I applied for an upgrade loan a few days ago and the amount of my friend is only 30,000, why is it s

The reason why there is so much difference is mainly due to the following reasons: the amount of the first provident fund, the amount of the second bank card deposit, the third repayment on time or not, the fourth person's property, such as personal real estate, and the fifth family's property.

The difference is so much, mainly because your usual consumption habits are different. As long as you use it regularly and repay it on time, you will rise in no time.

A high loan amount is the same as using a credit card, and a long period of good credit accumulation can increase the loan limit.

You didn't even say what platform it was, but it doesn't matter. The point is that your credit is not as good as your friend's.

Hello, if you are in need of money, you can consider taking out a loan to relieve the pressure, and at the same time, you should do what you can. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal line of credit.

It is recommended to use Youqian Hua, the original name of Youqian Hua is "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

The amount of your upgrade loan is only 100,000 yuan, if it is not enough, you can contact the customer service center and ask them to increase your loan limit.

In this case, you can't increase the limit, because you only have a loan limit of 100,000 yuan, and now you can only handle a loan of less than 100,000 yuan, which is illegal to increase the limit.

How to raise the limit of the credit card, the method of quickly raising the limit of the credit card, and the bank takes the initiative to raise the limit at these points.

When we use credit cards and credit software, we will get a limit based on our credit value to set the maximum loan amount that users can borrow. With the increase in loan types, it is not difficult to choose a reliable loan platform, but if you want to get a higher loan amount, you need to have good credit.

The limit of ordinary credit cards of general banks is less than 50,000 yuan, and you need to be above the platinum card level to get the limit of more than 50,000 yuan, while the limit of credit loans will be higher in comparison. Among them, the credit products of Xiaoman Finance have money to spend, with a maximum borrowing limit of 200,000, which can meet the quota needs of most users. Du Xiaoman Finance has money to spend is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply.

Du Xiaoman Finance has transparent interest fees for money spent, and big brands are reliable and have low interest rates.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider Du Xiaoman Financial Money, which is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

The amount of Suning Bank's upgrade loan is automatically given by the system after a comprehensive assessment based on personal credit status and user information, and Suning Bank's upgrade loan can be up to 300,000 yuan.

Upgrade Loan Application Requirements:

1) Borrower's age: 25-55 years old (special high-quality customers are relaxed to 60 years old);

2) If the local provident fund has been paid for more than one year, and the bilateral remittance amount reaches 500 yuan, the special high-quality customers can be relaxed to 6 months (subject to the approval results of the system);

3) Stable income, good credit information, no record of bad behavior;

4) Other conditions required by Suning Bank.

Hello, the upgrade loan platform is based on the individual's credit situation, and then set the loan amount of each person, if you feel that the amount is relatively low, you can contact the customer service search center.

All loan increases generally take a period of time, and then maintaining a good credit history can be aqui te amo.

In fact, the amount of this situation you said is very low after applying for a loan, mainly because of the personal information and fixed assets you fill in, and the assets under your name are too few, and there is a problem that you should keep a fixed ** of the unit, and there is also in the unit, your fixed monthly income is best filled in at more than 15,000 yuan. If you have already applied for a loan limit, you need to spend your card every month, and then operate a few more times a month, and your next month's limit will also be increased.

Hello, Suning Bank Upgrade Loan does not support manual application for amount increase, and the credit line is the highest amount that can be borrowed according to your personal credit situation. It will improve as your credit history accumulates, and making payments on time can help increase the limit.

If the loan platform gives you a limit of 50,000 yuan, this limit will increase as your credit level increases, and it will slowly increase as long as you repay the loan on time and have no bad records.

If the amount of blind travel given to you by the platform is relatively low, it means that your credit is not good or your repayment ability is relatively poor, as long as you have good credit and repay the loan at the time of the belt, the amount will slowly increase.

If you want to increase your loan limit, you must pay more installments, spend more, and keep your credit report good.

If it refers to the credit limit of China Merchants Bank, the fixed credit limit adjustment of China Merchants Bank credit card can be applied for in three ways:

1. After holding the card for a period of time, you can apply for an increase in the credit limit in the voice of our customer service** or log in to the online banking or call the customer service**, and we will apply for you according to your past card use;

2. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, car property, China Merchants Bank savings certificate, etc., which you have not provided before), fax or mail the financial proof that has not been provided before the card, including a copy of the real estate certificate (the real estate certificate must include the name of yourself or your spouse or minor children) The relevant departments will re-examine it according to your new information.

3. Log in to credit card online banking (public version and professional version), account management - account limit management - fixed limit adjustment - apply for an increase in the fixed limit, after the application, it will be reviewed according to your card usage. If you have a life in the palm of your hand, you can pay by card - Limit Management.