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1. The first step is to open Alipay in our mobile phone and click Ant Borrow.
2. Step 2: After entering the Ant Borrowing interface, click the question mark icon in the upper right corner.
3. After the third step is entered, click "How to close ant borrowing", if you don't find it, you can find it by changing it and re-entering
4. After the fourth step is entered, click to close the loan service, it should be noted that once it is closed, when it is opened again, the system will re-evaluate, and it may not be opened, and the amount and interest may change
5. Step 5: Select the reason for closing the ant borrowing, and click to confirm the closure to close it.
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How to turn off the borrowing function.
Turn it off on its own. Open Alipay, click "My", click "Ant Borrow";
On this page, click "How to close Ant Borrowing", follow the prompts and enter the payment password to close the borrowing.
Seek customer service. Log in to your Alipay account and select "My - My Customer Service";
Send "Close the debit" in the dialog box with the customer service;
The system will reply with a link to close the borrowing, click to enter, select the reason for closing the borrowing, and then click "Close", then enter the personal Alipay password, and complete the verification to successfully close the borrowing.
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To cancel or close Alipay Ant Borrowing, you only need to click the [small question mark] in the upper right corner of the "Ant Borrowing" interface, select "How to close Ant Borrowing" below, or "My Customer Service" to directly search for the problem. Then click the [Close Loan Service] button, select the reason for closing, and confirm the closing, and you're good to go.
Once the borrowing service is closed, if you want to reopen it, the system needs to conduct a comprehensive evaluation again, and there is no guarantee that it can be successfully opened again, so you need to operate with caution.
First, click "Alipay" on your mobile phone, open and log in to Alipay to enter the main page;
3. Find the option of "Ant Borrowing" and click to enter the Ant Borrowing interface;
4. At the top right of the interface, there is a small question mark, click to enter the "My Customer Service" interface;
6. Find "How to turn off ant borrowing" at the bottom of the "My Customer Service" interface and click to set it;
7. Click the "Close Loan Service" button in the pop-up box to close it, so that the borrowing function will be closed;
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Ant borrowing can be turned off, if you want to close ant borrowing can be operated according to the following path:
1. Open Alipay on your mobile phone — [My] — [Ant Borrow];
3. Click the [Close Loan Service] button, select the reason for closing, and confirm the closure of the loan service.
Once the borrowing service is closed and you want to open it again, the system needs to conduct a comprehensive evaluation again, and there is no guarantee that it will be successfully opened again. In addition, if the ant loan has not yet been settled, it needs to be settled before closing.
This answer is provided by Compo Finance. Kangbo Finance, a professional and interesting financial information and financial knowledge popularization platform.
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It can be permanently closed and called ** to apply to customer service.
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"Borrowing" is a loan product launched by Alipay, which can be applied for by users with a sesame score of 600 or more. Depending on the Sesame score, users can apply for different loan amounts. The maximum repayment period of the loan is 12 months.
Some users want to close the loan after using it, so how should they close it? What is the difference between borrowing and Huabei?
1. How to turn off the borrowing function?
1. Turn it off by yourself
Click the [Close Loan Service] button, select the reason for closing, and click [Confirm Closure];
Whether the closure is successful or not is subject to the prompts on the page. If there is any outstanding loan, you will need to repay it first.
2. Seek customer service help
Log in to your Alipay account and select "My - My Customer Service";
Send "Close the debit" in the dialog box with the customer service;
The system will reply with a link to close the borrowing, click to enter, select the reason for closing the borrowing, and then click "Close", then enter the personal Alipay password, and complete the verification to successfully close the borrowing.
If you need to open it after the borrowing is closed, it needs to be re-evaluated, so it is recommended to operate with caution.
2. What is the difference between borrowing and Huabei?
The essential difference between Huabei and borrowing is that one is a virtual credit card product and the other is a cash loan product.
1. Different ways of use:
Huabei cannot be withdrawn, and withdrawal is an illegal operation. Ant Huabei can only be used in places where there is a partnership. Borrowing is a cash loan product that supports cash withdrawal operations, mainly providing cash loans, which can be used for consumption, travel, study, etc.
2. Different repayment methods:
As long as the application is successful, the borrower will be on the credit report; The loan is repaid in monthly instalments, which can be paid in installments ranging from 3 to 12 months. Ant Huabei will decide whether to repay the installment or repayment on the 9th of next month, and the installment time is relatively short. In contrast, the loan term of the borrower is longer, which brings less repayment pressure to the borrower.
3. The interest rate of the loan is different
The interest on borrowing is charged on a daily basis, and the daily interest rate is, and the interest on one day is counted as one day for each day of borrowing. Huabei has an interest-free period, which can reach 50 days.
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The closing process of borrowing is as follows: 1. Open Alipay on your mobile phone, click "My" - "Borrow" after entering; 2. Click "" in the upper right corner; 3. Click "How to close the loan" on the My Customer Service page; 4. Click "Close Borrowing Service", then select the reason for closing it, and then confirm.
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Borrowing is a product under the name of Alipay, and it is currently operating normally If your borrowing is suddenly closed, it should not meet the conditions, so the opening of borrowing is determined by the system according to the comprehensive evaluation of the user's Alipay account, when the evaluation results meet the conditions for opening the borrowing, the system will open the borrowing qualification for the user, of course, the closure of the borrowing is also determined by the system evaluation, the borrowing system will evaluate the user's account situation from time to time, when the evaluation results do not meet the conditions for borrowing, the system will close the user's borrowing.
Can I ask a question?
Question: I don't have a month to pay in installments.
I've heard it doesn't work.
If the system detects that your repayment ability is relatively poor, it will be closed not because it cannot be used, but only temporarily, but the recovery time does not necessarily ask if you repay every month.
Answer: Yes, ha, so your re-opening may still be a big question, yes, yes, so your re-opening may still be very big, what does it mean, the answer is that you can still use borrowing after that, but at present, you can't use the follow-up system for the time being, and after the evaluation, you may open the use of the borrowing function again, more than 13 articles
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Yes, just like Huabei, some borrowing Alipay does not have it, you can choose to adjust the amount, and you can adjust it to a few yuan.
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