How much money can office workers save in a year?

Office workers can save 30,000 yuan a year, because the wages of office workers are generally not very high, so it is not easy for them to save this money.

More than 100,000 yuan, because my personal salary is only about 200,000 yuan a year, and my personal consumption is not high, so I have saved a lot of money.

For office workers, the amount of money that can be saved in a year, if it depends on what everyone has experienced, or if the company is different, you can judge the right and saved money, if you want more, you can save hundreds of thousands.

I think there are many kinds of office workers, and everyone's lifestyle is different, so everyone's savings are different, but I think office workers should be able to have about 20,000 yuan in savings every year.

In fact, I think if you work very, very hard, you can save tens of thousands of dollars a year.

I think office workers may not be able to save a lot of money in a year, because office workers need to support themselves, but also need to pay off car loans and mortgages, and if they have children, they still need to support children, so they can't save a lot of money in the next year.

Office workers will save some money appropriately, but everyone is different, some will save more and some will be less, but it will definitely start with 10,000.

Office workers can also save a lot of money in a year, and the salary paid every month is reasonably planned, and the money that can be spent can be spent, and the money that can be saved can be saved, so that even if the salary is small, you can save a lot of money in a year.

On the premise of ensuring the quality of life, the clothes and shoes are about 1,000! All kinds of fruits and all kinds of meat at home can't be broken, 25 to 300,000 a year!

You can save more than 90 million this year, and the target for the next year is 200 million.

In fact, if they are very economical, 100,000 yuan a year is very simple, so we must save.

Contacted by a platform, the kind of single knot that does a single task, there is at least forty or fifty income a day, and more can be hundreds, which is very suitable for student party mothers and office workers.

I didn't save any money at work, and I earned about one million dollars for three years of free development.

The 2-130,000 saved will be gone in the New Year.

It's good for the couple to save money for one of them every year.

To be honest, I earned more than half a million this year and saved 380,000.

That's a lot, a thousand foreign debts.

Saving money for work? It's good that I didn't starve to death, and I survived ...... by Mr. Relief

Our employees in this company are all here.

You can save about one-third of your monthly income every month.

For example, if you earn 4,000 yuan a month, then saving more than 1,000 yuan a month is not a lot. Nowadays, the cost of living for young people is quite high, and it is not easy to save money, only if you are not a moonlight clan, it is good, and there is no need to ask too much for others.

Of course, if you earn one or two thousand a month, and then you can only save more than a thousand, that's a bit less.

A well-known financial expert once said this problem, saying that no matter what your monthly income is, you should divide it into three parts. One is for daily life, one is for financial management, and the rest is for savings.

According to the current cost of living for young people, the mortgage alone can account for the vast majority of the monthly expenditure, and it is not easy to have money left, and it is actually difficult for some strong people to save how much money should be saved each month. Being able to save a certain amount of money every month means that this person is very reliable, and he can still think of leaving some money for himself.

If he is a young man who has not bought a house and does not have a mortgage, then his monthly rent alone is also a big expense, and he does not have much money left. Many people jokingly claim that they work for the landlord every month, and most of the wages are handed over to the landlord, and the remaining money is only enough to maintain basic food and clothing.

Under such circumstances, it is not easy for young people to save one-third of their monthly income.

Saving money is a very important thing, no matter how much money you earn every month, you must have a sense of saving money. We don't know which one will come first, tomorrow or the accident, and if you don't have a penny of savings, then you will have nothing to fight back in the face of difficulties. The simplest example is that if you lose your job one day and you can't continue your job for a while, if you don't have a penny of savings in your hand, then how should you live?

In this case, many people have to lower their standards again and again, find a job that is really not very good, at least don't let themselves starve to death. And people with savings in their hands are different, you can look for it slowly until you find a job that you are satisfied with, after all, looking for a job again is like reincarnating, and you must choose the optimal configuration. The job found in a hurry often does not last long, and this is a vicious circle.

Young people each save one-third of their income as a security fund, which is a large amount of income for a long time, and it still has a great impact on their future life. As long as the amount of money you save each month is proportional to your income, then it is suitable for your current life, after all, everyone's cost of living is different, and it makes no sense to blindly ask for the amount.

In recent years, the repeated epidemic has affected investors' perceptions, and capital security and sustainable investment have become the new focus of financial management. In addition to the acceleration of social aging, the instability brought about by the epidemic has also made young people begin to pay attention to the security of funds, and the concept of pension reserves and planning has become more and more popular.

According to the relevant report, the monthly savings ratio of the younger generation has risen from 20% in 2020 to 25% this year, and the monthly savings amount has reached an average of 1,624 yuan.

As a practical matter, how much money young people should save each month varies with their wages and living conditions, and the so-called how much money young people should save each month is a broad and unrealistic concept.

To take the most profound example, for young people with advanced consumption concepts and levels, the loan to buy a house in the city where they work, and pay off the mortgage every month, in fact, there is not much surplus salary to save. For young people who already have a house, they can save half of their salary without the burden of debt. Therefore, young people should do a good job in their own financial planning, and make reasonable and correct use of each of their salaries.

I think it is still necessary to analyze it according to your own income and the city where you are located.

1.First of all, you need to consider your living costs, rent (if you have a house, you can't remember it), food and drink, water and electricity, etc., and then remove these and then combine your income to make a reasonable savings plan.

2.Secondly, you have to combine the level of the city you are in, such as first-tier cities such as Beijing, Shanghai, Guangzhou and Shenzhen, the price level will rise slightly compared with ordinary cities. You can consider the prices of daily necessities (such as fruits, toilet paper, etc.) in your vicinity to make a savings plan.

3.Secondly, it should be formulated according to your own personality, for example, if you are lively and outgoing and like to make friends, then you should also combine your income to remove your monthly social expenses (non-social people can ignore this rule). There is also your consumption demand for some brand clothes and shoes.

Because most young people are fashionable and like trendy clothes).

4.To sum up, you need to arrange your savings plan reasonably based on yourself and your surrounding environment, as well as your income.

Brothers and sisters, in fact, saving money is a good habit for emergencies, but our youth is only a few years, so don't be too yourself, life is hard, be kind to yourself. ）

Savings per person.

Recently, I looked at a group of data charts on the average deposits of 30-year-old young people in 31 provinces in China, and inquired about ** is a certain accounting software, according to the hundreds of thousands of samples in the 30-year-old age group among the users, although it does not represent the whole country, but it also has a certain reference, for this data, I think it is relatively reasonable. This data does not have the various "show-offs" of tens of thousands or tens of thousands of monthly incomes that we see from time to time on Douyin headlines, but it also does not have other alarmist rumors of zero deposits advocated by the post-90s, it should be regarded as a relatively real data.

What you need to understand is that how much money to save is not a certain standard, everyone's income is different, and everyone's environment is different. But the key question is how we think about saving money. This society is an economy-led society, the so-called economy-led means that if you want to make money, you must take out things to exchange, your work is to use your knowledge, strength, and time to exchange money, and your investment is to use your money to exchange money.

So the logic is: how many resources do we have—how much money can we get for those resources—how much can these things be bought with these resources—how much can we have left after buying things.

So, what young people who are just working should do is:

The first is to accumulate their own economic capital. What is economic capital, to put it bluntly, is to save money, no matter how much you earn each month, you must divide it into several parts, one for rent, water and electricity and other fixed expenses, one for daily expenses, the third for saving, and you must not use the saved money unless absolutely necessary. These savings are an important reserve for you to cope with emergencies, and generally speaking, young people who have just started working, I would recommend that you have at least 3 months of savings for living expenses to cope with emergencies.

For young people who are already in a relationship or have a family, I recommend that you have at least 6 months of savings as a preparation to deal with future emergencies.

Young people aged 18-34 save an average of 1,339 yuan per month. (Note: The debit card is loaded with debit card and credit card functions on the same bank card, this card has functions such as cash deposit and withdrawal, transfer income and expenses, investment and financial management, and can also enjoy overdraft consumption, installment payment and other functions.)

When a user makes a deposit using a debit card, the deposited funds will go into the debit card account and enjoy the interest on the deposit. When users use the credit card to make purchases, they can generally use the credit line of the credit account to consume and enjoy the interest-free period.

Everyone knows that this is not advisable, but many young people wake up too late and often end up in debt. So, if young people are spending money like water, how can they improve it, or even how to prevent this from happening?

Personally, I think the best way is to give some of the money to my parents for safekeeping after paying my salary, and tell them not to give a penny no matter what they say.

There is no set standard for this. It depends on the level of local consumption, as well as the level of wages. In addition, everyone's consumption preferences are different.

Loosely speaking, it is good to have a certain balance to make deposits. Many people, especially young people, are still at the level of moonshine, and it goes without saying that they are saving, so being able to save some money first is a good start.

Then consider that you want to buy a house and a car in the future, this is necessary to save more money, compare your own expenses, try to reduce unnecessary expenses without affecting your life, and save more money for yourself to buy a house and a car in the future, and other unexpected expenses, which is very necessary.

According to your own plan, it is good to save money slowly and achieve your goals in a down-to-earth manner. There is no need to compare yourself to others.

How much should a young person save each month? This should be based on your salary level and also your consumption level. And your living habits.

Some people may have spent their wages when they are paid, and some people may be. A little money is saved every month, and some people can save most of their monthly salary. Everyone's situation is different, so. The situation of how much money to save is also different.

Again. The needs are also different, just like boys and girls. It's a different story about saving money. Nowadays, girls only need to take care of their daily expenses, while boys need to consider buying a house and so on, so they need to save money.

Less, a little less to compare your salary with your level of consumption.

Personally, I think that this depends on your own consumption level, whether you need to rent a house and have a mortgage, depending on whether you have more or less salary income.

Personally, it is recommended that if there are no necessary expenses (such as renting and paying off the mortgage), save one-third or one-half of your salary every month.

If you have a salary of 4,000 and don't have to rent to pay off the mortgage, you can save 2,000 or 3,000, and the remaining 1,000 will be used for daily expenses, such as eating; Or save 2500, and the remaining hundreds are enough to buy what you want.

Don't force what it has to be, just suit yourself. Generally, it should be between 10-30% of the income, which I think is reasonable, of course, different time periods can be adjusted accordingly.

In addition, the work of young people is not once and for all, and there may be uncertainties and changes, in case there is a state of unemployment that is not dismissed, you can also take out the prepared savings for emergency purposes, and do not need to ask your parents at home, so that your parents are worried.

It's better than not getting a penny out of it, and seeing a good project but not being able to do it. Make yourself regret why you didn't know to save money before.