I bought water drop insurance online, and now I surrender the policy, will I give a refund?

Hello! Water Drop Insurance is refundable for surrender. First of all, it is clear that any insurance company can apply for a surrender policy, and Water Drop Insurance is no exception. However, if the policy is surrendered in Shuidi Insurance, it may be necessary to bear the corresponding liquidated damages.

The specific amount is subject to the insurance company. Generally, the surrender is divided into hesitation period surrender and normal surrender, and the amount of surrender at different times is different. If we want to avoid financial losses, it is best to choose to surrender the policy during the cooling-off period to protect our financial conditions.

The surrender amount is divided into refunded premium and refunded policy cash value.

Both. Generally speaking, if it is during the insurance cooling-off period.

The amount of surrender is the total amount of premiums paid minus the necessary production costs, which are based on the CBIRC.

It cannot exceed $10. If the policy is surrendered after the cooling-off period, the cash value of the policy is generally returned, and the corresponding cash value of the policy for each year can be found in the cash value table of the policy in the insurance contract.

In addition, if there is a violation of the operation of the insurance company or the insurance salesman, and the policyholder retains valid evidence, he can also apply to the insurance company for full surrender. General violations include the insurance company's failure to pay a return visit after signing the insurance contract, the insurance salesman signing the insurance contract on behalf of the insurance company, and the insurance salesman's misleading sales when selling insurance products.

Shuidi Insurance is a third-party insurance sales platform, with products underwritten by various insurance companies, and consumers who are insured with one-year medical insurance and accident insurance.

Critical illness insurance, etc. It may be that when we enter the water drop insurance, there will be various preferential insurances and there may even be free water drop insurance. It's highly likely that these are all marketing tactics that aren't actually that good.

However, some policyholders blindly apply for insurance without seeing the terms clearly, thinking that they have bought preferential insurance and they are the beneficiaries. After recognizing the routine, he regretted it. In order to reduce our economic losses, we must carefully read the various terms and requirements when applying for insurance, do not blindly follow the trend, and maintain rational insurance.

You can get a refund if you pass the surrender, you can consult the customer service on the official website, and there is a process for surrendering, and you will not apply immediately, and you will receive it immediately, and there must be a process.

When you buy insurance, you should look at the various terms of the insurance company, no matter what insurance is easy to refund, it is difficult to refund, and you have to compensate for their losses if you can refund, and there are very few withdrawals.

You have to see if his terms will be refunded to you, if you return it, you should return it all, only part of it.

I bought a free insurance in Shuidi Insurance** and I can't surrender the policy, will my personal information be I bought a free insurance in Shuidi Insurance** and can't surrender the policy, will my personal information be unsafe.

Why do you say I will return today, he won't give me a refund, or I have already refunded before, and he deducted my money.

Of course, you can surrender the insurance after purchasing water drop insurance, but one thing we need to know is that water drop insurance is not an insurance product, let alone an insurance company, and water drop insurance is actually just a third-party insurance sales platform. There are many products underwritten by insurance companies on the platform of Shuidi Bao, if you want to buy insurance products through Shuidi Bao, then you also have to compare them, and then choose the most suitable insurance product for you to insure. <>

After purchasing an insurance product on this platform, it is also possible to surrender the policy, but if you buy long-term insurance, then there will actually be some losses if you surrender the insurance halfway. For example, if some people buy a one-year insurance product on the platform of Shuidi Bao, then the insurance company will not refund after the insurance expires. Of course, after the expiration of one year, we can also choose to continue to renew this product.

But some people may buy long-term insurance products on this platform, for example, they will buy insurance products with a term of three years or even longer, in this case, if we surrender the policy halfway, it will definitely be okay, but there will be some losses, and this loss must be borne by yourself. If you want to surrender the policy, then you can directly contact the insurance company that underwrites it on the platform of Shuidi Bao, and then the insurance company will help with the relevant procedures, because Shuidi Insurance is actually just a sales platform, and they have no right to help us handle any surrender procedures. <>

Of course, when using the water drop protection platform, if there is something you don't understand, we can consult the customer service of water drop protection. In addition, there are a lot of insurance products on the water drop insurance, no matter which product will have the corresponding customer service staff who do not understand or do not understand a certain insurance product, they can directly contact the corresponding customer service staff through the link. Before buying an insurance product, you must ask more questions and compare more.

If you buy water drop insurance, you can also surrender the policy, but after the surrender of the insurance, you will not return all the money, and some of the procedures will be deducted.

Yes, if you don't want it, then you should go to the appropriate staff so that you can surrender the policy.

The policy can be surrendered, but the relevant handling fees need to be charged, and various procedures are also required when the policy is surrendered.

If you want to surrender the policy, you must go to this company and explain it to the staff, and then he will give you the option to surrender.

OK. This insurance is the same as any other insurance, and it can be surrendered, and if you make some applications, they will still follow your application.

When it comes to insurance, I believe everyone is familiar with it, in our daily life, in fact, everyone is inseparable from insurance. Because insurance gives us peace of mind and protection to a certain extent, for example, when traveling, if we buy insurance, we don't have to worry about spending too much in the event of an accident, because insurance can give a certain amount of reimbursement, and we don't have to worry about spending too much money in the hospital, because medical insurance will give subsidies. It can be seen that the benefits of buying insurance are very great for life.

However, some people may buy the wrong insurance because of too much insurance, in this case, they need to surrender the insurance, but not all insurance can be refunded, it depends on the situation. For the surrender of the insurance, some relevant netizens raised the question of whether the water drop insurance can be surrendered, and we will give an answer to this question below. Hope it can help people who have questions about this.

After buying water drop insurance, you can surrender the policy. Because the essence of Shuidi Insurance is a third-party insurance platform, it can sell insurance products underwritten by many companies, which not only gives benefits to policyholders, but also protects the rights and interests of policyholders. So if you feel that you have bought the wrong water drop insurance, don't worry too much, you can choose to surrender the policy.

Regarding the way to surrender the policy, the policyholder can contact the insurance company that purchased the insurance product by himself through his mobile phone for a series of operations, or he can also go directly to the offline service provider of the insurance company with his ID card, insurance policy and other documents. Generally, as long as you have an insurance policy, the staff inside will not embarrass you. Based on your needs and suggestions, we will surrender your insurance.

However, when the insurance is surrendered, the staff will consult why they choose to surrender the insurance out of professional needs, and there is no need to make up any reasons at this time, just be honest about the reasons why they choose to surrender. The people of the insurance company also make inquiries to be able to improve the service of the industry to the policyholder, so there is no need to worry.

If the water drop insurance is purchased voluntarily, it cannot be surrendered after the reinsurance takes effect. Surrender requires a loss of a portion of the principal. Specifically, you can consult the salesman for the surrender conditions.

Hello, there are two ways to surrender the water drop insurance as follows: 1. *** surrender. First of all, enter the WeChat of Shuidi Bao *** and click on it"My policy"to find the policy you want to surrender among all the policies;Then go to the policy details page, find the "Surrender" button and click it, and complete the surrender according to the guidance.

Questions. What should I do if I accidentally take out water drop insurance?

If you ask for surrender several times, you will be deducted every month.

If the customer service does not refund the fee, call 12378 CBIRC** to report the situation.

Yes, but it is more troublesome to deduct the relevant handling fees for surrendering the policy, and it is also necessary to go through the process, so you must be cautious when buying insurance.

After buying water drop insurance, you can also surrender the policy, as long as it does not exceed the cooling-off period.

Summary. Hello dear and happy to answer your <>

Buying water drop insurance surrender is a kiss that can refund the money!!If the policy is a one-year insurance product, the remaining premium will usually be refunded to the policyholder after deducting the premium for the number of days insured, so if the policy is surrendered after the one-year term, no fee will be refundedIn the case of long-term insurance products, the premium paid will be refunded if surrendered during the cooling-off period, and the cash value of the policy will be refunded if surrendered after the cooling-off period. Therefore, if you need to surrender the policy, it is better to surrender the policy as soon as possible, and you can reduce the loss.

However, if the cash value of the insurance product is relatively high, such as universal insurance, you can also wait until the cash value is about the same as the premium paid before surrendering the policy, which can also avoid financial losses.

Can I get a refund if I buy a drop insurance policy?

Hello dear and happy to answer your <>

Buying Shuichang Chain Drip Insurance Surrender is a kiss that can refund the money!!If it is a one-year insurance product, after surrendering the policy, the remaining premium will be refunded to the policyholder after deducting the premium for the number of days covered, so if the policy is surrendered after the expiration of the one-year term, no fee will be refundedIf the long-term insurance policy is a missing item, the premium paid can be refunded if the policy is surrendered during the cooling-off period, and the cash value of the policy will be refunded after the cooling-off period. Therefore, if you need to surrender the policy, it is better to surrender the policy as soon as possible, and you can reduce the loss.

However, if the cash value of the insurance product is relatively high, such as universal insurance, you can also wait until the cash value is about the same as the premium paid before surrendering the policy, which can also avoid financial losses.

Dear, how long have you been paying the premium?

It's been almost two and a half years since I bought it for twenty years.

If it is the platform's product, it will probably deduct thirty or forty percent of the handling fee. If it is said that the product of the insurance company goes to the insurance company to handle the surrender of the policy, it may only be able to refund 223% of the premium. Specifically, you can look at the cash value of the policy, and if the cash value is not indicated on the policy, you can also ask the insurance company.

The premium for two people is about 10,000 yuan, and how much can be refunded.

Kiss rotten, you are not in the hesitation period to surrender the policy, the loss of surrender is still very large, generally you can only return the cash value of the policy if you surrender the policy now.

What is this called cash value?

The cash value of the policy is how much the policy is worth now, that is, the amount that the insurance company should refund when the insured requests to terminate or surrender the policy. You can contact customer service to inquire about the cash value of the stool.