Please come in and help me answer a question from a professional insurance officer!! 5

Yes, the insured person can apply for a change of beneficiary. You can go to the counter of the insurance team company with your ID card and insurance contract.

The beneficiary generally refers to the "deceased beneficiary" of the insured. You are the insured, and in the event of your death, the beneficiary will receive the benefit from the insurance company. If the beneficiary is not clearly named on the insurance contract, it will be jointly paid by your immediate family members (including your parents, wife, and children) in the order of legal succession.

In order to clarify the personal wishes of the insured, it is best to clearly fill in the names of the beneficiaries (which can be more than one) and their respective shares on the insurance contract when the insured is alive.

Only your mother can change it.

If you do this, you can discuss your ideas with your mother, and talk to the insurance company's ** about the details, there is no charge. But only your mother has the right to change!

After reading your information, you are already 20 years old, so the money returned by the insurance company is your own benefit, as for the beneficiary of the policy, it generally refers to the death benefit, so it cannot be changed to the insured. The policyholder is entitled to the dividend benefit of the policy. If the policy has no dividends and the premium has been paid, there is basically no need to change the policy.

But it's better to apply to be an insured and change to yourself!

If the insured can change the beneficiary, just go to the counter to go through the change procedures.

Ask him why only half of the payout? You can make a price assessment of the losses of the three, which is protected by law, and then go to the insurance company to claim compensation, he still pays half of it, and it is recommended that you sue, basically the probability of you losing is 0!

1. Overtime.

1) Overtime exceeds national regulations (no more than 1 hour per day, no more than 36 hours per month) 2) Overtime pay: double for working days, 2 times for weekends, 3 times for holidays 2, salary issues.

1) Payslips should be issued.

2) The salary payment adopts the method of "bank card + cash", which is obviously evading something, such as social security payment base, taxation and so on.

3. Fraud in the "Special Working Hours System" Workers' Congress.

4. The difference between social security and related household registration is all over the country (like Shenzhen, it is divided into non-deep households and deep households), which is not a problem. The problem is:

1) Payment base.

2) Social security is jointly borne by the company and the individual. It is a violation for the company to pass on the part of the company's responsibility to the individual.

This is not an insurance issue and you should consult a legal professional.

2. The first of the two accidents is not compensated, not because it should not be compensated, but because the manufacturer has repaired it, and property insurance can not be double-earned, but if it is not repaired, the insurance company can compensate the insured for the right to replace the insured, like the audio manufacturer to recover. The second accident must be compensated, but because the insurance amount is 70,000, it can only be accompanied to 70,000 yuan, but the accident is caused by a third party, and the insurance company has the right to obtain the right of subrogation after paying the insured in accordance with the law, and recover from the audio manufacturer.

3. (1) No compensation will be given, because Li does not have an insurance interest in the subject matter of insurance at the time of the occurrence of the insured accident.

2) If Mr. Li transfers the policy without the permission of the insurance company, and the insured fails to perform the obligation to inform truthfully, the insurance company may refuse to compensate. However, if the case is appealed, the lawyer can argue from the fact that the transfer of the plaintiff's insurance subject matter does not increase the degree of danger of the insurance object, and it is still up to the court to make a ruling, and it cannot be inferred.

Huh seems to be an exam, 1. The difference in compensation for car damage should be based on the amount of damage, and the personnel should pay 60,000 yuan.

2。I don't know, it seems to be a recovery on behalf of me.

3。I don't think either side can claim compensation. For Li, the subject matter is gone, and for Zhou, there is no insurance for the subject matter in his own name. If you buy a house, you have property insurance that should be changed.

Your question is not difficult.

1.You will pay the money to the repair shop first, and then go to the insurance company to settle the claim, provided that you notify the insurance company when the traffic accident occurs, and the insurance surveyor will come to the scene to help you assess the damage.

2。If the insurance company surveyor confirms the amount of your claim, then it is okay, and if it is, you will receive 1,000 yuan.

3.Why $1,000? If you ask the surveyor to take a picture of the other party's compulsory insurance sign, or if you provide the other party's compulsory hail insurance number when you make a claim, you can get 1100, because 100 yuan, your insurance company will ask the other party's insurance company.

If you didn't take a picture of the sign at that time, then the other company would not be able to give your insurance company 100 yuan for the 100 yuan, and your insurance company would not be able to pay you 100 yuan.