After the phone gets into the water, can the broken screen insurance still be used?

If your mobile phone is flooded with water or liquid, it is recommended that you do not try to turn it on to prevent damage to the internal components due to a short circuit inside the machine (if the machine battery is removable, it is recommended to remove the battery). It is recommended that you bring the machine to the local Samsung after-sales service center, and the engineer will help you test, and the specific cost is subject to the test results of the service center. This one is not usable, this is caused by you, not some special reason caused by the screen damage.

A message from Alipay's official Weibo is enough to make many "hand slip parties" cheer: the mobile phone with a broken screen accident insurance priced at only one yuan. In today's world, where changing screens often requires hundreds or thousands, this is indeed good news.

In fact, before this, many mobile phone manufacturers have launched similar accident insurance after-sales policies, such as hammer mobile phone provides 200 yuan mobile phone screen accident insurance, users within a year, the screen or back cover glass due to accidental damage, can enjoy two free replacement services. Huawei's insurance covers a wider range, including falling and breaking the screen, liquid spills, environmental factors, hard object bumps, etc., and **only 100 yuan.

Obviously, the above mobile phone manufacturers** and Alipay provide** are incomparable, the latter is only 19 yuan 9, that is, McDonald's a hamburger + Coke money.

Specifics. But is this insurance really that exciting?

Some netizens ** suspected that Alipay's mobile phone broken screen insurance agreement terms, worthy of our attention are the following 2:

1. Party B shall bear the maintenance and replacement costs incurred due to the reasons in paragraph 1 of this article during the insurance period. When the compensation reaches the insured amount, the insurance liability of this insurance contract shall be terminated.

2. Insurance amount: The insurance amount is based on the maintenance and replacement costs required to replace the mobile phone display screen (subject to the evaluation standards of professional maintenance institutions) when an accident occurs for the first time within the insurance period.

Literally, the insured amount is calculated from the cost of breaking the screen for the first time, and the contract is terminated when the compensation reaches the insured amount. But here's a question, who will pay for the first broken screen? Is it the user himself?

Of course, this clause can only be interpreted by Alipay officials, we are just guessing. If this piece can really be compensated for the first broken screen, it will naturally be a happy person. Just have a saying to remember, there is no such thing as a free lunch. [2]

Where to buy. The first is the broken screen insurance provided by mobile phone brand manufacturers, the second is purchased through a third-party platform, and the third is purchased directly from the insurance company. Consumers should consider their actual needs when choosing a purchase channel, if the mobile phone purchases broken screen insurance during the warranty period, try to choose this service officially provided by the mobile phone manufacturer, so as to avoid the warranty service being affected after the screen is replaced by a third-party merchant during the warranty period.

Secondly, before purchasing, it is necessary to clarify the service scope of broken screen insurance, especially the insurance period, claim coverage, exemption clauses and other important terms should be clearly stated. At the same time, the industrial and commercial department also reminds businesses to fulfill the obligation of explaining clearly to consumers in their business operations to avoid disputes caused by unclear division of responsibilities afterwards. [1]

If the phone is scrapped after being flooded, the broken screen insurance will naturally not work.

It is not possible to buy broken screen insurance immediately after the mobile phone is broken, and the exemption clause also mentions that the broken mobile phone screen is not within the scope of the claim before purchasing the broken screen insurance.

Extended information: 1. Broken screen insurance is a kind of protection service to prevent the mobile phone screen from being broken or crushed. During the warranty period, non-human factors are damaged, and the after-sales service is free of charge.

Second, if you accidentally break it, you have to spend money to repair it. After the phone screen is broken and repaired, the one-year warranty period of the phone is automatically invalidated. As long as the screen is broken or replaced, it cannot be warranted.

The terms of the agreement of the mobile phone broken screen insurance clearly state that the mobile phone with a broken screen is not insured, otherwise the claim will be refused. Now there are two kinds of broken screen insurance on the market, the official and the third-party of the mobile phone manufacturer, each with its own characteristics, it is recommended to confirm the terms of the broken screen insurance with the merchant before buying, and choose according to your actual needs.

3. The existence of mobile phone broken screen insurance is to prevent the mobile phone screen from being damaged, and the policyholder needs to purchase it in advance. If the screen is broken, you can buy broken screen insurance again, it is not possible, you can repair it and buy it again.

4. How to buy mobile phone broken screen insurance: Enter the mobile phone Alipay software, find the insurance service, click on the product below, select the property item, find the mobile phone broken screen insurance, look at the complete coverage before entering the purchase, understand clearly before purchasing, and be sure to confirm that your information is accurate. The insurance takes effect one month after purchasing the broken screen insurance for mobile phones.

5. If the user's mobile phone is a Huawei mobile phone and needs to purchase broken screen insurance, you can purchase it as follows:

1.Buy a new broken screen insurance with your new machine:

1) Huawei**: In the "Guarantee Service" section of the Huawei** product purchase page, you can purchase a broken screen service treasure with your new machine.

2) Offline sales: You can buy a broken screen service treasure at the same time when you buy a new machine, and you can consult the service staff of the sales store for the specific purchase method.

2.Offline repurchase:

1) Broken Screen Service Treasure only supports offline repurchase, not online repurchase, and offline repurchase needs to meet the repurchase conditions.

If you are unable to purchase the Broken Screen Service Treasure with your new device, you need to bring your valid purchase credentials to a Huawei Customer Service Center for verification and repurchase.

Operating environment: Huawei nova 6 (5G), HarmonyOS, Alipay.

Summary. The mobile phone is flooded, if the screen is replaced because of the water, the broken screen insurance can not be used, the mobile phone broken screen insurance, that is, the mobile phone broken screen accident insurance, is a kind of insurance that came into being as smartphones become more and more popular, the original intention is to facilitate consumers and bring benefits to consumers.

After the phone gets into the water, can the broken screen insurance still be used?

The mobile phone is flooded, if the screen is replaced because of the water, the broken screen insurance can not be taken with your fingers, the mobile phone broken screen insurance, that is, the mobile phone broken screen accident training insurance, is a kind of smart phone more and more popular, the insurance that came into being, the original intention is to facilitate consumers, to bring benefits to consumers.

On a rainy day, I accidentally slipped and fell on the screen, and it broke a little bit of water.

The screen is also broken. This broken screen insurance should not be available, specifically, you can ask about the after-sales service of buying broken screen insurance.

The screen shattered. Can you change the screen?

OK.