What is the minimum down payment for a house of 420,000? How much do I get for my monthly payment?

Enter the data. Calculation method Calculated according to the loan amount Calculated by area Housing price: 10,000 yuan.

Down payment of 3 percent.

The term of the loan is 20 years.

Annual Interest Rate The latest benchmark interest rate.

Bank Rate Comparison.

Calculation reset.

Mortgage knowledge. Second Home Loan Policy.

Latest Loan Interest Rate Schedule.

Loan Instructions. Explanation of taxes and fees for second-hand housing transactions.

Mortgage benchmark interest rate table.

Output the result. Equal monthly repayments.

The total amount of the loan is 294, RMB.

Number of repayment months 240 months.

Monthly repayment of 2, RMB.

Total interest paid is $234.

The total principal and interest are 528, yuan.

Decreasing payments month by month.

The total amount of the loan is 294, RMB.

Number of repayment months 240 months.

The first monthly repayment is $2.

Decreasing Monthly: $.

Total interest paid is $193, $.

The total principal and interest are 487, yuan.

420,000, 30% down payment is 10,000, round 130,000, loan 290,000, assuming that the loan is 20 years, the commercial loan is based on the benchmark interest rate, equal principal and interest repayment method, monthly payment, loan for 30 years, monthly payment.

It depends on which city, we have a down payment of 30% here, 20% in some places, and 60% if it is a second set.

The loan methods are business and CPF loans, and the down payment is also different. So, your question is too general to be able to do it.

You can search for a mortgage calculator directly on the website and calculate it according to your local requirements. Above,

This depends on where you are, generally speaking, the down payment on a house is about 30 percent, which is about 10,000 yuan. As for the monthly payment, this depends on the mortgage term you choose, specifically, I personally recommend that you ask the seller of the house, which may be different in each place.

The total price of the house: 420,000 yuan.

Total loan: 294,000 yuan.

Total repayment: RMB.

Interest payment: RMB.

Down payment: 126,000 yuan.

Number of loan months: 240 (months).

Average monthly repayment: RMB).

Benchmark interest rate, no discount.

For a house of 450,000 yuan, how much is the down payment and how much does it cost every month?

I hope it can help you, the down payment of the house needs to be decided according to the number of houses you are buying. If the house you buy is your first house, then the down payment is about 20% to 30% of the total house price, that is, the down payment is about 90,000 yuan; If you buy a second house, the down payment is about 50% to 70% of the total price of the house, that is, about 10,000 yuan. I hope you can be satisfied, give a like, I wish you a happy life, and try to minimize travel during the epidemic

Now the minimum interest rate for mortgages over 5 years is also required;

The interest on the mortgage of 420,000 for 20 years is 10,000;

Total principal and interest: 10,000;

The monthly payment of the Annihilation = 872,760 yuan (20 years x 12 months) = yuan.

Look at whether it is a provident fund loan or a mortgage loan, if it is a provident fund loan, the interest rate is per month, and it should be repaid 2500 2600. Xi Chenxin.

Housing loan 420,000, 20 years, how much is the monthly payment? The monthly payment is about 4,000 yuan.

The mortgage is 420,000 and how much is the monthly payment for 20 years, and he will tell you when he takes out a loan.

The down payment ratio is mainly determined by the qualifications of the buyer and the bank's policy standards, generally speaking, the down payment ratio is around 30% to 50%. Therefore, the down payment of 450,000 yuan for the purchase of a second-hand house needs to be paid about 10,000 to 10,000.

According to the current mortgage interest rate and loan term in China, assuming a down payment of 30% and a loan of 70%, according to the loan term of 25 years, the annual interest rate is based on the interest rate provided by a state-owned bank in September 2018 as an example), according to the equal principal and interest repayment method, the monthly repayment amount is about 1,949 yuan. Please note that this data is for reference only and the exact amount of repayment will vary depending on the homebuyer's qualifications, loan tenure, loan interest rate, and other factors.

In addition to the down payment and monthly mortgage payments, there are some other costs to consider when buying a second-hand home, mainly including the following:

1.Stamp duty: According to the national regulations, the purchase of second-hand houses needs to pay stamp duty, which is 1%.

2.Deed tax: The purchase of a second-hand home also requires the payment of deed tax, which varies depending on factors such as the location, age and area of the house, generally between 1% and 3%.

3.Agency fee: If you buy a second-hand house and use the services of an intermediary, you will also need to pay an intermediary fee, which is generally 2% to 3% of the house price.

4.Transfer fee: There is also a transfer fee to pay when buying a second-hand home, which will vary according to local policies and regulations.

Comprehensively calculated, the costs to be paid for the purchase of a second-hand house of 450,000 yuan mainly include: down payment (about 10,000 to 10,000 yuan), stamp duty, deed tax, intermediary fees, basic transfer fees, etc., and the total cost is about 600,000 to 700,000 yuan. It should be noted that the specific amount of fee payment should also be adjusted according to the actual situation of the house, the buyer's hidden qualification and relevant policies.

Summary. Dear, I'm glad to answer for you: how much is the down payment of 20,000 yuan per month for a house of 450,000.

Answer: If the down payment of 450,000 yuan is 20,000 yuan, the monthly payment! Now there is a house with a down payment of 20,000 yuan!

According to this calculation, the monthly payment for repaying the loan every month should be about 2,200 yuan! This is calculated according to the normal loan term of 20 years, if it is designed according to the loan term of 30 years, then the amount of the loan to be repaid every month should be about 1,300 yuan.

450,000 yuan for a house with a down payment of 20,000 yuan per month.

Dear, I'm glad to answer for you: How much is the down payment of 20,000 yuan for a house of 450,000 yuan per month Answer: If the down payment of 450,000 yuan for a house is 20,000 yuan, the monthly payment!

Now there is a house with a down payment of 20,000 yuan! According to this calculation, the monthly payment for repaying the loan every month should be about 2,200 yuan! This is calculated according to the normal loan term of 20 years, if it is designed according to the loan term of 30 years, then the amount of the loan to be repaid every month should be about 1,300 yuan.

Ask about custom messages].

If the total price is 540,000 yuan, the down payment is 200,000, then the loan amount is 340,000. If the repayment period is calculated according to the 30-year repayment period and the benchmark interest rate, the total amount of principal and interest required to be repaid is about 1,750 yuan.

Suppose the total price of this house is 540,000, the down payment is 200,000, and the loan amount is 340,000. If calculated according to the 30-year repayment period and the benchmark interest rate, the total amount of principal and interest needs to be repaid is about 1,750 yuan per month.

It should be noted that in fact, everyone's loan situation is different, and the specific monthly payment amount will be affected by a variety of factors, such as the borrower's credit history, bank policies, etc. It is advisable to consult a professional or consult with the bank in detail before buying a house for more accurate information.

Summary. Hello, first of all, it depends on how much down payment you pay, now you can buy your first house with an area of less than 90 square meters, and the minimum down payment is 30%, which can be calculated according to 30%, and you need to pay a down payment of 120,000 yuan for a house of 400,000 yuan. The monthly payment is related to the loan method you choose, at present, the commonly used is the commercial loan and the provident fund loan, the loan amount is 280,000 yuan, the monthly payment of the commercial loan is yuan, and the monthly payment of the provident fund loan is yuan, which is calculated according to the loan 20 years ago.

Hello, first of all, it depends on how much down payment you pay, now you can buy your first house with an area of less than 90 square meters, and the minimum down payment is 30%, which can be calculated according to 30%, and you need to pay a down payment of 120,000 yuan for a house of 400,000 yuan. The monthly payment is related to the bright sales and the loan method that everyone chooses, at present, the commonly used is the commercial loan and the provident fund loan, the amount of the loan is 280,000 yuan, the monthly payment of the commercial loan is Jingji yuan, and the monthly payment of the provident fund loan is yuan, which is calculated according to the loan 20 years ago.

440,000 house is how much is a down payment of 120.

Is it okay to pay less for the down payment?

You can pay less. If the down payment is less, then the repayment pressure will be moreFor small partners who do not have sufficient funds in hand, if they choose to pay a little less down payment, this will undoubtedly greatly increase their monthly repayment pressure. In addition, the smaller the down payment you make, the longer the loan will be, and the more interest you will incur.

Is it possible to make a smaller down payment?

There are only 70,000 in hand.

No, you cannot.

Summary. Hello, dear, <>

I am happy to serve you: a down payment of about 80,000 yuan for a 340,000 house. 1. The down payment algorithm for the first new house.

For example, if you want to buy a house worth one million yuan, then your down payment should be at least 300,000 yuan. However, if you are in a non-restricted city, the down payment for the first home is generally 20%.

2. The down payment for buying a house is calculated according to the loan amount.

Although there are regulations that only 30 or 20 percent of the total house price can be taken, there is still a problem with loans. For example, if the total house price is 1 million, if the provident fund loan is used, the amount of loan that both husband and wife can borrow is 450,000 yuan, then the remaining house payment requires a down payment, that is, a down payment of 550,000 yuan. If you use a commercial loan, you also need to examine your family income and ability to repay the loan to see how much you can borrow, then the total house price minus the loan amount, and the rest is also a down payment.

How much is the down payment for a house of 340,000.

Hello, dear, <>

I am happy to serve you: a down payment of about 80,000 yuan for a 340,000 house. 1. The down payment algorithm for the first new house is based on the family, in the restricted city, as long as it is the first house, the down payment cannot be less than 30% of the total house price, for example, if you want to buy a house worth one million yuan, then your down payment is at least 300,000 yuan.

However, if you are in a non-restricted city, the down payment for the first home is generally 20%. 2. Although there are relevant regulations on the calculation of the down payment for buying a house according to the loan amount, as long as you take 30% or 20% of the total house price, there is still a problem with loans. For example, if the total house price is 1 million, if the provident fund loan is used, the amount of loan that both husband and wife can borrow is 450,000 yuan, then the remaining house payment requires a down payment, that is, a down payment of 550,000 yuan.

If you use a commercial loan, you also need to examine your family income and ability to repay the loan to see how much you can borrow, then the total house price minus the loan amount, and the rest is also a down payment.

Hello: The down payment for buying a second house is about 120,000. The above mentioned are all first-time homes.

In cities with purchase restrictions, when buying a second house, the down payment ratio of the loan is generally not less than 50% (the down payment ratio of the second house varies greatly from city to city, subject to the regulations), which means that the down payment for a house with a total price of one million yuan is at least 500,000 yuan. However, in non-restricted cities, the down payment for a second home is generally 30% of the house price.

How much to borrow for 20 years a month.

Still. Hello: Loan of 200,000 yuan. The loan is 1421 yuan a month for 20 years.