What should I do if a farmer is uninsured and suffers a hailstorm?

Summary. You don't have to worry about the insurance company according to the process The insurance company will settle the claim according to the contract If they don't follow the contract, you can report it to the Insurance Regulatory Commission which is specialized in managing insurance companiesReport the accident Insured farmers should report to the insurance company immediately after a disaster occurs in the course of agricultural production.

Insurance companies should strengthen the management of receiving reports and keep the channels for reporting cases open. 2.Two announcements Insured farmers should pay attention to two announcements, namely the publicity of the results of the survey and assessment of losses and the publicity of the results of claims, the contents of which are respectively the list of survey and loss assessment households and the list of claims settlements, and those who have objections to the results of the publicity can be reflected to the village and town co-insurers or directly to the insurance company.

3.Time limit for claim settlement After receiving the notice of the occurrence of the insured accident, the insurance company shall conduct an on-site investigation in a timely manner and verify the loss together with the insured. The insurance company is required to pay the compensation within 10 days after the agreement is reached with the insured.

4.Survey and damage assessment method for the collective insurance planting industry insurance survey and damage assessment, must be surveyed to the village, damage assessment to the household, the insurance company can be in accordance with the provisions of the contract, sampling or other methods to verify the extent of loss, sampling methods should comply with the technical specifications stipulated by the relevant departments.

If the land is hit by hailstorms, how should the insurance company pay for the claim? What should I do if I don't pay?

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You don't have to worry about the process of letting the insurance company come The insurance company will settle the claim according to the contract If they don't follow the contract, you can report it to the Insurance Regulatory Commission which is specialized in managing insurance companiesReport the accident Insured farmers should report to the insurance company immediately after a disaster occurs in the course of agricultural production. Insurance companies should strengthen the management of receiving reports and keep the channels for reporting cases open.

2.Two announcements Insured farmers should pay attention to two announcements, that is, the publicity of the results of the survey and assessment of the loss and the publicity of the results of the settlement of claims, the content of the publicity is respectively the list of the survey and assessment of the loss of the slag and the list of the settlement of the account, and if there is any objection to the publicity results, it can be reflected to the village and town co-insurer or directly to the insurance company. 3.

Time limit for claim settlement After receiving the notice of the occurrence of the insured accident, the insurance company shall conduct an on-site investigation in a timely manner and verify the loss together with the insured. The insurance company is required to pay the compensation within 10 days after reaching an agreement with the insured. 4.

Survey and damage assessment method for the collective insurance planting industry insurance survey and damage assessment, must be surveyed to the village, damage assessment to the household, the insurance company can be in accordance with the provisions of the contract, sampling or other methods to verify the extent of loss, sampling methods should comply with the technical specifications stipulated by the relevant departments.

If you encounter a natural disaster such as a flood or hailstorm, the insurance company will pay for the car when you buy a full risk. The insurance company will be responsible for the total or partial loss of the motor vehicle due to damage caused by natural disasters such as lightning strikes, heavy rains, floods, etc.

a).What is Car All Insurance?

Car insurance is the insurance of the vehicle, which is a kind of property insurance, during the insurance period, the insured motor vehicle due to natural disasters or accidents caused by personal ** or property damage, should be compensated by the insurance company. Car insurance includes compulsory traffic insurance and commercial car insurance, compulsory traffic insurance is required by the state to purchase, is every car owner to get the car must be insured insurance, compulsory traffic insurance is due to the occurrence of traffic accidents caused by the third party personal **, property damage. Commercial auto insurance is a voluntary purchase by car owners, and the contents mainly include:

Three-party insurance, car damage insurance, deductible insurance, theft insurance, spontaneous combustion insurance, wading insurance, seat insurance, scratch insurance, glass breakage insurance.

ii).Conditions of Coverage:

There are four main situations, first, the heavy rain causes the vehicle to be flooded, and the vehicle's cushion, circuit and other components are lost, second, the vehicle is lost in a collision while drifting in the water, third, the loss of rescue costs such as trailers, and fourth, the engine is flooded, and the owner starts the second time, resulting in the loss of the engine burnout. The first three cases can be compensated according to the "car damage insurance", and the specific amount of compensation varies slightly from one insurance company to another, but the difference is not large. Normally, car water ingress insurance covers towing fees, rescue expenses, in-vehicle electrical repairs and other losses caused by heavy rain.

In the fourth case, the owner of the car can not get compensation if he starts without authorization.

c).Points to note after purchasing all insurance:

In order to protect the property of the car, we will buy car full insurance, but it does not mean that the insurance is risk-free, we must pay attention to the special terms, to avoid being rejected by the insurance company when making a claim, to buy on demand, to buy car insurance to bring the responsibility of not finding a third party, the car personnel insurance can be replaced by accident insurance, the insurance company has no right to designate a repair shop. In short, we need to buy car insurance wisely.

If you buy an all-inclusive insurance policy, if you encounter a natural disaster such as a flood or hail, the insurance company will not pay for the natural disaster.

If you buy full insurance, if you encounter natural disasters such as floods and hailstones, will the insurance company pay for this, this will definitely pay, you naturally buy full insurance, and all of them are included in it.

In the event of a natural disaster, as long as you buy the corresponding car insurance, such as car damage insurance. In the event of a natural disaster, the insurance company will pay for the damage to the vehicle.

I bought the selection and encountered natural disasters such as floods and hail.

Summary. Agricultural insurance can compensate for drought, crop drought, waterlogging, hail, snowstorm, pests and diseases, etc. There should be an insurance claim.

But first of all, you have to get insurance first. It is also called a natural disaster. In the case of crop drought, as long as the agricultural insurance premium is paid during the planting period, such as rice, there is generally an insurance claim.

Agricultural insurance can compensate for drought, crop drought, waterlogging, hail, snow and disaster, disease and insect pests. There should be an insurance claim. But first of all, you have to take out insurance.

It is also called a natural disaster. In the case of crop drought, as long as the agricultural insurance premium is paid during the planting period, such as rice, there is generally an insurance claim

Agricultural insurance can compensate for drought, crop drought, waterlogging, hail, snow disaster, peel orange diseases and pests, etc. There should be an insurance claim. But first of all, you have to get insurance first.

It is also called the source town natural disaster. In the case of crop drought, as long as the agricultural insurance premium is paid during the planting period, such as rice, there is generally an insurance claim.

Agricultural insurance can compensate for drought, crop drought, waterlogging, hail, snow disaster, peel orange diseases and pests, etc. There should be an insurance claim. But first of all, you have to get insurance first.

It is also called the source town natural disaster. In the case of crop drought, as long as the agricultural insurance premium is paid during the planting period, such as rice, there is generally an insurance claim.

Summary. Hello, you can compensate, agricultural insurance is agricultural planting insurance, including corn, wheat, peanuts, etc., as long as the number of reduced yields reaches more than 30% due to drought, you can apply for compensation.

Hello, you can compensate, agricultural insurance is agricultural planting insurance, including corn, wheat, peanuts, etc., as long as the number of reduced yields reaches more than 30% due to the drought of Chi Dou, you can apply for a good grinding sock code please compensate.

Agricultural insurance claim processAgricultural insurance claim process is mainly divided into report acceptance, viewing, determining the amount of claims, and searching. 1.Report and acceptance.

After the farmer is affected by the disaster, he can report to the PICC property insurance company through the administrative village assistant insurance officer and the township (town) insurance officer, and at the same time should protect the subject matter. 2.Site survey.

After the insurance company's survey personnel arrived at the scene, they found out the cause of the crop damage, photographed the damaged scene, verified the amount of damage, and determined the loss rate. 3.After the on-site investigation of the insurance company, the compensation amount will be determined according to the terms and conditions of the pure planting insurance, and the scattered farmers can pay the compensation directly.

For large-scale disaster losses, the local government and the insurance company shall determine the liability, amount and method of compensation by agreement between the two parties according to the investigation of the loss. 4.After the amount of compensation is determined, the insurance company shall pay the compensation to the insured in a timely manner according to the regulations.

Legal analysis: According to the provisions of the Agricultural Insurance Law of the People's Republic of China, crop producers shall submit a claim application to the insurance company in accordance with the agricultural insurance contract in which they participate, and the insurance company shall make a claim in a timely manner and pay the compensation to the crop producer within the time agreed in the contract. If the insurance company has any objection to the farmer's claim, it can apply to the insurance regulatory authority for arbitration or file a lawsuit.

Legal basis:1Article 10 of the Agricultural Insurance Law of the People's Republic of China After the agricultural insurance contract takes effect, the insured shall pay insurance premiums to the insurance company in accordance with the agreement.

If there is a major loss of crop growth due to natural disasters or other reasons, the crop producer shall submit a claim application to the insurance company in accordance with the insurance contract, and the insurance company shall make a claim in a timely manner.

2.Article 136 of the Contract Law of the People's Republic of China Where the terms are unclear or the parties have a dispute in the course of performance due to the setting of standard clauses or other reasons, the meaning shall be determined in accordance with the principle of contract interpretation.

3.Article 53 of the "Civil Procedure Law of the People's Republic of China" provides that a party who believes that the people's court has jurisdiction over the matter they are prosecuting, or who is dissatisfied with the jurisdiction of the people's court or the judgment, has the right to apply to the people's court at the level above for a retrial or appeal against the lack of a case.