How about applying for Ping An i animal insurance in 2020?

Ping An Health APP launched a health insurance Ping An i Animal Insurance, which is divided into two protection parts, which are two different insurance products: i Animal Health Critical Illness: 100,000 Sum Insured, i Animal Health Medical: 100

10,000 sum insured; Ping An i Animal Insurance can be insured for 18-50 years old, the insurance period is one year, no need to pay, you can redeem the insurance amount with the number of exercise steps, and the fitness + protection is correct. The rules for redeeming the sum insured for the steps of Ping An i-Animal Critical Illness: After receiving the i-Critical Illness in the Ping An Health app, the initial sum insured is 0 yuan.

You can redeem your steps for the sum insured every day, and the more steps you accumulate on the day, the higher the bonus sum insured you can get. However, there is a cap on the number of steps per day, up to a maximum of 20,000 steps per day, after which the sum insured will not be increased. The maximum annual sum assured can be accumulated up to $100,000.

Since the critical illness sum insured of i-animal insurance requires a daily accumulation process, the initial sum insured may be relatively low, and the free amount is already very good.

2020 is coming soon, and the first batch of post-90s generations have also successfully entered the 30-year-old "middle-aged army". It is said that the post-90s generation is the Beat Generation, and it is difficult to say in other aspects, but the body is indeed a bit "cross". Nowadays, day and night are reversed, and long-term lack of exercise is the norm for young people, and this has a lot to do with the current trend of disease at a young age.

Exercise is a good way to stay healthy, the new 2020, with Ping An i animal protection out of health, out of security!

Ping An i Animal Health is a free health insurance product launched by Ping An Health APP, which can get up to 1.1 million yuan of health protection for free without spending money, and the "price" is to walk more every day and complete the exercise task.

Ping An i-Animal Insurance includes medical protection of up to 1 million yuan and critical illness protection of up to 100,000 yuan. Among them, millions of medical insurance can be reimbursed both inside and outside the social security, and the reimbursement scope covers most of the medical expenses incurred during hospitalization; In terms of critical illness protection, there are 25 types of high-incidence critical illnesses covered by the coverage, which basically covers more than 95% of high-incidence diseases.

Both of these benefits can be obtained for free by completing the Exercise Step Task. How do you get it? It's actually quite simple.

First of all, after the Ping An Health app successfully benefits the medical treatment, you can receive the million sum insured in the first month, and then accumulate the number of steps per month to redeem the sum insured for the next month, and for every 20,000 additional steps, you can increase the medical insurance amount by 100,000 in the next month. After a month, the goal of 200,000 steps will also be able to get a maximum of 1 million medical insurance. Of course, the maximum critical illness protection limit of 100,000 yuan is also accumulated every day.

In addition, if you are sometimes unable to exercise to complete your goals, by inviting a friend who has not registered for the Ping An Health APP, you can also get an additional 100,000 insurance reward if you successfully receive iAnimal Health Medical, and so on, up to 1 million!

Isn't it cost-effective to get health insurance while walking? Health depends on oneself, and maintaining a good habit of exercise is actually as important as health protection. The new 2020 is coming, and a healthy life is coming out of Ping An i!

Hello this friend, Ping An e-life insurance is a product launched by the insurance company giant Ping An Insurance, and this year it has been upgraded to become Ping An e-life insurance 2020.

The vision is to look forward, and large companies are not necessarily good, so let's use the latest 2020 version to evaluate it

1.Basic Coverage:

General medical insurance premium: 2 million sum insured, 10,000 deductible.

Medical insurance benefits for specific diseases: 120 critical illnesses, 2 million sum insured, 0 deductible.

Outpatient and emergency expenses before and after hospitalization: 30 days before and after hospitalization.

Hospital scope: secondary and above public hospitals.

Reimbursement scope: 100% reimbursement for social security reimbursement; If it is not reimbursed by social security, 60% will be reimbursed.

Value-added services: inpatient green pass, third-party diagnosis and treatment of malignant tumors, insurance premiums, purchased drugs, etc.

Renewal conditions: At the time of renewal, the insurance company will not renew the policy or adjust the premium separately due to the insured's personal physical condition or use of the insurance.

2.Optional Benefits:

Proton Heavy Ion Medical Insurance Benefit: 30 days waiting period, 1 million sum insured, 100% payout, 0 deductible.

Asia-specific medical insurance benefits: 90 days waiting period, up to 6 million sum insured, 70% payout, medical treatment arrangement.

If you pursue comprehensive protection: Zhong'an enjoys e-life 2019, and people will take care of long-term medical care

Zhong'an enjoys a high amount of e-life insurance and full coverage, including proton heavy ion, green medical channel, medical expense advance, post-operative home care services, special drug services, etc.

In addition, good medical insurance long-term medical care is also very good, with basic protection and complete value-added services.

If you pursue 0 deductible: Zhong'an enjoys e-life 0 deductible version

There is no deductible for e-life, but there are 30-day, 60-day, and 90-day waiting periods depending on the conditions, and the premium** is a bit high.

If you pursue reimbursement for outpatient and emergency services before and after hospitalization: Ping An e-Life Insurance 2020

Ping An eHealth Insurance 2020 can cover outpatient and emergency visits for 30 days before and after hospitalization.

If you value short-term renewal conditions: Ping An e-Life Insurance Guaranteed Renewal Version, PICC Good Medical Insurance Long-term Medical, Taikang Micro Medical Insurance Long-term Medical.

These products are guaranteed to be renewed for 6 years, and friends who pursue this type of protection can be given priority.

By simple contrast,Compared with the current popular products, Ping An e-Life Insurance 2020 is still relatively competitive, with good protection in all aspects, and a large range of outpatient and emergency departments before and after hospitalization, which is quite a bit ahead of similar products.

Although this product is fully guaranteed, it does not have any significant highlights, it is in its class.

The advantages are: up to 120 types of critical illnesses are covered; Proton heavy ion reimbursement reaches 100%.

The disadvantage is that there is no medical advance payment when you are hospitalized, because you will incur a large amount of medical expenses, and it will be more practical to have a hospital advance payment.

Therefore, we still need to configure the right products for ourselves according to our own situation.

Hope it helps!

e-Life Insurance (Guaranteed Renewal Version 2020) is a new product of Ping An, a large company. It belongs to the big brand products.

Most people must be familiar with peace. In the recent ranking of insurance companies, what level is Ping An at? We can take a lookFreshly baked!

China's Top 10 Insurance Companies Ranking!

Although the platform is serious, the product may not be reliable.

So is Ping An's e-life insurance 2020 reliable and how is its guarantee?

This article will make a specific analysis of this from two aspects.

Ping An e-Life Insurance 2020 upgrade protection.

Highlights of Ping An e-Life Insurance 2020

One. Ping An e-Life Insurance 2020 upgrade protection.

Here we can first look at what the old version was like

It is said on the Internet that Ping An e-life insurance is not good, is it true?

Compared with the previous version, Ping An e-Life Insurance 2020 has the following upgraded guarantees.

1.Double the sum assured for 120 critical illnesses

In the past, the version only gave a reimbursement limit of 2 million yuan for malignant tumors, but now it has been transformed into a malignant tumor in 2020 to upgrade a malignant tumor to 120 major diseases, which is equivalent to doubling the reimbursement amount for these 120 critical diseases.

2.Extension of outpatient coverage

The outpatient benefit time has been upgraded from 7 days before and 7 days after the first day to 30 days after the first 30 days, which is also a small innovation.

No matter how good the products on the market, such as exclusive e-life, micro-medical insurance, and good medical insurance, their outpatient and emergency responsibilities before hospitalization are also limited to the first 7 days.

Ping An e-Life Insurance has bravely stepped into the forefront of the market.

3.More optional specialty services

Although the core protection of Million Medical Insurance products is the reimbursement of hospitalization and outpatient and emergency expenses, an excellent Million Medical Insurance must also stand up to everyone's criticism.

Ping An e-life insurance plus has been complained by everyone that its value-added services are not rich enough.

Therefore, in this upgrade, the 2020 version adds proton heavy ion and Asian specific disease medical insurance benefits.

However, this only makes up for the defects of the old version, and is not considered an advantage.

Two. Highlights of Ping An e-Life Insurance 2020

Highlight 1: Excellent renewal conditions

Guaranteed renewal for 6 years, during which the product will be discontinued, claims, and physical problems will not affect the renewal.

The 6-year guaranteed renewal period expires, and the re-insurance will not be rejected due to claims and medical conditions within 60 days.

Highlight 2: There are cancer exemptions and allowances

A subsidy of 10,000 yuan will be paid for the first diagnosis of cancer, and the premium for the remaining years of the guaranteed renewal period will be waived.

Highlight 3: Value-added services are written into the contract

Compared with the old version, the 2020 version has written the green pass for medical treatment and third-party cancer diagnosis and treatment into the terms, which is more advantageous.

The top 10 million medical insurance rankings are newly released!

The underwriting age is different, and Ping An e-Life Insurance 2022 covers a wider range of insurance groups, and the maximum number of friends who are 65 years old can be insured.

The amount of proton heavy ion insurance is different, and the amount of proton and heavy ion insurance of Ping An e-Life Insurance 2022 has been increased to 4 million, which is more adequate and more able to cope with high ** costs.

The new purchased drug protection for 105 out-of-hospital special drugs on the special drug list, Ping An e-Life Insurance 2022 can have 0 deductible and 100% reimbursement, limited to 4 million. Note: The list of special drugs can be viewed on the insurance page.

Purchased drug coverage is very important, and the drugs needed by cancer patients** are usually expensive and not available in hospitals, so they need to be purchased outside the hospital. Take the "miracle drug" of breast cancer, for example, a box of 30,000 yuan, 21 pills, an average of 1,400 yuan. With the insurance of purchased drugs, the problem of "unaffordable medicine" for cancer patients can be solved to a certain extent.

**Increase**In addition to the decrease in 0-year-old**, Ping An e-Life Insurance 2022 has been raised for other age groups**. This is understandable, after all, the protection of Ping An e-Life Insurance 2022 is better.

Product Differences Difference 1: The insurance age of the two products is different The insurance age of Ping An e-Life Insurance 2022 is further expanded, and the maximum age is 65 years old, but the maximum insurance age of Ping An eHealth Insurance Long-term Medical Care is 55 years old, and relatively speaking, the insurance age of Ping An eHealth Insurance 2022 covers a wider range. Difference two:

The waiting period is different The waiting period for Ping An e-Health Insurance 2022 is 30 days, while the waiting period for long-term medical treatment of Ping An eHealth Insurance is 90 days, which is relatively long. Difference 3: The renewal period of the two products is different Ping An e-Life Insurance 2022 is a non-guaranteed renewal, which is the same....

The underwriting age is different, and the coverage group of eLife Insurance 2022 is wider, and the maximum age of 65 years old can be insured.

The waiting period varies depending on the form of the product, the waiting period for one-year products is generally 30 days, and the products that can guarantee renewal generally have a waiting period of 90 days.

The proton heavy ion insurance amount is different, and the proton heavy ion insurance amount of eLife Insurance 2022 is as high as 4 million, which is more adequate

The biggest difference between Ping An's two products is that the renewal is different, and the newly upgraded e-life insurance 2022 is not guaranteed to be renewed, which means that the renewal of the second year needs to be reviewed by the insurance company, and it may not be renewed due to claims or changes in physical health. However, Ping An e-Life Insurance long-term medical insurance can be guaranteed to be renewed for 20 years, and the renewal is not affected by claims and changes in physical health, but the subsequent rate can be adjusted.

Ping An e-Life Insurance is a well-known million-dollar medical insurance, and it is also one of Ping An's best-selling products, which has been available in multiple versions since its listing, such as e-Life Insurance 2020 Guaranteed Renewal Version, eHealth Insurance 2020, etc. This issue mainly talks about the recently upgraded e-life insurance 2022 and the guaranteed renewal period of 20 years.

The two are different, the 2022 version has made a considerable upgrade on the basis of the 2020 version First, you can attach an outpatient package Second, proton heavy ions and purchased drugs are directly included in it, unlike the 2020 version, which needs to be purchased separately and purchased outside.

The first is a cow (there are four stomachs in the tripe, among which there are a thousand hundreds, that is, a hundred leaves, like thorns); The second is the dog (the childhood sweetheart is about Lang riding a bamboo horse and going around the bed to make the two little guesses of the green plum.) Lang is homophonic for wolf, dog.

Not long ago, Ping An Family's star product, Ping An e-Life Insurance, ushered in an upgrade again! From Ping An e-Life Insurance 2020 to Ping An eHealth Insurance 2022, this product is more tolerant of the insured group and has more abundant protection.

The product form of Ping An e-Life Insurance 2022 is based on the upgrade of Ping An eHealth Insurance 2020, that is to say, Ping An eHealth Insurance 2022 inherits most of the protection of Ping An eHealth Insurance 2020. But there is still a certain difference between the two...

As a winning general in the field of million-dollar medical insurance, the IP of Ping An e-Life Insurance has been deeply rooted in the hearts of the people. No, the promotional materials of Ping An e-Life Insurance 2022 have been released, and they have been upgraded directly on the basis of the 2020 version.