Generally, what money do you need to pay to buy a house, and what fees do you need to pay to buy a h

1.Deed tax is a special tax levied on the change of real estate property rights;

2.Stamp duty on contracts;

3.Home Repairs**;

4.property registration fees;

5.Property management fees.

Legal basis] According to Article 5 of the Housing Registration Measures, the housing registration agency shall establish a unified housing registration book within its administrative area. The housing register is the basis for the ownership and content of housing rights and is managed by the housing registration agency.

Home ownership registration fee. Public Repairs**. Comprehensive land premium. The cost of the certificate.

What are the general fees for buying a house?

Buying a house requires the payment of deed tax, repairs** and stamp duty. Deed Tax: 4 for ordinary residential, commercial or condominium.

Buyers should pay 2% of the purchase price.

1. Deed tax refers to a one-time tax levied on the property right assignee on the contract signed by the parties according to a certain proportion of the house price when the housing right is changed. It is a special tax levied on changes in real estate property rights.

2. Stamp duty is a tax levied on the establishment and receipt of certificates in economic activities and economic exchanges. Developers and buyers are required to pay 5/10,000 of the stamp duty each.

3. It is the maintenance of public facilities and public equipment (involving the common parts of the house such as exterior walls, roofs, sewers, water pipes, etc.). 2-3% of the total purchase price, 2% in most places.

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The taxes and fees to be paid to buy a house are as follows:Taxes to be paid when buying a house:

1. Deed tax: the total amount of the house payment. Ordinary houses under 140 square meters, 3% for ordinary houses over 140 square meters, and 3% for non-ordinary houses. Usually, the deed tax is paid along with the down payment, and the developer collects it on behalf of the developer. Pay the relevant fees, and the developer will issue an official invoice for the purchase of the house.

2. Stamp duty: It is paid directly at the time of signing the contract, and the total house payment is generally paid together with the down payment, so as to facilitate the developer to handle the contract registration and real estate certificate in a unified manner.

3. Bank mortgage fees. If you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the fees for commercial loans vary slightly from bank to bank.

The fees that need to be paid after buying a house mainly include house maintenance**, decoration deposit, property fees and other expenses.

1. Deed tax: (generally paid by the buyer, unless otherwise agreed by both parties).

1. The buyer's first purchase of a property of less than 90 square meters shall be paid at 1%;

2. The buyer's first purchase of a property of more than 90 square meters (including 90 square meters) and less than 144 square meters shall be paid according to the payment;

3. Pay 3% in the following cases: (1) more than 144 square meters (including 144 square meters); (2) the buyer is not a first-time buyer; (3) garage; (4) Non-ordinary residential (commercial buildings).

2. Business tax: (generally paid by the seller, unless otherwise agreed by both parties).

1. After the real estate certificate has been completed for 2 years, ordinary residential properties below 144 square meters are exempt from business tax;

2. If the real estate certificate is less than 2 years, the business tax shall be paid;

3. If the area of the house exceeds 144 square meters, the real estate certificate shall be paid according to the difference for 2 years, and the calculation formula is: (last purchase ** - now ****) * tax rate;

4. The calculation formula for the payment of the difference between the shops is: (last purchase ** - now ****) * tax rate.

3. Individual income tax: (generally paid by the seller, unless otherwise agreed by both parties).

1. The real estate certificate has been completed for five years, and it is the only set of real estate under the name of the seller's husband and wife who are exempt from individual income tax;

2. If the seller's husband and wife are not the only property or the real estate certificate is less than 5 years, they shall pay 1%;

3. The shop pays according to the difference, and the calculation formula is: (last purchase ** - now ****) * tax rate of 20%.

Fourth, other expenses are relatively small:

Transaction fee: 6 yuan square * number of square houses

Cost of production: 80 yuan for one certificate; two documents 90;

Appraisal fee: 5/1000 of the total amount assessed (bank loan needs to be paid);

Mortgage cost: 100 yuan (bank loan needs to be paid);

Proof of house purchase: 20 yuan a copy, generally need to open 3 copies;

Notarization fee: 300 yuan (if you can't handle it in person, you need to handle this business fee).

The fees you need to pay to buy a new house are:

1. Deed tax. The deed tax is paid according to the applicable tax rate of the total price of the house, which is generally 3%-5%, and the tax rate will vary from region to region.

2. Stamp duty: Stamp duty is paid on the basis of the total price of the house.

3. Housing maintenance**. It is paid at 2% of the total price of the house, and in some areas it is paid at 3%.

4. Transaction fees. When trading with a real estate company, you need to pay a transaction fee according to the area of the house, and the payment standard is 3 yuan for residential and 11 yuan for non-residential housing.

5. Housing registration fee. Each house transferred to one's own name needs to pay a housing registration fee, residential housing needs to pay a housing registration fee of 80 yuan, non-residential housing needs to pay 550 yuan.

6. Cost of production. After the house is transferred to your own name, you will have a real estate certificate as a certificate, and the real estate certificate requires a cost of 10 yuan.

7. Stamp duty on licenses. The real estate certificate also needs to pay stamp duty, and the tax standard is 5 yuan. Legal basis:

Article 586 of the Civil Code: The parties may agree that one party shall pay a deposit to the other party as security for the obligatory rights. The deposit contract is concluded when the deposit is actually paid.

The amount of the deposit shall be agreed upon by the parties; However, it shall not exceed 20% of the amount of the subject matter of the main contract, and the excess part shall not have the effect of a deposit. If the actual amount of the deposit is more or less than the agreed amount, it shall be deemed to have changed the agreed amount of the deposit. (The Civil Code will come into force on January 1, 2021).

1. Taxes and fees to be paid when buying a new house.

1) The tax that needs to be paid to buy a commercial house:

1. Deed tax, 3 5 of the total purchase price (different tax rates in different provinces, municipalities and autonomous regions), and half of ordinary commercial housing, that is, 1 5 2 5.

2. Stamp duty, 0 05 of the total purchase price

2)**: 1, house maintenance, 2 3 of the total purchase price, most places are 2 2, non-staple food **regulation**, 2 yuan square meters, some places do not use.

3) Fees. 1. Transaction fee, 0 5 of the total purchase price of the buyer and seller pay 0 25 each, (3 yuan square meter for the residence, paid by the developer, the buyer does not have to pay).

2. The cost of the "House Ownership Certificate" varies from place to place, but it does not exceed 100 yuan.

3. The cost of the "Land Use Right Certificate" varies from place to place, but it does not exceed 100 yuan.

4) If you have a mortgage, you will also incur the following expenses.

1. Appraisal fee, 0 2 0 5 of the total purchase price

2. Insurance premium, the total purchase price multiplied by the loan term multiplied by 0 1 times 50 3, notary fee, the loan amount multiplied by 0 03

4. Mortgage registration fee, 100 yuan.

Second, the second-hand house to pay taxes and fees: both parties to pay: stamp duty in the process of second-hand housing sales, both buyers and sellers must pay stamp duty, the tax rate is 0 05 of the real estate transaction price.

What the buyer needs to pay: The deed tax for non-ordinary residential buildings will be doubledIf you want to buy a house, you should pay attention to whether the house you choose is an ordinary residential property. According to the national regulations, the deed tax must be paid to the state for the purchase and sale of houses, and the collection standards are:

Ordinary Residences1 5 and Superior Residences3 are all borne by the buyer. Local regulations stipulate that a house must meet three conditions at the same time before it can be recognized as ordinary housing. The 3 conditions are:

The building floor area ratio of the residential community is more than 1 0 (inclusive), the construction area of a single set is less than 140 (inclusive) square meters, and the actual transaction price is less than 1 2 times the average transaction of housing on the same level of land. What the seller pays: Taxes for the length of the yearIf you want to sell your home, the amount of tax you pay can vary greatly depending on how long you've been buying the home.

After June 1, 2005, in addition to stamp duty, business tax, urban construction tax and education surcharge, the transfer of second-hand houses must also pay land appreciation tax and personal income tax. Only after obtaining all the tax payment certificates can the house purchase invoice be issued and the property right certificate can be transferred. If the purchase is less than 2 years old, the full amount of the business tax is levied, and the tax includes:

0 05 stamp duty, 5 business tax, 0 35 urban construction tax, 0 15 education surcharge, land appreciation tax and personal income tax. If the purchase has been purchased for more than 2 years and less than 5 years, then only the finger knurling tax and personal twig oak income tax will be paid. If the property is more than 5 years old, you do not need to pay any taxes other than stamp duty.

Legal analysisThe expenses that need to be paid to buy a house are: (1) the cost of buying a house: full payment or down payment; (2) Taxes and fees:

Business tax, individual income tax, land value-added tax, stamp duty, urban maintenance and construction tax, deed tax, education surcharge, etc.; (3) Housing sales transaction fees and housing ownership registration fees.

Legal basis:Article 2 of the Individual Income Tax Law shall pay individual income tax on the following personal income: (1) income from wages and salaries; (2) Income from remuneration for labor services; (3) Income from author's remuneration; (4) Income from royalties; (5) Business income; (6) Income from interest, dividends and bonuses; (7) Income from property lease; (8) Income from the transfer of property; (9) Incidental gains.

Article 3 of the Provisional Regulations on Deed Tax The deed tax rate is 3-5. The applicable tax rate of deed tax shall be determined by the people of provinces, autonomous regions and municipalities directly under the Central Government within the range specified in the preceding paragraph in accordance with the actual situation of their respective regions, and shall be reported to the Ministry of Finance and the State Administration of Taxation for the record.