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Hello, the house on the second floor can be bought on the flat floor, because it is drained from the first floor, and it is convenient to go up and down the stairs, etc., it is recommended to buy the high-rise is not recommended to buy, because the second floor and above are drained from the second floor, and the water is easy to get into the water, so it is not recommended to buy the second floor.
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The second-floor house in 2021 can be bought, as long as it is cheap, and the location is good, you can buy a set of second-floor convenience.
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Of course you can buy it! Because now the ** of the house has dropped significantly. A house of more than 100 square meters can now be bought for only 20 tens of thousands. It doesn't matter what floor it is, as long as it's cheap, you can buy it!
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Of course, you can buy a house on the 2nd floor, and the house on the 2nd floor is suitable for the elderly to live in, because the elderly are not in good health and have bad legs and feet, and buying the 2nd floor is the most ideal floor.
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Can I still buy a house on the 2nd floor in 2021? In 2021, I think the house on the 2nd floor can be bought, as long as you have a need, you can buy it.
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In 2021, the house on the 2nd floor can be bought, the 2nd floor is a very nice floor, not tall or short, and it is suitable for those who are older to live in.
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In 2021, if we want to buy a second-hand house, we can. Second-hand, second-floor houses can be bought.
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If you are buying a house to live in. If you look at a house like this, if it is suitable, it can be bought. If you want to invest in property flipping. I think it's best not to invest in real estate speculation in this environment, which is very risky.
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Can I still buy a house on the 2nd floor in 021? Whether you can buy it depends on whether you need it, and if you don't have a house, you can buy it if you continue to live in it.
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2023 is the best year to buy a house.
2023 will be a more relaxed economic environment, which is suitable for buying a house. Deng Haiqing, deputy general manager and chief investment officer of AVIC**, once said that real estate will undoubtedly play a leading role in economic growth in 2023, and real estate as a consumer product in 2023 will also appear ** or even retaliation**, especially the demand for young people and baby groups will be greater.
No matter how the real estate market environment changes, how the Mori orange policy regulates this rolling group, and how real estate companies package or **. As far as current house prices are concerned, it is difficult to see large fluctuations on the basis of the current sales **. The only variable worth looking forward to is the support of the house purchase policy, just like the recent high-level voice to strongly support the purchase of the first house.
The down payment ratio and the first set of interest rates should be reduced. For the purchase of a second home, reasonable support should be provided. Policy support should be given to families who trade in the old for the new, the small for the large, and those who have many children.
New policies for buying a house in 2023:
If a citizen buys an ordinary house, the property is also the only home for the family. If the area of the house is less than 90 square meters, the deed tax will be levied at 1%. If the size of the house is between 90 square meters and 144 square meters, the tax rate shall be halved.
If the purchase of a residential property with an area of more than 144 square meters, the deed tax rate is 4%. If a citizen buys a non-ordinary house, two or more houses, and commercial investment real estate, the tax is levied at a rate of 4%. <>
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Try not to buy a house.
The property market does have a cycle, at least in the first 20 years, we have seen that its economic cycle is very regular, every 3 to 5 years will rise a wave, and will rise a big wave, or even double. Buy a few houses with a lower down payment and leverage, and after 3 to 5 years, your wealth will double, which is a sure deal.
But now it's different, the property market may not be so ideal, even in key cities, its increase may not reach the previous doubling of **. When the yield of the property market becomes lower and lower, and the risk becomes greater and greater, I suggest that ordinary people try not to touch the property, and it is better to save more money with peace of mind.
2023 Buying a House Risk:
1. Difficulty in repayment.
Although the house price is much cheaper than the original, but for most people, the value of the house is still very high, especially young people, who want to rely on their own ability to buy a house is impossible to do, and if you want to buy a house, you may have to bear a mortgage for decades, some people's family conditions are relatively poor, and they finally paid the down payment on the house, but it is very difficult to repay the loan every month, and some people can't have much money left after paying off the mortgage every month.
It seems that you can afford to repay the mortgage every month, but once there is a problem at work, you may not be able to repay the mortgage without savings, if you do not repay the mortgage for 3 consecutive months, the house may be taken away by the bank, not only the house is empty, but also the bank credit blacklist, which will have a very big impact on life.
2. Housing prices continue to decrease.
In recent years, the economic market has been very bad, and many houses have been in a situation of continuous decline. It can be said that in 2023, as long as it is not just needed, it is best not to buy a house, otherwise the loss will be very large, and it is even possible to lose all your money.
3. Off-plan housing is risky.
In recent years, there have been many unfinished buildings, all of which are caused by the rupture of the capital chain of real estate developers, so do not buy off-plan houses in recent years, and must buy existing houses, so as to avoid losses. There have been too many unfinished off-plan properties in recent years, so no matter how cheap the off-plan property is, don't buy it. <>
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Legal Analysis: Normal Transfer: Business Tax (Tax Rate:
Seller pays). Personal income tax (tax rate 1% of the total amount of the transaction or 20% of the difference between the two transactions, paid by the seller). Stamp duty (1% rate, half for both buyer and seller).
Deed tax (base tax rate 3%, preferential tax rate % and 1%, paid by the buyer).
Legal basis: "Law of the People's Republic of China on the Management of Urban Real Estate" Article 61 To obtain land use rights by way of transfer or allocation, an application for registration shall be made to the local people's land management department at or above the county level, and the land use right certificate shall be issued by the local people's land management department at or above the county level. If a house is built on the land for real estate development obtained in accordance with the law, it shall apply for registration with the land use right certificate to the local people's real estate management department at or above the county level, and the local people's real estate management department at or above the county level shall verify and issue a certificate of ownership of the house.
When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level. Where the law provides otherwise, it shall be handled in accordance with the provisions of the relevant laws.
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Summary. VAT: VAT is calculated at 5%.
For individuals who purchase non-ordinary housing for more than two years (including two years) for external sales, VAT shall be paid at a rate of 5% on the difference between the sales income and the purchase price; Individual income tax: The balance of the income from the transfer of property after deducting the original value of the property and reasonable expenses is the taxable income, and the tax rate of 20% is applicable; Urban maintenance and construction tax: Based on the actual amount of value-added tax paid by taxpayers, it shall be calculated and paid at a rate of % or 1%.
Based on the actual amount of VAT paid, the education surcharge and local education attachment are calculated and paid, and the education surcharge tax rate is 3%, and the local education attachment rate is 2%.
If you don't live for two years, you can't sell it.
Oh, and it has to be two years before it can be sold.
You can take a look at this: Individuals who buy a house that is less than two years old: Individuals who buy a house that is less than two years old need to pay the following taxes:
Value-added tax: Individuals who have not been allowed to live for two years shall pay VAT in full at the rate of 5%; Urban maintenance and construction tax: Based on the actual amount of value-added tax paid by taxpayers, it shall be calculated and paid at a rate of % or 1%.
Based on the actual amount of VAT paid, the tax rate of the education surcharge is 3%, and the rate of the local education annex is 2%; Individual income tax: The balance of the income from the transfer of property after deducting the original value of the property and reasonable expenses is the taxable income, and the tax rate of 20% is applicable;
Yes, dear or don't you have to pay taxes?
VAT: VAT is calculated at 5%. For individuals who will purchase non-ordinary housing for more than two years (including two years) for external sales, VAT shall be paid at a rate of 5% on the difference between the late sales revenue and the purchase price of the house; Personal Income Tax:
The balance of the income from the transfer of property after deducting the original value of the property and reasonable expenses is the taxable income, and the tax rate of 20% is applicable; Urban maintenance and construction tax: The VAT tax actually paid by the taxpayer shall be calculated and paid according to the tax rate of % or 1%. Based on the actual VAT amount paid for code games, the payment of education surcharge and local education attachment is calculated, and the education surcharge tax rate is 3%, and the local education attachment rate is 2%.
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Dear, you can sell! Second-hand houses bought in 2022 can be sold. Second-hand houses bought in 2022 can be sold, as all property rights have the right to transfer.
However, the transfer of the house is subject to the corresponding regulations, such as the need to pay taxes and fees, and the need to go through the transfer procedures. At the same time, if the second-hand house has a housing quality problem or a legal dispute, it needs to be solved through legal means before the transfer. In addition, when buying a second-hand house, you need to pay attention to the legality of the property, property situation and value of the house, so as to avoid encountering low-cost and poor-quality second-hand houses.
Therefore, when buying and selling second-hand houses, it is necessary to understand the relevant legal regulations and market conditions to avoid the risks and losses of empty yards.
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It depends on the time of your transaction and transfer of real estate certificate, if the time is more than two years, even if it is full of two, it needs to see the time of your transaction and transfer of real estate certificate, if the time is more than two years, even if it is two years, it needs to see whether you have only this property in your name. up,
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