Tell me where do you think you re putting your money to earn interest right now?

Banks are multi. Leave a little money to manage money in Alipay, and the four major banks will be safer.

It's not safe, I'm going to divide it up, and I'm going to invest it, and I'm going to leave it behind, and as for interest, if you study hard, you know that if the interest rate doesn't match the inflation rate, then it's a loss.

I put my money in the bank and put it there to earn interest, which is the safest. There will be no risk, I will choose to use my mobile phone to advertise in my spare time, and it is not a problem for the media to have a stable income of several thousand a month, and it is particularly simple to reduce the financial burden on the family.

The family has bought the bank's wealth management products.

I usually put it in a private bank, and the interest rate here is a little higher.

In the annuity insurance of life insurance.

In blockchain technology, it depends on your luck ......The income is much better than that of general wealth management products......

Now it is generally placed in Alipay's Yue Bao, and then waiting for her to pay the balance interest every day, which is basically the case.

In the bank, although the interest is very small, it is safe, and we can't take advantage of it, and the gains outweigh the losses.

In the bank, although the interest rate is relatively low, but insurance, so that you don't have to consider the safety of funds, you can sleep soundly.

Big money is invested in shops, and small money is put in Alipay, and the speed of saving and increasing cannot keep up with the speed of weakening purchasing power, which is a bit like a bicycle chasing a motor vehicle.

The mobile banking of the Agricultural Bank of China has been opened, and the large-amount bank principal and interest guaranteed wealth management is now at 3 o'clock. Fifty thousand is not used to put the bank fast e-treasure is only a few now.

I now put my money on my bank card or Alipay to earn interest.

I think now you can put money in Alipay or other financial projects, and then collect interest, I think it will be faster.

Now I put all my money in Yue Bao, and I will have a small amount of income every day.

The current situation of deposit wealth management is as follows: the longer the deposit term, the higher the interest rate. The interest rate of wealth management products is higher than that of ordinary deposits, but the risk is greater than that of deposits.

The deposit interest rate of state-owned banks is safer than that of local banks, but the interest rate is lower than that of local banks. In summary, the risk level is directly proportional to the return, and the deposit interest rate is directly proportional to the deposit period.

First, the maturity of the deposit should be combined with the liquidity of funds. There is no doubt that the interest rate of five-year fixed deposit is the highest, and some banks can give an interest rate of more than 5%, but the liquidity of funds is poor, in case of urgent early withdrawal, but the funds are also flowing, but the interest can only be calculated according to the current account. The term of the deposit can be determined according to the personal situation, and the interest rate can be withdrawn without maturity, just like the current deposit interest rate, which is meaningless.

Second, risk resistance and risk identification are also a major factor in deposit and financial management. Some customers are risk-averse and resolutely do not buy wealth management products, but only focus on fixed deposits. In fact, risks can be identified, customers should increase the basic knowledge of financial management, learn to identify risks, effectively resolve risks, choose financial products correctly, and maximize returns.

Third, pay attention to the relationship between the maturity of the deposit and the depreciation of the currency. The longer the deposit period, the higher the interest income, but the inflation rate will also follow, and the resulting currency depreciation will reduce the purchasing power a lot, and the purchasing power when deposited is definitely greater than the purchasing power after maturity, and the longer the time, the more depreciation. The deposit can choose a compromise term of two years or three years, which is more appropriate.

No matter what financial management method you choose, the level of interest can be determined according to the basic situation of the individual, and you can't choose the financial product or deposit term with the highest interest rate in the same way or follow the trend, a risk, a purchasing power, and a liquidity, you have to consider it clearly.

Nowadays, the interest rate of banks is falling every year, and if you save too little money, you can hardly get much interest. In fact, in this case, as long as you can choose the right deposit method, the interest can be doubled, and I will talk to you today.

Can you get better interest by putting your money in **?

If you keep your money here, the interest rate is even higher than that of the bank, so come and take a look.

Keep in mind that high returns come with high risk probabilities.

According to the provisions of the "Deposit Insurance Law", individuals can enjoy 100% compensation for ordinary deposits within 500,000 mu of ordinary deposits in a single bank. Bank smart deposits have the advantages of high liquidity (interest can be calculated or withdrawn in advance) and the interest rate is higher than that of general time deposits. At present, many small and medium-sized banks have issued smart deposit products, which are generally sold through cooperative Internet platforms.

There are some smart deposits issued by banks on the platform, such as the "Zhongbang Duo Bangli" bank deposit product, which calculates interest by file, the highest withdrawal yield, the interest rate from the day of transfer, no restriction on holidays, real-time arrival on the day of withdrawal, support for withdrawal at any time, no limit limit.

orPay attention to "Du Xiaoman Technology Service Account (duxiaomanlicai)" for detailed product information. Investment is risky, and financial management needs to be cautious!