What kind of insurance is the children s insurance that the school buys at a price of 120 yuan and w

The children's insurance purchased by the school is called Xueping Insurance, and the full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which belongs to personal accident insurance. The main function is to provide children with a number of benefits including accidental injury, accidental injury medical treatment and hospitalization. For more information about student insurance, please click here

Learn to level the risk assessment |It is enough for children to go to school and buy insurance, and read this article.

Advantage 1: Loose insurance conditions

Most of the health notices are relatively relaxed, and some even do not have health notices, the insurance threshold is very low, and the only exemption is limited to asking about pre-existing conditions, which is applicable to most primary and secondary school students.

Advantage 2: Wide coverage range

In addition to medical coverage caused by illness and accident, the insurance also covers certain liability for death and disability.

Advantage 3: Cheap and cost-effective

Because it is a health insurance for primary and secondary school students, the school insurance is relatively cheap, generally in 100-200 yuan can be done, with a meal in exchange for a year's protection, most families can afford it.

Disadvantage 1: The sum insured is not high

Most of the Xueping insurance has a low insurance amount, only tens of thousands of yuan, while we will generally have hundreds of thousands of insurance amounts when we buy general accident insurance.

Moreover, there are more restrictions on the reimbursement of the study level insurance, and the deductible of some study level insurance is as high as several hundred yuan, which is not conducive to the reimbursement of minor illness expenses, and the reimbursement ratio of some study level insurance is also low, and there is no 100% reimbursement after the social security settlement, and there are more parts that need to be paid by themselves.

Disadvantage 2: Suspension risk

Xueping insurance is generally an insurance product with one-year protection, and it is easy to have the risk of stopping sales, especially some products that make money under the guise of protecting students, which may be stopped at any time.

In general, the coverage of the school insurance is wide, but the protection is low, if the school organizes the purchase in a unified manner, the small partner can choose according to their own needs.

Hello, the general school to buy the group is the student insurance, mainly to deal with the accident caused by the disability compensation and medical expenses reimbursement, it is recommended that you ask the school for a copy of the policy. If you have insurance inquiries, you can pay attention to the message.

What you may be asking about is Student's Insurance.

The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a kind of personal accident insurance and an insurance for the characteristics of primary and secondary school students. Students are often voluntarily insured when they enter the school, and the insured only needs to pay a premium of a few tens of yuan to obtain a number of protections including accidental injury, accidental injury medical treatment and hospitalization medical treatment. Be.

In order to promote social stability, create good learning and living conditions for college students, and protect the personal and property safety of students, this insurance is specially organized.

All full-time students between the ages of 3 and 18 are eligible to participate in this insurance.

Summary. Hello dear, the 100 yuan insurance bought by the school is the school insurance. The full name of Xueping Insurance is "Student Ping Insurance", and the school collects the premiums on behalf of the general students, and the insured only needs to pay the premium within 100 yuan to obtain a number of protections including accidental injury medical treatment and hospitalization medical treatment.

Student safety insurance refers to the personal accident insurance that takes school students or kindergarten children as the insurance object, and when the insured students or children suffer from accidental injuries as agreed in the insurance contract during the validity period of the insurance, the insurer pays the insurance money within the scope of insurance liability.

What is included in the 100 yuan insurance that students buy at school?

Hello dear, the 100 yuan insurance bought by the school is the school insurance. The full name of Xueping Insurance is "Student Ping Insurance", and the school collects the premiums on behalf of the general students, and the insured only needs to pay the premium within 100 yuan to obtain a number of protections including accidental injury medical treatment and hospitalization medical treatment. Student safety insurance refers to the personal accident insurance that takes school students or kindergarten children as the insurance object, and when the insured students or children suffer from accidental injuries as agreed in the insurance contract during the validity period of the insurance, the insurer pays the insurance money within the scope of insurance liability.

The insurance liability of Xueping Insurance generally includes:1Accidental Death and Dismemberment:

compensation for death or disability caused by an accident; 2.Accidental medical treatment: outpatient or hospitalization** reimbursement due to injuries caused by bumps or cat scratches and dog bites, usually with a limit and generally limited to the use of drugs within social insurance; 3.

Hospitalization allowance: The subsidy for hospitalization is generally deductible for 3 days, usually refers to accidents, and it is necessary to pay attention to the coverage of insurance; 4.Critical Illness:

This is less, if there is a compensation for children's serious illness, some are good, if not, try to buy regular or lifelong serious illness insurance for children; 5.Liability insurance: due compensation for the loss caused by other people or things because the child is naughty.

Of course, if you are hospitalized due to a cold, fever or illness, the deductible is 100 yuan, and then it is paid according to the following graded progressive proportions: more than 100 yuan to 1000 yuan, the payment ratio is 50%, more than 1000 yuan to 5000 yuan, 60%, more than 5000 yuan, 70%. The deductible for accidental injury is 50 yuan, and the payment ratio is 80%.

The above is the common coverage of the 100 yuan student insurance reimbursement range, and the specific responsibilities are subject to the responsibilities listed in the policy.

What is the insurance that the school asked me to buy, I believe that the mother who has gone to kindergarten.

You should all know that that is to learn to level insurance.

How do you pay for this? What's in it for children? Let's find out.

Now kindergartens, primary schools, and middle schools basically have to pay the school level insurance, but the fees of each insurance company are different, and some 120 and 150 are different, so how much do you need to pay? And last year 230, this year it has changed again, what is the reason for this? <>

Generally speaking, 120 yuan is enough for kindergarten children, whether it is sick hospitalization or accident, there are still more reports, and individuals feel that they do not need to pay additional commercial insurance.

Of course, each mother's economic situation is different, according to their own conditions to insure, our ordinary family to pay a school insurance and rural medical cooperation is enough, not to say that you can buy school insurance when you go to kindergarten, I used to think so, because only to go to kindergarten can you buy school insurance, in fact, it is not the case, now many children have not reached the age of three have gone to school, or have not gone to school after the age of three, these situations have, in fact, the school insurance generally starts to buy when you are three years old, regardless of whether you go to school or not, But if you don't go to kindergarten at the age of three, you can't pay it, this is the rule, our family is because of the late school, so we haven't bought it, and there is no quiet tour to solve the situation, until I go to school to know that this insurance can be paid a long time ago. <>

Another point, you don't have to pay in the kindergarten, you can choose what kind of insurance, what type you want to pay, choose yourself, even if it is paid in the school, their principal is also paid to you, so that they may also get benefits from it, you might as well understand it yourself. <>

Student insurance includes accidental injury, accidental fracture.

Or sick and hospitalized, these can be reported, yourself, you can't afford much cost, the pressure will be reduced a lot, 120 yuan to buy a peace of mind, buy a peace of mind, which family can afford it?

It should be a children's accident insurance, which is called Xueping insurance. The specific use is that if the child has a loss, the insurance can pay for it, including some accidental injuries, accidental medical treatment and hospitalization expenses, which can be reimbursed in time.

This insurance is called Xueping Insurance, which is used to protect children in case of accidents at school, accidental death, including Weibi, Brother Shan's medical accidents, etc., is a very common insurance.

It is a school level insurance, which is aimed at Wu Xian students, and these students have a major accident, or have a major illness, they can get compensation for the removal of the orange, and they can also protect the lives of the children.

Medical insurance and accident insurance can protect children in the school, injuries can be compensated accordingly, medical reimbursement can also be carried out, accompanying training to protect family income, and travel and can also protect the rights and interests of children.

When a student is injured in an accident, the bureau can reimburse him, and he will get some compensation, which can protect the child and get some positive compensation.

It's a level of insurance. Student insurance is a kind of insurance for the characteristics of primary and secondary school students. Students are often voluntarily insured when they enter the school, and the insured only needs to pay tens or hundreds of yuan in premiums to obtain a number of protections including accidental injury, hospitalization medical treatment and accidental injury medical treatment.

1.Accidental injury mainly protects the death and accidental disability of students due to accidental risks, and the insurance company will pay insurance benefits according to the contract, regardless of whether the student has an accident agreed in the contract or outside the school during the insurance period, as long as the death and disability conditions agreed in the contract are met.

2.Inpatient medical care mainly covers the risk of hospitalization of students, and if students are hospitalized due to illness or accidents, they can be reimbursed for the expenses during hospitalization according to the proportion agreed in the contract.

3.Accidental medical treatment covers a wide range of benefits, including traffic accidents, burns, accidental falls, gas poisoning, etc. This benefit is mainly used to reimburse medical expenses incurred due to accidents, such as outpatient and emergency expenses.

Test your anti-risk index, experts will interpret it for you for free!

Summary. Hello, dear, I am glad to answer for you: The 100 yuan insurance purchased by students at school includes accidental death and disability, illness death, accidental injury outpatient medical expenses and inpatient medical treatment.

Children who usually have a cold and fever can be reimbursed as long as they are hospitalized, and cat's paws, dog bites or other accidental injuries can be reimbursed. The reimbursement amount of Xueping insurance: 100,000 yuan for accidental death and disability, 30,000 yuan for illness death, 3,000 yuan for accidental injury outpatient and emergency medical expenses, and 30,000 yuan for inpatient medical treatment.

The specific reimbursement ratio depends on the insured's medical insurance participation.

Hello, dear, I am glad to answer for you: The 100 yuan insurance purchased by students at school includes accidental death and disability, illness death, accidental injury outpatient medical expenses and inpatient medical treatment. Children who usually have a cold and fever can be reimbursed as long as they are hospitalized, and cat's paws, dog bites or other accidental injuries can be reimbursed.

The reimbursement amount of Xueping Insurance is 100,000 yuan for accidental death and disability, 30,000 yuan for disease death, 3,000 yuan for accidental injury outpatient and emergency medical expenses, and 30,000 yuan for inpatient medical treatment. The specific reimbursement ratio shall be based on the medical insurance participation of the insured person.

The insurance bought by the students generally refers to the insurance of the school banquet brothers. Xueping insurance is a kind of accident insurance, mainly for primary and secondary school students to protect, usually when students are enrolled, parents voluntarily choose to insure their children, or parents can also choose to return to blind through insurance companies, insurance brokers, insurance brokers and other channels to meet their own protection needs and premium budget for insurance.