Spiritual freedom or financial freedom, which comes first?

The first reaction, of course, is that wealth and freedom come first. But if you think about it carefully, you are not free in spirit, so how can you guide yourself to chase it and gain financial freedom? After all, for most of us, wealth is not something that comes at hand.

The first is spiritual freedom, and thus wealth freedom, and then spiritual freedom.

Personally, I believe that financial freedom comes first, and only when wealth is free, can you realize your spiritual freedom unscrupulously. Spiritual freedom is only achieved if you have financial freedom. Of course, no one can stop them from thinking wildly.

Wealth freedom comes first, or why are our ancestors not as smart as modern people, because modern people are materially free and bored, and they have a bunch of so-called civilized things to control wealth

Wealth freedom is relative, for example, my desire to consume is very low, then I earn 2,000 a month, I also achieve financial freedom for myself, and when I earn 10,000 a month, I will definitely stop expanding my financial freedom, unless I have a baby, buy a house, illness and other new major expenses. However, spiritual freedom is an absolute concept, that is, a person who does pursue spiritual freedom, no matter how much wealth he has, his spirit has only two possibilities: free and unfree. Could it be that in an age when the path is the goal, can a multi-millionaire remain mentally independent and free?

Let's be free first, after all, this energy-based is sometimes talking about spiritual freedom, and I don't know what spiritual freedom is.

As a layman, I think that it is easier to achieve the final spiritual freedom by financial freedom, but do not lose your original original intention when pursuing financial freedom.

Only when financial freedom comes before can I have the possibility of spiritual freedom. Although logically, mental freedom is at any time, and no one can interfere with it. However, when you are limited by financial freedom, you will find that there are many things that you cannot achieve spiritual freedom.

There are too many things that bind you, and there is a greater possibility of tying up freedom.

It is difficult for ordinary people to have both, but if I have to choose one, I choose financial freedom, spiritual freedom can be pursued as a lifelong ideal.

Although I often wish my friends to get rich as soon as possible, and I think about how to make more money every day, I still know that if I wait for wealth to be free and then mentally free, I will not be happy in my life. And if you don't straighten out your relationship with wealth, no matter how much money you earn, you won't be able to be financially free in this life.

What is spiritual freedom? Become a god? There is a standard for financial freedom, and spiritual freedom is cultivated.

Without financial freedom, where is spiritual freedom!

Proper financial freedom, I know what I'm going to do when I'm financially free, what is this spiritual freedom? Forgive me for being stupid.

There are different definitions of financial freedom, but from what I have observed, many people understand it as passive income and living expenses. In addition, there are many people who believe that according to this logic, as long as the numbers at both ends of this inequality are properly controlled, it will not be difficult to achieve financial freedom.

This means:

1.If you have a large spending, then try to increase your passive income, as long as the passive income is high enough, and the expenses are a little bigger, you are also financially free;

2.If the passive income is insufficient, you can control your desires, adjust the structure of living expenses and consumption habits to reduce expenses, and as long as you control your expenses, you can also be financially free.

When most people discuss passive income and living expenses, they think "If my living expenses average 5,000 yuan per month, then my average monthly passive income of 5,001 yuan is considered financial freedom, and if not, the average monthly passive income is 10,000 yuan, which is enough, right?" ”

However, in real life, the situation is often not so simple, because the cost of living will increase significantly or even continuously at any time due to various uncertainties (such as unexpected events), and we have to take these uncertainties into account to be more reasonable, so my understanding is that the minimum required financial freedom should ensure at least the following two at the same time:

1.Passive income is the cost of living.

2.Have a reasonably allocated asset portfolio and can bear the expenses incurred by various unexpected events.

These two points refer to the fact that even if an extreme situation occurs one day, your asset allocation can absorb this part of the additional expenses, and will not increase the usual daily living expenses, which is the real or more practical financial freedom.

On the other hand, if only point 1 is satisfied, but once the expenses incurred by the emergency need to be added to the daily living expenses, then 1 mile is likely to become "passive income living expenses" in an instant, and such "financial freedom that is affected by uncertainty and is immediately unfree" is not real financial freedom.

For example, the first point in real life is that if you lie down every day and don't have to do anything, you can also get a stable income enough to support normal living expenses (passive income) on a regular basis, calculated on a monthly basis, average monthly passive income Average monthly living expenses (including daily and non-routine expenses, such as travel, buying large items).

The second point refers to the fact that if some accidents occur on any day, such as illness, man-made disasters, or natural disasters, you can have a strong enough emergency reserve, a stable trust plan, and a corresponding insurance plan to back you up.

In addition, financial freedom really depends on whether we are individuals, family members or even family units. If it involves taking care of family members or even family members, then these calculations become more complex, in which case the uncertainty becomes greater, and the difficulty of achieving financial freedom naturally increases.

In retrospect, financial freedom in itself does not necessarily bring much to people, but it is very meaningful in life. Having money and not worrying about it anymore can be said to be financial freedom, but the former seems to be more utilitarian and the latter is more relaxed. In fact, only when people are financially free can they be truly free.

Because when a person no longer thinks, works, and works to survive, the meaning of life will be very different. When a person is financially free, he can stop thinking about how to make money, but simply think about what he should do. When a person has not yet achieved financial freedom, it is likely that when doing business, he thinks about opening a store and how much profit he can make in a year in addition to the cost; But if you are a wealthy person, you are likely to think about how I can open this store in the best possible way.

In many cases, those real business predators, in addition to the resources behind them, often have an extraordinary overall view, they no longer pay a dime, but strive for every detail, do not calculate how much cost each small change will increase, but care about how many opportunities each small change can bring, in fact, the result is often that they can make more money.

Financial freedom is very important, first of all, you don't need to think too much about buying things, you don't have to reach out to others to ask for money, you have to negotiate with others.

We spend our whole lives accumulating wealth, which can be spiritual or monetary.

So let's talk about spiritual wealth, and I personally understand that spiritual wealth is the cornerstone of achieving monetary wealth.

First of all, we have to correct our mentality, and have a good mentality in order to accumulate money and wealth.

How important is financial freedom, some people say that with money you can have what you want.

Indeed, after the freedom of wealth, we can do many things we want, such as shopping, traveling, enjoying food, and so on. When wealth is free, we will also have a lot less troubles. When we are financially free, we can be truly independent, and we can also give our families a rich life, and we no longer have to run around to make money.

No more putting up with work you don't like.

The day when we all want to achieve financial freedom, it can be said that our dream is also our ideal, let's strive for financial freedom.

For people who have not been under the pressure of wealth, it makes no sense to be free or not, because it has always been the same state.

The meaning of financial freedom is for people with financial pressure, and our group of people, the public, must consider material conditions in everything we do and think about, from buying a house to start a family and having children, to having three meals a day.

That's why financial freedom is important to us who have never had it.

What kind of life do you want to live when your wealth is free? ”

That's what I've been thinking about, and it's helpful to look at what I'm doing now and to get motivated.

Do you continue to go to work? This is unlikely. Hang out every day? It doesn't appeal to me either.

I seriously thought about it, if I was financially free, the ideal life should be like this:

First, a free life, that is, not having to appear in places you don't want to go, meet people you don't want to see, and do things you don't want to do when you don't want to go. Going to work based on the needs of life corresponds to the opposite of freedom. The so-called financial freedom is to accumulate the means of subsistence that I need for my life, and this is what I am currently doing.

Frankly speaking, my desire to consume is very low, and there is not much difference between my consumption level when I have a monthly salary of 10,000 yuan and an annual salary of 500,000 yuan, but I am more confident in my heart. Because the income after the increase, except for the necessary living expenses, is basically used for savings.

Clause. 2. Do what you love and are valuable. I like it very well to understand, here is the value, one is valuable to myself, such as reading and sports can allow me to acquire knowledge and health; The second is to be valuable to others, for example, the content I write and share can help you.

Some things can form a unified lead in realizing self-worth and creating social value, then it is good to read Kai, which is usually a creative behavior, the most common is entrepreneurship and creation.

Clause. 3. Spend time with people you like, such as family, lovers, friends, etc. Stay away from people you don't like, I read a sentence before that I think it makes sense, some people don't need to spend a day with them if you don't want to spend your life with them.

The reality is that many times, we are forced to work with people who do not approve, such as colleagues and leaders who are complained by some classmates.

Based on these three dimensions, I looked at what I am doing now, reading, writing, exercising, eating, and spending time with family and friends are things that I can do now and enjoy in the future. It doesn't matter if I'm rich or not, being rich just gives me more time to do these things.

I'm happy to come to this conclusion because I can start living a part of my ideal life now, and I can get a lot of things moving now, not later. Of course, now we must continue to work hard and save enough means of living.

Wealth freedom consists of three realms: health freedom, cognitive freedom, and economic freedom.

All three are indispensable. Without any of these, it either cannot be a freedom of wealth, or it can only be a temporary freedom. Let's explain them one by one.

First of all, the most basic and most important thing is actually health and freedom. From the minimum requirements, if Li Tanguo's health problems are more serious, it may lead to extremely high costs for treatment, resulting in the end of returning to poverty due to illness; Second, even if the money really reaches the realm of not being able to spend it no matter how you spend it, serious health problems make you have no freedom to spend money, which is obviously not financial freedom.

Let's search for Jobs's ** cost in the final stage on the Internet, and say that it took 50 million US dollars in 8 years, equivalent to more than 300 million yuan. It is said that in Jobs' last moments, there was a medical team around him every day, and his blood and genes were eager to study there 24 hours a day, looking for more advanced solutions.

As far as the identity of an entrepreneur is concerned, a person as great as Steve Jobs lost his health and freedom at a young age. The market value of the fruit company is so bullish, and it doesn't mean anything to him in the end.

Taking a step back, for the average wealthy person, there are not many people who can spend more than 300 million yuan to treat diseases! As far as the normal consumption level of ordinary people is concerned, we basically have a liquidity of 50 million yuan here that can be regarded as wealth freedom.

Except for a few commodities such as super luxury houses, private jets, luxury yachts, and high-risk investment undertakings, 50 million yuan can be carefree even in first-tier cities. However, this amount of money is obviously not enough to treat the disease.

These are just the bare minimum.

If you raise the requirements a little bit, it's really a little bit of a nuclear person: it's not the kind of health that is deadly, and it's not lying down and not moving.

I can eat and drink, I can walk and move, but it is uncomfortable here, and the test index is too high, so that some things cannot be eaten, some places cannot be visited, and some things cannot be done. Then, no matter how much money you have, you can't fully enjoy it, which can be called wealth freedom!

Therefore, it really makes sense that good health is the capital of everything. If you want to choose and sort in life, health really comes first. And, as we get older, we become more aware that health is our number one asset.

Second, what does cognitive freedom mean? In fact, as we usually say, people's cognitive ability and level have reached a certain level.

This realm does not have to be to the point of enlightenment and knowledge of all the truths of the universe. It's about matching the level of wealth you have.

At its root, the essence of cognitive ability is to help us maintain our wealth levels.

Isn't it popular to say that "people can't make money beyond their own cognition, and even if they get it, they will lose it based on their ability".

This sentence has been detailed in our previous article.

The spiritual world of man, like the material world, needs order.