I have applied for a card, but I don t want to activate it, and I can t use it, what will be the imp

If it is a China Merchants Bank credit card, the validity period of the credit card is generally 5 years, and the card can be opened and used within the validity period, and it will not be automatically invalid if the card is not opened. If the card is not opened, the card will not be renewed after expiration, and you can reapply if necessary.

As long as it is not activated, there is no effect.

There is no impact. If it is not activated, it is a waste card.

Does it matter if the credit card is not activated?

If you apply for a SIM card online and you don't activate it, it usually won't have any impact on your creditworthiness. However, if you do not activate the SIM card within a certain period of time, your application may be considered an automatic abandonment and you may lose ownership of the SIM card.

Therefore, if you have applied for a mobile phone card online, it is best to activate it as soon as possible to avoid unnecessary trouble. If you don't want to use the SIM card, you can also cancel the application and cancel the SIM card through **or **customer service. Tong Ming demolition.

If the card is not activated, it will not be cancelled immediately. When the card is valid, the bank does not renew the new card. If a savings card is issued by a unit, it can be activated to receive wages or allowances if it is activated.

If the amount of the card is deducted to zero, it will be automatically converted to.

Sleep card". If there are no transactions or any agreements during this time, the banking system will automatically clean and cancel these accounts within 2 to 5 years (the duration of the bank is different).

Most depositors know that in the savings card business of China's major state-owned banks, when the cardholder's card is less than 300 yuan per quarter, a small account management fee of 3 yuan is charged every quarter, and the annual bank card fee is also 10 yuan. In order to avoid being deducted by the bank for annual fees, small account management fees and other expenses, here is a reminder not to use a bank card to cancel at home.

There will be no logout. The process is as follows:

Bring your ID card and bank card to the bank branch;

Fill in the form with the assistance of the bank lobby staff;

Take the number and queue up; Call the number at the counter, go to the counter, and bind the mobile phone according to the prompts;

The process is complete. Note: Debit cards opened by individuals do not need to be activated and can be used directly.

Debit cards that are activated in batches need to be activated, and unactivated bank cards belong to sleep and cannot perform any operations, and you need to go to the counter of the issuing bank with your bank card and ID card to activate the bank card in order to use it normally.

Hello! Glad for your question! 1. The consequence of not activating the bank card is that it cannot be used normally, such as not being able to withdraw money, unable to transfer, unable to use the card for consumption, and can only deposit money into the card, which can only be used normally after activation.

2. Most banks have no impact. But for a small number of banks, it has an impact, mainly because they can't use mobile banking. 3. Before activation, you cannot handle balance, transaction inquiry, withholding, credit card automatic repayment and other deductions, transfers, remittances, withdrawals and other transactions, nor can you log in to the public version of online banking.

It won't be. Steps to activate your bank card:

Go to the opening bank with your personal bank card and your ID card to apply for card activation;

Follow the instructions at the counter and set a password;

After that, you can sign and confirm that you can complete the card activation.

Summary: If you don't have time to go to the opening bank to activate, you can call the customer service number behind the bank card and follow the prompts to activate it normally, but it is safer to activate it at the counter.

Hello, if the bank card has not been activated and there is no balance in it, the bank will automatically close the account after two years.

Same with credit cards.

If you don't activate it, you don't use it.

No, it doesn't. But.

After you open the card. I don't want to use it.

You have to go to the bank to cancel it.

Otherwise, it will affect the individual.

Creditworthiness.

If you don't want to use a credit card, it's okay not to activate it, and it doesn't have any effect. However, although the vast majority of credit cards do not have a fee for inactivation and no annual fee, there are still some special cards to be aware of, such as the platinum card of some banks.

Customized cards, etc., do not take it lightly, it may cause arrears and overdue. Another point that needs to be reminded is that if you apply for a variety of credit cards and none of them are activated, it is likely to affect your personal credit history, and it will be difficult to apply for a credit card in the future, so don't do more useless cards for the sake of human face.

How to cancel your credit card:

1. Before canceling the credit card, please make sure that there is no arrears in the account, and there is no balance at the same time;

3. Cancellation of credit card is completely free of charge, and there is no cancellation fee.

If the **card is not activated after a month, it will be **.

Apply for a mobile phone card online, do not activate it does not affect any of your personal credit, the mobile phone number card is not activated before, it is an empty number state, and at this time it is actually not assigned a number. The mobile phone card will only be entered into your own name after activation, and there is no problem if you do not activate it. The identity information provided before processing is only used by the operator to review and open the card.

If you have not activated it within the validity period, the operator will withdraw the activation permission of this card Chan first card, and if you need to use it again, you need to apply for a new number.

**Card cancellation method:

Now there is only one way to cancel the ** card, that is, to go to the local business hall to handle it, that is, the location of the card opening. Before going to the business hall, confirm whether you have an ID card, because you need to use your ID card to cancel your mobile phone card.

After arriving at the Yinghe Blind Mathematics Department, confirm whether the cancelled mobile phone number is in arrears, and if there is arrears, you need to make up the arrears. After paying all the outstanding fees, wait for the number to be called after receiving the number slip at the numbering machine, and tell the staff to cancel the mobile phone card, and the rest will be handed over to the staff. <>

If the card is not activated, it will affect the personal credit report.

Even if we get the card but don't activate it, the approval time and initial limit of the credit card will be recorded on the credit report, and there will also be a record such as "the card has not been activated". After having such a credit record, if there is an application for credit in the future, the bank or other financial institutions will evaluate such a record to consider whether to approve it. If you have more than one "card not yet activated" record, there is a good chance that your credit application will be denied.

In addition, if the cardholder wants to apply for a new credit card or loan in the future, it may be affected, and the bank will consider that the cardholder has problems such as integrity or lack of such needs when applying for multiple credit cards in Can Gao Lu but does not open the card, which may reduce the credit card loan limit and even affect the success rate of credit card loans.

Also, if we successfully apply for a credit card that is not activated, or for some reason, it has not been activated directly. Then, when we apply for a credit card from the bank in the future, it is basically impossible to apply for it successfully.

Yes. If the card is marked with a valid expiration date on the package, it can be activated within the validity period, and it will be invalid if the expiration date is exceeded.

After a card number is shut down, the mobile company or China Unicom will keep it for the customer for three months, and the mobile company will take back the number if it has not recharged the phone bill within three months. After about 3-6 months, the mobile company will re-use the number as a new number**. So there will be no activation problem after logging out, because this number is no longer counted as a user.

It's okay not to activate, I've had it too. I asked customer service. Your card is now the equivalent of a Ownerless. If the real-name authentication needs to be cancelled only after the real-name authentication is activated, the inactivated card will automatically become invalid and re-sold in the future.