How can young people overcome their spending impulses and save money?

Everyone must have the impulse to consume, that is to say, after everyone finishes their salary, they feel that they want to buy clothes and eat delicious food, which is normal, but you have to control a degree of problem, for example, if you open 4000 yuan this month, you must distribute the money evenly, you have a certain amount of savings, and then you can gradually maintain this standard of living every day of every month, you can't eat what you want to eat in the first half of the month, and eat instant noodles every day in the second half of the month. Eat steamed buns, you have to have a normal and stable standard of living, not to mention that you have to have savings, you can't guarantee that you will have a job every day in the future, you may fall in love or something, you also need more money knowledge, you must be prepared in advance.

Learn to divide your monthly salary, no matter how much, into two halves, half of which is forced to save or invest in stable formal financial projects, and the other half is used to be responsible for food, clothing, housing and transportation, as long as you persist in this way, one year, two years, three years, and longer, your savings will naturally increase, and at the same time, because you only keep half of the money to use, so the expenses must also be saved, otherwise every month is not enough.

Many young people have changed from moonshine to moonshine, mainly due to the fact that young people mostly spend online or pay by WeChat and Alipay. The money is not given directly from one's own hands, so that it is as if you are not spending your own money when you buy something, and you don't know that you have no money until the bill comes to collect it. Therefore, in order to overcome the impulse to spend, it is better for young people to spend cash.

In addition, parents are like the sea, young people must first give their parents a certain amount of pension money when they pay their monthly salary, and only when there is pressure can they be motivated, so that they can develop a good habit of saving money.

In my opinion, the most important thing for young people to do this is to start with the little things in their daily lives, and every time they buy something, carefully consider whether it is within their consumption plan, and if not, try to refrain from it. After paying your salary every month, the first thing you try to do is to take out part of it as a bank deposit, and then choose to spend, and after slowly forming a habit, it is easy to do.

To control my spending impulses, I personally choose to spend with cash.

It's really very convenient to spend money with payment software, but every month's consumption makes me unable to save money, and I often moonshine.

Since I chose to spend with cash, I only carry a small amount of money with me every day, which has effectively suppressed impulse purchases, and I have been able to save a sum of money for myself since last month.

At the beginning of the work, so that the economic strength is not enough, to overcome the impulse of consumption, reasonable consumption. It is necessary to choose consumption carefully, make a consumption plan every month, make a bill, take out some money every month to save, and develop a habit of financial management in ordinary life.

If you want to restrain impulsive spending and have savings, the best way is to start developing the habit of saving money and keeping accounts, record how you use each amount of money, and slowly you will find out what should be used and when you should not use it, give yourself a task, save a little every month, and slowly you will have savings.

I think that if young people want to do it, they must not blindly follow the herd if they want to pay for consumption impulses and have savings, and we must know how to consume rationally in our daily life, and we must manage our finances every month, so that some of them can be used as pocket money and some of them can be saved in the bank.

I think it's really easy to spend money with mobile phone payments, because you can't help but buy something all in the card, and there is money, and there is money. It's very convenient, just sweep it directly, but if you're not careful, it's much less, so I think it's also a good way to spend with cash, you know how much money you still have in your hand, and if you don't have it, you can't spend it anymore.

When you want to have impulsive consumption, you should think about what to do with your life, if you impulse consumption this time, then your life will be stretched thin next month, and after thinking about it for a while, you may be able to overcome impulsive consumption. Many young people are moonshine people, who have worked hard to earn money for a month, and then when they start their salary, they will buy some things that they have been dreaming of for a long time. I bought the things, but next month I have to start saving money, and the life is tight.

If you continue like this, you can't save money every month, and there are even times when the number is negative, so for young people, if you want to have your own savings, you must have a plan for your life. Most young people don't have a very high salary, thousands of dollars, and sometimes they need to rent a house, plus some daily expenses, so that in the end they don't have any money in hand. In this case, it is actually more difficult to have a deposit, and you can only save money if you are frugal.

However, there are many young people who are not wealthy, but they still have savings, so most of the reasons for such young people are because they have a clear plan for life, such as every month after the salary, he will plan out the daily expenses and living expenses first, and then the remaining part will be stored in a bank card, and then the money in the card cannot be withdrawn, no matter how difficult things are, they cannot be used. <>

It is only in this coercive situation that it is possible to save money, because when you deposit the money in the bank card, you will find that the money is really kept, and if you don't save it, then the money may not know under what circumstances it will be spent. All in all, if young people want to save money, they must have a clear plan, or you must work hard to make more money, and then you will have more savings, and your future life will become worry-free, very happy, and will not worry about money.

I think that young people today should have a planned consumption, when the monthly salary is issued, the salary can be divided into three parts, one for daily consumption, one for daily savings, and one for human sophistication. In this way, it will not be moonshine every month. It is also possible to make some deposits.

Young people should have a reasonable view of consumption when spending, and have a plan, determine how much money to save each month, never impulsively spend, but also develop the habit of compulsory saving.

The question is: How do you think young people can overcome impulsive spending and have savings? On this subject, I believe:

Everyone has their own different opinions, after all, everyone is different, and naturally their opinions and views on the same issue will be different. So, as one of the members of the crowd, I personally always believe that hard work is the most important, followed by poetry and distance. Therefore, for the sake of poetry and distance, I can't spend impulsively, I have to save money to pursue poetry and distance.

On the issue of overcoming impulse spending. My main thing is to delay payments. For example:

If I want to buy something in the morning, then I don't check out right away, buy this thing that I like, I will wait 1 hour, or even 2 hours, or a morning, between liking and paying. When I pick up my phone again, many times I find that what I liked before seems to me not as much as I used to be. Then, for this unfinished purchase, I will suspend it.

Regarding having deposits, it's like the effort I wrote about in the previous article. We must believe that it is really a point of hard work and a point of harvest. Only those who do our physical or mental work, when we get paid, our hearts are proud and satisfied.

Therefore, our labor and remuneration are directly proportional. Based on this, hard work is another synonym for having a deposit. Therefore, if we want to have a deposit, we must make an effort, and only by putting in the effort can we continue to succeed, that is, having a deposit.

To sum up, overcoming impulsive spending can accumulate savings, but don't give up when you meet something you like. In addition, hard work can help us to have savings, friends, let's work together.

When there is any consumption, you should have a certain amount of thinking, and you should judge calmly, so that you can restrain your impulse, and secondly, you can leave a part of the money when you start your salary every month, so that you can have savings.

Young people should have a correct concept of consumption, and they should also control themselves when spending money, don't be extravagant, and it is better not to buy things if they are not necessary, so that they can slowly have savings and can also overcome impulsive consumption.

I think young people should think about their future and not be too impulsive, because this kind of thing will have a big impact on the individual and there will be a lot of problems.

First of all, we must adjust our mentality, overcome our impulse to consume, tell ourselves that we should not consume like this, and do not consume blindly.

You need to arrange your salary reasonably, so that you can solve the problem, and every money should be reasonably planned.

Summary. 1.Know your goals:

First clarify your consumption purpose and list your consumption plan in order to set a clear direction and scope for yourself and avoid unnecessary consumption. 2.Build your own financial plan:

Make a list of your income and expenses, allocate your funds reasonably, find out what you can give up, and spend within the plan. 3.Avoid the urge to shop:

Before shopping, measure whether your consumption is in line with your own plan, record what you need, and buy it when you are free, so as to avoid the urge to shop. 4.Participate in other consumption activities:

How to resist your urge to spend.

Hello. 1.Know your goals:

First clarify your consumption purpose and list your consumption plan in order to set a clear direction and scope for yourself and avoid unnecessary consumption. 2.Build your own financial plan:

Make a list of your income and expenses, allocate your funds reasonably, find out what you can give up, and spend within the plan. 3.Avoid the urge to shop:

Before shopping, measure whether your consumption is in line with your own plan, record what you need, and buy it when you are free, so as to avoid the urge to shop. 4.Participate in other consumption activities:

How to restrain the desire to spend money.

I won't be able to last long.

Hello, dear. There are suggestions for you above, you can refer to them.

Different people may have different persistence times, and they can gradually change their consumption habits and avoid consumption impulses according to their actual situation. Alternatively, you can create a financial plan, allocate your own funds, and regularly evaluate your spending to see if you can stick to it.

I also have a habit of borrowing money.

Sometimes it's really uncomfortable to spend too much money.

If you have the habit of borrowing money, you can first consider your actual situation to see if it is necessary to borrow money, if necessary, you can choose the appropriate borrowing method according to your own ability, control the amount of your borrowing, and make a good budget, repay the loan on time, and avoid excessive consumption.

If you have the habit of borrowing money, you can first consider your actual situation to see if it is necessary to borrow money, if necessary, you can choose the appropriate borrowing method according to your own ability, control the amount of your own borrowing, and make a good budget, repay the loan on time, and avoid excessive consumption. Single, plan ahead according to the necessary items that you and your family will need in the near future. For each item written in the list, we also need to ask ourselves "whether we really need it" and repeatedly talk to ourselves, which can help us better distinguish what we really need at the moment.

Restricting the purchase of ** goodsNow merchants do everything in order to sell goods. We often use activities such as "discounted goods, buy one get one free" that seems to be taken advantage of by consumers, but in fact we suffer a lot.

1.My perception of things is different after experiencing things.

For example, people's cognitive thinking is different, and the thoughts generated by seeing things are also different.

For example, half a glass of water, some people see half a glass of water, have hope in their hearts, and strive to move forward.

But some people saw half a glass of water, but they felt hopeless, and sighed.

And those children who are lacking in heart will be like this.

2.Children are naturally observant and sensible.

Children will imitate and learn from their parents, and children who are naturally highly sensitive will see more and more from their parents' words and deeds, and after experiencing the hardships of childhood, they will not let themselves spend a lot of money to buy things, otherwise they will feel sorry for their parents.

This feeling is actually very bad for such a person, but it still can't get rid of it, causing me to live in a depressed and tangled state all day long, pretending to be under the mountain, feeling unhappy, and having no hope and a negative life.

So can this sense of staring be eliminated?

Whether a person is happy or not does not depend on material money, but on his own attitude towards things and his inner feelings.