money.

The same is true for corn, and there is a large variation in yield between different managements.

Another reason why large farmers do not make money is that many people who contract land for planting, more than 500 acres, most of them want to set subsidy funds, but the funds are not set, but they are set themselves, their starting point is not right, they do not know how to farm, they sit in the office all day long to direct workers to work, regard themselves as the boss, and it is strange if they do not lose money.

I asked the old man, others don't make money from farming, so do you make money? The old man smiled, to be honest, if you really want to farm, you really can't lose money, such as me, I planted 200 acres of land, the rent is 811 acres, I mainly plant wheat and soybeans, I do it myself, I do it together with a family of five, plus I can farm, I know how to plant, my wheat and soybean diseases, insects and weeds are prevented in advance, pesticides are not used much, diseases, insects and weeds are few, my agricultural materials are bought here from this boss, the amount of purchases is large, this boss in order to increase the amount, did not make much money from me, It can be said that I can save nearly 10,000 yuan every year in agricultural materials.

It is said that it is easy to grow wheat, but it is indeed difficult to grow yields.

You can't be greedy for farming, you can't chew it if you're greedy, it's okay to make a good acre of land to earn about 400 yuan, I plant these 200 acres of land, as well as cash crops, and reserve about 10 acres every year, I will plant whatever cash crops make money, and I have more than 100,000 yuan of income every year, although I am very tired, but the time of tiredness is limited, and I can rest for several months a year, I feel quite satisfied.